{"id":24720,"date":"2021-07-06T23:00:00","date_gmt":"2021-07-06T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=24720"},"modified":"2021-07-06T20:37:16","modified_gmt":"2021-07-06T20:37:16","slug":"conheca-cartao-de-credito-elo-basico","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/conheca-cartao-de-credito-elo-basico\/","title":{"rendered":"Scopri la carta di credito Elo B\u00e1sico"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cart%C3%A3o-de-cr%C3%A9dito-elo-b%C3%A1sico\">Cart\u00e3o de cr\u00e9dito Elo B\u00e1sico<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o de cr\u00e9dito Elo B\u00e1sico\"  id=\"24723\" src=\"https:\/\/ucarecdn.com\/a70dc4df-a7b2-4d21-b412-c565bb36958f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o de cr\u00e9dito Elo B\u00e1sico<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com o cart\u00e3o de cr\u00e9dito Elo B\u00e1sico, os clientes t\u00eam acesso a v\u00e1rios benef\u00edcios exclusivos.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por\u00e9m, a bandeira Elo \u00e9 a terceira mais utilizada em territ\u00f3rio nacional e, antes de solicit\u00e1-la, \u00e9 fundamental conhecer quais s\u00e3o as op\u00e7\u00f5es do mercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No entanto, a Elo nasceu em 2010 por meio de uma parceria entre grandes institui\u00e7\u00f5es financeiras do Brasil: Caixa Econ\u00f4mica Federal, Bradesco e Banco do Brasil. O objetivo dessa cria\u00e7\u00e3o foi trazer uma bandeira totalmente brasileira.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, mesmo que os consumidores tenham desconfiado da bandeira no come\u00e7o, atualmente ela possui mais de 120 milh\u00f5es de cart\u00f5es emitidos, sendo essa a terceira mais utilizada no Brasil, ficando atr\u00e1s da Mastercard e Visa.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Os consumidores podem emitir um cart\u00e3o de cr\u00e9dito Elo B\u00e1sico para ter acesso \u00e0s vantagens exclusivas. Todavia, vale ressaltar que ele est\u00e1 dispon\u00edvel em cobertura nacional e internacional. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No entanto, antes de solicit\u00e1-lo, conhe\u00e7a quais s\u00e3o as principais caracter\u00edsticas:<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-como-solicitar-o-cart%C3%A3o-de-cr%C3%A9dito-elo-b%C3%A1sico\">Como solicitar o cart\u00e3o de cr\u00e9dito Elo B\u00e1sico<\/h2>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1FFoKO\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n          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md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Elo b\u00e1sico conta com uma extensa rede de estabelecimentos credenciados, al\u00e9m de programa de pontos e anuidade diferenciada.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-elo-basico\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { 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flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-elo-basico\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/7a7eee7c-f42a-4a1a-9c38-cad3ed5871a1\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Como solicitar o cart\u00e3o Elo B\u00e1sico              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-elo-basico\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n              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$18,50<\/td><\/tr><tr><td><strong>Tetto<\/strong><\/td><td>Internazionale<\/td><\/tr><tr><td><strong>Bandiera<\/strong><\/td><td>Collegamento<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>At\u00e9 40 dias para pagar a fatura;<br>Facilidade e seguran\u00e7a em suas compras;<br>Aceito em v\u00e1rios estabelecimentos nacionais e internacionais.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-como-funciona-o-cart%C3%A3o-de-cr%C3%A9dito-elo-b%C3%A1sico\">Como funciona o cart\u00e3o de cr\u00e9dito Elo B\u00e1sico?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o Cart\u00e3o de cr\u00e9dito Elo B\u00e1sico\"  id=\"24724\" src=\"https:\/\/ucarecdn.com\/3144e92f-39c4-4f2c-a742-de73208936cb\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a o Cart\u00e3o de cr\u00e9dito Elo B\u00e1sico<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o de cr\u00e9dito Elo B\u00e1sico Nacional \u00e9 indicado aos consumidores que pretendem fazer compras diariamente, aproveitando v\u00e1rios benef\u00edcios.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, na cobertura internacional, as vantagens s\u00e3o basicamente as mesmas, mas os clientes podem realizar compras em estabelecimentos internacionais que aceitem a bandeira.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, se tem interesse em realizar compras internacionais, o modelo Elo B\u00e1sico Internacional preenche esses requisitos.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-qual-o-limite-do-cart%C3%A3o-elo\">Qual o limite do cart\u00e3o Elo?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, para solicitar o cart\u00e3o de cr\u00e9dito Elo B\u00e1sico, os consumidores devem ter uma renda de um sal\u00e1rio m\u00ednimo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inicialmente, o limite de seu cart\u00e3o pode ser baixo, mas com o tempo de uso, ele tende a aumentar.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Caso j\u00e1 tenha o cart\u00e3o de cr\u00e9dito e tenha interesse em aumentar o limite, entre em contato com o banco emissor. O contato pode ser verificado no verso de seu cart\u00e3o.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, para conseguir um aumento, utilize o limite do cart\u00e3o ou converse com o emissor para verificar quais estrat\u00e9gias seguir.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-cart%C3%A3o-elo-b%C3%A1sico-vale-a-pena\">Cart\u00e3o Elo B\u00e1sico vale a pena?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>H\u00e1 alguns anos, possuir um cart\u00e3o com a bandeira Elo era sin\u00f4nimo de frustra\u00e7\u00e3o, j\u00e1 que ele era aceito em poucos estabelecimentos.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Atualmente, essa situa\u00e7\u00e3o \u00e9 totalmente diferente. Inclusive, a Elo \u00e9 a terceira bandeira mais utilizada em territ\u00f3rio nacional. Contudo, ela fica atr\u00e1s somente da Mastercard e Visa.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mesmo que seja uma bandeira 100% brasileira, ela j\u00e1 conta com cobertura internacional. Portanto, ao emitir um cart\u00e3o de cr\u00e9dito Elo internacional, poder\u00e1 o utilizar em estabelecimentos internacionais.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar de ser a terceira bandeira mais usada no Brasil, muitas lojas n\u00e3o a aceitam. Contudo, isso acontece por conta das discord\u00e2ncias que existem entre os estabelecimentos e as institui\u00e7\u00f5es que emitem o cart\u00e3o.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Caso tenha interesse no cart\u00e3o Elo, mas frequenta uma loja que n\u00e3o o aceita, converse com o gerente do local. Ademais, a portabilidade da maquininha \u00e9 simples, basta entrar em contato com a emissora e solicit\u00e1-la.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-vantagens-e-desvantagens\">Vantaggi e svantaggi<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o de cr\u00e9dito Elo B\u00e1sico\"  id=\"24725\" src=\"https:\/\/ucarecdn.com\/1b218d70-9704-48eb-815a-3ce105efe0a1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o de cr\u00e9dito Elo B\u00e1sico<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, antes de solicitar o seu cart\u00e3o de cr\u00e9dito Elo, \u00e9 v\u00e1lido conhecer quais s\u00e3o as principais vantagens e desvantagens da portabilidade.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, entre as principais vantagens, destacam-se:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Pontua\u00e7\u00e3o Turbinada;<\/li><li>Acesso a ofertas exclusivas;<\/li><li>Acesso a ingressos de shows e eventos antecipadamente;<\/li><li>Assist\u00eancia residencial e para autom\u00f3vel.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar de possuir esses benef\u00edcios, o cart\u00e3o Elo tamb\u00e9m possui algumas desvantagens, s\u00e3o elas:&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Sua cobertura \u00e9 aceita em poucos estabelecimentos;<\/li><li>Aus\u00eancia de alguns benef\u00edcios.&nbsp;<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-como-fazer-um-cart%C3%A3o-elo-b%C3%A1sico\">Como fazer um cart\u00e3o Elo B\u00e1sico?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, o processo para solicitar o cart\u00e3o Elo pode ser diferente, dependendo da institui\u00e7\u00e3o emissora. O cart\u00e3o Ourocard Elo Internacional, por exemplo, pode ser solicitado atrav\u00e9s do aplicativo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, \u00e9 necess\u00e1rio acessar o site oficial das emissoras e descobrir o processo de portabilidade.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Todavia, caso tenha perguntas sobre o cart\u00e3o, ligue para os seguintes n\u00fameros das institui\u00e7\u00f5es:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Banca del Brasile: <\/strong>4004 0001 (capitais e regi\u00f5es metropolitanas) ou 0800 729 0001 (demais regi\u00f5es)<\/li><li><strong>Bradesco: <\/strong>4002 0022 (capitais e regi\u00f5es metropolitanas) ou 0800 570 0022 (demais regi\u00f5es)<\/li><li><strong>Caixa Economica Federal: <\/strong>4004 9009 (capitais e regi\u00f5es metropolitanas) ou 0800 940 9009 (demais regi\u00f5es)&nbsp;<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, vale ressaltar que n\u00e3o \u00e9 poss\u00edvel solicitar o cart\u00e3o atrav\u00e9s do telefone, somente tirar suas d\u00favidas.&nbsp;<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-aYoGU\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-elo-basico\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Elo B\u00e1sico\">\n          <div 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