{"id":60527,"date":"2022-05-29T23:01:00","date_gmt":"2022-05-29T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=60527"},"modified":"2022-05-30T12:26:47","modified_gmt":"2022-05-30T12:26:47","slug":"credito-imobiliario-baixa-renda","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/credito-imobiliario-baixa-renda\/","title":{"rendered":"5 opzioni di credito immobiliare a basso reddito"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Sua casa pr\u00f3pria mais perto de voc\u00ea com esses cr\u00e9ditos imobili\u00e1rios<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a as melhores op\u00e7\u00f5es de cr\u00e9dito imobili\u00e1rio para voc\u00ea. Fonte: Adobe Stock\"  id=\"60535\" src=\"https:\/\/cdn.adtechpanda.com\/b9567361-90fe-4058-8949-e6bbdd6d9e1a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a as melhores op\u00e7\u00f5es de cr\u00e9dito imobili\u00e1rio para voc\u00ea. Fonte: Adobe Stock<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Procurar um cr\u00e9dito imobili\u00e1rio para baixa renda pode ser dif\u00edcil. Ali\u00e1s, \u00e9 preciso muita pesquisa e busca para encontrar a oferta ideal. At\u00e9 porque n\u00e3o \u00e9 qualquer banco que aceita clientes com uma renda mais baixa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><br>Pensando nisso, hoje vamos te mostrar 5 op\u00e7\u00f5es de cr\u00e9dito imobili\u00e1rio para pessoas de baixa renda. Dessa maneira, voc\u00ea vai ficar cada vez mais perto de realizar o seu sonho da casa pr\u00f3pria.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Continue a leitura e veja algumas op\u00e7\u00f5es. Lembre-se de se atentar \u00e0s condi\u00e7\u00f5es &#8211; como juros, prazo para pagar &#8211; de cada um. Isso \u00e9 fundamental na hora de escolher qual o melhor cr\u00e9dito imobili\u00e1rio para sua realidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Guardare!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-20x6ts\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-se-inscrever-no-programa-casa-verde-e-amarela\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come iscriversi al programma Casa Verde e Amarela\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/images_landing_page_1638341_casa-verde-e-amarela-blumenau-1.jpeg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-se-inscrever-no-programa-casa-verde-e-amarela\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come iscriversi al programma Casa Verde e Amarela\">\n            Come iscriversi al programma Casa Verde e Amarela        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O programa Casa Verde e Amarela busca trazer moradia a pre\u00e7os acess\u00edveis. Veja como solicitar agora!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-se-inscrever-no-programa-casa-verde-e-amarela\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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E vamos te ajudar nisso. Selecionamos as 5 melhores op\u00e7\u00f5es de cr\u00e9dito imobili\u00e1rio para voc\u00ea. Veja informa\u00e7\u00f5es como juros, prazos para pagar e valor de financiamento de cada um.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Cr\u00e9dito imobili\u00e1rio Caixa Econ\u00f4mica Federal<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Descubra aqui como funciona o cr\u00e9dito da Caixa. Fonte: Caixa Econ\u00f4mica Federal\"  id=\"60537\" src=\"https:\/\/cdn.adtechpanda.com\/f45c39a2-9afa-40aa-a48d-5fd680cae6f2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descubra aqui como funciona o cr\u00e9dito da Caixa. Fonte: Caixa Econ\u00f4mica Federal<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, vamos te mostrar o cr\u00e9dito imobili\u00e1rio Caixa Econ\u00f4mica Federal. A Caixa \u00e9 um dos bancos mais conhecidos em termos de financiamento imobili\u00e1rio. Principalmente por ser um banco vinculado ao governo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, o seu cr\u00e9dito possui o prazo de at\u00e9 35 anos para ser pago. Al\u00e9m disso, oferece a op\u00e7\u00e3o de utilizar FGTS para auxiliar no pagamento. A modalidade utilizada \u00e9 a de SFH, ou Sistema Financeiro de Habita\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No mais, quando falamos de taxas de juros e prazo de libera\u00e7\u00e3o, isso depende muito de cada caso. As taxas de juros s\u00e3o personalizadas para cada caso. Ali\u00e1s, varia para quem j\u00e1 \u00e9 correntista ou n\u00e3o, por exemplo.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Reddito minimo<\/strong><\/td><td>non informato<\/td><\/tr><tr><td><strong>Tasso d&#039;interesse<\/strong><\/td><td>non informato<\/td><\/tr><tr><td><strong>Termine ultimo per pagare<\/strong><\/td><td>Fino a 420 mesi<\/td><\/tr><tr><td><strong>periodo di rilascio<\/strong><\/td><td>Disinformato<\/td><\/tr><tr><td><strong>Valor do cr\u00e9dito imobili\u00e1rio<\/strong><\/td><td>Disinformato<\/td><\/tr><tr><td><strong>Accetta i negativi<\/strong><\/td><td>NO<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>Puoi usare FGTS<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2bhHJY\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-credito-imobiliario-caixa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere il credito immobiliare Caixa\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/caixa-logoo.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-credito-imobiliario-caixa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere il credito immobiliare Caixa\">\n            Come richiedere il credito immobiliare Caixa        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            35 anos para pagar e taxas personalizadas, veja agora como solicitar o cr\u00e9dito imobili\u00e1rio Caixa!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-credito-imobiliario-caixa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Fonte: Banco do Brasil\"  id=\"60538\" src=\"https:\/\/cdn.adtechpanda.com\/5894c134-ec34-4609-95b5-0c805f8a2a3f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Vamos te contar mais detalhes do cr\u00e9dito imobili\u00e1rio BB. Fonte: Banco do Brasil<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda falando sobre os bancos brasileiros mais tradicionais, temos o cr\u00e9dito imobili\u00e1rio para baixa renda do Banco do Brasil. Em resumo, ele permite que voc\u00ea financie at\u00e9 R$5 milh\u00f5es do valor do im\u00f3vel. Ou at\u00e9 80% do pre\u00e7o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora seja um financiamento tradicional, o Banco do Brasil permite que voc\u00ea fa\u00e7a a solicita\u00e7\u00e3o tanto pelo internet banking quanto pelo aplicativo. Dessa maneira, voc\u00ea simula o cr\u00e9dito online e tem muito mais praticidade e conforto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bem como a Caixa Econ\u00f4mica Federal, nesse cr\u00e9dito imobili\u00e1rio voc\u00ea tamb\u00e9m pode usar o FGTS para abater uma parte do financiamento. Nesse sentido, quando falamos em prazo de pagamento, voc\u00ea tem at\u00e9 420 meses para quitar o cr\u00e9dito contratado.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Reddito minimo<\/strong><\/td><td>non informato<\/td><\/tr><tr><td><strong>Tasso d&#039;interesse<\/strong><\/td><td>Commissioni doganali<\/td><\/tr><tr><td><strong>Termine ultimo per pagare<\/strong><\/td><td>Fino a 420 mesi<\/td><\/tr><tr><td><strong>periodo di rilascio<\/strong><\/td><td>Disinformato<\/td><\/tr><tr><td><strong>Valor do cr\u00e9dito imobili\u00e1rio<\/strong><\/td><td>Fino a 80% del valore dell&#039;immobile<\/td><\/tr><tr><td><strong>Accetta i negativi<\/strong><\/td><td>NO<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>Si assume tramite cellulare e si pu\u00f2 utilizzare FGTS<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZmyAcN\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-credito-imobiliario-banco-do-brasil\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Solicitar o cr\u00e9dito imobili\u00e1rio Banco do Brasil\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/bb-logo.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-credito-imobiliario-banco-do-brasil\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Solicitar o cr\u00e9dito imobili\u00e1rio Banco do Brasil\">\n            Solicitar o cr\u00e9dito imobili\u00e1rio Banco do Brasil        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O Banco do Brasil oferece taxas personalizadas para o seu cr\u00e9dito imobili\u00e1rio. Veja agora como solicitar!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-credito-imobiliario-banco-do-brasil\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-credito-imobiliario-banco-do-brasil\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/bb-logo.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Solicitar o cr\u00e9dito imobili\u00e1rio Banco do Brasil              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-credito-imobiliario-banco-do-brasil\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Cr\u00e9dito imobili\u00e1rio Santander<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Confira aqui os detalhes do cr\u00e9dito imobili\u00e1rio Santander. Fonte: Santander\"  id=\"60533\" src=\"https:\/\/cdn.adtechpanda.com\/42978b7b-6651-42eb-bee3-89035a2af9b5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Confira aqui os detalhes do cr\u00e9dito imobili\u00e1rio Santander. Fonte: Santander<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Banco Santander oferece um cr\u00e9dito imobili\u00e1rio com uma taxa de juros de 9,49% ao ano somado \u00e0 Taxa Referencial. Al\u00e9m disso, o banco te d\u00e1 at\u00e9 35 anos para finalizar seu pagamento.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tudo isso para voc\u00ea conseguir pagar sua casa com parcelas que realmente cabem no seu bolso. E voc\u00ea ainda consegue compor renda para conseguir usar na an\u00e1lise de cr\u00e9dito. Bem como o Banco do Brasil, a an\u00e1lise tamb\u00e9m \u00e9 100% online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, o Santander financia at\u00e9 80% do valor do seu im\u00f3vel e as parcelas s\u00e3o fixas. Nesse sentido, voc\u00ea pode utilizar seu FGTS para ajudar a quitar o cr\u00e9dito imobili\u00e1rio. Al\u00e9m de ajudar tamb\u00e9m na an\u00e1lise de cr\u00e9dito.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Reddito minimo<\/strong><\/td><td>Disinformato<\/td><\/tr><tr><td><strong>Tasso d&#039;interesse<\/strong><\/td><td>9,49% ao ano +TR<\/td><\/tr><tr><td><strong>Termine ultimo per pagare<\/strong><\/td><td>Fino a 35 anni<\/td><\/tr><tr><td><strong>periodo di rilascio<\/strong><\/td><td>Ap\u00f3s a an\u00e1lise de cr\u00e9dito<\/td><\/tr><tr><td><strong>Valor do cr\u00e9dito imobili\u00e1rio<\/strong><\/td><td>At\u00e9 80% do im\u00f3vel<\/td><\/tr><tr><td><strong>Accetta i negativi<\/strong><\/td><td>NO<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>R\u00e1pida libera\u00e7\u00e3o<br>Prazo longo para pagar<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZXGhqr\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-consorcio-imobiliario-santander\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere al consorzio immobiliare Santander\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/42978b7b-6651-42eb-bee3-89035a2af9b5\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-consorcio-imobiliario-santander\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere al consorzio immobiliare Santander\">\n            Come richiedere al consorzio immobiliare Santander        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quer saber como funciona o cons\u00f3rcio imobili\u00e1rio Santander? Veja neste artigo tudo sobre e como solicitar!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-consorcio-imobiliario-santander\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Fonte: Ita\u00fa\"  id=\"60532\" src=\"https:\/\/cdn.adtechpanda.com\/8f473949-b692-4d0e-b3ea-756a0ef552a0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Veja se o cr\u00e9dito imobili\u00e1rio Ita\u00fa funciona para voc\u00ea. Fonte: Ita\u00fa<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Ita\u00fa oferece um \u00f3timo programa de cr\u00e9dito imobili\u00e1rio para baixa renda. Inclusive, tem at\u00e9 um servi\u00e7o de parcelas dilu\u00eddas. Ou seja, voc\u00ea consegue pular duas parcelas seguidas. Sendo assim, elas s\u00e3o adicionadas ao saldo devedor para voc\u00ea pagar posteriormente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A contrata\u00e7\u00e3o do financiamento \u00e9 feita online. Voc\u00ea envia sua documenta\u00e7\u00e3o pelo aplicativo do Ita\u00fa e os especialistas j\u00e1 conseguem fazer a an\u00e1lise e te oferecer uma oferta que caiba no seu bolso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Caso o seu empr\u00e9stimo n\u00e3o passe de R$1,5 milh\u00e3o, o banco te d\u00e1 uma resposta em at\u00e9 1 hora. No mais, as taxas do Ita\u00fa ficam a partir de 9,10% ao ano, somado \u00e0 Taxa Referencial. E a libera\u00e7\u00e3o \u00e9 feita ap\u00f3s a contrata\u00e7\u00e3o, em at\u00e9 3 dias \u00fateis na sua conta.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Reddito minimo<\/strong><\/td><td>Disinformato<\/td><\/tr><tr><td><strong>Tasso d&#039;interesse<\/strong><\/td><td>A partir de 9,10% ao ano + Taxa Referencial<\/td><\/tr><tr><td><strong>Termine ultimo per pagare<\/strong><\/td><td>Depende de cada oferta<\/td><\/tr><tr><td><strong>periodo di rilascio<\/strong><\/td><td>Fino a 3 giorni lavorativi<\/td><\/tr><tr><td><strong>Valor do cr\u00e9dito imobili\u00e1rio<\/strong><\/td><td>At\u00e9 R$1,5 milh\u00e3o<\/td><\/tr><tr><td><strong>Accetta i negativi<\/strong><\/td><td>NO<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>Parcelas dilu\u00eddas<br>Valor alto financi\u00e1vel<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-duUn1\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-emprestimo-imobiliario-do-itau\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere il Prestito Immobiliare Ita\u00fa!\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/itau-logo-1.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-emprestimo-imobiliario-do-itau\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere il Prestito Immobiliare Ita\u00fa!\">\n            Come richiedere il Prestito Immobiliare Ita\u00fa!        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba tudo sobre o cr\u00e9dito imobili\u00e1rio do Ita\u00fa e solicite agora o seu!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-emprestimo-imobiliario-do-itau\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-emprestimo-imobiliario-do-itau\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/itau-logo-1.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere il Prestito Immobiliare Ita\u00fa!              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-emprestimo-imobiliario-do-itau\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Programa Casa Verde e Amarela<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Tenha sua casa pr\u00f3pria com o programa casa Verde e Amarela. Fonte: Governo Federal\"  id=\"60530\" src=\"https:\/\/cdn.adtechpanda.com\/11968da9-90b7-4fbe-a49f-edafd9f05007\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tenha sua casa pr\u00f3pria com o programa casa Verde e Amarela. Fonte: Governo Federal<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, vamos te mostrar o programa Casa Verde e Amarela. Em resumo, esse programa foi criado para substituir o famoso Minha Casa Minha Vida. Sendo assim, um programa de habita\u00e7\u00e3o para oferecer mais moradia \u00e0 popula\u00e7\u00e3o de baixa renda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa maneira, o programa Casa Verde e Amarela cria habita\u00e7\u00f5es para serem financiadas a taxas bem menores e com o prazo de 30 anos para pagar. O programa est\u00e1 dispon\u00edvel em todo o territ\u00f3rio brasileiro e as taxas de juros variam de acordo com a renda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para quem recebe at\u00e9 R$2 mil mensais, pode pagar entre 4,25% a 4,75%. J\u00e1 para quem recebe at\u00e9 R$4 mil, as taxas ficam entre 4,5% e 5%. Por fim, quem recebe entre R$4 mil e R$7 mil, tem de 4,75% a 5,5% de taxa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O valor varia se algu\u00e9m do grupo \u00e9 cotista ou n\u00e3o do FGTS<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Reddito minimo<\/strong><\/td><td>N\u00e3o precisa<\/td><\/tr><tr><td><strong>Tasso d&#039;interesse<\/strong><\/td><td>Entre 4,25% e 4,5%<\/td><\/tr><tr><td><strong>Termine ultimo per pagare<\/strong><\/td><td>At\u00e9 30 anos<\/td><\/tr><tr><td><strong>periodo di rilascio<\/strong><\/td><td>Dopo l&#039;assunzione<\/td><\/tr><tr><td><strong>Valor do cr\u00e9dito imobili\u00e1rio<\/strong><\/td><td>Correspondente a habita\u00e7\u00e3o<\/td><\/tr><tr><td><strong>Accetta i negativi<\/strong><\/td><td>S\u00cc<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>Taxas de juros bem mais baixas<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1I81cO\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-se-inscrever-no-programa-casa-verde-e-amarela\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come iscriversi al programma Casa Verde e Amarela\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/images_landing_page_1638341_casa-verde-e-amarela-blumenau-1.jpeg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-se-inscrever-no-programa-casa-verde-e-amarela\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come iscriversi al programma Casa Verde e Amarela\">\n            Come iscriversi al programma Casa Verde e Amarela        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O programa Casa Verde e Amarela busca trazer moradia a pre\u00e7os acess\u00edveis. 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