{"id":21274,"date":"2021-04-21T14:38:00","date_gmt":"2021-04-21T14:38:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=21274"},"modified":"2021-07-08T01:26:56","modified_gmt":"2021-07-08T01:26:56","slug":"cartao-saraiva-ou-cartao-pan","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/cartao-saraiva-ou-cartao-pan\/","title":{"rendered":"Carta Saraiva o Carta Pan?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-saraiva-x-pan-qual-o-melhor-para-suas-compras-\"><strong>Saraiva x Pan: quale conviene ai vostri acquisti?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Saraiva ou Cart\u00e3o Pan? Imagem: Foregon\"  id=\"21279\" src=\"https:\/\/ucarecdn.com\/95d98a55-da59-466d-bc12-7f0b90ef86c9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carta Saraiva o Carta Pan? Immagine: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Innanzitutto la carta Saraiva e la carta Pan sono due carte di credito che offrono ai propri clienti un pacchetto di servizi in modo personalizzato e unico e che garantiscono sicurezza e comodit\u00e0 negli acquisti.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quindi ti mostreremo i vantaggi e gli svantaggi di queste carte, cos\u00ec potrai scegliere quella pi\u00f9 adatta alle tue esigenze! Pertanto di seguito mostreremo alcune caratteristiche delle due carte. Guardare:<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zmxqml\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere una carta Saraiva passo dopo passo?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/95d98a55-da59-466d-bc12-7f0b90ef86c9\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-saraiva\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere una carta Saraiva passo dopo passo?\">\n            Come richiedere una carta Saraiva passo dopo passo?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Scopri ora tutto quello che devi sapere per richiedere la carta di credito Saraiva. Segui i passaggi per richiedere la tua carta.\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/95d98a55-da59-466d-bc12-7f0b90ef86c9\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere una carta Saraiva passo dopo passo? 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this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-cartao-banco-pan\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/69eaff30-829c-4194-96dd-614d9104bda4\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Come richiedere la tua carta di credito Banco Pan              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/como-solicitar-cartao-banco-pan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Salve<\/strong><\/td><td><strong>Padella<\/strong><\/td><\/tr><tr><td><strong>Reddito minimo<\/strong><\/td><td>Non richiesto<\/td><td>Soggetto ad analisi del credito<\/td><\/tr><tr><td><strong>Rendita<\/strong><\/td><td>Gratuito<\/td><td>Gratuito<\/td><\/tr><tr><td><strong>Tetto<\/strong><\/td><td>Internazionale<\/td><td>Internazionale<\/td><\/tr><tr><td><strong>Bandiera<\/strong><\/td><td>VISA<\/td><td>VISA o MASTERCARD<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>Quota annuale e iscrizione gratuita<br>Sconti presso la catena di librerie Saraiva<br>Carte aggiuntive gratuite<br>Miglia e programmi di sconto<\/td><td>pagamento approssimativo<br>Limite di credito in base al profilo di ciascun cliente <br>Bandiera VISA o MASTERCARD<br>Fino a 30 transazioni al mese senza alcun costo<br>Prelievi presso Banco24Horas, bonifici, TED e depositi tramite ricevuta bancaria<br>Sconti su viaggi, negozi e ristoranti<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-pan\">Carta Pan<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Saraiva ou Cart\u00e3o Pan? Imagem: Foregon\"  id=\"21286\" src=\"https:\/\/ucarecdn.com\/dcad92ed-c325-469c-aed4-9d58f59f04da\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carta Saraiva o Carta Pan? Immagine: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ebbene, a febbraio 2020 \u00e8 stato lanciato il conto digitale gratuito di PAN bank. In questo offre un pacchetto ricco di vantaggi per i clienti e, tra questi vantaggi c&#039;\u00e8 l&#039;offerta di carte di credito VISA o MASTERCARD, senza canone mensile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tuttavia, per acquisire le carte, la banca PAN effettua un&#039;analisi creditizia del cliente, per poi procedere all&#039;approvazione. In altre parole, non \u00e8 una buona opzione per i creditori negativi e le persone con un punteggio di credito basso, poich\u00e9 la loro richiesta potrebbe essere respinta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre, dopo la richiesta, il cliente riceve una carta di credito che gli permette di pagare con le macchinette contactless nei negozi che utilizzano la tecnologia NFC, come sappiamo chiamata contactless, e anche vari sconti su viaggi e ristoranti.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre la carta Pan \u00e8 dotata di un&#039;app ricca di funzioni, disponibile per Android e iOs, e attraverso di essa puoi contrattare anche servizi come plafond emergenza e prestiti personali, in altre parole ti offre tutta la comodit\u00e0 di cui hai bisogno.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La carta Pan \u00e8 quindi un modello di carta che non lascia nulla a desiderare rispetto alle altre carte presenti sul mercato e riesce comunque a innovare con nuove funzionalit\u00e0 e offerte esclusive per i clienti della banca Pan, che da anni innova sul mercato.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-saraiva\">Carta Saraiva<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Saraiva ou Cart\u00e3o Pan? Imagem: Foregon\"  id=\"21288\" src=\"https:\/\/ucarecdn.com\/c4112f7b-114b-4df2-9fec-e3cd7b14320a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carta Saraiva o Carta Pan? Immagine: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inizialmente, la carta Saraiva, che appartiene alla catena di librerie Saraiva, \u00e8 ben nota per funzionare con una rapida approvazione delle richieste di carte di credito, oltre ad avere commissioni annuali gratuite, carte aggiuntive e vantaggi come la copertura internazionale e il programma di vantaggi del marchio. .<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre, questa carta offre anche sconti e offerte in tutte le librerie Saraiva, oltre ai vantaggi della versione Classica del marchio VISA. Ebbene, questa carta \u00e8 nata da una partnership con il Banco do Brasil e da allora \u00e8 stata un successo tra i clienti.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un altro vantaggio \u00e8 che permette di accumulare punti su tutti gli acquisti, che possono diventare sconti o miglia aeree sul&nbsp;<em>Passaggio LATAM<\/em>&nbsp;per farti viaggiare. E puoi ancora accumulare punti tramite Saraiva Plus e il programma Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tuttavia, poich\u00e9 \u00e8 emessa dal Banco do Brasil, questa carta pu\u00f2 essere richiesta solo tramite l&#039;app OuroCard dai clienti del Banco do Brasil, rendendo pi\u00f9 burocratico l&#039;accesso alla carta Saraiva per altri consumatori, poich\u00e9 devono essere titolari di un conto Banco do Brasil, avere accesso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertanto, pur avendo un&#039;ottima proposta di carta di credito, la carta ha l&#039;accesso pi\u00f9 restrittivo per questi clienti.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-pan\">Quali sono i vantaggi della tessera Pan?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ebbene, la carta Pan presenta diversi vantaggi, come vedremo:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Inizialmente, il primo vantaggio della carta Pan \u00e8 che \u00e8 collegata ad un conto digitale completamente gratuito, gratuito o con costi molto bassi per le operazioni bancarie;<\/li><li>Un altro vantaggio \u00e8 che la carta \u00e8 disponibile con i marchi VISA e MASTERCARD, quindi puoi scegliere il marchio che meglio soddisfa le tue esigenze;<\/li><li>Inoltre, il limite di credito disponibile sulla carta varier\u00e0 a seconda del profilo di ciascun cliente e verr\u00e0 concesso solo dopo un&#039;analisi del credito;<\/li><li>Un altro vantaggio \u00e8 che il conto permette di effettuare fino a 30 transazioni al mese; compresi prelievi presso terminali Banco24Horas, bonifici, depositi TED e ricevute bancarie;<\/li><li>Inoltre, questa carta consente la tecnologia contactless, il pagamento senza contatto;<\/li><li>All\u2019interno dell\u2019app troverai anche diverse funzionalit\u00e0 come la possibilit\u00e0 di richiedere un prestito personale direttamente a Panbank.<\/li><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-saraiva\">Quali sono i vantaggi della carta Saraiva?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bene, diamo un&#039;occhiata ai vantaggi che la carta Saraiva ha da offrire:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Inizialmente, il primo vantaggio della carta Saraiva \u00e8 l&#039;esenzione dalle tasse annuali, dalla prova del reddito minimo, dalle tasse o da altre tasse per il mantenimento o l&#039;acquisizione della carta;<\/li><li>Inoltre, la carta offre anche sconti in tutta la catena di librerie Saraiva, cio\u00e8 dai libri ad altri prodotti disponibili nei negozi della catena Sariava;<\/li><li>Un altro vantaggio \u00e8 il programma miglia e sconti per i clienti, che accumulano punti man mano che fanno acquisti con la carta Saraiva;<\/li><li>E ci sono ulteriori carte gratuite che portano pi\u00f9 conforto ai clienti;<\/li><li>Un altro vantaggio \u00e8 l&#039;accesso all&#039;app OuroCard del Banco do Brasil, dove potrai gestire tutte le tue spese, transazioni finanziarie e molto altro.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si tratta quindi di una carta ricca di vantaggi, anche per chi ama fare acquisti nelle librerie Saraiva, poich\u00e9 per questi clienti ci sono diversi sconti e offerte esclusive!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-pan\">Quali sono gli svantaggi della carta Pan?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Saraiva ou Cart\u00e3o Pan? Imagem: FDR\"  id=\"21295\" src=\"https:\/\/ucarecdn.com\/1994604a-fb29-4d28-b96b-1947ba31ec5d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carta Saraiva o Carta Pan? Immagine: FDR<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quindi, il pi\u00f9 grande svantaggio della carta Pan \u00e8 la necessit\u00e0 di farlo <a style=\" color:;\" href=\"https:\/\/senhorpanda.com\/it\/cartao-de-credito-negado-quais-os-motivos\/\">analisi del credito<\/a>. In altre parole, la tua richiesta potrebbe essere respinta se hai un punteggio basso o negativo. Inoltre, un altro punto negativo sono alcune commissioni che possono essere addebitate, tuttavia i valori sono ancora bassi rispetto ad altre carte.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-saraiva\">Quali sono gli svantaggi della carta Saraiva?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ebbene, il primo svantaggio che possiamo osservare con la carta Saraiva \u00e8 la necessit\u00e0 di essere titolari di un conto Banco Brasil per avere accesso alla carta, questo perch\u00e9, essendo la carta partner della banca, diventa pi\u00f9 burocratica per coloro che che non sono correntisti. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inoltre la richiesta non viene effettuata immediatamente. Questo perch\u00e9 \u00e8 necessario attendere l&#039;approvazione della richiesta. Quindi, pur essendo una carta unica, soffre anche di questi punti pi\u00f9 burocratici, rendendo difficile l\u2019accesso ai nuovi clienti.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-saraiva-ou-cart%C3%A3o-pan-qual-escolher-\"><strong>Saraiva Card o Pan Card: quale scegliere?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ebbene, la carta Saraiva o Pan Card sono opzioni sicure e interessanti per accedere ad una carta di credito ricca di vantaggi per i suoi utenti, oltre a offerte e sconti unici ed esclusivi. Pertanto, potrebbe essere un\u2019ottima opzione per te.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Confronta quindi le due opzioni tra Saraiva e Cart\u00e3o Pan e scopri quale ha pi\u00f9 vantaggi e offerte pi\u00f9 interessanti! Ma se hai ancora dei dubbi, che ne dici di dare un&#039;occhiata a un altro confronto qui sotto? Basta fare clic sul contenuto consigliato di seguito.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zb2BRF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carta Santander SX o carta originale\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/26288f1c-dc7b-45f1-86d9-cf7b9399da35\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carta Santander SX o carta originale\">\n            Carta Santander SX o carta originale        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carta Santander SX o la carta Original sono opzioni di carta di credito per chi cerca sicurezza e servizi di qualit\u00e0. Guardare!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/cartao-santander-sx-ou-cartao-original-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Scopri ulteriori informazioni su di loro qui!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[455,440,179,467,465],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Saraiva ou Cart\u00e3o Pan? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Seja o cart\u00e3o Saraiva ou cart\u00e3o Pan, ambos possuem isen\u00e7\u00e3o de anuidade e bandeira internacional. 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