{"id":22216,"date":"2021-05-09T13:45:00","date_gmt":"2021-05-09T13:45:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=22216"},"modified":"2021-05-09T03:16:55","modified_gmt":"2021-05-09T03:16:55","slug":"conheca-o-cartao-de-credito-santander-123-gold","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/conheca-o-cartao-de-credito-santander-123-gold\/","title":{"rendered":"Scopri la carta di credito Santander 1|2|3 Gold"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cart%C3%A3o-de-cr%C3%A9dito-santander-123-gold\">Cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold. Imagem: Santander\"  id=\"22219\" src=\"https:\/\/ucarecdn.com\/ce616294-2570-4ac1-9920-305eb4c72b06\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold. Imagem: Santander<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold foi desenvolvido por esse grande banco para um p\u00fablico espec\u00edfico e mais seleto de clientes. Apesar de apresentar fun\u00e7\u00f5es semelhantes a de outros cart\u00f5es de cr\u00e9dito dispon\u00edveis no mercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m da praticidade, o cart\u00e3o de cr\u00e9dito proporciona in\u00fameras vantagens e benef\u00edcios exclusivos. Ao acumular pontos, por exemplo, voc\u00ea pode troc\u00e1-los por viagens e outros produtos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, se voc\u00ea est\u00e1 buscando tecnologia, modernidade e ofertas exclusivas, o cart\u00e3o Santander 1|2|3 Gold \u00e9 uma excelente op\u00e7\u00e3o. Ent\u00e3o, saiba como ele funciona e seus benef\u00edcios logo abaixo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-10L6iI\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-123-gold\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Santander 1|2|3 Gold\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/ce616294-2570-4ac1-9920-305eb4c72b06\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-123-gold\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Santander 1|2|3 Gold\">\n            Come richiedere la carta Santander 1|2|3 Gold        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Confira nosso tutorial com o passo a passo de como solicitar o cart\u00e3o Santander 1|2|3 Gold.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-123-gold\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Al\u00e9m disso, as compras online, rendem 2 pontos para cada d\u00f3lar gasto e as compras internacionais somam 3 pontos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m dessa vantagem com as pontua\u00e7\u00f5es, voc\u00ea tamb\u00e9m pode aproveitar outro benef\u00edcio atraente. Pois, \u00e9 poss\u00edvel obter desconto de 50% na anuidade ou at\u00e9 a isen\u00e7\u00e3o dessa taxa. Mas ele tamb\u00e9m funciona como um cart\u00e3o de cr\u00e9dito normal, ou seja, as compras s\u00e3o a prazo e podem ser parceladas e pagas na fatura. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, os clientes desse cart\u00e3o de cr\u00e9dito podem gerenciar sua conta atrav\u00e9s do aplicativo e receber atendimento 24 horas. Assim, fica mais f\u00e1cil acompanhar seus gastos e controlar suas finan\u00e7as pessoais.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-quais-as-vantagens-do-cart%C3%A3o-de-cr%C3%A9dito-santander-123-gold\">Quais as vantagens do cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O programa de pontos n\u00e3o \u00e9 a \u00fanica vantagem proporcionada pelo cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold. Confira abaixo outros benef\u00edcios que voc\u00ea pode ter ao adquirir esse cart\u00e3o:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Cart\u00e3o digital e Santander Pass;<\/li><li>Cart\u00f5es adicionais sem anuidade;<\/li><li>Seguro Cart\u00e3o de Cr\u00e9dito Protegido;<\/li><li>Vantagens da categoria Mastercard Gold;<\/li><li>Atualiza\u00e7\u00e3o autom\u00e1tica dos pagamentos recorrentes;<\/li><li>Pontos multiplicados a cada d\u00f3lar gasto em compras;<\/li><li>Descontos de at\u00e9 50% e op\u00e7\u00e3o de trocar pontos por viagens e produtos;<\/li><li>Gerenciar sua conta e o cart\u00e3o de cr\u00e9dito atrav\u00e9s do aplicativo Santander;<\/li><li>Descontos na anuidade ou isen\u00e7\u00e3o da anuidade para os clientes Van Gogh;<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-desvantagens\">Quali sono gli svantaggi?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar dos in\u00fameros benef\u00edcios oferecidos pelo cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold, ele tamb\u00e9m apresenta desvantagens que devem ser consideradas antes de solicitar o seu. A exig\u00eancia de uma renda m\u00ednima de R$4.000, por exemplo, impede que v\u00e1rias pessoas adquiram o cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, em outras institui\u00e7\u00f5es banc\u00e1rias, os clientes que possuem esta renda podem conseguir cart\u00f5es com mais vantagens como o Platinum, por exemplo. Assim, os benef\u00edcios podem n\u00e3o ser suficientes para esse p\u00fablico espec\u00edfico.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, apesar do programa que triplica a pontua\u00e7\u00e3o, a cota\u00e7\u00e3o no Santander para compras no exterior \u00e9 considerada uma das mais elevadas entre os bancos nacionais. Isso pode ser refletido na fatura do seu cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-cart%C3%A3o-de-cr%C3%A9dito-santander-123-gold-vale-a-pena-\">Cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold vale a pena?&nbsp;<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold vale a pena para pessoas que adoram programas de pontos. Afinal, ele permite que voc\u00ea acumule e troque por diversos produtos, viagens e outros benef\u00edcios oferecidos pelo banco Santander.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, embora seja preciso comprovar uma renda mensal m\u00ednima mais elevada que a maioria dos cart\u00f5es de cr\u00e9dito populares, para ter chance de ser aprovado a institui\u00e7\u00e3o o banco exige somente um <em>score <\/em>baixo e isen\u00e7\u00e3o nos \u00f3rg\u00e3os de prote\u00e7\u00e3o de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-como-fazer-o-cart%C3%A3o-santander-123-gold\">Como fazer o Cart\u00e3o Santander 1|2|3 Gold?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Fazer o cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold.\"  id=\"22222\" src=\"https:\/\/ucarecdn.com\/e4947649-ce5a-4915-89d1-8d86c947ed6f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Fazer o cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para solicitar o seu cart\u00e3o Santander 1|2|3 Gold \u00e9 preciso ser um cliente Santander Van Gogh ou Select. Al\u00e9m disso, deve comprovar que tem mais de 18 anos e uma renda m\u00ednima de R$4.000.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea atende a esses pr\u00e9-requisitos, pode pedir o seu cart\u00e3o de cr\u00e9dito diretamente em uma ag\u00eancia f\u00edsica ou pelo site do pr\u00f3prio banco. Para tanto, basta baixar e instalar o aplicativo ou entrar em contato atrav\u00e9s dos telefones da Central de Atendimento ao cliente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O limite do cart\u00e3o ser\u00e1 definido ap\u00f3s a an\u00e1lise de cr\u00e9dito, por isso pode variar conforme a sua renda e outros crit\u00e9rios adotados pelo Banco. Para saber todo o processo para pedir o cart\u00e3o de cr\u00e9dito, clique no bot\u00e3o abaixo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1Rv0Ka\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-123-gold\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Santander 1|2|3 Gold\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/ce616294-2570-4ac1-9920-305eb4c72b06\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-123-gold\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Santander 1|2|3 Gold\">\n            Come richiedere la carta Santander 1|2|3 Gold        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Confira nosso tutorial com o passo a passo de como solicitar o cart\u00e3o Santander 1|2|3 Gold.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-santander-123-gold\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Descubra abaixo como ele funciona e solicite o seu.<\/p>","protected":false},"author":16,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,543,310,544],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a o cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O cart\u00e3o de cr\u00e9dito Santander 1|2|3 Gold oferece pontos em compras internacionais e descontos. 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