{"id":21678,"date":"2021-04-29T10:56:00","date_gmt":"2021-04-29T10:56:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=21678"},"modified":"2021-04-29T00:15:22","modified_gmt":"2021-04-29T00:15:22","slug":"cartao-meliuz-ou-cartao-mooba-qual-escolher","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-meliuz-ou-cartao-mooba-qual-escolher\/","title":{"rendered":"Cardul M\u00e9liuz sau Cardul Mooba: pe care s\u0103-l alegi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-descubra-qual-cart%C3%A3o-de-cr%C3%A9dito-escolher-\"><strong>Afla\u021bi ce card de credit s\u0103 alege\u021bi<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: Foregon\"  id=\"21679\" src=\"https:\/\/ucarecdn.com\/d7fc6228-e5aa-46c7-ac95-eb3f9c40c1fd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul M\u00e9liuz sau Cardul Mooba: pe care s\u0103-l alegi? Imagine: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini\u021bial, cardul M\u00e9liuz sau cardul Mooba sunt dou\u0103 op\u021biuni de card de credit cu programe avantajoase, cum ar fi un program de cashback \u0219i f\u0103r\u0103 tax\u0103 anual\u0103 pentru cardul M\u00e9liuz. A\u0219adar, pentru a cunoa\u0219te pu\u021bin mai multe despre fiecare dintre aceste c\u0103r\u021bi, haide\u021bi s\u0103 v\u0103 ar\u0103t\u0103m avantajele \u0219i dezavantajele fiec\u0103reia dintre ele!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cert este c\u0103 ambele sunt emise de Banco Pan \u0219i au propuneri inovatoare pentru ca clien\u021bii s\u0103 aib\u0103 acces la cele mai bune carduri de credit \u0219i s\u0103 garanteze credibilitatea, securitatea, transparen\u021ba, confortul \u0219i calitatea \u00een furnizarea serviciilor.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Q0Feg\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-mooba\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplica\u021bi pentru cardul de credit Mooba\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/86cb7d39-c5ed-4302-987d-797929ffafba\/\" alt=\"Cart\u00e3o MOoba\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-mooba\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplica\u021bi pentru cardul de credit Mooba\">\n            Cum s\u0103 aplica\u021bi pentru cardul de credit Mooba        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00cen acest articol ve\u021bi \u00eenv\u0103\u021ba pas cu pas cum s\u0103 solicita\u021bi cardul dvs. de credit Mooba f\u0103r\u0103 dificult\u0103\u021bi.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-mooba\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-mooba\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/86cb7d39-c5ed-4302-987d-797929ffafba\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplica\u021bi pentru cardul de credit Mooba              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-mooba\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-UsYEn\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ame\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul AME\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6a8087cf-df66-480b-9f45-24a48fd91870\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ame\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul AME\">\n            Cum s\u0103 aplici pentru cardul AME        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul AME ofer\u0103 beneficii exclusive, pe l\u00e2ng\u0103 cashback \u0219i acoperire interna\u021bional\u0103 cu marca Mastercard. Vezi aici cum s\u0103 aplici!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ame\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ame\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6a8087cf-df66-480b-9f45-24a48fd91870\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul AME              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ame\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-m%C3%A9liuz\">cardul M\u00e9liuz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: Senhor Finan\u00e7as\"  id=\"21680\" src=\"https:\/\/ucarecdn.com\/1b5be103-5476-4e0d-a506-c2f80d59d06b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul M\u00e9liuz sau Cardul Mooba: pe care s\u0103-l alegi? Imagine: Mr Finance<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul M\u00e9liuz este un card emis de Banco Pan, una dintre cele mai mari b\u0103nci din Brazilia. Printre avantajele cardului M\u00e9liuz, avem absenta unei taxe anuale si un program de cashback super interesant care ramburseaza pana la 1,8% bani la cumparaturile facute cu cardul de credit!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul M\u00e9liuz are aceast\u0103 propunere de rambursare de a returna 1,8% de cashback, astfel \u00eenc\u00e2t clien\u021bii s\u0103 poat\u0103 r\u0103scump\u0103ra suma din conturile lor curente sau de economii atunci c\u00e2nd este atins\u0103 limita minim\u0103 de R$20.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a aplica pentru cardul M\u00e9liuz, nu trebuie s\u0103 fi\u021bi titular de cont bancar Pan sau orice alt\u0103 banc\u0103. Asta pentru c\u0103 cardul nu este condi\u021bionat de niciun cont digital \u0219i po\u021bi aplica doar pentru card!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru a urm\u0103ri cererea, trebuie doar s\u0103 desc\u0103rca\u021bi aplica\u021bia M\u00e9liuz, care este disponibil\u0103 \u00een versiuni pentru Android \u0219i iOs, sau pute\u021bi accesa site-ul web M\u00e9liuz. Apoi, completa\u021bi c\u00e2mpurile cu datele dumneavoastr\u0103 personale \u0219i a\u0219tepta\u021bi ca Banco Pan s\u0103 efectueze analiza creditului, care dureaz\u0103 de obicei aproximativ 20 de zile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i astfel, dac\u0103 cardul M\u00e9liuz este aprobat, acesta va fi trimis \u00een termen de maximum 15 zile lucr\u0103toare. \u0218i \u00een plus, acest card are marca Mastercard, acoperire interna\u021bional\u0103, adic\u0103 clientul poate face cump\u0103r\u0103turi \u00een magazine din Brazilia \u0219i din lume, at\u00e2ta timp c\u00e2t este \u00een magazine fizice.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, M\u00e9liuz este un card transparent, sigur \u0219i confortabil, astfel \u00eenc\u00e2t utilizatorii s\u0103 poat\u0103 aplica rapid \u0219i eficient!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-mooba\">card mooba<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: Foregon\"  id=\"21682\" src=\"https:\/\/ucarecdn.com\/86cb7d39-c5ed-4302-987d-797929ffafba\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul M\u00e9liuz sau Cardul Mooba: pe care s\u0103-l alegi? Imagine: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini\u021bial, Mooba este o platform\u0103 care func\u021bioneaz\u0103 ca partener pentru mai multe unit\u0103\u021bi online. Adic\u0103, atunci c\u00e2nd un utilizator face achizi\u021bii la una dintre aceste unit\u0103\u021bi cu un link personalizat de la firma respectiv\u0103, aceasta din urm\u0103 prime\u0219te un comision.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, platforma Mooba ofer\u0103 cump\u0103r\u0103torului o valoare sub form\u0103 de cashback. Adic\u0103, dac\u0103 clientul cump\u0103r\u0103 dintr-un magazin partener Mooba \u0219i cashback-ul acestui magazin este de 4%, dac\u0103 achizi\u021bia valoreaz\u0103 R$100, atunci R$4 cheltuit pentru tranzac\u021bie va fi returnat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i \u00een plus, cardul Mooba are \u0219i un card cu program propriu de cashback. Adic\u0103, atunci c\u00e2nd cump\u0103r\u0103 de la oricare dintre magazinele partenere cu plasticul lor, clientul prime\u0219te banii \u00eenapoi de dou\u0103 ori! Fiind un super avantaj!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul Mooba are o taxa de anuitate relativ mica, nu face analize de credit, fiind o optiune grozava pentru persoanele cu nume murdar iar cardul are steag VISA. Este important de men\u021bionat c\u0103, \u00een ciuda faptului c\u0103 ai o anuitate, te po\u021bi scuti de aceast\u0103 valoare!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Mooba este un card care ofer\u0103 o propunere diferit\u0103 de toate celelalte pe care le-am men\u021bionat deja aici \u0219i ofer\u0103 o gam\u0103 larg\u0103 de magazine partenere pentru ca tu s\u0103-\u021bi faci cump\u0103r\u0103turile! Adic\u0103 nu po\u021bi pierde timpul \u0219i, mai bine fugi s\u0103 faci cererea, nu?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-m%C3%A9liuz\">Care sunt avantajele cardului M\u00e9liuz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, atunci haide\u021bi s\u0103 cunoa\u0219tem avantajele cardului M\u00e9liuz:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>La \u00eenceput, primul avantaj este absen\u021ba anuit\u0103\u021bii. Asta pentru c\u0103 nu pl\u0103ti\u021bi o tax\u0103 de \u00eentre\u021binere pentru a continua s\u0103 v\u0103 folosi\u021bi cardul de credit;<\/li><li>Un alt avantaj este programul de cashback in care cardul returneaza pana la 1,8% bani pentru a face cumparaturi si a-l folosi dupa cum doriti;<\/li><li>De asemenea, cardul are steagul Mastercard cu acoperire interna\u021bional\u0103. Adic\u0103 pute\u021bi face cump\u0103r\u0103turi \u00een Brazilia \u0219i \u00een \u00eentreaga lume \u0219i ave\u021bi \u00een continuare acces la programe \u0219i oferte Mastercard;<\/li><li>Un alt avantaj este c\u0103 cardul M\u00e9liuz are o aplica\u021bie \u00een care po\u021bi urm\u0103ri extrasul cardului \u0219i rambursarea (o po\u021bi urm\u0103ri \u0219i pe site);<\/li><li>\u0218i \u00een plus, nu este nevoie s\u0103 ai un cont pentru a accesa cardul de credit, trebuie doar s\u0103 faci cererea prin intermediul aplica\u021biei sau al site-ului web. Acest lucru se datoreaz\u0103 faptului c\u0103 cardul nu este legat de niciun cont digital \u0219i nu este obligatoriu s\u0103 ave\u021bi un cont la Pan bank sau la alt\u0103 banc\u0103;<\/li><li>Exist\u0103 mai multe magazine partenere, cum ar fi Burguer King; Case Bahia; Netflix; La naiba strig\u0103; iFood; Libr\u0103ria Cultura; Spotify; americani; Havana; AliExpress \u0219i alte c\u00e2teva magazine partenere \u00eentr-o list\u0103 uria\u0219\u0103 de unit\u0103\u021bi pentru a oferi mai multe op\u021biuni \u0219i confort clien\u021bilor;<\/li><li>Programul Ame + M\u00e9liuz: Este un program care func\u021bioneaz\u0103 ca un portofel digital de unde po\u021bi face cump\u0103r\u0103turi din magazine precum Americanas \u0219i Submarino.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul M\u00e9liuz aduce clien\u021bilor mai multe oferte \u0219i reduceri exclusive, pun\u00e2nd accent pe securitatea \u0219i transparen\u021ba serviciilor oferite de Banco Pan!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-mooba\">Care sunt avantajele cardului Mooba?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, haide\u021bi s\u0103 cunoa\u0219tem avantajele cardului Mooba:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>La \u00eenceput, primul avantaj al cardului Mooba este programul de cashback de pe platforma Mooba, care are mai multe magazine partenere pentru ca tu s\u0103-\u021bi faci cump\u0103r\u0103turile;<\/li><li>Un alt avantaj este programul de cashback al cardului Mooba propriu-zis, care are un nou program \u00een care clientul poate primi p\u00e2n\u0103 la dou\u0103 ori mai mult cashback;<\/li><li>\u0218i \u00een plus, cardul Mooba percepe o anuitate, totu\u0219i, pute\u021bi reseta aceast\u0103 sum\u0103 de anuitate, doar urm\u00e2nd c\u00e2teva criterii;<\/li><li>Un alt avantaj este c\u0103 cardul nu necesit\u0103 un venit minim, adic\u0103 este o op\u021biune bun\u0103 \u0219i pentru persoanele cu nume murdar.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Mooba, care este o alt\u0103 op\u021biune emis\u0103 de Banco Pan, merit\u0103 \u0219i pentru persoanele negative, deoarece nu necesit\u0103 un venit minim \u0219i are propuneri de zero a anuit\u0103\u021bii.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-m%C3%A9liuz\">Care sunt dezavantajele cardului M\u00e9liuz?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? Imagem: seucreditodigital\"  id=\"21684\" src=\"https:\/\/ucarecdn.com\/23e1e6dc-b043-4690-a2e5-4dd781dd0f9a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul M\u00e9liuz sau Cardul Mooba: pe care s\u0103-l alegi? Imagine: seucreditodigital<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La \u00eenceput, unul dintre cele mai mari dezavantaje ale cardului M\u00e9liuz este faptul c\u0103 nu exist\u0103 un card virtual pentru achizi\u021biile online. Adic\u0103, achizi\u021biile trebuie f\u0103cute \u00een magazinele fizice, ceea ce devine un dezavantaj major \u00een compara\u021bie cu alte c\u0103r\u021bi de credit \u00een prezent.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt dezavantaj este c\u0103 func\u021bia de retragere este disponibil\u0103 numai pentru utilizatorii restric\u021biona\u021bi. In plus, cardul nu are program de acumulare de kilometri, lucru foarte des intalnit si la alte carduri de credit, fiind ceva mai putin avantajos!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-mooba\">Care sunt dezavantajele cardului Mooba?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, unul dintre cele mai mari dezavantaje ale cardului Mooba este taxa anual\u0103. Acest lucru se datoreaz\u0103 faptului c\u0103, \u0219tim deja c\u0103 cele mai multe carduri de credit nu percep sume de anuitate, cu toate acestea, aceast\u0103 sum\u0103 poate fi complet resetat\u0103 de c\u0103tre clien\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru a fi scutit de rent\u0103, cheltuielile lunare ale clientului trebuie s\u0103 fie mai mari de R$1.500,00 \u0219i, astfel, renta nu va fi perceput\u0103 \u00een luna curent\u0103. Iar daca in luna urmatoare clientul nu atinge minimul necesar, platiti doar suma de R$15.00. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adic\u0103 va exista o scutire de rent\u0103 \u00een toate lunile \u00een care factura dep\u0103\u0219e\u0219te R$1.500,00. Prin urmare, cardul Mooba \u00ee\u021bi permite s\u0103-l adaptezi nevoilor \u0219i condi\u021biilor tale financiare, permi\u021b\u00e2ndu-\u021bi s\u0103 te bucuri de toate avantajele.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-m%C3%A9liuz-ou-cart%C3%A3o-mooba-qual-o-melhor-para-voc%C3%AA-\"><strong>Cardul M\u00e9liuz sau Cardul Mooba: care este cel mai bun pentru tine?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul M\u00e9liuz sau cardul Mooba sunt op\u021biuni de card sigure, transparente, care ofer\u0103 propuneri inovatoare \u0219i atractive, astfel \u00eenc\u00e2t clien\u021bii s\u0103 se simt\u0103 cu adev\u0103rat speciali. \u0218i chiar dac\u0103 exist\u0103 unele dezavantaje precum perceperea unei anuit\u0103\u021bi \u00een cazul Mooba, po\u021bi rezolva chiar \u0219i acest impediment, scutindu-te de taxa!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, vezi care dintre aceste op\u021biuni de card este cea mai bun\u0103 \u00een interesele tale \u0219i trebuie s\u0103 faci cea mai bun\u0103 alegere pentru tine! \u0218i dac\u0103 mai ave\u021bi \u00eendoieli, consulta\u021bi o nou\u0103 compara\u021bie de carduri de mai jos, pe care v\u0103 prezent\u0103m con\u021binut recomandat:<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zb2BRF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card Santander SX sau card original\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/26288f1c-dc7b-45f1-86d9-cf7b9399da35\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card Santander SX sau card original\">\n            Card Santander SX sau card original        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Santander SX sau cardul Original sunt op\u021biuni de card de credit pentru cei care caut\u0103 servicii de securitate \u0219i calitate. Verific\u0103!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Verific\u0103!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,484,483],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba : qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Seja o cart\u00e3o M\u00e9liuz ou Cart\u00e3o Mooba, ambos s\u00e3o cart\u00f5es inovadores, emitidos pelo Banco Pan, e que possuem programas de cashback. 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