{"id":64029,"date":"2022-07-14T23:00:00","date_gmt":"2022-07-14T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=64029"},"modified":"2022-07-15T13:52:20","modified_gmt":"2022-07-15T13:52:20","slug":"emprestimo-rural","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/emprestimo-rural\/","title":{"rendered":"Prestito rurale: scopri come richiedere il tuo!"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-confira-as-vantagens-de-obter-um-emprestimo-rural\">Confira as vantagens de obter um empr\u00e9stimo rural<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, confira como funciona o empr\u00e9stimo rural. Fonte: Pexels.\"  id=\"64031\" src=\"https:\/\/cdn.adtechpanda.com\/4c3ddd81-44a6-4bea-b5ca-04b77b2ff3a9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, confira como funciona o empr\u00e9stimo rural. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de falar sobre o empr\u00e9stimo rural, \u00e9 importante mencionar que o agroneg\u00f3cio no Brasil tem potencial para tirar mais de 30 milh\u00f5es de pessoas da inseguran\u00e7a alimentar. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, ainda, para ser grande protagonista da economia em 2022, por conta da elevada demanda por alimentos tanto do mercado interno quanto do externo.\u00a0<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-26pNxA\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/emprestimo-para-servidor-publico\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come funziona il prestito per dipendenti pubblici?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/657d781e-26b7-44d7-9ef6-7125e89496ac\/\" alt=\"Duas mulheres olhando pap\u00e9is em um escrit\u00f3rio.\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/emprestimo-para-servidor-publico\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come funziona il prestito per dipendenti pubblici?\">\n            Come funziona il prestito per dipendenti pubblici?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba aqui como funciona o empr\u00e9stimo para servidor p\u00fablico e aproveite os seus benef\u00edcios.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/emprestimo-para-servidor-publico\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/emprestimo-para-servidor-publico\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/657d781e-26b7-44d7-9ef6-7125e89496ac\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come funziona il prestito per dipendenti pubblici?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/emprestimo-para-servidor-publico\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea \u00e9 produtor rural, \u00e9 integrante de cooperativa ou possui empresa que participa do agroneg\u00f3cio, est\u00e1 apto a solicitar e receber um empr\u00e9stimo rural. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cr\u00e9dito rural se destina a financiar atividades agr\u00edcolas e agropecu\u00e1rias em todos os seus fases de produ\u00e7\u00e3o e ciclos de colheita.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diante disso, se voc\u00ea quer saber mais sobre esse empr\u00e9stimo, continue a leitura e confira!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1TJEIj\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-emprestimo-de-60-mil-reais\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere un prestito da 60mila reais\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/dd6f1d28-ae90-46bf-987a-c7c79578e21d\/\" alt=\"Imagem de v\u00e1rias notas de cem reais.\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-emprestimo-de-60-mil-reais\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere un prestito da 60mila reais\">\n            Come richiedere un prestito da 60mila reais        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Veja aqui como solicitar empr\u00e9stimo de 60 mil para atingir os seus objetivos de curto prazo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-emprestimo-de-60-mil-reais\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-emprestimo-de-60-mil-reais\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/dd6f1d28-ae90-46bf-987a-c7c79578e21d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere un prestito da 60mila reais              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-emprestimo-de-60-mil-reais\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-e-como-funciona-o-emprestimo-rural\">O que \u00e9 e como funciona o empr\u00e9stimo rural?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, saiba o que \u00e9 o empr\u00e9stimo que pode ajudar os pequenos produtores. Fonte: Pexels.\"  id=\"64044\" src=\"https:\/\/cdn.adtechpanda.com\/0de71c63-231b-4924-9896-1fa926828ba5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, saiba o que \u00e9 o empr\u00e9stimo que pode ajudar os pequenos produtores. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cr\u00e9dito rural \u00e9 o financiamento para a compra de insumos para o plantio ou cria\u00e7\u00e3o de animais at\u00e9 a fase de colheita ou abate, respectivamente. O empr\u00e9stimo rural pode custear, al\u00e9m de despesas que envolvam a produ\u00e7\u00e3o agr\u00edcola e a pecu\u00e1ria, reformas de domic\u00edlios rurais, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este tipo de cr\u00e9dito tem como objetivo fortalecer a produ\u00e7\u00e3o rural do pa\u00eds e voc\u00ea pode solicitar por meio de institui\u00e7\u00f5es financeiras p\u00fablicas ou privadas.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Devido a sua import\u00e2ncia para o desenvolvimento da economia, o cr\u00e9dito rural pode ser at\u00e9 subsidiado pelo Estado, como acontece em diversos pa\u00edses, inclusive no Brasil. No pa\u00eds, o Plano Safra, programa que possibilita que o agricultor receba incentivos para o custeio de suas atividades, foi criado em 2003.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cr\u00e9dito rural \u00e9 mais vantajoso para quem \u00e9 aderente, pois oferece financiamentos com juros mais baixos que outros tipos de empr\u00e9stimos com menor burocracia para sua obten\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por causa da&nbsp; alta demanda por cr\u00e9dito, segundo o Minist\u00e9rio da Agricultura, Pecu\u00e1ria e Abastecimento, houve 36% de aumento no valor ofertado em rela\u00e7\u00e3o ao Plano Safra 2021\/2022, quando foram disponibilizados R$ 251 bilh\u00f5es.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em 2022, o Plano Safra liberou o valor de mais de R$ 340 bilh\u00f5es para fomentar as atividades da agricultura no pa\u00eds at\u00e9 junho de 2023.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quais-sao-os-tipos-de-credito-rural\">Quais s\u00e3o os tipos de cr\u00e9dito rural?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ao procurar a institui\u00e7\u00e3o que ir\u00e1 financiar seus projetos, \u00e9 importante que se conhe\u00e7a os tipos de empr\u00e9stimo poss\u00edveis e a que se destinam. Nesse caso, existem quatro tipos de cr\u00e9dito rural.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O primeiro deles \u00e9 o cr\u00e9dito de custeio, que se direciona a quem precisa de investimentos no ciclo produtivo, como compra de sementes, fertilizantes, insumos em geral ou precisa custear a etapa da colheita.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 o cr\u00e9dito de investimento, se destina a quem precisa de custeio para investimentos que ir\u00e3o perdurar em v\u00e1rias safras, como, por exemplo, compra de tratores.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cr\u00e9dito de comercializa\u00e7\u00e3o visa fomentar a comercializa\u00e7\u00e3o dos produtos da produ\u00e7\u00e3o rural no mercado.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, aquele que percebeu que chegou a hora de industrializar seus produtos e servi\u00e7os ou precisa expandir seus planos, a indica\u00e7\u00e3o \u00e9 a de solicitar o cr\u00e9dito de industrializa\u00e7\u00e3o.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este tipo de empr\u00e9stimo poder\u00e1 financiar, por exemplo, a compra de r\u00f3tulos e embalagens ou a contrata\u00e7\u00e3o de m\u00e3o-de-obra.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Todos os valores s\u00e3o provenientes do BNDES (Banco Nacional de Desenvolvimento Econ\u00f4mico e Social) e de outros fundos institucionais, sendo 60% da poupan\u00e7a rural, 35% das LCAs (Letras de Cr\u00e9dito do Agroneg\u00f3cio) e 30% de todos os valores depositados em bancos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1uwUa4\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/melhor-emprestimo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come trovare il miglior prestito nel 2022?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/023399e1-25f5-46a9-bd05-b22ff0ff9929\/\" alt=\"Homem tatuado sentado em um sof\u00e1 mexendo no computador\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/melhor-emprestimo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come trovare il miglior prestito nel 2022?\">\n            Come trovare il miglior prestito nel 2022? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/melhor-emprestimo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-preciso-para-fazer-um-emprestimo-rural\">O que \u00e9 preciso para fazer um empr\u00e9stimo rural?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, o que \u00e9 preciso para fazer um empr\u00e9stimo rural? Fonte: Pexels.\"  id=\"64050\" src=\"https:\/\/cdn.adtechpanda.com\/750544de-bc82-4012-abfc-5b36e5c797cd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, o que \u00e9 preciso para fazer um empr\u00e9stimo rural? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O processo para aderir ao empr\u00e9stimo rural \u00e9 semelhante a outros procedimentos de tomada de cr\u00e9dito banc\u00e1rio em institui\u00e7\u00f5es financeiras e exige algumas comprova\u00e7\u00f5es para que o cr\u00e9dito rural seja liberado.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As institui\u00e7\u00f5es banc\u00e1rias exigem garantias para libera\u00e7\u00e3o dos empr\u00e9stimos, que pode ser, por exemplo, um im\u00f3vel rural. Cada banco tem suas exig\u00eancias para garantias, assim como cada um tem sua lista de documentos necess\u00e1rios para avalia\u00e7\u00e3o do empr\u00e9stimo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Normalmente, s\u00e3o exigidos identidade, cadastro de pessoa f\u00edsica ou jur\u00eddica e certid\u00f5es que comprovem a atividade exercida.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, para solicitar empr\u00e9stimos oferecidos por programas do governo, o interessado deve antes consultar as exig\u00eancias de cada um deles, por exemplo, para aderir ao Pronaf (Programa Nacional de Fortalecimento da Agricultura Familiar), \u00e9 necess\u00e1rio antes solicitar a declara\u00e7\u00e3o de aptid\u00e3o nos \u00f3rg\u00e3os respons\u00e1veis.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quem-pode-pegar-emprestimo-rural\">Quem pode pegar empr\u00e9stimo rural?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Todos aqueles que pretendem custear atividades agr\u00edcolas s\u00e3o eleg\u00edveis para solicitar cr\u00e9dito rural.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 v\u00e1lido destacar que n\u00e3o precisam ser diretamente ligadas \u00e0 produ\u00e7\u00e3o agr\u00edcola, mas podem ser tamb\u00e9m outras opera\u00e7\u00f5es que envolvam a agricultura, como a pesquisa cient\u00edfica, por exemplo. Confira abaixo:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Pessoas f\u00edsicas ou jur\u00eddicas que que se dedicam \u00e0s atividades agr\u00edcolas e agropecu\u00e1rias;&nbsp;<\/li><li>Cooperativas de produtores;<\/li><li>Agentes de pesquisa (para produ\u00e7\u00e3o de sementes e mudas, para insemina\u00e7\u00e3o artificial na pecu\u00e1ria, para servi\u00e7os de prote\u00e7\u00e3o ao solo ou para servi\u00e7os florestais);<\/li><li>Outros servi\u00e7os de distribui\u00e7\u00e3o de produ\u00e7\u00e3o.&nbsp;<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-qual-o-melhor-banco-para-credito-rural\">Qual o melhor banco para cr\u00e9dito rural?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O interessado em obter empr\u00e9stimo rural tem diversas op\u00e7\u00f5es para recorrer, sendo que as principais operadoras s\u00e3o bancos ou cooperativas de cr\u00e9dito.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Existem diversas institui\u00e7\u00f5es habilitadas a ofertar esses empr\u00e9stimo, que seguem a legisla\u00e7\u00e3o do SNCR (Sistema Nacional de Cr\u00e9dito Rural), como:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Banca del Brasile;<\/li><li>Caixa Econ\u00f4mica;<\/li><li>Bradesco;<\/li><li>cooperativas de cr\u00e9dito, como a Cresol.&nbsp;<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quem pleiteia um empr\u00e9stimo deve ainda ficar atento se atende aos crit\u00e9rios para solicita\u00e7\u00e3o a algum programa de cr\u00e9dito do governo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, os tomadores podem encontrar taxas que variam de 5% at\u00e9 12,5% ao ano. No entanto, antes de recorrer aos empr\u00e9stimos, \u00e9 importante que avalie qual as exig\u00eancias de cada uma das institui\u00e7\u00f5es. Assim como quais s\u00e3o suas vantagens.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por meio do Governo Federal, \u00e9 poss\u00edvel obter empr\u00e9stimos do Pronaf (Programa Nacional de Fortalecimento da Agricultura Familiar), Pronamp e outros programas,\u00a0como o Moderfrota (para compra de tratores agr\u00edcolas ou colheitadeiras), Inovagro (destinado \u00e0 pesquisa e inova\u00e7\u00e3o) e o PCA (voltado \u00e0 compra, constru\u00e7\u00e3o e amplia\u00e7\u00e3o de armaz\u00e9ns).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Pronaf se destina ao pequeno agricultor, assentados da reforma agr\u00e1ria, pescadores, extrativistas e silvicultores de manejo sustent\u00e1vel,&nbsp; agricultores que operem \u00e1reas de at\u00e9 500 metros c\u00fabicos de \u00e1gua ou dois hectares de l\u00e2mina d\u2019\u00e1gua, quilombolas e ind\u00edgenas.&nbsp;&nbsp;&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este programa foi criado em 1996 com o fim de desenvolver \u00e1reas rurais, garantir seguran\u00e7a alimentar e tem as menores taxas do mercado. H\u00e1 subprogramas dentro do Pronaf, como Custeio, Agroind\u00fastria, Mulher, Agroecologia, Bioeconomia, Mais Alimentos, Jovem, Microcr\u00e9dito e Cotas-Partes.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 o Pronamp, \u00e9 voltado para o financiamento dos m\u00e9dios produtores rurais, ou seja, aqueles que t\u00eam renda bruta por ano de at\u00e9 R$ 2,4 milh\u00f5es.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-solicitar-o-emprestimo-rural\">Como solicitar o empr\u00e9stimo rural?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como solicitar este tipo de empr\u00e9stimo? Fonte: Pexels.\"  id=\"64051\" src=\"https:\/\/cdn.adtechpanda.com\/9dccb881-b00e-4ba4-b70f-08210164d1e9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, como solicitar este tipo de empr\u00e9stimo? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para solicitar o empr\u00e9stimo rural, voc\u00ea deve comparecer em um banco que oferece este produto financeiro. Al\u00e9m disso, deve reunir todos os documentos comprobat\u00f3rios exigidos por cada institui\u00e7\u00e3o banc\u00e1ria. Isso pode variar de acordo com cada uma delas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Geralmente, as institui\u00e7\u00f5es pedem que o interessado os seguintes requisitos:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Comprova\u00e7\u00e3o de idoneidade;<\/li><li>Comprova\u00e7\u00e3o do tipo de atividade agr\u00edcola;<\/li><li>C\u00f3pia da matr\u00edcula da propriedade<\/li><li>Certificado de comprova\u00e7\u00e3o da regularidade de suas terras (declara\u00e7\u00f5es ambientais, por exemplo);<\/li><li>Certificado de im\u00f3vel rural ou cadastro ambiental rural.&nbsp;<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alguns bancos podem exigir que o interessado apresente um or\u00e7amento ou plano de seu projeto para investimento. Pode haver tamb\u00e9m a fiscaliza\u00e7\u00e3o das instala\u00e7\u00f5es do tomador do empr\u00e9stimo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para sanar qualquer tipo de d\u00favida que possa surgir, o produtor rural pode consultar o MCR (Manual de Cr\u00e9dito Rural), que cont\u00e9m todas as regras fixadas pelo CMN (Conselho Monet\u00e1rio Nacional) relativas ao cr\u00e9dito rural.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora que voc\u00ea j\u00e1 sabe tudo sobre empr\u00e9stimo rural, que tal saber como solicitar um empr\u00e9stimo para reforma? 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Saiba aqui como funciona e como solicitar o seu com o aux\u00edlio do governo.<\/p>","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[4096,4097,61,4095,4098],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo rural: descubra como solicitar o seu! - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Com o empr\u00e9stimo rural, voc\u00ea pode obter cr\u00e9dito para investir na produ\u00e7\u00e3o. Quer saber como ele funciona e como obt\u00ea-lo? 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