{"id":29021,"date":"2021-08-16T23:00:00","date_gmt":"2021-08-16T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=29021"},"modified":"2023-02-21T15:00:41","modified_gmt":"2023-02-21T15:00:41","slug":"cartao-havan-ou-cartao-shoptime-qual-o-melhor","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/cartao-havan-ou-cartao-shoptime-qual-o-melhor\/","title":{"rendered":"Havan Card o Shoptime Card: quale \u00e8 meglio?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-havan-x-shoptime-descubra-qual-escolher\">Havan x Shoptime: scopri quale scegliere<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Havan ou cart\u00e3o Shoptime? Fonte: Pexels.\"  id=\"29364\" src=\"https:\/\/ucarecdn.com\/10f14dcd-6907-433c-82ca-4d965a6a5f04\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carta Havan o carta Shoptime? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sebbene sembrino simili, le opzioni della carta Havan o della carta Shoptime presentano differenze specifiche. Mentre il primo offre sconti, rate senza interessi e non applica canoni mensili, il secondo addebita alcune commissioni ma dispone di carta di credito, consentendo acquisti in altre localit\u00e0.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Effettuando acquisti con la carta Shoptime \u00e8 possibile ottenere cashback tramite AME, oltre a partecipare ai programmi punti Visa, associati alla carta dal 2017. Inoltre c&#039;\u00e8 anche il programma a punti.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D&#039;altra parte, la carta Havan tende ad essere pi\u00f9 facile da approvare, non ha burocrazia per la cancellazione e inoltre non associa il cliente a contratti con marchi di credito, per esempio. Inoltre \u00e8 interessante per chi ha un reddito pi\u00f9 basso e ha la necessit\u00e0 di acquistare molti prodotti.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Infine, confronteremo queste due carte e forniremo maggiori dettagli sui vantaggi di ciascuna. Sicuramente, entro la fine dell\u2019articolo, avrai abbastanza informazioni per scegliere quello migliore per il tuo budget. Resta con noi!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-dJ3Nj\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la Havan Card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/326cc1cd-8c63-4ae6-b53a-f446a3a609c6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-havan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la Havan Card\">\n            Come richiedere la Havan Card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Perfetto per chi cerca sconti e rate senza interessi, oltre all&#039;esenzione dalle quote annuali e dalle quote associative. Richiedi il tuo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/326cc1cd-8c63-4ae6-b53a-f446a3a609c6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la Havan Card              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1t31az\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-shoptime\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la tessera Shoptime\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/443d33be-ff8d-4e97-8e1e-e10a45d35088\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-shoptime\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la tessera Shoptime\">\n            Come richiedere la tessera Shoptime        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carta Shoptime ha il marchio Visa, sconti e rate lunghe senza interessi. Richiedi il tuo e goditi lo shopping dentro e fuori dal sito!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-shoptime\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-shoptime\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/443d33be-ff8d-4e97-8e1e-e10a45d35088\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la tessera Shoptime              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-shoptime\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Carta Avana<\/strong><\/td><td><strong>Carta dell&#039;orario di acquisto<\/strong><\/td><\/tr><tr><td><strong>Reddito minimo<\/strong><\/td><td>R$800,00<\/td><td>Salario minimo<\/td><\/tr><tr><td><strong>Rendita<\/strong><\/td><td>Esonerare<\/td><td>12x di R$13.08<\/td><\/tr><tr><td><strong>Bandiera<\/strong><\/td><td>Non ha<\/td><td>Visa<\/td><\/tr><tr><td><strong>Tetto<\/strong><\/td><td>Nazionale<\/td><td>Nazionale&nbsp;<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>Sconti in negozio<br>Rate senza interessi<br>Nessuna spesa o canone annuale<\/td><td>Fino a 45 giorni per pagare la fattura<br>Limite aggiuntivo per gli acquisti effettuati in negozio<br>Cashback Ame<\/td><\/tr><\/tbody><\/table><figcaption>Ma, dopotutto, quale scegliere?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-havan-\"><strong>Carta Avana<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Innegabilmente, Havan \u00e8 diventata una delle catene di vendita al dettaglio pi\u00f9 grandi del Brasile, con 161 negozi nel 2021. Si tratta quindi di una rete sicura che si sta evolvendo in termini di catalogo prodotti, poich\u00e9 tutti entrano in una nuova filiale per attirare ogni volta clienti.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In effetti, la crescita dei megastore \u00e8 stata ci\u00f2 che ha reso possibile la carta Havan, e da quando \u00e8 stata creata, \u00e8 rimasta quasi la stessa: offerta di canoni annuali o quote associative pari a zero, sconti che a volte raggiungono 70%, rate fino a 10 interessi- rate gratuite e buona scadenza per iniziare a pagare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre la richiesta della carta Havan si fa senza burocrazia, direttamente in negozio oppure online, cio\u00e8 aspettatevi una rapida approvazione e acquisti sul posto, in quanto una volta approvato il limite potrete utilizzarla anche senza la carta fisica.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Confrontando quindi la carta Havan o la carta Shoptime, la prima opzione \u00e8 consigliata a chi cerca qualcosa di semplice, veloce e che si traduca anche in un risparmio. Inoltre, essere un cliente abituale del negozio aumenta anche le possibilit\u00e0 di approvazione.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-shoptime-\"><strong>Carta dell&#039;orario di acquisto<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mentre molte persone crescevano o invecchiavano, Shoptime era una delle aziende che faceva parte della vita di molte persone. Questo perch\u00e9 nel 1995 \u00e8 iniziato come canale di televendita molto popolare per altri prodotti e, man mano che \u00e8 cresciuto, \u00e8 diventato esso stesso un venditore diretto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cos\u00ec l&#039;azienda brasiliana ha creato da tempo una carta di credito con il marchio Visa, grazie alla quale il cliente pu\u00f2 approfittare delle promozioni del sito e inoltre pu\u00f2 fare acquisti in altri posti purch\u00e9 il limite sia approvato.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In pi\u00f9 partecipi al cashback Ame, cio\u00e8 parte del valore dell&#039;acquisto fatto con la carta Shoptime ritorna sul tuo conto, senza contare che ti danno 45 giorni per pagare la prima rata dei prodotti e anche offrire la possibilit\u00e0 di ritirare il proprio limite di credito tramite l&#039;app Cetelem, il telefono o la rete Banco24Horas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre, confrontando la carta Havan o la carta Shoptime, la seconda scelta diventa ideale quando si ricerca una carta di credito di marca, programmi a punti e vantaggi esclusivi sui prodotti Shoptime.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-havan-\"><strong>Quali sono i vantaggi della Havan Card?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tuttavia, la carta Havan sembra essere un\u2019opzione molto pi\u00f9 economica rispetto ad altre dello stesso tipo, poich\u00e9 non prevede commissioni, il che comporta vantaggi quando si creano rate lunghe. Di seguito, vedi altri vantaggi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Rate senza interessi fino a 10 rate;<\/li><li>Primo pagamento delle rate entro 40 giorni;<\/li><li>Scelta del cliente tra 9 scadenze;<\/li><li>Nessuna quota associativa o quota annuale;<\/li><li>Reddito minimo per l&#039;approvazione;<\/li><li>Elevati sconti su vari prodotti nei negozi, anche online.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-shoptime-\"><strong>Quali sono i vantaggi della carta Shoptime?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Benef\u00edcios do cart\u00e3o Shoptime. Fonte: Shoptime.\"  id=\"27203\" src=\"https:\/\/ucarecdn.com\/443d33be-ff8d-4e97-8e1e-e10a45d35088\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Vantaggi della carta Shoptime. Fonte: Shoptime.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Anche se sembra una carta difficile da approvare, la carta Shoptime offre vantaggi che valgono l&#039;attesa e sembra essere un&#039;opzione meno burocratica rispetto a quelle presentate da altri negozi delle stesse dimensioni. Inoltre, scopri di seguito alcuni dei suoi vantaggi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Richiedi online e ricevi a casa;<\/li><li>Hai 45 giorni per pagare la prima rata;<\/li><li>Programma punti Shop+, per ogni spesa effettiva guadagni un punto da convertire in buoni regalo;<\/li><li>Prelevare tramite internet o bancomat Banco24Horas;<\/li><li>Rateizzazione fino a 36 rate senza interessi sulla rete Shoptime;<\/li><li>Accesso al credito personale e all&#039;assicurazione.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-havan-\"><strong>Quali sono gli svantaggi della carta Havan?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Anche se la carta Havan soddisfa alcuni criteri, limita i consumatori ad acquistare solo sulla rete del marchio. Inoltre, se abiti troppo lontano da uno dei negozi, non potrai ottenere l&#039;autorizzazione nemmeno per effettuare acquisti tramite il sito web. Inoltre, vedi alcuni altri svantaggi di seguito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Le richieste di carte sono consentite solo se vivi vicino a un negozio Havan;<\/li><li>Non \u00e8 possibile utilizzare il limite di credito in altre localit\u00e0;<\/li><li>Elevato interesse in caso di ritardo nel pagamento;<\/li><li>Non esiste una carta di credito;<\/li><li>Non ti d\u00e0 vantaggi quando acquisti frequentemente.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-shoptime-\"><strong>Quali sono gli svantaggi della carta Shoptime?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Senza dubbio, ci\u00f2 che pi\u00f9 scoraggia i clienti della carta Shoptime \u00e8 non poter effettuare acquisti internazionali, mentre carte simili consentono l&#039;utilizzo di questo limite tramite il marchio di credito. Ma ci sono anche altri svantaggi, come quelli menzionati di seguito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Solo acquisti nazionali;<\/li><li>Paga sempre una tariffa annuale superiore a R$13,00;<\/li><li>Requisito di reddito minimo;<\/li><li>La carta fisica impiega tempo per arrivare;<\/li><li>Esistono sconti, ma i migliori sono per i prodotti Shoptime.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-havan-ou-cart%C3%A3o-shoptime-qual-escolher-\"><strong>Havan Card o Shoptime Card: quale scegliere?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Havan ou Cart\u00e3o Shoptime: qual escolher? Fonte: Pxhere.\"  id=\"29024\" src=\"https:\/\/ucarecdn.com\/799d42cb-8158-499c-9ed9-0f8d72e0df77\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Havan Card o Shoptime Card: quale scegliere? Fonte: Pxqui.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Finalmente, ora che le conoscete entrambe, siete riusciti a decidere tra la carta Havan e la carta Shoptime? Insomma, una \u00e8 l&#039;ideale per chi ha un reddito basso e vuole fare acquisti di alto valore dei prodotti che Havan ha senza pagare commissioni, cio\u00e8 \u00e8 una carta base focalizzata solo sull&#039;acquisto di prodotti.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Notata la mancanza di attributi in questo caso, la carta Shoptime \u00e8 pi\u00f9 completa dal punto di vista finanziario, perch\u00e9 ha copertura nazionale, con il marchio Visa, rate senza interessi molto pi\u00f9 lunghe e possibilit\u00e0 di risparmiare sotto diversi aspetti, anche con rimborso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre, anche se le informazioni sono disponibili, sappiamo quanto sia difficile decidere. Pertanto, di seguito abbiamo separato un altro confronto fatto apposta per chi ha ancora dei dubbi! Scopri altre opzioni come queste di seguito e aggiungi altre idee per la tua classifica. Ricorda di dare priorit\u00e0 alla tua situazione finanziaria e anche alle tue esigenze attuali.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1LjOgj\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/cartao-mercado-pago-ou-cartao-brazilian-business-bank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carta Mercado Pago o Carta BBB?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/04545aa6-2aaf-4645-a907-481f2cec2830\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/cartao-mercado-pago-ou-cartao-brazilian-business-bank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carta Mercado Pago o Carta BBB?\">\n            Carta Mercado Pago o Carta BBB? 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Allora decidi con noi tra la carta Havan o la carta Shoptime.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,835,525,883,1340,884],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Havan ou Cart\u00e3o Shoptime: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Decida entre cart\u00e3o Havan ou cart\u00e3o Shoptime. Um oferece descontos e o outro tem as mesmas vantagens, mas bandeira de cr\u00e9dito. 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