{"id":44071,"date":"2021-11-23T12:00:00","date_gmt":"2021-11-23T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=44071"},"modified":"2021-11-23T11:20:38","modified_gmt":"2021-11-23T11:20:38","slug":"review-cartao-santander-universitario-sx","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/review-cartao-santander-universitario-sx\/","title":{"rendered":"Recensione della carta Santander Universit\u00e1rio SX 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>O aux\u00edlio financeiro perfeito para voc\u00ea que \u00e9 estudante universit\u00e1rio<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Review cart\u00e3o Santander Universit\u00e1rio SX. Fonte: Santander.\"  id=\"44072\" src=\"https:\/\/cdn.adtechpanda.com\/08cf45a0-8d92-4c31-91a7-43485283b357\/-\/crop\/1176x630\/526,0\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Review cart\u00e3o Santander Universit\u00e1rio SX. Fonte: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoje, trouxemos um conte\u00fado especial para voc\u00ea que \u00e9 universit\u00e1rio e est\u00e1 a procura de um produto de cr\u00e9dito de qualidade com a credibilidade de um banco renomado mundialmente. Assim, confira o nosso review cart\u00e3o Santander Universit\u00e1rio SX e conhe\u00e7a tudo o que esse excelente produto financeiro pode fazer para alavancar totalmente a sua vida financeira!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, confira a tabela abaixo com as suas principais caracter\u00edsticas e continue a leitura, a seguir, para descobrir porque o Santander Universit\u00e1rio SX \u00e9 o cart\u00e3o ideal para voc\u00ea!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Rendita<\/strong><\/td><td>12x di R$33.25<br>Isento se gastar R$100,00 por fatura ou se cadastrar o CPF e o celular como chave PIX<\/td><\/tr><tr><td><strong>reddito minimo<\/strong><\/td><td>Non richiesto<\/td><\/tr><tr><td><strong>Bandiera<\/strong><\/td><td>Visa o Mastercard<\/td><\/tr><tr><td><strong>Tetto<\/strong><\/td><td>Internazionale<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>Programa Santander Esfera;<br>Limite extra;<br>Parcerias educacionais.<\/td><\/tr><\/tbody><\/table><figcaption>Ma quali sono le caratteristiche principali della carta?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2kfuU8\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la tessera Santander Universit\u00e1rio SX\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/73e0f4f7-9280-4f94-ad7e-21a628bf67a6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la tessera Santander Universit\u00e1rio SX\">\n            Come richiedere la tessera Santander Universit\u00e1rio SX        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carta Santander Universit\u00e1rio SX offre una facile analisi del credito e non richiede prova di reddito. Scopri come richiederlo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/73e0f4f7-9280-4f94-ad7e-21a628bf67a6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la tessera Santander Universit\u00e1rio SX              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Review cart\u00e3o Santander Universit\u00e1rio SX: tudo o que voc\u00ea precisa saber<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Grupo Santander \u00e9 conhecido mundialmente como uma das principais institui\u00e7\u00f5es financeiras do mercado. Originado na Espanha, ele conta com mais de 100 anos de hist\u00f3ria, e tem como objetivo oferecer produtos e servi\u00e7os de qualidade para auxiliar seus clientes da forma mais transparente e ben\u00e9fica poss\u00edvel.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, com a miss\u00e3o de atender o segmento de jovens e estudantes do ensino superior, ele criou o cart\u00e3o Santander Universit\u00e1rio SX. Um produto de cr\u00e9dito que al\u00e9m de possibilitar um maior poder aquisitivo, oferece tamb\u00e9m benef\u00edcios ligados \u00e0 educa\u00e7\u00e3o, al\u00e9m de programas de fidelidade e limite pr\u00e9-aprovado.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, se voc\u00ea est\u00e1 cursando uma faculdade e est\u00e1 em busca de um cart\u00e3o cheio de vantagens, que tal conhecer um pouco mais sobre este produto? Ent\u00e3o, continue a leitura do nosso review cart\u00e3o Santander Universit\u00e1rio SX e veja tudo o que ele pode fazer por voc\u00ea!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Rendita e copertura<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, qual a anuidade e cobertura do cart\u00e3o? Fonte: Santander.\"  id=\"44073\" src=\"https:\/\/cdn.adtechpanda.com\/968f1164-f783-440e-a4ee-a26889483b57\/-\/crop\/1301x730\/0,0\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, qual a anuidade e cobertura do cart\u00e3o? Fonte: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, um dos pontos positivos que podemos destacar em nosso Review cart\u00e3o Santander Universit\u00e1rio SX \u00e9 que, apesar de cobrar anuidade, \u00e9 muito f\u00e1cil voc\u00ea se livrar dela. Nesse sentido, voc\u00ea precisa gastar pelo menos R$100,00 por m\u00eas no cart\u00e3o. Mas, se n\u00e3o conseguir chegar nesse valor, n\u00e3o tem problema! \u00c9 s\u00f3 cadastrar e manter o seu CPF e celular como chave PIX na sua conta Santander e pronto. Zero anuidade, e voc\u00ea economiza esse valor para usar como quiser.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A cobertura oferecida pelo cart\u00e3o \u00e9 internacional, o que significa muito mais liberdade para fazer suas compras em qualquer loja f\u00edsica ou online credenciadas com a bandeira Visa ou Mastercard no Brasil e no mundo! E, voc\u00ea ainda pode fazer suas compras pela internet utilizando um cart\u00e3o virtual descart\u00e1vel disponibilizado no app.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Commissioni su tariffe<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Santander Universit\u00e1rio n\u00e3o cobra nenhuma taxa de ades\u00e3o, mas voc\u00ea precisa cumprir os requisitos do banco se quiser ficar livre da anuidade. Caso contr\u00e1rio, \u00e9 necess\u00e1rio pagar o valor de R$33,25 ao m\u00eas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O site oficial do Santander n\u00e3o informa quais tarifas s\u00e3o cobradas al\u00e9m da poss\u00edvel anuidade, mas vale a pena ficar sempre de olho nas taxas de servi\u00e7os, como saques em caixas eletr\u00f4nicos conveniados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, sabemos que os juros do rotativo dos cart\u00f5es de cr\u00e9dito est\u00e3o entre os mais altos do mercado financeiro. Portanto, \u00e9 importante efetuar o pagamento de suas faturas sempre na data e no valor integral. Isso porque o banco cobra juros remunerat\u00f3rios, al\u00e9m de multa de atraso, juros de mora e IOF sobre pagamentos atrasados.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Bandiera e vantaggi<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o Santander Universit\u00e1rio SX oferece tanto as bandeiras Visa como Mastercard e ambas contam com cobertura internacional. Assim, voc\u00ea tem muito mais liberdade financeira para efetuar suas compras em qualquer loja ou site credenciados no Brasil e no exterior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea pode cadastrar seu cart\u00e3o nos programas de fidelidade Mastercard Surpreenda ou Vai de Visa. Com o primeiro, por exemplo, voc\u00ea ganha pontos ao utilizar o seu cart\u00e3o em compras e pode trocar a pontua\u00e7\u00e3o acumulada por descontos em centenas de estabelecimentos parceiro da bandeira.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Vantagens do cart\u00e3o Santander Universit\u00e1rio SX<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favida, n\u00e3o poder\u00edamos deixar de falar dos benef\u00edcios oferecidos pelo cart\u00e3o em nosso Review Santander Universit\u00e1rio SX, n\u00e3o \u00e9 mesmo? E eles s\u00e3o perfeitos para o estudante que busca independ\u00eancia financeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A come\u00e7ar pelo fato de que ele oferece um limite pr\u00e9-aprovado sem exigir comprova\u00e7\u00e3o de renda. Com a an\u00e1lise de cr\u00e9dito, esse valor pode ser maior, mas todo cart\u00e3o aprovado tem o limite inicial de R$250,00.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, ele oferece diversas parcerias educacionais e programas que te ajudam a conseguir est\u00e1gios e empregos na sua \u00e1rea. Voc\u00ea tamb\u00e9m tem acesso ao limite extra se estudar em alguma universidade conveniada ao Santander. Isso \u00e9, um limite a mais para pagar sua mensalidade sem impactar no seu limite de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, com o seu cart\u00e3o Santander Universit\u00e1rio SX, voc\u00ea ainda faz parte do programa Esfera, e tem acesso a descontos e cashback em centenas de lojas e produtos. Inclusive, conta tamb\u00e9m com o programa de fidelidade das bandeiras com o Vai de Visa ou o Mastercard Surpreenda.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tudo isso com um controle digital atrav\u00e9s do App Way!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-BmlDz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/conheca-o-cartao-de-credito-santander-universitario-sx\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Conhe\u00e7a o cart\u00e3o Santander Universit\u00e1rio SX\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/73e0f4f7-9280-4f94-ad7e-21a628bf67a6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/conheca-o-cartao-de-credito-santander-universitario-sx\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Conhe\u00e7a o cart\u00e3o Santander Universit\u00e1rio SX\">\n            Conhe\u00e7a o cart\u00e3o Santander Universit\u00e1rio SX        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carta di credito Santander Universit\u00e1rio SX offre vantaggi esclusivi come sconti sulle tariffe mensili presso le istituzioni partner. Vedi di pi\u00f9 qui!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/conheca-o-cartao-de-credito-santander-universitario-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/conheca-o-cartao-de-credito-santander-universitario-sx\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/73e0f4f7-9280-4f94-ad7e-21a628bf67a6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Conhe\u00e7a o cart\u00e3o Santander Universit\u00e1rio SX              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/conheca-o-cartao-de-credito-santander-universitario-sx\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Desvantagens do cart\u00e3o Santander Universit\u00e1rio SX<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Podemos pontuar que o principal ponto negativo deste produto \u00e9 a cobran\u00e7a de anuidade. Mesmo com a possibilidade de isen\u00e7\u00e3o, as op\u00e7\u00f5es s\u00e3o o pagamento de R$33,25 por m\u00eas ou gastar pelo menos R$100,00 por fatura ou, ainda, cadastrar e manter o seu CPF e n\u00famero de celular como chave PIX. Assim, ou voc\u00ea precisa desembolsar alguma quantia ou restringir os seus dados para uso exclusivo do banco.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o est\u00e1 segmentado a um p\u00fablico espec\u00edfico. Ou seja, voc\u00ea s\u00f3 consegue acesso ao Santander Universit\u00e1rio SX se estiver comprovadamente cursando uma universidade.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>richiesta della carta<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual o aplicativo do cart\u00e3o? Fonte: Santander.\"  id=\"44074\" src=\"https:\/\/cdn.adtechpanda.com\/a14f9db6-a6aa-428d-bea6-5a56db72108e\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, qual o aplicativo do cart\u00e3o? Fonte: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, voc\u00ea pode gerenciar todas as funcionalidades do seu cart\u00e3o atrav\u00e9s do App Way. Um aplicativo exclusivo do Grupo Santander, que voc\u00ea encontra de forma gratuita nas lojas virtuais App Store e Google Play.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com ele, voc\u00ea tem acesso ao seu limite, hist\u00f3rico de compras, faturas e, ainda, pode efetuar transa\u00e7\u00f5es, como pagamentos e recargas de celular. Portanto, para deixar sua experi\u00eancia ainda mais completa, baixe o app e aproveite todos os seus benef\u00edcios!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Procedura di richiesta<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, o processo de solicita\u00e7\u00e3o do seu cart\u00e3o Santander Universit\u00e1rio SX \u00e9 muito simples e pode ser feito de diversas formas. Mas, \u00e9 importante destacar que este produto s\u00f3 est\u00e1 dispon\u00edvel para estudantes matriculados em uma universidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, voc\u00ea pode pedir o seu cart\u00e3o pelo site oficial do Santander clicando em \u201cprodutos e servi\u00e7os\u201d na parte superior. Depois, precisa acessar a aba \u201ccart\u00f5es de cr\u00e9dito\u201d. Ent\u00e3o, \u00e9 s\u00f3 escolher a op\u00e7\u00e3o cart\u00e3o Santander Universit\u00e1rio SX e clicar em \u201csolicitar cart\u00e3o\u201d. Em seguida, preencha o formul\u00e1rio com os seus dados pessoais e aguarde a an\u00e1lise de cr\u00e9dito da institui\u00e7\u00e3o. A resposta da sua solicita\u00e7\u00e3o deve chegar atrav\u00e9s do e-mail ou celular informados no ato do cadastro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Voc\u00ea tamb\u00e9m pode pedir o seu cart\u00e3o pelo aplicativo App Way, dispon\u00edvel gratuitamente na App Store e Google Play. Dessa forma, basta acessar o app e fazer o cadastro. Em seguida, toque na aba \u201ccart\u00f5es\u201d e pe\u00e7a o seu Santander Universit\u00e1rio SX.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se preferir, tamb\u00e9m pode solicitar pessoalmente em uma ag\u00eancia banc\u00e1ria Santander, munido dos seus documentos pessoais e matr\u00edcula da faculdade, ou pelos canais de atendimento telef\u00f4nicos. Os n\u00fameros dispon\u00edveis s\u00e3o 4004 3535 (capitais e regi\u00f5es metropolitanas) ou 0800 702 3535 (demais localidades) e o atendimento \u00e9 de segunda a sexta-feira, das 9h \u00e0s 21h, e aos s\u00e1bados, das 10 \u00e0s 16h.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, se voc\u00ea quiser mais detalhes sobre todo o processo de solicita\u00e7\u00e3o do cart\u00e3o, confira o conte\u00fado recomendado abaixo!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-7rotW\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la tessera Santander Universit\u00e1rio SX\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/73e0f4f7-9280-4f94-ad7e-21a628bf67a6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la tessera Santander Universit\u00e1rio SX\">\n            Come richiedere la tessera Santander Universit\u00e1rio SX        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carta Santander Universit\u00e1rio SX offre una facile analisi del credito e non richiede prova di reddito. Scopri come richiederlo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/73e0f4f7-9280-4f94-ad7e-21a628bf67a6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la tessera Santander Universit\u00e1rio SX              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Confira nosso review cart\u00e3o Santander Universit\u00e1rio SX e fique por dentro de todas as informa\u00e7\u00f5es deste excelente produto voltado aos estudantes do ensino superior, com diversos benef\u00edcios e cobertura internacional!<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,431,2265,861,488,2264],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - 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