{"id":20882,"date":"2021-04-14T20:19:04","date_gmt":"2021-04-14T20:19:04","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=20882"},"modified":"2021-04-14T20:19:07","modified_gmt":"2021-04-14T20:19:07","slug":"conheca-o-ibicard-facil","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/it\/conheca-o-ibicard-facil\/","title":{"rendered":"Scopri Ibicard F\u00e1cil"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-como-funciona-o-ibicard-f%C3%A1cil\">Como funciona o Ibicard F\u00e1cil?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o ibicard f\u00e1cil Imagem: JR Finan\u00e7as\"  id=\"20884\" src=\"https:\/\/ucarecdn.com\/cb042d15-115b-4b75-af90-49cba2b5607f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a o ibicard f\u00e1cil Imagem: JR Finan\u00e7as<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De in\u00edcio, precisamos dizer que o cart\u00e3o Ibicard F\u00e1cil \u00e9 uma constru\u00e7\u00e3o da IBI. Isso porque, a IBI que anteriormente firmava parceria com a C&amp;A, hoje fazer parte do grupo ELOPAR e tem como s\u00f3cios bancos como Bradesco e Banco do Brasil, classificados entre os maiores do Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, a IBI conta com mais de dois milh\u00f5es de clientes em todo Brasil e atualmente trabalha com diversos produtos, entre eles o cart\u00e3o Ibicard F\u00e1cil que, funciona como um cart\u00e3o de cr\u00e9dito ideal para pessoas que esteja negativados, j\u00e1 que n\u00e3o exige comprova\u00e7\u00e3o de renda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Ibicard F\u00e1cil \u00e9 uma das melhores op\u00e7\u00f5es no mercado para pessoas com nome sujo, pois, n\u00e3o faz an\u00e1lise de cr\u00e9dito nos bir\u00f4s de cr\u00e9dito como SPC e SERASA. Portanto, veja uma tabela abaixo com as caracter\u00edsticas deste cart\u00e3o:<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Reddito minimo<\/strong><\/td><td>ESONERARE<\/td><\/tr><tr><td><strong>Rendita<\/strong><\/td><td>10 x de R$3,60 (R$36,00 total)<\/td><\/tr><tr><td><strong>Bandiera<\/strong><\/td><td>MASTERCARD<\/td><\/tr><tr><td><strong>Tetto<\/strong><\/td><td>Internazionale<\/td><\/tr><tr><td><strong>Benefici<\/strong><\/td><td>Prazo de at\u00e9 40 dias para come\u00e7ar a pagar as contas<br>Parcelamento de compras em at\u00e9 12x<br>Faturas por e-mail<br>Descontos para exames em laborat\u00f3rios credenciados<br>Carte aggiuntive gratuite<br>Isen\u00e7\u00e3o de comprova\u00e7\u00e3o de renda<br>Pagamento de contas em at\u00e9 3x sem juros<br><\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-8QbGz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/conheca-o-ibicard-facil\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Ibicard F\u00e1cil\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/cb042d15-115b-4b75-af90-49cba2b5607f\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/conheca-o-ibicard-facil\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Come richiedere la carta Ibicard F\u00e1cil\">\n            Come richiedere la carta Ibicard F\u00e1cil        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Conhe\u00e7a o cart\u00e3o Ibicard F\u00e1cil, op\u00e7\u00e3o ideal para negativados, e cheio de vantagens exclusivas.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/it\/conheca-o-ibicard-facil\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua a leggere            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Ou seja, n\u00e3o h\u00e1 an\u00e1lise de cr\u00e9dito junto ao SPC e SERASA e assim, \u00e9 uma boa op\u00e7\u00e3o para os negativados;<\/li><li>Outra vantagem \u00e9 o prazo de at\u00e9 40 dias para pagar as contas, assim como, poder fazer parcelamentos em at\u00e9 12x;<\/li><li>E ainda, h\u00e1 tamb\u00e9m a possibilidade de receber as faturas do cart\u00e3o por e-mail, assim como, limites de compra e saques;<\/li><li>Descontos para fazer exames em laborat\u00f3rios credenciados;<\/li><li>Outra vantagem \u00e9 o limite de cr\u00e9dito a escolha do cliente;<\/li><li><a href=\"https:\/\/senhorpanda.com\/it\/como-nao-pagar-mais-contas-em-atraso\/\">Pagamento de contas <\/a>em at\u00e9 3x sem juros;<\/li><li>Dois cart\u00f5es adicionais com o mesmo limite;<\/li><li>Rendimento do dinheiro atrelado aos fundos de investimentos e muuuito mais.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, esse cart\u00e3o est\u00e1 entre os melhores do mercado por apresentar condi\u00e7\u00f5es exclusivas que n\u00e3o encontramos em cart\u00f5es convencionais.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-e-as-desvantagens\">E as desvantagens?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, entre as desvantagens deste cart\u00e3o, a maior delas \u00e9 a taxa de anuidade e as outras tarifas que s\u00e3o cobradas, por exemplo, taxas de juros dos saques, taxas de parcelamentos que fica em torno de 4,90%, assim como, a pr\u00f3pria taxa de juros do cart\u00e3o que \u00e9 de 6,90%.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, antes de optar pelo cart\u00e3o pela aus\u00eancia de comprova\u00e7\u00e3o de renda, vale a pena fazer uma pesquisa das taxas cobradas, assim como, de anuidade para saber se realmente vale a pena.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-ibicard-f%C3%A1cil-vale-a-pena\">Ibicard F\u00e1cil vale a pena?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o ibicard f\u00e1cil Imagem: Upvagas\"  id=\"20892\" src=\"https:\/\/ucarecdn.com\/152a8df7-091b-456a-a5d1-5f0498255e0b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a o ibicard f\u00e1cil Imagem: Upvagas<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, este cart\u00e3o \u00e9 um dos melhores do mercado, pois, apresenta uma proposta bastante competitiva com taxas com valores mais baixos do que o normal, assim como, n\u00e3o fazer an\u00e1lise de cr\u00e9dito, sendo uma \u00f3tima op\u00e7\u00e3o para os negativados que buscam ter um cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, o cart\u00e3o tamb\u00e9m conta com a ideia do cliente precisar investir o dinheiro para poder aumentar o limite do cart\u00e3o, ajudando esses usu\u00e1rios a aprender a lidar com as finan\u00e7as.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, o cart\u00e3o perde na aus\u00eancia de um programa de benef\u00edcios o que \u00e9 bastante comum nos outros cart\u00f5es de cr\u00e9dito, podendo se tratar ent\u00e3o de uma grande desvantagem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, antes de mais nada, fa\u00e7a compara\u00e7\u00f5es entre os cart\u00f5es de cr\u00e9dito para ent\u00e3o saber se o cart\u00e3o Ibicard F\u00e1cil \u00e9 uma boa op\u00e7\u00e3o para voc\u00ea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-como-fazer-o-ibicard-f%C3%A1cil\">Como fazer o Ibicard F\u00e1cil?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, como mencionamos, este cart\u00e3o \u00e9 seguro e super vantajoso de fazer. Para isso, basta ir at\u00e9 uma das lojas Ibi com os documentos pessoais em m\u00e3os.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, para fazer o cart\u00e3o de cr\u00e9dito IbiCard F\u00e1cil, vamos mostrar a seguir quais s\u00e3o os passos que voc\u00ea precisa seguir.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1vVSCr\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/it\/conheca-o-ibicard-facil\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar cart\u00e3o Ibicard F\u00e1cil\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5abadb8f-7b2c-439c-85f3-d2fa69d31980\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/it\/conheca-o-ibicard-facil\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar cart\u00e3o Ibicard F\u00e1cil\">\n            Como solicitar cart\u00e3o Ibicard F\u00e1cil        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Confira o cart\u00e3o Ibicard F\u00e1cil. 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110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/it\/conheca-o-ibicard-facil\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/5abadb8f-7b2c-439c-85f3-d2fa69d31980\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Como solicitar cart\u00e3o Ibicard F\u00e1cil              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/it\/conheca-o-ibicard-facil\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua a leggere                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Rimarrai sullo stesso sito web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Scopri la carta di credito Ibicard F\u00e1cil, che pu\u00f2 essere una buona opzione per i clienti negativi che cercano praticit\u00e0 e sicurezza!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,198,445,436,296],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - 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