{"id":26762,"date":"2021-08-05T12:00:00","date_gmt":"2021-08-05T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=26762"},"modified":"2021-08-04T14:55:25","modified_gmt":"2021-08-04T14:55:25","slug":"caixa-construcard-o-que-e","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/caixa-construcard-o-que-e\/","title":{"rendered":"Credito Caixa Construcard: cos&#039;\u00e8 e come funziona"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-caixa-construcard-ideal-para-a-sua-constru%C3%A7%C3%A3o\">Caixa Construcard: ideal para a sua constru\u00e7\u00e3o<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cr\u00e9dito Caixa Construcard. Fonte: Caixa.\"  id=\"27173\" src=\"https:\/\/ucarecdn.com\/dc49809f-66d0-44d9-a6fe-f5bcfb25b9e2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cr\u00e9dito Caixa Construcard. Fonte: Caixa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De in\u00edcio, o cart\u00e3o Construcard da Caixa \u00e9 uma boa alternativa para quem est\u00e1 sem dinheiro e precisa realizar a compra de materiais para a sua constru\u00e7\u00e3o. Ele funciona como uma esp\u00e9cie de financiamento para constru\u00e7\u00e3o e reforma.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com ele, voc\u00ea pode financiar a compra de materiais de constru\u00e7\u00e3o comuns, como tijolos, pisos, telhas e tintas, at\u00e9 caixas d\u2019\u00e1gua, piscinas, arm\u00e1rios, entre outras coisas para realizar sua obra.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>&nbsp;<\/td><td>Construcard<\/td><\/tr><tr><td>Reddito minimo<\/td><td>non informato<\/td><\/tr><tr><td>Tasso d&#039;interesse<\/td><td>Da 2,5% al mese<\/td><\/tr><tr><td>Termine ultimo per pagare<\/td><td>Da 1 a 240 mesi<\/td><\/tr><tr><td>periodo di rilascio<\/td><td>Varia de acordo com a ag\u00eancia da Caixa<\/td><\/tr><tr><td>ammontare del prestito<\/td><td>Sob an\u00e1lise de perfil<\/td><\/tr><tr><td>Accetti i negativi?<\/td><td>NO<\/td><\/tr><tr><td>Benefici<\/td><td>Facilit\u00e0 di acquisto;<br>Sei mesi per iniziare a pagare;<br>Termine flessibile fino a 240 mesi per pagare.<\/td><\/tr><\/tbody><\/table><figcaption>Mas, afinal, quais s\u00e3o as caracter\u00edsticas do Construcard?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-zgM28\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-credito-para-construcao-construcard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere il credito di costruzione Construcard\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/ec55a75a-9bf4-4adb-bb0c-7e8c4e15ecc7\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-credito-para-construcao-construcard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere il credito di costruzione Construcard\">\n            Come richiedere il credito di costruzione Construcard        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Construcard Caixa Credit ti aiuta nell&#039;acquisto di materiali da costruzione per la tua ristrutturazione. Vuoi sapere come richiederlo? Guardare!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-credito-para-construcao-construcard\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-credito-para-construcao-construcard\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/ec55a75a-9bf4-4adb-bb0c-7e8c4e15ecc7\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere il credito di costruzione Construcard              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-credito-para-construcao-construcard\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora que voc\u00ea j\u00e1 conhece um pouco sobre o cart\u00e3o Construcard da Caixa, veja abaixo algumas vantagens ao solicitar este financiamento.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-vantagens-caixa-construcard\">Vantagens Caixa Construcard<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as vantagens? Fonte: Pexels.\"  id=\"27176\" src=\"https:\/\/ucarecdn.com\/7160a6ec-3c16-493a-afaa-67da3b2a4b2d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ma, in fondo, quali sono i vantaggi? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, voc\u00ea pode comprar em lojas credenciadas com um cart\u00e3o personalizado. Al\u00e9m disso, \u00e9 poss\u00edvel consultar o saldo pela internet ou pelo aplicativo Construcard. Tamb\u00e9m existem prazos flex\u00edveis, j\u00e1 que pode pagar em at\u00e9 240 meses. Ademais,  voc\u00ea s\u00f3 come\u00e7a a pagar o saldo devedor ap\u00f3s 6 meses. Antes disso, \u00e9 cobrado somente o valor dos juros das compras.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-caracter%C3%ADsticas-principais-do-caixa-construcard\">Caracter\u00edsticas principais do Caixa Construcard<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cr\u00e9dito? Fonte: Pexels.\"  id=\"27177\" src=\"https:\/\/ucarecdn.com\/a937f902-13ed-42e7-a72e-f95406b13926\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, como funciona o cr\u00e9dito? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o Caixa Construcard funciona como um financiamento para que voc\u00ea consiga comprar os materiais de constru\u00e7\u00e3o para sua reforma.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o financiamento possui duas fases: a de utiliza\u00e7\u00e3o, que pode ter entre dois e seis meses, onde voc\u00ea compra o seu material de constru\u00e7\u00e3o. Nesta fase voc\u00ea paga somente os juros dos valores utilizados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois temos a segunda fase, que \u00e9 a etapa do pagamento do saldo devedor. Esta fase pode variar de 1 a 240 meses e come\u00e7a somente ap\u00f3s o fim do prazo definido para as compras. Ainda mais, as parcelas do saldo devedor s\u00e3o debitadas direto da sua conta corrente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas lembre-se de que para fazer o cart\u00e3o Construcard voc\u00ea precisa ser maior de 18 anos ou emancipado, ter conta corrente na Caixa e ser aprovado na an\u00e1lise de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-para-quem-o-cr%C3%A9dito-para-constru%C3%A7%C3%A3o-%C3%A9-indicado\">Para quem o Cr\u00e9dito para constru\u00e7\u00e3o \u00e9 indicado<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, o cr\u00e9dito Caixa Construcard \u00e9 ideal para voc\u00ea que deseja construir ou reformar e n\u00e3o pode comprar todo o material de constru\u00e7\u00e3o \u00e0 vista. Com ele, voc\u00ea compra tudo o que precisa para sua constru\u00e7\u00e3o como tijolos, telhas, arm\u00e1rios planejados, pisos, entre outros materiais. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, gostou deste conte\u00fado e quer conhecer mais sobre o cart\u00e3o Caixa Construcard? Ent\u00e3o, clique no conte\u00fado recomendado e veja o post, a seguir.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1GyrCd\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/conheca-o-credito-caixa-construcard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Scopri il credito Caixa Construcard\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/ec55a75a-9bf4-4adb-bb0c-7e8c4e15ecc7\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/conheca-o-credito-caixa-construcard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Scopri il credito Caixa Construcard\">\n            Scopri il credito Caixa Construcard        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Construcard Caixa \u00e9 uma \u00f3tima op\u00e7\u00e3o para financiamento de materiais de constru\u00e7\u00e3o para a sua obra. 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