{"id":26777,"date":"2021-08-05T12:01:00","date_gmt":"2021-08-05T12:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=26777"},"modified":"2022-10-03T20:47:27","modified_gmt":"2022-10-03T20:47:27","slug":"como-solicitar-o-credito-para-construcao-construcard","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/como-solicitar-o-credito-para-construcao-construcard\/","title":{"rendered":"Come richiedere il credito di costruzione Construcard"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cr%C3%A9dito-para-constru%C3%A7%C3%A3o-construcard-construa-o-seu-sonho-com-a-caixa\">Credito di costruzione Construcard: costruisci il tuo sogno con Caixa<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Caixa Construcard. Fonte: Caixa.\"  id=\"27184\" src=\"https:\/\/ucarecdn.com\/bd8a8204-482c-4b72-9d98-ac87e725f031\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Scatola Construcard. Fonte: scatola.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Innanzitutto, il credito di costruzione Construcard Caixa \u00e8 una linea di finanziamento destinata all&#039;acquisto di materiali per facilitare la costruzione o la ristrutturazione. Con la card potrai acquistare un&#039;ampia gamma di prodotti da utilizzare nei tuoi lavori, come vernici, pavimenti, infissi, mattoni e altri articoli necessari per la tua ristrutturazione.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Innanzitutto la carta Construcard \u00e8 una linea di credito immobiliare che funziona come un finanziamento. In questo senso, viene offerto da Caixa e viene utilizzato per acquistare materiali da costruzione per il tuo progetto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertanto, richiedendo questo servizio, il cliente riceve una carta di debito da utilizzare per acquistare input per costruzioni o ristrutturazioni.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ebbene, nella prima fase del finanziamento, hai fino a sei mesi per acquistare questi materiali, dopodich\u00e9 pagherai solo gli interessi sulle somme utilizzate. Poi, dopo questa fase, si inizia a pagare il saldo residuo e le rate possono variare da 1 a 240 mesi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre il sistema utilizzato per il calcolo delle rate \u00e8 il Tabella Prezzi. In altre parole, le rate avranno lo stesso valore fino alla fine del pagamento.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-16ntxl\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.caixa.gov.br\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/cdn.adtechpanda.com\/ec55a75a-9bf4-4adb-bb0c-7e8c4e15ecc7\/\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Credito di costruzione        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Costrucard Caixa        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Ottima scadenza            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Usabilit\u00e0            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Finanziamento per l&#039;acquisto di materiali edili, pagamento fino a 240 mesi.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Richiedi credito            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Richiedi credito            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Verrai reindirizzato a un altro sito web        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.caixa.gov.br\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/ec55a75a-9bf4-4adb-bb0c-7e8c4e15ecc7\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Finanziamento per l&#039;acquisto di materiali da costruzione, pagamento...              <\/p>\n              <a href=\"https:\/\/www.caixa.gov.br\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Richiedi credito                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Verrai reindirizzato a un altro sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A proposito, sei interessato e vuoi richiedere il credito di costruzione Construcard? Quindi continua a leggere e ti spiegheremo come farlo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-solicitar-online\">Ordinare on-line<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como solicitar o Caixa Construcard. Fonte: Pexels.\"  id=\"27186\" src=\"https:\/\/ucarecdn.com\/1f37523f-babc-4294-83b6-80237b8cca08\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Come richiedere Caixa Construcard. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quindi, sfortunatamente, Caixa non offre questo servizio online per richiedere il credito di costruzione Construcard. Ma puoi accedere al sito web di Caixa per saperne di pi\u00f9 su questo servizio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Infine, per assumere questo servizio, \u00e8 necessario soddisfare alcuni prerequisiti come:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>avere pi\u00f9 di 18 anni o essere emancipato;<\/li><li>essere una persona fisica e possedere un conto corrente presso Caixa;<\/li><li>ottenere l\u2019approvazione nella valutazione del credito.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertanto, se soddisfi questi prerequisiti, il primo passo \u00e8 presentare la documentazione necessaria. Inoltre, dovrai recarti presso la filiale Caixa pi\u00f9 vicina a te e presentare la seguente documentazione: identit\u00e0, CPF, prova di residenza, prova aggiornata del reddito, documenti di garanzia, se applicabili, prova di propriet\u00e0 dell&#039;immobile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quindi, sulla base di questa documentazione, Caixa utilizzer\u00e0 i tuoi dati per una ricerca di registrazione e un&#039;analisi del credito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ebbene, dopo l&#039;approvazione del finanziamento, firmerai il contratto e dovrai scegliere se ricevere la carta in filiale o a casa tua.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Infine, quando riceverai la tessera, dovrai recarti presso la filiale Caixa per sbloccarla e poi potrai utilizzarla dal giorno successivo presso qualsiasi negozio Caixa accreditato.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre \u00e8 bene ricordare che durante il periodo di acquisto si pagano solo gli interessi sull\u2019importo utilizzato.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-solicitar-via-telefone\">Richiesta via telefono<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Infine, non \u00e8 possibile richiedere telefonicamente il credito di costruzione Construcard Caixa. Ma puoi contattare Caixa utilizzando i numeri di telefono seguenti per risolvere qualsiasi domanda:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>3004 2100 (capitali e regioni metropolitane);<\/li><li>0800 001 2100 (altre localit\u00e0).<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-solicitar-pelo-aplicativo\">Richiesta tramite app<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In questo senso non \u00e8 inoltre possibile richiedere il servizio della carta Construcard Caixa tramite l&#039;applicazione. Dovrai quindi recarti presso la filiale Caixa pi\u00f9 vicina a te.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-cr%C3%A9dito-para-constru%C3%A7%C3%A3o-banco-do-brasil-credi%C3%A1rio-ou-cr%C3%A9dito-para-constru%C3%A7%C3%A3o-construcard-qual-escolher\">Credito di costruzione Banco do Brasil Credi\u00e1rio o credito di costruzione Construcard: quale scegliere?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quindi, se sei arrivato fin qui e ti sei reso conto che il credito di costruzione Construcard non soddisfa le tue esigenze. Ma non preoccuparti! Sul mercato sono disponibili altre opzioni di finanziamento. Detto questo, che ne dici di conoscere il credito del Banco do Brasil? Inoltre guardate la tabella comparativa dei due qui sotto e poi confrontateli:<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td>Banca del Brasile<\/td><td>Construcard<\/td><\/tr><tr><td>Reddito minimo<\/td><td>Non \u00e8 necessario<\/td><td>non informato<\/td><\/tr><tr><td>Tasso d&#039;interesse<\/td><td>Da 1.98% al mese<\/td><td>Da 2,5% al mese<\/td><\/tr><tr><td>Termine ultimo per pagare<\/td><td>Fino a 48 mesi<\/td><td>Da 1 a 240 mesi<\/td><\/tr><tr><td>Dove utilizzare il credito<\/td><td>Acquisto di beni e servizi vari, esclusi i veicoli<\/td><td>Negozi accreditati Caixa per materiali da costruzione<\/td><\/tr><tr><td>Benefici<\/td><td>Pratico, devi solo utilizzare la tua carta di credito Ourocard;<br>Inizia a pagare dopo 59 giorni;<br>Pagamento tramite addebito diretto;<br>Non utilizza il limite della carta.<\/td><td>Facilit\u00e0 di acquisto;<br>Sei mesi per iniziare a pagare;<br>Termine flessibile fino a 240 mesi per pagare.<\/td><\/tr><\/tbody><\/table><figcaption>Ma, in fondo, qual \u00e8 il miglior credito per l\u2019edilizia?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-U00Kh\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-banco-do-brasil-crediario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere il Credito Banco do Brasil\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/92132c5b-84fa-4cf2-b170-4c370b23d61d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-banco-do-brasil-crediario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere il Credito Banco do Brasil\">\n            Come richiedere il Credito Banco do Brasil        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            BB Credi\u00e1rio ti d\u00e0 l&#039;opportunit\u00e0 di realizzare i tuoi sogni, come seguire un corso post-laurea o anche fare un viaggio. Vuoi sapere come richiederlo? 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Questo perch\u00e9 offre fino a 240 mesi per il pagamento. Vuoi sapere come richiederlo? Guardare!<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1337],"tags":[202,1338,1308,712],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como solicitar Cr\u00e9dito para constru\u00e7\u00e3o Construcard - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O cr\u00e9dito para constru\u00e7\u00e3o Construcard te ajuda na hora de comprar os materiais de constru\u00e7\u00e3o para sua reforma. 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