{"id":27427,"date":"2021-08-08T12:01:00","date_gmt":"2021-08-08T12:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=27427"},"modified":"2021-08-07T06:17:42","modified_gmt":"2021-08-07T06:17:42","slug":"cartao-impact-bank-ou-cartao-superdigital","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/cartao-impact-bank-ou-cartao-superdigital\/","title":{"rendered":"Carta Impact Bank o Carta Superdigital: quale scegliere?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-impact-bank-x-superdigital-descubra-qual-escolher\">Impact Bank x Superdigital: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Impact Bank ou Cart\u00e3o Superdigital? Fonte: Pexels.\"  id=\"27915\" src=\"https:\/\/ucarecdn.com\/c822d321-3210-43e7-a57b-ae0d6c666bd1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Impact Bank ou Cart\u00e3o Superdigital? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, o cart\u00e3o Impact Bank ou cart\u00e3o Superdigital s\u00e3o op\u00e7\u00f5es interessantes de cart\u00e3o para quem est\u00e1 buscando um produto financeiro cheio de benef\u00edcios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, as duas op\u00e7\u00f5es t\u00eam cobertura internacional e bandeira Mastercard e s\u00e3o \u00f3timas escolhas, pois oferecem v\u00e1rias vantagens aos seus clientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, continue a leitura para conhecer os pr\u00f3s e contras de cada cart\u00e3o e decida qual \u00e9 o melhor para a sua vida financeira atual. Vamos l\u00e1?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1O1Bfz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-impact-bank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Impact Bank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e0228416-5555-4485-8faf-989f25395f4f\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-impact-bank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Impact Bank\">\n            Come richiedere la carta Impact Bank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Scopri come richiedere una carta Impact Bank, che offre un marchio Mastercard, copertura internazionale e molti altri vantaggi esclusivi! Guardare!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-impact-bank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Scopri come ordinare il tuo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/b52b3e21-43ee-4b62-88ba-454a93e9596f\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la carta di credito Superdigital              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Carta bancaria Impact<\/strong><strong><\/strong><\/td><td><strong>Carta superdigitale<\/strong><strong><\/strong><\/td><\/tr><tr><td><strong>Reddito minimo<\/strong><strong><\/strong><\/td><td>Non richiesto<\/td><td>Non richiesto<\/td><\/tr><tr><td><strong>Rendita<\/strong><strong><\/strong><\/td><td>Varia a seconda del pacchetto<\/td><td>R$ 9,90 mensal<\/td><\/tr><tr><td><strong>Bandiera<\/strong><strong><\/strong><\/td><td>MasterCard<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Tetto<\/strong><strong><\/strong><\/td><td>Internazionale<\/td><td>Internazionale<\/td><\/tr><tr><td><strong>Benefici<\/strong><strong><\/strong><\/td><td>Conto digitale, nessuna commissione<\/td><td>Mastercard Surpreenda, Santander Esfera<\/td><\/tr><\/tbody><\/table><figcaption>Ma, dopo tutto, qual \u00e8 la carta migliore?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-impact-bank\">Carta bancaria Impact<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o banco digital Impact Bank tem como miss\u00e3o reduzir as desigualdades e construir um futuro mais justo para todos por meio do desenvolvimento sustent\u00e1vel.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, ao solicitar o seu cart\u00e3o, voc\u00ea pode ter a certeza de que est\u00e1 contratando um servi\u00e7o s\u00e9rio e que se importa com o desenvolvimento da sociedade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, vamos conhecer um pouco sobre as caracter\u00edsticas do produto financeiro para voc\u00ea avaliar se ele \u00e9 o mais adequado para voc\u00ea!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o Impact Bank funciona na modalidade pr\u00e9-pago e voc\u00ea faz o controle por meio de sua conta no banco digital. Ent\u00e3o, para utilizar o cart\u00e3o, voc\u00ea precisa carreg\u00e1-lo antes para ter saldo na conta. Dessa forma, fica muito mais f\u00e1cil controlar as finan\u00e7as, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, ele possui cobertura internacional e bandeira Mastercard, assim voc\u00ea pode us\u00e1-lo para fazer compras no Brasil e no exterior, em mais de 30 milh\u00f5es de estabelecimentos no mundo inteiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o \u00e9 uma \u00f3tima op\u00e7\u00e3o para quem est\u00e1 negativado, pois o banco n\u00e3o faz an\u00e1lise no SPC ou Serasa. Uma oportunidade incr\u00edvel, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-superdigital\">Carta superdigitale<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora, vamos falar sobre o cart\u00e3o Superdigital, mais uma op\u00e7\u00e3o bastante atraente para voc\u00ea comparar!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o \u00e9 emitido pelo Banco Santander, uma institui\u00e7\u00e3o conceituada e com grande peso no mercado. Dessa forma, voc\u00ea tem a seguran\u00e7a de que est\u00e1 adquirindo um cart\u00e3o confi\u00e1vel e de qualidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como o Impact Bank, o cart\u00e3o Superdigital tamb\u00e9m funciona como um pr\u00e9-pago. Ou seja, voc\u00ea carrega o cart\u00e3o com a quantia que deseja gastar e controla as finan\u00e7as de um jeito muito mais simples.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, tamb\u00e9m conta com cobertura internacional e bandeira Mastercard. Assim, voc\u00ea pode aproveitar todos os benef\u00edcios da bandeira, como o programa de recompensa Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea tem acesso a dois cart\u00f5es: o f\u00edsico e o virtual. Dessa forma, voc\u00ea pode fazer compras em milhares de lojas e sacar dinheiro na rede Banco24Horas e tamb\u00e9m comprar em sites nacionais e internacionais. Incr\u00edvel, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, agora vamos falar sobre os pr\u00f3s e contras dos cart\u00f5es para que voc\u00ea tenha todas as informa\u00e7\u00f5es na m\u00e3o na hora de tomar a sua decis\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-impact-bank\">Quali sono i vantaggi della carta Impact Bank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, uma das grandes vantagens do cart\u00e3o \u00e9 que voc\u00ea pode fazer a solicita\u00e7\u00e3o mesmo que esteja negativado. Assim, qualquer pessoa pode ter acesso ao produto para tomar conta das suas finan\u00e7as.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, a cobertura internacional torna o cart\u00e3o a op\u00e7\u00e3o perfeita para quem quer fazer compras no Brasil e no exterior de forma f\u00e1cil e descomplicada.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra vantagem \u00e9 a bandeira Mastercard, pois voc\u00ea tem acesso ao programa de recompensas Mastercard Surpreenda, no qual cada compra com o cart\u00e3o vale um ponto para trocar por ofertas especiais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, como o banco tem como objetivo o desenvolvimento, voc\u00ea tamb\u00e9m consegue fazer a sua parte! Assim, as suas transa\u00e7\u00f5es geram receita que s\u00e3o convertidas em projetos sociais e ambientais. Al\u00e9m disso, voc\u00ea acompanha o resultado dessas a\u00e7\u00f5es pela sua conta de forma transparente!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, voc\u00ea controla a sua conta de forma digital com muito mais praticidade! Assim, voc\u00ea consulta a fatura, faz transfer\u00eancias e v\u00e1rias outras fun\u00e7\u00f5es, tudo com apenas alguns cliques.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-superdigital\">Quali sono i vantaggi della carta Superdigital?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"27431\" src=\"https:\/\/ucarecdn.com\/066343ae-6bc5-4f64-9e2f-83a5db5a9771\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas quais s\u00e3o as suas vantagens? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, al\u00e9m do programa de benef\u00edcios Mastercard Surpreenda, o cliente do cart\u00e3o Superdigital tamb\u00e9m pode participar do Santander Esfera. Com ele, voc\u00ea tem acesso a descontos e ofertas exclusivos em mais de 300 estabelecimentos parceiros. Incr\u00edvel, n\u00e3o acha?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea n\u00e3o passa por an\u00e1lise em \u00f3rg\u00e3os de prote\u00e7\u00e3o ao cr\u00e9dito. Assim, mesmo que esteja negativado, voc\u00ea consegue solicitar o seu cart\u00e3o e aproveitar todos os seus benef\u00edcios!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outro ponto positivo \u00e9 que voc\u00ea faz o controle da sua conta por meio do app e realiza todas as suas fun\u00e7\u00f5es na palma da sua m\u00e3o, como pagar contas, fazer transfer\u00eancias e muito mais. Assim, o dia a dia fica muito mais pr\u00e1tico, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea realiza saques em territ\u00f3rio nacional nos caixas da rede Banco24Horas ou at\u00e9 mesmo saques internacionais na rede Cirrus.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-impact-bank\">Quali sono gli svantaggi della carta Impact Bank?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as desvantagens? Fonte: Pexels.\"  id=\"27921\" src=\"https:\/\/ucarecdn.com\/4488a3c2-41d6-432a-824c-826584c83c7e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, quais as desvantagens? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, agora que voc\u00ea j\u00e1 conhece as vantagens dos dois cart\u00f5es, vamos falar sobre os seus pontos negativos para que voc\u00ea n\u00e3o tenha nenhuma surpresa na hora de solicitar o seu!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, uma das desvantagens do cart\u00e3o Impact Bank \u00e9 que, embora voc\u00ea possa controlar sua conta digital pelo computador, ele ainda n\u00e3o possui um aplicativo. Portanto, voc\u00ea tem que acessar a conta por meio de um navegador. Por\u00e9m, a boa not\u00edcia \u00e9 que em breve o app ser\u00e1 lan\u00e7ado na Google Play e na App Store!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o banco oferece alguns pacotes mensais para pessoas f\u00edsicas. Assim, se voc\u00ea quiser um servi\u00e7o mais completo, voc\u00ea vai precisar pagar uma tarifa. As op\u00e7\u00f5es s\u00e3o: mensalidade gr\u00e1tis, plano b\u00e1sico (R$ 15,00 mensais) e plano premium (R$ 26,00 mensais).<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-superdigital\">Quali sono gli svantaggi della carta Superdigital?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, um dos pontos negativos do cart\u00e3o Superdigital \u00e9 que ele \u00e9 pr\u00e9-pago. Assim, embora seja interessante para controlar as finan\u00e7as, pode n\u00e3o ser a op\u00e7\u00e3o ideal para quem quer fazer compras parceladas, j\u00e1 que o cart\u00e3o n\u00e3o possui essa fun\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cliente precisa pagar algumas taxas para determinados servi\u00e7os. Por exemplo, para fazer saques na rede Banco24Horas o valor \u00e9 de R$ 6,40 e a transfer\u00eancia para outros bancos \u00e9 de R$ 5,90.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-impact-bank-ou-cart%C3%A3o-superdigital-qual-escolher\">Carta Impact Bank o Carta Superdigital: quale scegliere?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, agora que j\u00e1 conhece as principais caracter\u00edsticas dos dois cart\u00f5es, voc\u00ea pode escolher o que melhor se encaixa nas suas necessidades atuais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, ambos t\u00eam cobertura internacional e bandeira Mastercard, que permite que voc\u00ea fa\u00e7a compras no mundo todo de forma bastante pr\u00e1tica.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea faz o controle da sua conta de forma digital, embora o cart\u00e3o Impact Bank ainda n\u00e3o tenha um app dispon\u00edvel para voc\u00ea baixar no celular.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea pode solicitar qualquer um deles mesmo que esteja negativado, pois s\u00e3o op\u00e7\u00f5es de cart\u00e3o pr\u00e9-pago e n\u00e3o fazem consulta no SPC ou Serasa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, o cart\u00e3o Impact Bank oferece formas de voc\u00ea impactar o mundo positivamente por meio da contribui\u00e7\u00e3o a projetos locais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enquanto isso, voc\u00ea tem a seguran\u00e7a de que o Superdigital e o Banco Santander est\u00e3o oferecendo um produto confi\u00e1vel e de qualidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, avalie com calma as duas op\u00e7\u00f5es para tomar uma decis\u00e3o consciente sobre a melhor escolha para a sua vida financeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E se voc\u00ea ainda n\u00e3o tem certeza entre o cart\u00e3o Impact Bank ou cart\u00e3o Superdigital, confira o conte\u00fado recomendado abaixo e conhe\u00e7a mais op\u00e7\u00f5es incr\u00edveis que est\u00e3o dispon\u00edveis no mercado!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z6beJq\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/cartao-pagseguro-ou-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carta PagSeguro o Carta PagBank: quale \u00e8 meglio?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d1fab1c4-5837-4cb0-9784-5bcac6e4e1e3\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/cartao-pagseguro-ou-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carta PagSeguro o Carta PagBank: quale \u00e8 meglio?\">\n            Carta PagSeguro o Carta PagBank: quale \u00e8 meglio?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Decidir entre cart\u00e3o PagSeguro ou cart\u00e3o PagBank \u00e9 dif\u00edcil. 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