{"id":34115,"date":"2021-09-09T12:01:00","date_gmt":"2021-09-09T12:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=34115"},"modified":"2021-09-09T10:35:15","modified_gmt":"2021-09-09T10:35:15","slug":"cartao-ton-ou-cartao-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/cartao-ton-ou-cartao-magalu\/","title":{"rendered":"Ton Card o Magalu Card: qual \u00e8 la migliore?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ton-x-magalu-descubra-qual-escolher\">Ton x Magalu: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ton ou cart\u00e3o Magalu: qual o ideal? Fonte: Pxhere.\"  id=\"34123\" src=\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Ton ou cart\u00e3o Magalu: qual o ideal? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, ter um cart\u00e3o de cr\u00e9dito \u00e9 primordial, independentemente da situa\u00e7\u00e3o financeira. Por isso, decidir entre o cart\u00e3o Ton ou cart\u00e3o Magalu pode ser bom para in\u00fameras necessidades, como pagamento de assinaturas e aplicativos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A fim de que voc\u00ea decida, neste comparativo ir\u00e1 conhecer cada detalhe das op\u00e7\u00f5es, conhecidas por n\u00e3o ter burocracia e n\u00e3o cobrar grandes taxas dos clientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, o cart\u00e3o Magalu proporciona grandes descontos e parcelamento sem juros, n\u00e3o exige anuidade e, ainda, oferece cashback a cada compra na loja.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o Ton \u00e9 para empreendedores que buscam m\u00e1quina de cart\u00e3o barata, mas que tamb\u00e9m precisam de um cart\u00e3o de cr\u00e9dito internacional e de poucas tarifas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com essas informa\u00e7\u00f5es iniciais, sem mais delongas, acompanhe o comparativo e escolha um cart\u00e3o que proporciona compras na modalidade cr\u00e9dito e economia em cada transa\u00e7\u00e3o. Vamos l\u00e1!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1keSs5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la tessera Ton\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/655d39a6-7b0d-4c5d-8eb3-c88029769677\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-ton\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la tessera Ton\">\n            Come richiedere la tessera Ton        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Solicite um cart\u00e3o digital gr\u00e1tis, sem anuidade e que permite compras no cart\u00e3o de cr\u00e9dito direto das vendas recebidas. Ficou curioso? Saiba mais!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from 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setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return 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href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/655d39a6-7b0d-4c5d-8eb3-c88029769677\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la tessera Ton              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    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aria-label=\"Come richiedere la carta Magalu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/08\/Cartao-Havan-ou-Cartao-Magalu.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Magalu\">\n            Come richiedere la carta Magalu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quem compra no Magalu gosta de descontos, ent\u00e3o, conhe\u00e7a o cart\u00e3o de cr\u00e9dito sem anuidade, com parcelamento de 24x sem juros e cashback em cada compra no cr\u00e9dito!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/08\/Cartao-Havan-ou-Cartao-Magalu.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la carta Magalu              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cart\u00e3o Ton<\/strong><\/td><td><strong>Carta Magal\u00f9<\/strong><\/td><\/tr><tr><td><strong>Reddito minimo<\/strong><\/td><td>Non richiesto<\/td><td>R$ 800,00<\/td><\/tr><tr><td><strong>Rendita<\/strong><\/td><td>Esonerare<\/td><td>Esonerare<\/td><\/tr><tr><td><strong>Bandiera<\/strong><\/td><td>MasterCard<\/td><td>Visa Platino<\/td><\/tr><tr><td><strong>Tetto<\/strong><\/td><td>Internazionale<\/td><td>Internazionale<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>Para uso da maquininha, n\u00e3o cobra mensalidade<br>Transfira dinheiro das vendas para conta digital Ton, que \u00e9 gratuita<br>Compras no cart\u00e3o de cr\u00e9dito com bandeira internacional<br>Saque em qualquer caixa da rede Banco24h<\/td><td>Nas lojas Magalu, compre com descontos que chegam a 50%<br>Participe de promo\u00e7\u00f5es e leve produtos de gra\u00e7a<br>Com o cart\u00e3o de cr\u00e9dito, compre em qualquer estabelecimento at\u00e9 mesmo no exterior<br>N\u00e3o pague por anuidade e tenha cashback<\/td><\/tr><\/tbody><\/table><figcaption>Compare e decida!<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ton\">Cart\u00e3o Ton<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A princ\u00edpio, o cart\u00e3o Ton, que \u00e9 da empresa Stone surge como uma op\u00e7\u00e3o para aut\u00f4nomos que precisam receber suas vendas com uma m\u00e1quina de cart\u00e3o sem grandes custos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, permite o pedido por CPF ou CNPJ, liberando o cart\u00e3o digital somente para quem tiver a m\u00e1quina de cart\u00e3o atrav\u00e9s do CPF, ent\u00e3o, decida entre tr\u00eas planos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim sendo, existem os planos Giga Ton, Mega Ton e Ton b\u00e1sico, cada um cobra uma taxa de ades\u00e3o que pode ser parcelada e aplicam taxas em cada compra em que parcelamentos variam de 7,44% a 21,46% quando a divis\u00e3o chega a 12x.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o digital \u00e9 gratuito, permite compras internacionais e n\u00e3o possui burocracia para seu pedido, feito pela internet. Ideal para empreendedores e pessoas f\u00edsicas que buscam seguran\u00e7a e praticidade.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-magalu\">Carta Magal\u00f9<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bem como outros cart\u00f5es de loja, o cart\u00e3o Magalu \u00e9 focado em descontos nos estabelecimentos f\u00edsicos e na loja online, portanto, aplica at\u00e9 cashback nas compras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com zero anuidade, aplica 2% de cashback em cada compra feita nas lojas e o cliente precisa ativar sua conta no MagaluPlay para ter acesso a devolu\u00e7\u00e3o da grana.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim tamb\u00e9m como gratuito, o cart\u00e3o Magalu proporciona um parcelamento de at\u00e9 24x sem juros, faz uma an\u00e1lise de cr\u00e9dito do seu perfil e libera um cart\u00e3o moderno com pagamento por aproxima\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, a movimenta\u00e7\u00e3o da conta \u00e9 toda feita pelo aplicativo, onde o cliente tamb\u00e9m controla seus pontos do programa Vai de Visa e pode conferir faturas, fazer transfer\u00eancias e, ainda, utilizar o saldo do cashback em compras.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ton\">Quali sono i vantaggi della carta Ton?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre o cart\u00e3o Ton. Fonte: Ton.\"  id=\"34210\" src=\"https:\/\/ucarecdn.com\/0ace8b31-5b82-4009-a8e8-39134ad60ea0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba mais sobre o cart\u00e3o Ton. Fonte: Ton.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com a finalidade de incentivar pequenos neg\u00f3cios, o cart\u00e3o Ton promete uma m\u00e1quina com as menores taxas do mercado, isso significa at\u00e9 uma economia de quase R$200,00 em rela\u00e7\u00e3o \u00e0 concorr\u00eancia, segundo o site oficial. Ent\u00e3o, confira outros detalhes ben\u00e9ficos, a seguir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>O cliente Ton paga apenas a taxa de ades\u00e3o, sem se preocupar com mensalidade;<\/li><li>N\u00e3o pague anuidade do cart\u00e3o digital Ton;<\/li><li>Fa\u00e7a compras no cart\u00e3o de cr\u00e9dito com o saldo recebido em vendas;<\/li><li>Receba em at\u00e9 um dia \u00fatil por suas vendas no plano GigaTon;<\/li><li>N\u00e3o quer a maquininha? Acesse o TapTon e transforme seu celular em uma.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-magalu\">Quali sono i vantaggi della carta Magalu?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a as vantagens do cart\u00e3o Magalu. Fonte: Magalu.\"  id=\"34213\" src=\"https:\/\/ucarecdn.com\/f588730f-9720-4769-a165-0b88b99f96ed\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a as vantagens do cart\u00e3o Magalu. Fonte: Magalu.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois que o cart\u00e3o Magalu \u00e9 solicitado e aprovado, o cliente j\u00e1 poder\u00e1 fazer compras no site com desconto e aproveitar todas as vantagens, portanto, confira outros benef\u00edcios do cart\u00e3o Magalu abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Cashback que volta direto para a conta Magalu e pode ser utilizado em mais compras;<\/li><li>N\u00e3o pague anuidade, taxa de ades\u00e3o ou qualquer mensalidade;<\/li><li>Parcele compras sem juros em at\u00e9 24x;<\/li><li>Tenha desconto na Magalu, mas tamb\u00e9m em lojas parceiras, como Netshoes, Zattini e \u00c9poca Cosm\u00e9ticos;<\/li><li>Compre em qualquer lojas e acumule pontos no programa Vai de Visa.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ton\">Quais as desvantagens do cart\u00e3o Ton?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mesmo que seja vantajoso a aut\u00f4nomos, o cart\u00e3o Ton n\u00e3o \u00e9 claro se possui uma an\u00e1lise de cr\u00e9dito e se \u00e9 liberado para quem tem nome sujo, por exemplo, o que limita o acesso a algumas pessoas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, somente os clientes do plano GigaTon e que escolhem a m\u00e1quina T3 conseguem as menores taxas e aproveitam os benef\u00edcios, mas na op\u00e7\u00e3o o usu\u00e1rio desembolsa R$406,80, valor que pode ser parcelado.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-magalu\">Quali sono gli svantaggi della carta Magalu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o apenas um cart\u00e3o de loja, o cart\u00e3o Magalu \u00e9 um cart\u00e3o de cr\u00e9dito, portanto, o cliente passa por uma an\u00e1lise de cr\u00e9dito rigorosa para conseguir o limite, o que n\u00e3o \u00e9 interessante para quem tem nome sujo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por mais que haja o cashback, ele n\u00e3o pode ser utilizado como o cliente definir, mas sim, somente na conta digital e comprando produtos Magalu, ou seja, nada de gastar o valor reunido em cashback em outros estabelecimentos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ton-ou-cart%C3%A3o-magalu-qual-escolher\">Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual escolher?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual o melhor? Fonte: Pxhere.\"  id=\"34130\" src=\"https:\/\/ucarecdn.com\/71b0a8e1-0010-4142-a2b6-d6c6230853d7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, qual o melhor? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, conseguiu definir qual cart\u00e3o atender\u00e1 mais seu perfil financeiro?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u00f3 para exemplificar, tanto o cart\u00e3o Ton quanto o cart\u00e3o Magalu s\u00e3o baratos e acess\u00edveis, j\u00e1 que n\u00e3o possuem tarifas altas e permitem, at\u00e9 mesmo, compras internacionais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enquanto o cart\u00e3o Ton \u00e9 indicado para empreendedores que n\u00e3o possuem CNPJ e querem uma conta digital, o cart\u00e3o Magalu traz economia em compras e uma conta digital gratuita.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, somente o cart\u00e3o Magalu informa que exige uma an\u00e1lise de cr\u00e9dito, ent\u00e3o, que tal arriscar e fazer o pedido do cart\u00e3o Ton com o nome negativado?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para finalizar, n\u00e3o se preocupe caso n\u00e3o tenha tomado uma decis\u00e3o final a partir de nossas explica\u00e7\u00f5es, afinal, abaixo temos outro comparativo detalhado com op\u00e7\u00f5es interessantes! Ent\u00e3o, continue conosco!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2fvChL\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/cartao-havan-ou-cartao-ton-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Havan ou cart\u00e3o Ton?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Ton-ou-Cartao-Magalu-2.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/cartao-havan-ou-cartao-ton-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Havan ou cart\u00e3o Ton?\">\n            Cart\u00e3o Havan ou cart\u00e3o Ton?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dois cart\u00f5es sem anuidade ou qualquer tarifa para compras com desconto e pagamento na modalidade cr\u00e9dito internacional. Saiba mais sobre cada um deles, a seguir!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/cartao-havan-ou-cartao-ton-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Portanto, decida entre o cart\u00e3o Ton ou cart\u00e3o Magalu.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,198,835,458,454],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"N\u00e3o se preocupe com anuidade e compre no cr\u00e9dito at\u00e9 mesmo no exterior, portanto, decida entre o cart\u00e3o Ton ou cart\u00e3o Magalu!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/it\/cartao-ton-ou-cartao-magalu\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual o melhor?\" \/>\n<meta property=\"og:description\" content=\"N\u00e3o se preocupe com anuidade e compre no cr\u00e9dito at\u00e9 mesmo no exterior, portanto, decida entre o cart\u00e3o Ton ou cart\u00e3o Magalu!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/it\/cartao-ton-ou-cartao-magalu\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-09T12:01:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-09T10:35:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tathiane Mantovani\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"it-IT\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-ton-ou-cartao-magalu\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-ton-ou-cartao-magalu\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/cartao-ton-ou-cartao-magalu\/\",\"name\":\"Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual o melhor? 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