{"id":23109,"date":"2021-06-01T11:07:00","date_gmt":"2021-06-01T11:07:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=23109"},"modified":"2021-06-02T03:10:47","modified_gmt":"2021-06-02T03:10:47","slug":"conheca-o-cartao-de-credito-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/conheca-o-cartao-de-credito-magalu\/","title":{"rendered":"Descoper\u0103 Cardul de Credit Magalu"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cart%C3%A3o-de-cr%C3%A9dito-magalu\">card de credit Magalu<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o Cart\u00e3o de cr\u00e9dito Magalu Imagem: Infomoney\"  id=\"23124\" src=\"https:\/\/ucarecdn.com\/a1c79ab1-69b0-4798-bc4f-c2e983bdd25d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descoper\u0103 cardul de credit Magalu Imagine: Infomoney<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen 2021, Magazine Luiza \u0219i-a lansat noul card de credit Magalu f\u0103r\u0103 tax\u0103 anual\u0103, care func\u021bioneaz\u0103 integrat cu aplica\u021bia Magalu. Aici, pute\u021bi verifica toate tranzac\u021biile efectuate cu cardul digital, cum ar fi verific\u0103rile soldului \u0219i chiar pl\u0103ti\u021bi facturile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, v\u0103 vom ar\u0103ta cum v\u0103 poate fi util acest card, precum \u0219i v\u0103 vom \u00eenv\u0103\u021ba cum s\u0103 aplica\u021bi pentru cardul Magalu! Verific\u0103!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-como-funciona-o-cart%C3%A3o-de-cr%C3%A9dito-magalu\">Cum func\u021bioneaz\u0103 cardul de credit Magalu?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o Cart\u00e3o de cr\u00e9dito Magalu Imagem: Olist blog\"  id=\"23111\" src=\"https:\/\/ucarecdn.com\/ffd22ef4-03bf-42ce-9a56-989842475641\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descoper\u0103 cardul de credit Magalu Imagine: blogul Olist<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul de credit Magalu este un card complet inovator, pentru c\u0103 se adreseaz\u0103 publicului digital \u00eentruc\u00e2t este integrat \u00een aplica\u021bia digital\u0103 Magazine Luiza, unde pute\u021bi verifica limita \u0219i soldul disponibil, precum \u0219i accesul la servicii \u0219i plata facturilor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, fintech Luizacred, \u00een parteneriat cu Ita\u00fa Unibanco, va oferi cashback dublu timp de un an pentru toate achizi\u021biile efectuate prin canalele de v\u00e2nzare ale Magazinei Luiza. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, to\u021bi cei care au solicitat cardul p\u00e2n\u0103 pe 31 mai anul acesta vor c\u00e2\u0219tiga 4% cash back la achizi\u021biile f\u0103cute \u00een Magalu! \u0218i, clien\u021bii \u00eenregistra\u021bi dup\u0103 aceast\u0103 perioad\u0103 vor primi 2% cashback.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Accesarea cardului este foarte simpl\u0103, deoarece nu percepe tax\u0103 anual\u0103 sau comision pentru a-l solicita, fiind complet gratuit! De asemenea, apar\u021bine m\u0103rcii Visa \u0219i programului Vai de Visa care v\u0103 permite s\u0103 face\u021bi cump\u0103r\u0103turi \u00een magazinele care accept\u0103 marca Visa (dar \u00een acest caz, f\u0103r\u0103 cashback)!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-qual-o-limite-do-cart%C3%A3o-de-cr%C3%A9dito-magazine-luiza\">Care este limita cardului de credit Magazine Luiza?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul de credit Magazine Luiza func\u021bioneaz\u0103 cu dou\u0103 limite: Pe de o parte, limita general\u0103, pentru achizi\u021biile f\u0103cute \u00een alte magazine. Pe de alt\u0103 parte, limita specific\u0103, pentru cump\u0103r\u0103turile efectuate \u00een magazine sau pe site-ul Revistei Luiza.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apoi, limita general\u0103 va fi definit\u0103 chiar de Banco Ita\u00fa, care realizeaz\u0103 o analiz\u0103 de credit a clientului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen aceasta, banca verific\u0103 istoricul cump\u0103r\u0103turilor \u0219i obiceiurile de consum ale clientului. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, limita specific\u0103 este de trei ori mai mare dec\u00e2t cea stabilit\u0103 de Banco Ita\u00fa. A\u0219adar, dac\u0103 Ita\u00fa a definit o limit\u0103 de utilizare de R$2.000, limita pentru achizi\u021biile de la Magazine cu un card de credit va fi R$6.000.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pute\u021bi cre\u0219te sau reduce limita general\u0103, pur \u0219i simplu contacta\u021bi Centrul de Servicii pentru Consumatori: 3003 3030 sau 0800 720 3030 \u0219i solicita\u021bi o nou\u0103 evaluare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-cart%C3%A3o-de-cr%C3%A9dito-magalu-vale-a-pena-\">card de credit Magalu <strong>este \u00een valoare de ea?&nbsp;<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o Cart\u00e3o de cr\u00e9dito Magalu Imagem: Poder 360\"  id=\"23112\" src=\"https:\/\/ucarecdn.com\/43f0176a-aaa7-40b0-851f-bf18e7dbe107\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descoper\u0103 cardul de credit Magalu Imagine: Poder 360<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, acest card pare a fi o propunere grozav\u0103 din partea re\u021belei, deoarece faciliteaz\u0103 puterea de cump\u0103rare a consumatorilor, f\u0103r\u0103 a fi nevoie s\u0103 plece de acas\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, posibilitatea de a pl\u0103ti multe achizi\u021bii \u00een rate \u0219i de a compromite astfel limita cardului de credit, pe termen lung, poate deveni o problem\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-como-fazer-o-cart%C3%A3o-de-cr%C3%A9dito-magalu-\"><strong>cum se face <\/strong>card de credit Magalu<strong>?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, pentru a ob\u021bine cardul Magalu, pute\u021bi accesa site-ul web sau aplica\u021bia Superapp Magalu. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a face acest lucru, pur \u0219i simplu face\u021bi clic pe bannerul cardului de pe pagina de start a aplica\u021biei sau a site-ului web, apoi completa\u021bi formularul cu toate datele personale precum CPF, ID, dovada adresei \u0219i dovada veniturilor care nu dep\u0103\u0219esc 60 de zile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, a\u0219tepta\u021bi doar evaluarea creditului efectuat\u0103 de re\u021beaua Magazine Luiza. Acest lucru se datoreaz\u0103 faptului c\u0103 re\u021beaua analizeaz\u0103 istoricul dvs. de achizi\u021bii \u0219i de credit pentru a afla dac\u0103 sunte\u021bi capabil s\u0103 utiliza\u021bi cardul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest caz, un sfat este s\u0103 v\u0103 men\u021bine\u021bi scorul de credit ridicat \u0219i s\u0103 nu fi\u021bi negativ, deoarece acest lucru ajut\u0103 la eliberarea creditului sau a cardului, fie la Magalu, fie la un alt magazin sau banc\u0103. Prin urmare, men\u021bine-\u021bi istoricul bun de pl\u0103\u021bi cu agen\u021biile de protec\u021bie a creditului!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-vantagens-do-cart%C3%A3o\">Care sunt avantajele cardului?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul de credit Magalu folose\u0219te tehnologia contactless. Cu alte cuvinte, atunci c\u00e2nd face\u021bi cump\u0103r\u0103turi, nu trebuie s\u0103 introduce\u021bi cardul \u00een aparat. \u00cen plus, pute\u021bi accesa toate tranzac\u021biile cu cardul prin intermediul aplica\u021biei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, ave\u021bi \u0219i alte c\u00e2teva avantaje, cum ar fi nicio tax\u0103 anual\u0103; program cashback; reduceri exclusive de la Magalu si in magazinele partenere si conditii excelente de plata care pot fi impartite in mai mult de 24 de rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru a afla pu\u021bin mai multe despre aceste avantaje, face\u021bi clic pe con\u021binutul recomandat de mai jos:<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z4gdcb\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/quais-as-vantagens-do-cartao-magazine-luiza\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Care sunt avantajele cardului Magazine Luiza?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/ffd22ef4-03bf-42ce-9a56-989842475641\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/quais-as-vantagens-do-cartao-magazine-luiza\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Care sunt avantajele cardului Magazine Luiza?\">\n            Care sunt avantajele cardului Magazine Luiza?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afl\u0103 despre avantajele pe care \u021bi le aduce cardul Magazine Luiza \u0219i cum te poate ajuta la cump\u0103r\u0103turi! 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