{"id":62958,"date":"2022-07-02T12:00:00","date_gmt":"2022-07-02T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=62958"},"modified":"2022-07-02T18:16:47","modified_gmt":"2022-07-02T18:16:47","slug":"porto-seguro-ou-bmg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/porto-seguro-ou-bmg\/","title":{"rendered":"Kartu Porto Seguro atau Kartu BMG: mana yang lebih baik?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conheca-seus-principais-beneficios-e-veja-qual-se-encaixa-melhor-na-sua-realidade\">Temukan manfaat utamanya dan lihat mana yang paling sesuai dengan kenyataan Anda<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a mais sobre as duas op\u00e7\u00f5es. Fonte: Pexels.\"  id=\"62959\" src=\"https:\/\/cdn.adtechpanda.com\/5af1468f-78b9-4549-b81c-c27a5078a2b1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cari tahu lebih lanjut tentang kedua opsi tersebut. Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apakah Anda ingin mengajukan kartu kredit yang bagus untuk Anda dan tidak yakin apakah Anda harus memilih kartu Porto Seguro atau kartu BMG?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Singkatnya, kedua opsi tersebut berhasil menawarkan beberapa fitur menarik. Dengan keduanya, Anda dapat mengakses program hadiah dan diskon di toko mitra.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Namun, kartu BMG lebih mudah diakses dan menerima penolakan, sementara Porto Seguro menawarkan diskon untuk layanannya dan bantuan khusus untuk perjalanan nasional dan internasional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan cara ini, akan sulit untuk memilih opsi terbaik di antara dua kartu. Oleh karena itu, pada postingan berikut ini, Anda bisa melihat perbandingan lengkapnya untuk mengakhiri keraguan Anda untuk selamanya!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Kartu Porto Seguro<\/strong><\/td><td><strong>kartu BMG<\/strong><\/td><\/tr><tr><td><strong>Penghasilan Minimal<\/strong><\/td><td>Internasional - R$ 1.000,00<br>Emas \u2013 R$ 5.000,00<br>Platina \u2013 R$ 10.000,00<\/td><td>Upah minimum<\/td><\/tr><tr><td><strong>Anuitas<\/strong><\/td><td>Internasional \u2013 12x dari R$ 30.00<br>Emas \u2013 12x dari R$ 37.00<br>Platinum \u2013 12x dari R$ 52.00<\/td><td>Membebaskan<\/td><\/tr><tr><td><strong>Bendera<\/strong><\/td><td>Visa atau Mastercard<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Atap<\/strong><\/td><td>Internasional<\/td><td>Internasional<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Program Poin<br>Diskon layanan<br>Asuransi dan bantuan perjalanan<\/td><td>Program Kejutan Mastercard<br>menerima yang negatif<br>Memiliki cashback untuk pembelian<\/td><\/tr><\/tbody><\/table><figcaption>fitur kartu<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZWAAUT\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-porto-seguro\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara saya mengajukan kartu Porto Seguro?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/813d2d30-e53e-4aec-9e17-5d0cbc9c0d29\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-porto-seguro\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara saya mengajukan kartu Porto Seguro?\">\n            Bagaimana cara saya mengajukan kartu Porto Seguro?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Lihat cara kerja proses pengajuan kartu ini.\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-porto-seguro\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-porto-seguro\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/813d2d30-e53e-4aec-9e17-5d0cbc9c0d29\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Bagaimana cara saya mengajukan kartu Porto Seguro?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-porto-seguro\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-11NkVz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-bmg-para-negativados\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara saya mengajukan kartu BMG?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/25610e59-1069-418e-b245-6b7a0010a8f4\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-bmg-para-negativados\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara saya mengajukan kartu BMG?\">\n            Bagaimana cara saya mengajukan kartu BMG?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Lihat panduan langkah demi langkah lengkap untuk mendapatkan milik Anda!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-bmg-para-negativados\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-bmg-para-negativados\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/25610e59-1069-418e-b245-6b7a0010a8f4\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Bagaimana cara saya mengajukan kartu BMG?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-bmg-para-negativados\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Kartu Porto Seguro<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Singkatnya, kartu kredit Porto Seguro telah beredar di pasaran selama beberapa tahun. Dengan cara ini, ia dapat menawarkan berbagai fungsi kepada penggunanya saat ini.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pada dasarnya, jika Anda memiliki kartu Porto Seguro, Anda dapat memanfaatkan diskon khusus dan ketentuan pembayaran eksklusif pada layanan apa pun yang ditawarkan perusahaan.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, jika Anda mempertimbangkan untuk mengambil asuransi untuk mobil atau properti Anda, Anda dapat membelinya dengan kondisi berbeda. Selain itu, kartu Porto Seguro juga memiliki program poin PortoPlus.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, semua pembelian yang Anda lakukan dengan salah satu kartu perusahaan dapat diubah menjadi poin yang dapat Anda tukarkan dengan tiket pesawat, akomodasi, diskon layanan, dan di 200 toko mitra Porto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dan jika Anda ingin memiliki kartu kredit Porto Seguro, perlu Anda ketahui bahwa perusahaan menawarkan 5 pilihan kartu yang berbeda. Oleh karena itu, masing-masing dari mereka memiliki penghasilan minimum yang berbeda-beda, selain iuran tahunan tentunya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Faktanya, terkait biaya tahunan kartu, Porto Seguro menawarkan biaya secara fleksibel, artinya nilainya berubah berdasarkan jumlah pembelian yang dilakukan dengan kartu tersebut. Jadi, konsumen memiliki tiga kelompok biaya tahunan pada setiap kartu, yang ketiga gratis.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan cara ini, Anda dapat membebaskan diri dari biaya tahunan ketika Anda mencapai biaya yang ditetapkan pada setiap kartu. Untuk mengetahui lebih lanjut mengenai biaya tahunan setiap kartu dan pendapatan minimum yang diminta, langsung saja lihat tabel di bawah ini.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Kartu<\/strong><\/td><td><strong>Penghasilan Minimal<\/strong><\/td><td><strong>Anuitas<\/strong><\/td><\/tr><tr><td><strong>Internasional<\/strong><\/td><td>R$1.000,00<\/td><td>Dari R$15.00 hingga R$30.00<\/td><\/tr><tr><td><strong>emas<\/strong><\/td><td>R$5.000,00<\/td><td>Dari R$18.50 hingga R$37.00<\/td><\/tr><tr><td><strong>platinum<\/strong><\/td><td>R$10.000,00<\/td><td>Dari R$26.00 hingga R$52.00<\/td><\/tr><tr><td><strong>Mastercard Hitam<\/strong><\/td><td>Butuh undangan<\/td><td>Dari R$62.50 hingga R$125.00<\/td><\/tr><tr><td><strong>Visa Tak Terbatas<\/strong><\/td><td>Butuh undangan<\/td><td>Dari R$62.50 hingga R$125.00<\/td><\/tr><\/tbody><\/table><figcaption>Pendapatan minimum x anuitas<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>kartu BMG<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu kredit BMG dikenal sebagai pilihan ideal bagi orang-orang negatif atau bagi para pensiunan, pensiunan dan pegawai negeri, karena menawarkan pilihan khusus untuk kelompok ini.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>BMG telah ada selama 90 tahun, menjadi pilihan keuangan yang mapan dan berpengalaman di pasar. Dengan cara ini, mereka dapat menggunakan keahlian mereka untuk membuat kartu kredit yang menerima pembayaran negatif dan tidak dikenakan biaya tahunan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, ini menjadi pilihan yang sangat terjangkau di pasar untuk berbagai profil. Selain itu, ia juga memiliki jangkauan internasional dan cashback untuk pembelian Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sama seperti Porto Seguro, kartu BMG memiliki jenis kartu kredit yang berbeda-beda. Di sini, yang paling membedakannya adalah audiens yang menjadi tujuan pembuatannya, seperti yang Anda lihat pada tabel di bawah.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Kartu<\/strong><\/td><td><strong>Publik<\/strong><\/td><\/tr><tr><td><strong>akun digital<\/strong><\/td><td>Umum<\/td><\/tr><tr><td><strong>diserahkan<\/strong><\/td><td>Pensiunan, pensiunan INSS dan pegawai negeri<\/td><\/tr><tr><td><strong>Multi<\/strong><\/td><td>Pensiunan INSS dan pensiunan yang menerima manfaat di BMG<\/td><\/tr><tr><td><strong>Lagi<\/strong><\/td><td>Pensiunan, pensiunan INSS dan pegawai negeri yang selalu mengikuti perkembangan pinjaman Uang Ekstra<\/td><\/tr><\/tbody><\/table><figcaption>Kartu x target audiens<\/figcaption><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, semua kartu yang disebutkan memiliki merek Mastercard, sehingga memungkinkan untuk digunakan di lebih dari 30 juta perusahaan. Dan dengan banner tersebut pengguna dapat mengakses program Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan cara ini, semua pembelian Anda akan menghasilkan poin yang dapat ditukarkan dengan produk dan layanan lainnya. Selain itu, merek tersebut juga menawarkan asuransi untuk pembelian dan bantuan 24 jam.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa keuntungan dari kartu Porto Seguro?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens? Fonte: Pexels.\"  id=\"63021\" src=\"https:\/\/cdn.adtechpanda.com\/11672296-137b-45fe-80f6-7082d5c004f8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Lagi pula, apa manfaatnya? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu kredit Porto Seguro penuh dengan keunggulan, sebagian besar berupa diskon eksklusif baik untuk layanannya maupun pembelian produk dari toko rekanan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan cara ini, ketika Anda memiliki kartu Porto Seguro dan mulai menggunakannya, Anda bisa mendapatkan diskon untuk kontrak dan perpanjangan Porto Seguro Auto dan Azul Seguro Auto serta pengajuan Porto Seguro Resid\u00eancia dan Asuransi Jiwa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, pengguna juga memiliki program poin Porto Plus, yang menjamin Anda dapat menukarkan poin Anda dengan diskon di toko mitra, produk Porto, dan perjalanan Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dan jangan lupa bahwa Porto Seguro juga menawarkan Porto Seguro ConectCar Tag, yang memungkinkan Anda mengantri dan melakukan pembayaran tanpa meninggalkan mobil.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa keuntungan dari kartu BMG?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nah, jika dilihat dari kartu kredit BMG, kita bisa melihat bahwa keunggulan utamanya adalah aksesibilitas kartu tersebut. Hal ini terjadi karena kartu ini tersedia untuk orang-orang negatif, menawarkan mereka keuntungan memiliki akses ke kartu tanpa biaya tahunan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, dengan memiliki akun digital kartu kredit, pengguna dapat mengakses berbagai manfaat eksklusif dan mendapatkan uang mereka kembali untuk pembelian yang dilakukan baik secara kredit maupun debit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan kartu penggajian, pengguna pada dasarnya dapat mengakses suku bunga yang lebih rendah dan jumlah tersebut secara otomatis dipotong dari gaji mereka. Dengan cara ini, pembayaran tagihan menjadi lebih mudah.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, semua kartu menawarkan diskon eksklusif di apotek mitra. Dengan cara ini, saat menggunakan kartu di Drogaria de S\u00e3o Paulo dan Drogaria Pacheco, Anda dapat membeli barang dengan harga diskon.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa kerugian dari kartu Porto Seguro?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as desvantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"63027\" src=\"https:\/\/cdn.adtechpanda.com\/66c5bff6-b525-42c0-b368-2d71bc3fbb4f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Lagi pula, apa kerugian dari kartu itu? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Meskipun kartu kredit Porto Seguro menawarkan keuntungan besar, namun juga memiliki beberapa poin negatif yang perlu Anda waspadai sebelum mengajukan permohonan kartu tersebut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diantaranya, biaya tahunan Anda adalah sesuatu yang sangat membebani kantong Anda. Meskipun Anda memiliki pilihan untuk dibebaskan dari biaya ini berdasarkan pembelian bulanan Anda pada kartu tersebut, jumlahnya tinggi dan sering kali melebihi nilai pendapatan minimum kartu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, kartu tersebut melakukan analisis kredit yang lebih ketat, yang dapat mengecualikan orang-orang yang negatif atau tidak memiliki riwayat kredit yang baik.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa kerugian dari kartu BMG?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Meskipun kartu BMG sangat terjangkau dan menawarkan keuntungan luar biasa bagi mereka yang berpikiran negatif, kartu ini juga memiliki sisi negatifnya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, salah satu kelemahan utama adalah kenyataan bahwa kartu tersebut memiliki bunga bergulir. Oleh karena itu, Anda perlu ekstra hati-hati saat menggunakannya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dan, berapa pun jumlah invoice yang didebet dari gaji Anda, perlu Anda ketahui bahwa bank hanya diperbolehkan menyetorkan penghasilan Anda hingga 5%. Oleh karena itu, jika nilai invoice Anda melebihi nilai tersebut, maka harus dibayar dengan slip bank.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Kartu Porto Seguro atau Kartu BMG: mana yang harus dipilih?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu Porto Seguro dan kartu BMG dapat menawarkan fitur-fitur hebat bagi pengguna. Oleh karena itu, wajar jika mengalami kesulitan dalam memilih di antara kedua pilihan finansial tersebut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, Anda perlu menganalisis setiap manfaat yang Anda peroleh dengan kartu tersebut dan melihat mana yang paling baik Anda gunakan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Misalnya, kartu Porto Seguro adalah pilihan ideal bagi mereka yang ingin menyewa layanan dari perusahaan atau yang sering bepergian dan membutuhkan kartu yang menawarkan asuransi dan bantuan untuk mereka.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Di sisi lain, kartu BMG menawarkan keuntungan besar bagi mereka yang negatif atau menerima tunjangan dari pemerintah.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, menarik bagi Anda untuk menganalisis kelompok mana yang Anda ikuti untuk mempertimbangkan fitur mana yang paling sesuai dengan kehidupan finansial Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tapi, jika Anda masih ragu dan ingin mengetahui pilihan kartu kredit lainnya, Anda bisa simak perbandingannya pada artikel di bawah ini.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1cUhzy\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/porto-seguro-ou-santander-sx\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Kartu Porto Seguro atau kartu Santander SX\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1964510b-9505-4855-b500-f6e5734181c0\/\" alt=\"Bolso de uma cal\u00e7a jeans cheia de cart\u00f5es de cr\u00e9dito.\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/porto-seguro-ou-santander-sx\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Kartu Porto Seguro atau kartu Santander SX\">\n            Kartu Porto Seguro atau kartu Santander SX        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Lihat bagaimana kedua opsi ini dapat membantu kehidupan finansial Anda.\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/porto-seguro-ou-santander-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Dalam postingan ini, Anda akan melihat perbandingan lengkap di antara keduanya untuk mengetahui mana yang harus dipilih. Periksa!<\/p>","protected":false},"author":31,"featured_media":62959,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[269,267,2407,179,1365,339,1092,3501,1364,836,3529],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Porto Seguro ou Cart\u00e3o BMG: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Est\u00e1 na d\u00favida se deve solicitar o cart\u00e3o Porto Seguro ou BMG? 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