{"id":18857,"date":"2021-03-16T13:01:10","date_gmt":"2021-03-16T13:01:10","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=18857"},"modified":"2021-10-19T11:18:41","modified_gmt":"2021-10-19T11:18:41","slug":"cuidado-com-golpe-do-emprestimo-consignado","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cuidado-com-golpe-do-emprestimo-consignado\/","title":{"rendered":"Aten\u021bie la \u00een\u0219el\u0103toria de \u00eemprumut de salarizare"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-golpe-do-empr%C3%A9stimo-consignado-\"><strong>\u00een\u0219el\u0103torie de \u00eemprumut pe salariu<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Golpe do empr\u00e9stimo consignado (Imagem: Paran\u00e1Banco)\"  id=\"18873\" src=\"https:\/\/ucarecdn.com\/fd4ebfde-53cd-4de8-a6f0-4f383738be75\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">\u00cen\u0219el\u0103torie de \u00eemprumut pentru salarii (Imagine: Paran\u00e1Banco)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Escrocheria \u00eemprumuturilor pe salarii las\u0103 din ce \u00een ce mai mul\u021bi oameni \u00een situa\u021bii complicate. Exist\u0103 multe elemente care fac ca aceast\u0103 tactic\u0103 s\u0103 nu fie cool, eficient\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chiar dac\u0103 devine popular, mul\u021bi \u00eenc\u0103 se \u00eendr\u0103gostesc de aceast\u0103 minciun\u0103. Prin urmare, este esen\u021bial ca acest subiect s\u0103 fie discutat \u00een continuare. Astfel, este posibil s\u0103 se evite mai multe pierderi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, scopul acestei post\u0103ri este s\u0103 v\u0103 u\u0219ureze munca. Aici, ve\u021bi r\u0103m\u00e2ne la curent cu totul despre escrocheria \u00eemprumuturilor de salarizare. Vezi ce detalii ar trebui s\u0103 fii mereu con\u0219tient.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-como-funciona-o-golpe-do-empr%C3%A9stimo-consignado-\"><strong>Cum face <strong>\u00een\u0219el\u0103torie de \u00eemprumut pe salariu<\/strong>?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como funciona esse tipo de golpe? (Imagem: Conectej\u00e1-Proteste)\"  id=\"18874\" src=\"https:\/\/ucarecdn.com\/c5ddff72-3898-4695-8ac0-c2a34ac8907d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">Cum func\u021bioneaz\u0103 acest tip de \u00een\u0219el\u0103torie? (Imagine: Connectj\u00e1-Protest)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sunt folosite de fraudatori. Prin urmare, pentru a realiza escrocheria, ace\u0219ti oameni se prefac a fi membri ai unei b\u0103nci sau institu\u021bii financiare. Astfel, ei creeaz\u0103 site-uri web, telefoane \u0219i e-mailuri false.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apoi dezv\u0103luie care sunt liniile lor de credit. Toate sunt \u00eentotdeauna foarte atractive. De asemenea, atunci c\u00e2nd \u00eenchid o tranzac\u021bie, cer depozite \u00een avans. C\u00e2nd efectua\u021bi acea plat\u0103, acestea dispar cu toate datele dvs.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci fraudele \u0219i furturile se fac cu informa\u021biile tale. Partea cea mai proast\u0103 este c\u0103 recuperarea banilor investi\u021bi este \u00eentotdeauna complicat\u0103. Asta pentru c\u0103 acest tip de persoan\u0103 de obicei \u201edispare de pe hart\u0103\u201d.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, asta nu \u00eenseamn\u0103 c\u0103 nu po\u021bi face nimic \u00een privin\u021ba asta. Urm\u0103toarele subiecte v\u0103 vor \u00eenv\u0103\u021ba mai multe despre prevenire \u0219i controlul daunelor.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-quais-os-tipos-de-golpe-do-empr%C3%A9stimo-\"><strong>Ce tipuri de \u00een\u0219el\u0103torie de \u00eemprumut?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Quais os tipos de golpe do empr\u00e9stimo? (Imagem: BancoVotorantim)\"  id=\"18875\" src=\"https:\/\/ucarecdn.com\/b247c4c7-ac28-4bba-9aa4-ca03294c018e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">Ce tipuri de \u00een\u0219el\u0103torie de \u00eemprumut? (Imagine: BancoVotorantim)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Persoanele care se \u00eencadreaz\u0103 cel mai mult \u00een acest tip de escrocherie sunt, a\u0219adar, pensionarii \u0219i pensionarii. Asta pentru c\u0103 ei sunt principalele \u021binte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chiar \u0219i a\u0219a, aceasta nu este o regul\u0103 \u0219i oricine poate fi suficient de ghinionist s\u0103 \u00eent\u00e2lneasc\u0103 escroci. Cunoa\u0219te\u021bi acum tipurile de fraud\u0103 care se aplic\u0103 \u00een zilele noastre.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1vvMbb\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-do-banco-inter\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Descoperi\u021bi \u00eemprumutul pentru salarii de la Banco Inter\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/03\/woman-3261425_1280.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-do-banco-inter\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Descoperi\u021bi \u00eemprumutul pentru salarii de la Banco Inter\">\n            Descoperi\u021bi \u00eemprumutul pentru salarii de la Banco Inter        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cunoa\u0219te\u021bi \u00eemprumutul pentru salarii de la Banco Inter? Dac\u0103 nu \u00eenc\u0103, atunci este timpul s\u0103 afla\u021bi mai multe despre acest produs care este unul dintre cele mai bune de pe pia\u021b\u0103.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-do-banco-inter\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-do-banco-inter\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/03\/woman-3261425_1280.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Descoperi\u021bi \u00eemprumutul pentru salarii de la Banco Inter              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-do-banco-inter\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-golpe-do-empr%C3%A9stimo-consignado-\"><strong>\u00een\u0219el\u0103torie de \u00eemprumut pe salariu<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Golpe do empr\u00e9stimo consignado (Imagem: MeuTudo)\"  id=\"18876\" src=\"https:\/\/ucarecdn.com\/b846bf84-6aaf-47b8-a244-7fcbad80d54c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">\u00cen\u0219el\u0103torie de \u00eemprumut consemnat (Imagine: MeuTudo)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aici se ofer\u0103 credite pensionarilor \u0219i pensionarilor INSS. De asemenea, salaria\u021bii \u0219i func\u021bionarii publici intr\u0103 pe list\u0103. Escrocii folosesc adesea \u00een\u0219el\u0103toria de \u00eemprumut pentru salarii pentru a falsifica documente.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-golpe-do-whatsapp-\"><strong>\u00een\u0219el\u0103torie WhatsApp<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Golpe do WhatsApp (TecMundo)\"  id=\"18877\" src=\"https:\/\/ucarecdn.com\/a1043b41-5208-42aa-ba60-d9c6f953b9ca\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">\u00cen\u0219el\u0103torie WhatsApp (TecMundo)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cunoscut\u0103 \u0219i ca o \u00een\u0219el\u0103torie de \u00eemprumut online. Infractorii trimit un mesaj pe dispozitivul t\u0103u mobil. \u00cen ea, ofer\u0103 credit fals cu dob\u00e2nzi foarte mici.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-se-protegendo-de-golpes-como-esses-\"><strong>Protejeaz\u0103-te de escrocherii ca acestea<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Se protegendo de golpes como esses (Imagem: ProgramadorDigital)\"  id=\"18878\" src=\"https:\/\/ucarecdn.com\/9954ac77-39a3-4103-8001-8bce701a7211\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">Protej\u00e2ndu-te de escrocherii ca acestea (Imagine: ProgramadorDigital)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, \u00eemprumutul \u00een sine este o ac\u021biune \u00een justi\u021bie. Cu toate acestea, este foarte frecvent s\u0103 g\u0103se\u0219ti oameni care distorsioneaz\u0103 acest lucru \u0219i ajung s\u0103-\u021bi dea o lovitur\u0103. De aceea ar trebui s\u0103 te fere\u0219ti de orice este prea u\u0219or.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Crede-m\u0103, asta te poate scuti de multe dureri de cap. Acum s\u0103 presupunem c\u0103 dori\u021bi s\u0103 solicita\u021bi un \u00eemprumut. Separ\u0103m c\u00e2teva sfaturi care s\u0103 fie \u00eentotdeauna luate \u00een considerare \u00een acest tip de situa\u021bie.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-1-pesquisa-%C3%A9-sempre-essencial-\"><strong>1- Cercetarea este \u00eentotdeauna esen\u021bial\u0103<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"1- Pesquisa \u00e9 sempre essencial (Imagem: BlogLAHAR)\"  id=\"18880\" src=\"https:\/\/ucarecdn.com\/08b43033-a7e1-42a9-8b56-f952afd6650b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">1- Cercetarea este \u00eentotdeauna esen\u021bial\u0103 (Imagine: BlogLAHAR)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este obi\u0219nuit, a\u0219adar, ca \u00een momentele de disperare, oamenii s\u0103 nu reu\u0219easc\u0103 s\u0103 acorde aten\u021bie detaliilor tranzac\u021biei. Cu toate acestea, aceasta este o gre\u0219eal\u0103 grav\u0103. Grabeste-te si lipsa de cunostinte iti poate aduce probleme serioase.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219a c\u0103 \u00eencearc\u0103 s\u0103 fii c\u00e2t mai ra\u021bional posibil. Nu accepta doar prima ofert\u0103 care vine. Lucrul interesant este s\u0103 faci mereu ni\u0219te cercet\u0103ri \u00eenainte de a lua o astfel de decizie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, un sfat este s\u0103 cau\u021bi CNPJ-ul institu\u021biilor financiare sau al agen\u021bilor de publicitate. Astfel, este posibil s\u0103 verific\u0103m dac\u0103 exist\u0103 rapoarte despre o lovitur\u0103 de stat sau ceva de genul acesta. Pute\u021bi utiliza site-urile Reclame Aqui \u0219i Procon pentru a verifica aceste informa\u021bii.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-2-zero-burocracia-desconfie-\"><strong>2-Zero birocra\u021bie? fii atent<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"2- Zero burocracia? Desconfie (Imagem: Agilize)\"  id=\"18881\" src=\"https:\/\/ucarecdn.com\/ca5f11b4-c310-46e6-b885-e82279e1dd2b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">2-Zero birocra\u021bie? Fi\u021bi aten\u021bi (Imagine: Agilize)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ob\u021binerea unui \u00eemprumut nu este complicat\u0103. Cu toate acestea, nici acesta nu este un proces birocratic. Fiecare institu\u021bie stabile\u0219te anumite criterii pentru acordarea creditului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci aceasta este o form\u0103 de protec\u021bie. La urma urmei, ei pot fi \u00een pierdere atunci c\u00e2nd fac acest tip de afacere. Prin urmare, dac\u0103 nu identifica\u021bi nimic de acest fel, \u00eencepe\u021bi s\u0103 b\u0103nui\u021bi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"8-principais-golpes-do-empr%C3%A9stimo-consignado-\"><strong>Principalele escrocherii la credite de salarizare<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Principais golpes do empr\u00e9stimo consignado (Imagem: EscobarAdvogados)\"  id=\"18882\" src=\"https:\/\/ucarecdn.com\/165532bf-8c14-4dd6-80e8-5a552f54f2ea\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">Principalele escrocherii la credite de salarizare (Imagine: EscobarAdvogados)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen general, acest tip de credit este solicitat, a\u0219adar, la momente specifice. Fie pentru c\u0103 treci printr-o situa\u021bie complicat\u0103, fie pentru c\u0103 vrei s\u0103 pl\u0103te\u0219ti o achizi\u021bie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, dac\u0103 prime\u0219ti o astfel de propunere \u201edin senin\u201d, fii atent. Crede-m\u0103, exist\u0103 nenum\u0103rate companii r\u0103u inten\u021bionate acolo. Pentru a v\u0103 ajuta s\u0103 r\u0103m\u00e2ne\u021bi alert, urma\u021bi o list\u0103 complet\u0103 de escrocherii cu \u00eemprumuturile de salarizare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"9-1-documentos-falsificados-\"><strong>1- Documente falsificate<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"1- Documentos falsificados (Imagem: TJMG)\"  id=\"18883\" src=\"https:\/\/ucarecdn.com\/a7c7c342-7707-49f9-a745-0465bb10d336\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">1- Documente falsificate (Imagine: TJMG)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Falsificarea este u\u0219oar\u0103 pentru escroci. De aceea nu ar trebui s\u0103-\u021bi \u00eencredin\u021bezi nim\u0103nui documentele tale. Acest lucru nu se refer\u0103 doar la fizic. Imagina\u021bi-v\u0103 c\u0103 primi\u021bi un e-mail care v\u0103 ofer\u0103 un \u00eemprumut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen timpul tranzac\u021biei, probabil c\u0103 vi se vor cere numerele documentelor, cum ar fi CPF \u0219i RG. \u00cen aceste cazuri, nu-i informa\u021bi niciodat\u0103 f\u0103r\u0103 a fi complet sigur c\u0103 tranzac\u021bia care are loc este sigur\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un mic spoiler, creditul nu este contractat prin email. Deci fii foarte atent. Escrocii, atunci c\u00e2nd primesc acest tip de date, le vor falsifica direct. Astfel, vei suferi consecin\u021be foarte nepl\u0103cute.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"10-2-falsifica%C3%A7%C3%A3o-de-assinaturas-em-contratos-\"><strong>2- Falsificarea semn\u0103turilor \u00een contracte<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"2- Falsifica\u00e7\u00e3o de assinaturas em contratos (Imagem: BlogMovingIm\u00f3veis)\"  id=\"18886\" src=\"https:\/\/ucarecdn.com\/d3127620-f76f-4ab5-8070-a12fa88fc115\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">2- Falsificarea semn\u0103turilor \u00een contracte (Imagine: BlogMovingIm\u00f3veis)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nu presupune\u021bi c\u0103 to\u021bi escrocii urmeaz\u0103 un model de comportament pentru a stoarce bani. Multe dintre ele creeaz\u0103 noi tehnici \u0219i argumente care te vor convinge apoi s\u0103 dai mai departe informa\u021bii importante.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O astfel de tactic\u0103 este falsificarea semn\u0103turii. Prin urmare, nu semna\u021bi niciodat\u0103 nicio h\u00e2rtie goal\u0103. Sau, altfel, un document care nu con\u021bine toate informa\u021biile clare. Ideal este s\u0103 cite\u0219ti totul \u00eenainte de orice.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Totu\u0219i, dac\u0103 nu pute\u021bi \u00een\u021belege acordul descris, este \u00een regul\u0103. \u00cen acest caz, cere ajutor de la cineva \u00een care ai \u00eencredere. Important este c\u0103 nu ai \u00eencredere \u00een semn\u0103tura ta \u00een m\u00e2inile nim\u0103nui.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest lucru este valabil mai ales atunci c\u00e2nd vorbim despre servicii financiare, cum ar fi tipurile de credit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"11-3-dep%C3%B3sito-antecipado-\"><strong>3- Depunerea anticipat\u0103<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"3- Dep\u00f3sito antecipado (Imagem: Midiamax)\"  id=\"18887\" src=\"https:\/\/ucarecdn.com\/11ec1e47-b30b-4fe4-b552-71d6c618585e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">3- Depunerea anticipat\u0103 (Imagine: Midiamax)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u0103 presupunem c\u0103 ai primit un apel \u00een care se vorbe\u0219te despre posibilitatea de a avea acces la un credit. \u00censo\u021bitorul a fost foarte util \u0219i a explicat cum func\u021bioneaz\u0103 totul \u0219i a\u0219a mai departe.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apoi spune c\u0103 pentru a completa cererea de \u00eemprumut este necesar\u0103 o garan\u021bie. Astfel, trebuie s\u0103 pl\u0103ti\u021bi o factur\u0103 sau s\u0103 depune\u021bi o anumit\u0103 sum\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sunt, deci, mai multe argumente folosite pentru a te convinge s\u0103 faci a\u0219a ceva. Printre principalele se num\u0103r\u0103 guvernul, INSS, ratele dob\u00e2nzilor, printre altele. Totu\u0219i, nu ar trebui s\u0103 crezi \u00een niciunul dintre ei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Niciun serviciu care ofer\u0103 un \u00eemprumut nu poate cere ceva de acest fel. Nu exist\u0103 a\u0219a ceva ca s\u0103 pl\u0103te\u0219ti \u00eenainte de a primi banii. Deci, exist\u0103 o singur\u0103 posibilitate, \u00een\u0219el\u0103toria de \u00eemprumut de salarizare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"12-4-dinheiro-muito-f%C3%A1cil-\"><strong>4- Bani foarte u\u0219ori<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"4- Dinheiro muito f\u00e1cil (Imagem: BomPraCr\u00e9dito)\"  id=\"18888\" src=\"https:\/\/ucarecdn.com\/9de9966c-3f85-4e36-bf28-59ef983a6928\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">4- Bani foarte u\u0219ori (Imagine: BomPraCr\u00e9dito)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ob\u021binerea unui \u00eemprumut pentru salarii nu este o sarcin\u0103 at\u00e2t de complicat\u0103 pe c\u00e2t pare. Astfel, acest tip de credit v\u0103 ofer\u0103 limite mai mari \u0219i o dob\u00e2nd\u0103 mult mai mic\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, trebuie s\u0103 fi\u021bi aten\u021bi la acest lucru. Multe b\u0103nci ofer\u0103 de fapt dob\u00e2nzi mai mici. Cu toate acestea, ele sunt \u00eenc\u0103 \u00een media pie\u021bei financiare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, dac\u0103 observa\u021bi c\u0103 institu\u021bia la care solicita\u021bi credit nu respect\u0103 acest standard, ave\u021bi grij\u0103. Oric\u00e2t de interesante par valorile, nu crede\u021bi imediat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acesta este adesea o modalitate de a convinge clientul s\u0103-\u0219i furnizeze datele. Rezultatul final este aproape \u00eentotdeauna acela\u0219i, lovitur\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"13-5-senhas-e-contas-do-banco-\"><strong>5- Parole \u0219i conturi bancare<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"5- Senhas e contas do banco (Imagem: Pinterest)\"  id=\"18890\" src=\"https:\/\/ucarecdn.com\/bd573b2d-03f5-40e4-80b7-3304332cedcb\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">5- Parole \u0219i conturi bancare (Imagine: Pinterest)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Una dintre cele mai clasice \u00eencerc\u0103ri ale escrocilor este de a cere confirmarea parolei b\u0103ncii. \u00cen\u021belege\u021bi c\u0103 pentru a \u00eenchiria un transport, nu trebuie s\u0103 informa\u021bi acest lucru.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, dac\u0103 vi se cere acest lucru, deconecta\u021bi-v\u0103 imediat. Totu\u0219i, unele b\u0103nci v\u0103 cer amprenta sau p\u00e2n\u0103 c\u00e2nd face\u021bi clic pe numerele parolei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chiar \u0219i a\u0219a, ei nu \u00ee\u021bi cer \u00een niciun caz s\u0103-l dezv\u0103lui. Acesta este cel mai mare indiciu al unei escrocherii, fii mereu foarte atent la acest tip de solicitare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"14-6-falsos-funcion%C3%A1rios-do-inss-\"><strong>6- Fal\u0219i angaja\u021bi INSS<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"6- Falsos funcion\u00e1rios do INSS (Imagem: JornaldaRegi\u00e3o)\"  id=\"18891\" src=\"https:\/\/ucarecdn.com\/dc5b9c9d-c364-4657-b751-d07a1219d10d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">6- Angaja\u021bii fal\u0219i ai INSS (Imagine: JornaldaRegi\u00e3o)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este destul de comun ca escrocii s\u0103 spun\u0103 oficialilor INSS. Aceasta este una dintre cele mai utilizate moduri de a oferi credit. Adesea, institu\u021bia chiar exist\u0103 \u0219i nu este o \u00een\u0219el\u0103torie. Cu toate acestea, ace\u0219ti oameni nu lucreaz\u0103 pentru bun\u0103stare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De asemenea, re\u021bine\u021bi c\u0103 cei care lucreaz\u0103 la INSS nu sunt autoriza\u021bi s\u0103 ofere niciun \u00eemprumut. Niciun tip de serviciu financiar nu este responsabilitatea acestor oameni.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, atunci c\u00e2nd primi\u021bi un astfel de apel, fi\u021bi \u00eentotdeauna suspicios. Nu transmite\u021bi date \u0219i nu contracta\u021bi niciun tip de credit. Chiar dac\u0103 nu cazi \u00eentr-o lovitur\u0103 complet\u0103, \u0219ansele de a fi r\u0103nit sunt foarte mari.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"15-7-oferta-de-cr%C3%A9dito-\"><strong>7- Oferta de credit<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"7- Oferta de cr\u00e9dito (Imagem: MobileTransaction)\"  id=\"18892\" src=\"https:\/\/ucarecdn.com\/3b0bd6ab-c877-42b8-9bf4-37c698461212\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">7- Oferta de credit (Imagine: MobileTransaction)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mul\u021bi oameni primesc oferte de credit prin canale neconven\u021bionale. S\u0103 \u0219ti\u021bi c\u0103 acest tip de serviciu nu trebuie sugerat prin telefon sau e-mail. Deci, dac\u0103 te contacteaz\u0103, fii suspicios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nu transmite\u021bi nicio informa\u021bie important\u0103. Din p\u0103cate, mul\u021bi escroci sun\u0103 oamenii spun\u00e2nd c\u0103 au acces la credit. Cu asta, cer ni\u0219te date doar pentru a confirma contractarea serviciului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aici const\u0103 pericolul. Nu ave\u021bi niciun credit, a\u0219a c\u0103 v\u0103 vor folosi detaliile pentru a comite o fraud\u0103. Iat\u0103 c\u00e2te persoane au \u00eemprumuturi pe numele lor f\u0103r\u0103 autoriza\u021bie corespunz\u0103toare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"16-8-venda-casada-\"><strong>8- V\u00e2nzarea c\u0103s\u0103torit\u0103<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"8- Venda casada (Imagem: EuTenhoDireito)\"  id=\"18893\" src=\"https:\/\/ucarecdn.com\/2981d956-022e-4aec-b4ea-d80e455c8b3c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">8- V\u00e2nzare c\u0103s\u0103torit\u0103 (Imagine: EuTenhoDireito)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C\u00e2nd iei un \u00eemprumut, prime\u0219ti \u00eentotdeauna alte sugestii de servicii. Cu toate acestea, nu sunt cerin\u021be pentru a avea acces la bani. Prin urmare, nu exist\u0103 nicio obliga\u021bie de a le angaja. Pericolul este c\u0103 nu orice banc\u0103 v\u0103 va anun\u021ba aceste informa\u021bii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, mul\u021bi chiar sus\u021bin c\u0103 creditul lor nu va fi eliberat dac\u0103 nu accept\u0103 aceste \u201eextra\u201d. Prin urmare, \u00een acest tip de situa\u021bie, idealul este s\u0103 fie foarte clar c\u0103 \u0219tii despre subiect. Astfel, creditorii nu vor mai insista.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De asemenea, dac\u0103 v-a\u021bi sim\u021bit vreodat\u0103 obligat s\u0103 accepta\u021bi acest tip de upselling, ave\u021bi grij\u0103. Ideal este s\u0103 mergi la banc\u0103 \u0219i s\u0103 ceri anularea acesteia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 tot nu este suficient de rezolvat, c\u0103uta\u021bi Procon \u0219i informa\u021bi despre tot ce s-a \u00eent\u00e2mplat. Ei vor lua m\u0103surile corespunz\u0103toare \u00eempotriva escrocherii \u00eemprumuturilor de salarizare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"17-9-libera%C3%A7%C3%A3o-de-cr%C3%A9dito-com-margem-negativa-\"><strong>9- Eliberarea creditului cu marja negativa<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"9- Libera\u00e7\u00e3o de cr\u00e9dito com margem negativa (Imagem: CapitaldoCr\u00e9dito)\"  id=\"18895\" src=\"https:\/\/ucarecdn.com\/3642aba8-fa5c-4618-bef3-79815f066308\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">9- Eliberarea creditului cu marj\u0103 negativ\u0103 (Imagine: Capital de credit)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Imagineaz\u0103-\u021bi c\u0103 prime\u0219ti un beneficiu de la INSS. Prin urmare, \u0219ti\u021bi foarte bine c\u0103 exist\u0103 o anumit\u0103 limit\u0103 pentru contractarea unui \u00eemprumut sau a unui card de salarizare. Cu toate acestea, unii escroci profit\u0103 de aceste informa\u021bii pentru a le denatura.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, ofer\u0103 credit cu o marj\u0103 negativ\u0103, ignor\u00e2nd aceast\u0103 barier\u0103 stabilit\u0103 chiar de INSS. Re\u021bine\u021bi c\u0103 acest tip de situa\u021bie pur \u0219i simplu nu este posibil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, atunci c\u00e2nd prime\u0219ti o astfel de propunere, \u0219tii deja c\u0103 este o \u00een\u0219el\u0103torie \u0219i nu ai niciodat\u0103 \u00eencredere \u00een purt\u0103torul de cuv\u00e2nt al lui. De asemenea, dac\u0103 ave\u021bi nevoie de bani, c\u0103uta\u021bi o banc\u0103 sau o institu\u021bie financiar\u0103 recunoscut\u0103. Acolo v\u0103 vor oferi op\u021biuni viabile \u0219i legale \u00een conformitate cu legea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"18-fui-v%C3%ADtima-de-um-golpe-do-empr%C3%A9stimo-consignado-e-agora-\"><strong>Am fost victima unei escrocherii cu \u00eemprumuturi de salarii, acum ce?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Fui v\u00edtima de um golpe como esse, e agora? (Imagem: FinanZero)\"  id=\"18896\" src=\"https:\/\/ucarecdn.com\/292e3ff1-599e-48d0-b49b-8a5a83f33a57\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">Am fost victima unei astfel de escrocherii, acum ce? (Imagine: FinanceZero)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Din p\u0103cate, mul\u021bi oameni ajung s\u0103 cread\u0103 promisiuni false. \u00cen aceste cazuri, este important s\u0103 nu te dezam\u0103gi \u0219i s\u0103 iei m\u0103surile necesare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, imagina\u021bi-v\u0103 c\u0103 cineva a luat un \u00eemprumut f\u0103r\u0103 autoriza\u021bia dvs. Trebuie s\u0103 urma\u021bi pa\u0219i logici. Primul este de a depune un raport de poli\u021bie la poli\u021bia civil\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cu BO \u00een m\u00e2n\u0103, \u00eencerca\u021bi s\u0103 contacta\u021bi ombudsmanul asigur\u0103rilor sociale, INSS. Dac\u0103 da, suna\u021bi la 135 sau vizita\u021bi site-ul lor. De asemenea, depune\u021bi o pl\u00e2ngere direct\u0103 la Banca Central\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Doar suna\u021bi la 145 sau, dac\u0103 prefera\u021bi, c\u0103uta\u021bi pe site-ul institu\u021biei. \u00cen cele din urm\u0103, merge\u021bi la Procon local \u0219i \u00eenregistra\u021bi-v\u0103 reclama\u021bia acolo. Deci, exist\u0103 4 pa\u0219i principali, vezi:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>1- Deschide\u021bi un BO<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>2- Lua\u021bi leg\u0103tura cu ombudsmanul asigur\u0103rilor sociale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>3- Cere\u021bi ajutor de la Banca Central\u0103<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>4- C\u0103uta\u021bi Procon.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De asemenea, nu uita\u021bi s\u0103 c\u0103uta\u021bi banca sau institu\u021bia financiar\u0103 \u00een care se afl\u0103 datoria. Este important s\u0103 spune\u021bi tot ce s-a \u00eent\u00e2mplat \u0219i s\u0103 l\u0103sa\u021bi pl\u00e2ngerea acolo. Aminti\u021bi-v\u0103 drepturile consumatorilor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pute\u021bi avea acces la istoricul solicit\u0103rilor dvs. f\u0103r\u0103 birocra\u021bie. De asemenea, site-ul web Reclame Aqui este o alternativ\u0103 excelent\u0103. Apar\u021bine unei companii \u0219i func\u021bia acesteia este de a primi rapoarte despre diferite situa\u021bii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cel mai interesant este c\u0103 atunci c\u00e2nd \u00ee\u021bi la\u0219i reclama\u021bia acolo, nu r\u0103m\u00e2i f\u0103r\u0103 r\u0103spuns. Echipa companiei v\u0103 va oferi o \u00eentoarcere pentru cazul dumneavoastr\u0103. Acum, s\u0103 presupunem c\u0103 ai \u00eencercat totul \u0219i nimic nu func\u021bioneaz\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219a c\u0103 poate c\u0103 este timpul s\u0103 ceri ajutorul justi\u021biei. Aceasta este ultima m\u0103sur\u0103 pentru a solicita rambursarea sau anularea taxelor.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"19-conclus%C3%A3o-\"><strong>Concluzie<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conclus\u00e3o (Imagem: SINESP)\"  id=\"18897\" src=\"https:\/\/ucarecdn.com\/7d761aaa-5446-483f-b17a-3c69fab55d76\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" style=\" font-weight: bold;\">Concluzie (Imagine: SINESP)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, asta este tot ce ar trebui s\u0103 \u0219tii despre acest subiect. Acum, \u0219tii deja cum s\u0103 nu cazi \u00eentr-o \u00een\u0219el\u0103torie de \u00eemprumut de salarizare. Nu uita\u021bi dec\u00e2t informa\u021biile oferite aici. Cu ei, este mult mai u\u0219or s\u0103 te protejezi de oamenii r\u0103i.<a style=\" color:;\" href=\"https:\/\/senhorpanda.com\/ro\/10-emprestimos-com-as-menores-taxas-de-juros\/\">i<\/a>valuri.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z16nhv1\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/10-emprestimos-com-as-menores-taxas-de-juros\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"10 \u00eemprumuturi cu cele mai mici dob\u00e2nzi\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fd4ebfde-53cd-4de8-a6f0-4f383738be75\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/10-emprestimos-com-as-menores-taxas-de-juros\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"10 \u00eemprumuturi cu cele mai mici dob\u00e2nzi\">\n            10 \u00eemprumuturi cu cele mai mici dob\u00e2nzi        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ai nevoie urgent\u0103 de bani pentru a-\u021bi \u0219terge numele? Face\u021bi cuno\u0219tin\u021b\u0103 cu \u00eemprumuturile cu cele mai mici rate ale dob\u00e2nzii pentru a v\u0103 lua \u00eenapoi fr\u00e2iele vie\u021bii financiare        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/10-emprestimos-com-as-menores-taxas-de-juros\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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