{"id":21785,"date":"2021-05-02T11:14:00","date_gmt":"2021-05-02T11:14:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=21785"},"modified":"2021-05-02T02:39:47","modified_gmt":"2021-05-02T02:39:47","slug":"cartao-saraiva-ou-cartao-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-magalu\/","title":{"rendered":"Cardul Saraiva sau Cardul Magalu?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-saraiva-x-magalu-qual-o-melhor-para-suas-compras-\"><strong>Saraiva x Magalu: care este mai bun pentru cump\u0103r\u0103turile tale?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Saraiva ou Cart\u00e3o Magalu: qual escolher? Imagem: Not\u00edcias Concursos\"  id=\"21787\" src=\"https:\/\/ucarecdn.com\/08066196-5c43-4255-8354-94c711727e6a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saraiva Card sau Magalu Card: pe care s\u0103-l alegi? Imagine: \u0218tiri Concurs<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini\u021bial, cardul Saraiva sau Cardul Magalu f\u0103ceau parte din grupul de lan\u021buri mari din Brazilia. Asta pentru c\u0103 sunt foarte c\u0103utate de consumatori deoarece con\u021bin produse de calitate, cu pre\u021buri accesibile \u0219i o mare varietate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, magazinele au \u0219i un card de cump\u0103r\u0103turi care \u00ee\u0219i propune s\u0103 faciliteze achizi\u021bia de produse \u0219i, astfel, s\u0103 fac\u0103 acest moment mai pu\u021bin birocratic \u0219i mai sigur. Deci, Cardul Saraiva sau Cardul Magalu sunt optiuni avantajoase de card cu mai multe oferte. Verific\u0103:<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZfNVhp\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Saraiva pas cu pas?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/406f477d-5729-4696-8abc-aef24b72f442\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-saraiva\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Saraiva pas cu pas?\">\n            Cum s\u0103 aplici pentru cardul Saraiva pas cu pas?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afl\u0103 acum tot ce trebuie s\u0103 \u0219tii pentru a aplica pentru un card de credit Saraiva. Urma\u021bi procesul pas cu pas pentru a solicita cardul dvs.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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       <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afl\u0103 chiar acum cum po\u021bi aplica pentru cardul Magazine Luiza \u00eentr-un mod simplu \u0219i f\u0103r\u0103 probleme, procesul poate fi 100% online.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-magazine-luiza\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-magazine-luiza\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/08066196-5c43-4255-8354-94c711727e6a\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Magazine Luiza?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-magazine-luiza\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-magalu\">card Magalu<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Saraiva ou Cart\u00e3o Magalu: qual escolher? Imagem: seu cr\u00e9dito digital\"  id=\"21790\" src=\"https:\/\/ucarecdn.com\/bdb6489d-b6ee-4fca-844e-936f8c37299c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saraiva Card sau Magalu Card: pe care s\u0103-l alegi? Imagine: creditul dvs. digital<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini\u021bial, cardul Magalu este un card care face parte din re\u021belele Magazine Luiza, care este una dintre cele mai mari re\u021bele din Brazilia. \u0218i \u00een plus, cardul are un steag Mastercard \u0219i acoperire interna\u021bional\u0103. Adic\u0103 po\u021bi face cump\u0103r\u0103turi din magazinele na\u021bionale \u0219i interna\u021bionale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj al acestui card este c\u0103, fiind un brand Mastercard, clien\u021bii pot accesa toate produsele \u0219i ofertele din programul Mastercard Surpreenda. De asemenea, po\u021bi accesa aplica\u021bia Magazine Luiza, unde po\u021bi urm\u0103ri toate achizi\u021biile f\u0103cute cu cardul Magalu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, Cardul Magalu este un card super avantajos care permite clien\u021bilor s\u0103 fac\u0103 cump\u0103r\u0103turi la Magazine Luiza \u0219i, de asemenea, s\u0103 aib\u0103 acces la c\u00e2teva alte avantaje exclusive la care doar clien\u021bii care au cardul pot avea acces!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-saraiva\">card Saraiva<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Saraiva ou Cart\u00e3o Magalu: qual escolher? Imagem: Foregon\"  id=\"21791\" src=\"https:\/\/ucarecdn.com\/fb9b7026-e864-49be-afb5-73d7e1b36959\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saraiva Card sau Magalu Card: pe care s\u0103-l alegi? Imagine: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul Saraiva este emis de lan\u021bul de libr\u0103rii Saraiva \u0219i este renumit pentru aprobarea rapid\u0103 a cardului de credit. \u0218i \u00een plus, este un card care nu percepe anuitate, \u0219i are \u0219i carduri suplimentare, acoperire interna\u021bional\u0103, Visa flag \u0219i programe Visa avantaj! <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj al acestui card este c\u0103 ofer\u0103 reduceri \u0219i oferte la toate libr\u0103riile din lan\u021bul Saraiva \u0219i, de asemenea, permite clientului s\u0103 acumuleze puncte la toate achizi\u021biile, care pot deveni reduceri sau mile aeriene pe Latam Pass. Sau acumuleaz\u0103 puncte prin Saraiva Plus \u0219i programul Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i \u00een plus, cardul Saraiva este un card emis de Banco do Brasil, adic\u0103 poate fi solicitat doar prin aplica\u021bia Ourocard. Deci, \u00een primul r\u00e2nd, uit\u0103-te la toate avantajele \u0219i dezavantajele acestui card!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-magalu\">Care sunt avantajele cardului Magalu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini\u021bial, acoperirea interna\u021bional\u0103 a cardului Magalu este primul avantaj major al acestui card, deoarece permite clien\u021bilor s\u0103 fac\u0103 cump\u0103r\u0103turi la unit\u0103\u021bi din interiorul \u0219i din afara Braziliei. \u0218i \u00een plus, po\u021bi avea acces la oferte exclusive care pot fi pl\u0103tite \u00een p\u00e2n\u0103 la 24 de rate \u00een magazine \u0219i pe site-ul Magalu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj al cardului Magalu este ca clientul poate accesa o reducere 10% la Clubul Oferte Magalu. De asemenea, la cump\u0103r\u0103turi cu cardul Magalu de pe site-ul \u00c9poca Cosm\u00e9ticos, prime\u0219ti \u0219i o reducere de 10% la toate produsele.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj al cardului Magalu este ca primesti o reducere de 15% pe intreg site-ul Netshoes Magazine Luiza, precum si o reducere de 15% la produsele vandute si expediate de Zattini in achizitiile facute cu cardul Magalu. Plus, reducere 15% pe site-ul Shoesstock, tot super partenerul lui Magalu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Magalu are mai multe avantaje, dar cele mai atractive sunt parteneriatele cu alte magazine precum Netshoes \u0219i Zattini, aduc\u00e2nd o gam\u0103 \u0219i mai mare de oferte pentru a v\u0103 bucura de produse variate din toate segmentele! <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-saraiva\">Care sunt avantajele cardului Saraiva?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, s\u0103 trecem la beneficiile cardului Saraiva. Ini\u021bial, scutirea de anuitate este primul avantaj al cardului Saraiva. Acest lucru se datoreaz\u0103 faptului c\u0103 nu exist\u0103 taxe pentru \u00eentre\u021binerea cardului \u0219i nici m\u0103car taxa pentru servicii sau pentru achizi\u021bionarea cardului Saraiva.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj al cardului Saraiva sunt reducerile \u0219i ofertele din \u00eentreaga re\u021bea de libr\u0103rii Saraiva, precum \u0219i carduri suplimentare gratuite care aduc mai mult confort. \u0218i totu\u0219i, exist\u0103 programul de mile \u0219i reduceri pentru clien\u021bi, care acumuleaz\u0103 puncte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Saraiva este un card plin de avantaje \u0219i care chiar \u00ee\u021bi ofer\u0103 acces la o aplica\u021bie Ourocard unde po\u021bi controla toate cheltuielile cu cardul, ceea ce este super interesant \u0219i avantajos! Asta pentru c\u0103, prin intermediul aplica\u021biei, pute\u021bi controla cheltuielile \u0219i pute\u021bi face cump\u0103r\u0103turi online.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-magalu\">Care sunt dezavantajele cardului Magalu?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Saraiva ou Cart\u00e3o Magalu: qual escolher? Imagem: FDR\"  id=\"21793\" src=\"https:\/\/ucarecdn.com\/3ed1dcf0-117f-4015-ae41-2e356bd0fd9f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saraiva Card sau Magalu Card: pe care s\u0103-l alegi? Imagine: FDR<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, unul dintre cele mai mari dezavantaje ale cardului Magalu este necesitatea de a face dovada unui venit minim de R$800. Acest lucru se datoreaz\u0103 faptului c\u0103 pe pia\u021b\u0103 exist\u0103 mai multe modele de carduri f\u0103r\u0103 tax\u0103 anual\u0103, precum \u0219i dovada venitului minim.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Iar un alt dezavantaj al cardului Magalu este taxa anuala pentru Cardul Presencial Luiza 12x R$11.99 sau R$143.88 in numerar. Prin urmare, atunci c\u00e2nd alege\u021bi un card pentru cump\u0103r\u0103turi, vede\u021bi dac\u0103 ave\u021bi venitul minim necesar pentru a continua cu cererea pentru card! <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-saraiva\">Care sunt dezavantajele cardului Saraiva?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, primul dezavantaj al cardului Saraiva este c\u0103, deoarece cardul este un card emis de Banco do Brasil, aplicarea pentru card devine mai birocratic\u0103 pentru cei care nu sunt titulari de cont la acea banc\u0103. \u0218i \u00een plus, solicitarea cardului nu este efectuat\u0103 \u00een momentul expedierii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest lucru se datoreaz\u0103 faptului c\u0103 este necesar s\u0103 a\u0219tepta\u021bi o anumit\u0103 perioad\u0103 pentru ca aprobarea s\u0103 fie efectuat\u0103. Prin urmare, cardul Saraiva este o op\u021biune grozav\u0103 de card, dar pentru persoanele cu conturi Banco do Brasil, este \u0219i mai bine, deoarece devine o solicitare mai pu\u021bin birocratic\u0103!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-saraiva-ou-cart%C3%A3o-magalu-qual-escolher-\"><strong>Saraiva Card sau Magalu Card: pe care s\u0103-l alegi?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul Saraiva sau cardul Magalu sunt variante interesante pentru cump\u0103r\u0103turi \u0219i accesarea reducerilor \u0219i ofertelor exclusive la magazine precum Magazine Luiza \u0219i libr\u0103riile Saraiva. A\u0219a c\u0103 face\u021bi o compara\u021bie a celor dou\u0103 op\u021biuni pentru a vedea care este cea mai bun\u0103 pentru dvs.!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2crcJ9\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card Saraiva sau card Pan?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/2f098e4a-8c89-443e-87d4-a81220e55a2f\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card Saraiva sau card Pan?\">\n            Card Saraiva sau card Pan?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Fie c\u0103 este cardul Saraiva sau cardul Pan, ambele au scutire de anuitate \u0219i steag interna\u021bional. Vezi mai multe informa\u021bii despre ei aici!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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