{"id":43494,"date":"2021-11-19T23:00:00","date_gmt":"2021-11-19T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=43494"},"modified":"2021-11-19T20:07:55","modified_gmt":"2021-11-19T20:07:55","slug":"unicred-gold-ou-zencard","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/unicred-gold-ou-zencard\/","title":{"rendered":"Unicred Gold Card o Zencard Card: quale \u00e8 meglio?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Unicred Gold x Zencard: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, compare e decida pelo melhor. Fonte: Unsplash.\"  id=\"43505\" src=\"https:\/\/cdn.adtechpanda.com\/84101512-5404-44b1-bc3e-86d186a4aab4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, compare e decida pelo melhor. Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, optar entre o cart\u00e3o Unicred Gold ou cart\u00e3o Zencard dar\u00e1 a chance que voc\u00ea precisa para acessar um cart\u00e3o de cr\u00e9dito com bandeira internacional, baixas tarifas e funcionalidade por aplicativo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, o cart\u00e3o Zencard \u00e9 para negativados que precisam de uma op\u00e7\u00e3o para pagar na modalidade cr\u00e9dito. Ou seja, n\u00e3o h\u00e1 consultas no SPC e Serasa para pedir este cart\u00e3o. Ali\u00e1s, utilize-o para compras online e em lojas fora do Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o Unicred Gold tem os benef\u00edcios da bandeira Mastercard, como programa de pontos e ac\u00famulo que gera trocas por produtos ou milhas a\u00e9reas. Al\u00e9m disso, h\u00e1 movimenta\u00e7\u00e3o e acompanhamento por aplicativo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, ambos os cart\u00f5es s\u00e3o ideais para quem busca aprova\u00e7\u00e3o imediata e pouca burocracia. Portanto, acompanhe o comparativo e tire as d\u00favidas relacionadas as op\u00e7\u00f5es. Vamos l\u00e1!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2svDCJ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Zencard\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3b073469-582d-4804-adae-a00c9f3f1590\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-zencard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Zencard\">\n            Come richiedere la carta Zencard        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Negativados, chegou a hora de comprar no cr\u00e9dito! O cart\u00e3o Zencard n\u00e3o faz an\u00e1lise de cr\u00e9dito e, ainda, oferece empr\u00e9stimos para quem tem nome sujo. Solicite!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/3b073469-582d-4804-adae-a00c9f3f1590\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la carta Zencard              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-YXJ41\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-unicred-gold\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Unicred Gold\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d79e2ec4-c125-45c6-96b9-840e154dd8fc\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-unicred-gold\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Unicred Gold\">\n            Come richiedere la carta Unicred Gold        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carta Unicred Gold \u00e8 un&#039;ottima opzione di carta di credito internazionale con numerosi vantaggi per i clienti. Vedi qui come richiederlo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-unicred-gold\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-unicred-gold\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/d79e2ec4-c125-45c6-96b9-840e154dd8fc\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la carta Unicred Gold              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-unicred-gold\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cart\u00e3o Unicred Gold<\/strong><\/td><td><strong>Cart\u00e3o Zencard<\/strong><\/td><\/tr><tr><td><strong>Reddito minimo<\/strong><\/td><td>non informato<\/td><td>Non richiesto<\/td><\/tr><tr><td><strong>Rendita<\/strong><\/td><td>non informato<\/td><td>12x de R$ 7,90<\/td><\/tr><tr><td><strong>Bandiera<\/strong><\/td><td>Mastercard o Visa<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Tetto<\/strong><\/td><td>Internazionale<\/td><td>Internazionale<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>40 dias para pagamento;<br>Saques nos terminais Unicred;<br>\u00danico Programa de Recompensas.<\/td><td>Sem comprova\u00e7\u00e3o de renda ou consultas nos bir\u00f4s;<br>Fa\u00e7a compras internacionais com bandeira de cr\u00e9dito;<br>Pr\u00e9-pago sem fatura mensal.<\/td><\/tr><\/tbody><\/table><figcaption>Ma, dopotutto, qual \u00e8 il migliore?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Unicred Gold<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ali\u00e1s, o cart\u00e3o Unicred tem um programa de recompensas exclusivo. Fonte: Unicred.\"  id=\"43660\" src=\"https:\/\/cdn.adtechpanda.com\/cd4fde9c-277e-4edb-8127-b7e8379d3aa2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ali\u00e1s, o cart\u00e3o Unicred tem um programa de recompensas exclusivo. Fonte: Unicred.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Unicred Gold foi criado pela cooperativa Unicred, que existe a 32 anos. Ent\u00e3o, nesta vers\u00e3o o cliente tem vantagens de um cliente Gold e benef\u00edcios da bandeira escolhida. Ou seja, decida por Mastercard ou Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, este cart\u00e3o \u00e9 uma op\u00e7\u00e3o para compras internacionais ou parceladas em qualquer loja f\u00edsica, al\u00e9m de online. Por outro lado, \u00e9 preciso abrir conta e aguardar an\u00e1lise de cr\u00e9dito para conseguir o cart\u00e3o Gold. Ali\u00e1s, as vers\u00f5es Gold costumam exigir uma renda mais alta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, a Unicred n\u00e3o d\u00e1 essa informa\u00e7\u00e3o ao cliente. Ademais, ap\u00f3s a aprova\u00e7\u00e3o, movimente a conta por aplicativo e fa\u00e7a consultas ou saques nos terminais Unicred. Portanto, sempre que tiver problemas com as contas, d\u00e1 para resolver pessoalmente!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O mais importante \u00e9 que esta op\u00e7\u00e3o d\u00e1 mais prazo para pagar. Ou seja, enquanto a maioria das faturas deve ser paga em 30 dias, esta d\u00e1 40 dias para quita\u00e7\u00e3o. Al\u00e9m disso, tenha cart\u00f5es adicionais para dividir os gastos com quem quiser.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, aproveite os programas Mastercard Surpreenda ou Vai de Visa, que garantem descontos em milhares de parceiros. Por outro lado, usufrua do \u00danico Programa de Recompensas para acumular pontos e trocar por milhas ou produtos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Zencard<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, negativado, \u00e9 hora de comprar na modalidade cr\u00e9dito. Fonte: Zencard.\"  id=\"41369\" src=\"https:\/\/cdn.adtechpanda.com\/5dd1eb8c-e43b-41d1-9cb5-0b73dc194caa\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, negativado, \u00e9 hora de comprar na modalidade cr\u00e9dito. Fonte: Zencard.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, esta \u00e9 uma op\u00e7\u00e3o pr\u00e9-paga. Ou seja, n\u00e3o h\u00e1 como parcelar compras. Entretanto, voc\u00ea pode pagar na modalidade cr\u00e9dito em compras nacionais e internacionais. Al\u00e9m disso, \u00e9 o cart\u00e3o ideal para negativados que precisam da modalidade, principalmente para pagar Netflix ou Spotify, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, ainda que voc\u00ea esteja com restri\u00e7\u00f5es consegue utilizar o cart\u00e3o, j\u00e1 que\u00a0n\u00e3o faz an\u00e1lise de cr\u00e9dito. Portanto, carregue o cart\u00e3o com o valor a ser gasto e fa\u00e7a compras \u00e0 vista. Ademais, este cart\u00e3o pode te ajudar a conseguir cr\u00e9dito pessoal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Recentemente, a empresa fez uma parceria com a Credluz, que fornece cr\u00e9dito para negativados. Portanto, com a libera\u00e7\u00e3o do dinheiro, use-o como limite de cr\u00e9dito. Portanto, aproveite este cart\u00e3o e, ainda, acompanhe a conta digital atrav\u00e9s de um aplicativo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 poss\u00edvel solicitar esta op\u00e7\u00e3o sem sair de casa. Ou seja, entre no site do Zencard e aguarde a chegada do cart\u00e3o. Depois disso, fa\u00e7a a libera\u00e7\u00e3o pelo aplicativo e aproveite. Por fim, \u00e9 poss\u00edvel sacar o dinheiro inserido na conta digital.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em conclus\u00e3o, est\u00e1 op\u00e7\u00e3o \u00e9 ideal para negativados que precisam da modalidade cr\u00e9dito, t\u00e3o essencial para diversas transa\u00e7\u00f5es. Al\u00e9m disso, tenha benef\u00edcios da bandeira Mastercard e muito mais!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as vantagens do cart\u00e3o Unicred Gold?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as principais vantagens do Unicred Gold, est\u00e1 a tecnologia. Ou seja, o cart\u00e3o possui pagamento por aproxima\u00e7\u00e3o, tem aplicativo completo no qual voc\u00ea controla suas finan\u00e7as e, ainda, recebe a fatura digital.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, aproveite para fazer compras internacionais e tenha o programa de recompensas da cooperativa. Ali\u00e1s, com este programa voc\u00ea acumula pontos e troca por cashback, servi\u00e7os ou produtos, al\u00e9m de passagens a\u00e9reas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, aproveite tamb\u00e9m um dos programas de pontos disponibilizados pela bandeira, como o Vai de Visa ou o Mastercard Surpreenda. Ademais, tenha saque e cart\u00e3o emergenciais, al\u00e9m de seguro de garantia estendida, prote\u00e7\u00e3o de compras e de pre\u00e7o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as vantagens do cart\u00e3o Zencard?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O mais importante \u00e9 que este cart\u00e3o d\u00e1 acesso a negativados comprarem com cart\u00e3o de cr\u00e9dito. Al\u00e9m disso, \u00e9 ideal para tentar empr\u00e9stimo, mesmo com restri\u00e7\u00f5es atrav\u00e9s do Credluz, empresa parceira da Zencard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O que chama aten\u00e7\u00e3o \u00e9 que este empr\u00e9stimo n\u00e3o atrapalha sua vida financeira, outra vantagem. Ali\u00e1s, as parcelas s\u00e3o descontas na conta de luz, e voc\u00ea paga com tranquilidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, usufrua dos benef\u00edcios da bandeira, como o programa Mastercard Surpreenda, por exemplo. Ademais, aproveite clube de descontos e garanta cupons para comprar com um pre\u00e7o reduzido em parceiros.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as desvantagens do cart\u00e3o Unicred Gold?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Destacamos que somente quem abrir conta banc\u00e1ria na cooperativa poder\u00e1 aproveitar esta vers\u00e3o Gold. Al\u00e9m disso, a maioria dos cart\u00f5es, Gold exigem uma renda acima de um sal\u00e1rio m\u00ednimo, ent\u00e3o, fique atento na hora do pedido.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra desvantagem \u00e9 que somente pessoas com nome limpo podem pedir o cart\u00e3o de cr\u00e9dito. Ou seja, h\u00e1 an\u00e1lise de cr\u00e9dito e apresenta\u00e7\u00e3o de documentos. Por fim, tamb\u00e9m n\u00e3o \u00e9 vantajoso ter que ir at\u00e9 a ag\u00eancia para solicitar este cart\u00e3o, o que \u00e9 exigido pela cooperativa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as desvantagens do cart\u00e3o Zencard?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como \u00e9 um cart\u00e3o pr\u00e9-pago, os clientes Zencard n\u00e3o conseguem parcelar compras, infelizmente. Al\u00e9m disso, h\u00e1 algumas tarifas que podem ser pesadas neste cart\u00e3o, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se acaso precisar sacar do limite, h\u00e1 uma tarifa de R$ 6,90. Por outro lado, h\u00e1 cobran\u00e7as tamb\u00e9m nas recargas. Ent\u00e3o, pague de tr\u00eas a quatro reais para inserir dinheiro por dep\u00f3sito ou nas lot\u00e9ricas. Para terminar, h\u00e1 um gasto mensal de R$7,90 de uso do cart\u00e3o. Por fim, pague R$1,50 cada vez que fazer transfer\u00eancias entre cart\u00f5es pr\u00e9-pagos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Unicred Gold ou Cart\u00e3o Zencard: qual escolher?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, qual o melhor? Fonte: Unsplash.\"  id=\"43514\" src=\"https:\/\/cdn.adtechpanda.com\/ec26da7b-f7a3-44ca-81f1-919a5debe36e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, qual o melhor? Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, foi dif\u00edcil escolher entre o cart\u00e3o Unicred Gold ou cart\u00e3o Zencard? Certamente, s\u00e3o cart\u00f5es cheios de vantagens e que se encaixam em diversos perfis financeiros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, o cart\u00e3o Unicred Gold \u00e9 para cooperados que precisam de um cart\u00e3o de cr\u00e9dito com limite alto, al\u00e9m de vantagens relacionadas a programas de recompensas e das bandeiras dispon\u00edveis. Entretanto, o cliente deve ter nome limpo e score alto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o Zencard \u00e9 a solu\u00e7\u00e3o para negativados. Certamente, muitos perderam a chance de compras na modalidade cr\u00e9dito com o nome sujo. Ent\u00e3o, esta op\u00e7\u00e3o pr\u00e9-paga vem como facilidade para pagar Netflix, Spotify e outros aplicativos, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, antes de decidir observe sua situa\u00e7\u00e3o financeira, al\u00e9m da situa\u00e7\u00e3o do CPF. Somente assim, saber\u00e1 qual a op\u00e7\u00e3o ideal. Al\u00e9m disso, avalie as prioridades: voc\u00ea quer pagar compras pequenas todos os meses ou deseja um limite alto para viagens e cursos?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, n\u00e3o se preocupe se acaso a decis\u00e3o ainda esteja d\u00edficil. Ali\u00e1s, h\u00e1 outro conte\u00fado recomendado abaixo para facilitar sua escolha. Portanto, continue conosco!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-15BefM\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/afinz-ou-bmg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Afinz ou cart\u00e3o BMG\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/11\/Cartao-Unicred-Gold-ou-Cartao-Zencard.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/afinz-ou-bmg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Afinz ou cart\u00e3o BMG\">\n            Cart\u00e3o Afinz ou cart\u00e3o BMG        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Sei in dubbio tra la carta Afinz o la carta BMG? Entrambi hanno una copertura internazionale e ottimi programmi di premi. Scopri di pi\u00f9 qui!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/afinz-ou-bmg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/afinz-ou-bmg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/11\/Cartao-Unicred-Gold-ou-Cartao-Zencard.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cart\u00e3o Afinz ou cart\u00e3o BMG              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/afinz-ou-bmg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Se voc\u00ea est\u00e1 procurando por um cart\u00e3o de cr\u00e9dito novo, que tal conhecer duas op\u00e7\u00f5es bem diferentes. Ent\u00e3o, leia o nosso comparativo e veja as principais caracter\u00edsticas dos cart\u00f5es Unicred Gold e Zencard. Depois disso, escolha o seu e aproveite programas de recompensas incr\u00edveis.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[2240,2239,309,1176,308],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Unicred Gold ou Cart\u00e3o Zencard: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Decida entre o cart\u00e3o Unicred Gold ou Zencard. 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