{"id":57803,"date":"2022-05-06T23:00:00","date_gmt":"2022-05-06T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=57803"},"modified":"2022-05-04T02:23:33","modified_gmt":"2022-05-04T02:23:33","slug":"analise-de-credito-dos-bancos","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/analise-de-credito-dos-bancos\/","title":{"rendered":"Bagaimana analisis kredit bank dilakukan?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Maju dalam hal analisis kredit bank<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"An\u00e1lise de cr\u00e9dito \u00e9 um processo inevit\u00e1vel realizado pelas institui\u00e7\u00f5es financeiras, que avalia seu perfil de consumidor. Fonte: Adobe Stock.\"  id=\"57805\" src=\"https:\/\/cdn.adtechpanda.com\/97869beb-ea0a-4d2b-9acb-98fbd14d01e4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Analisis kredit adalah proses yang tak terhindarkan yang dilakukan oleh lembaga keuangan yang mengevaluasi profil konsumen Anda. Sumber: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tidak mengherankan jika kredit dapat banyak membantu Anda saat membeli alat baru atau bahkan menyelesaikan masalah kesehatan darurat. Pada saat-saat ini dan lainnya, penting untuk memiliki kredit. Namun, tidak selalu mudah untuk menjalani analisis kredit bank dan menjamin layanan ini, bukan?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Yang benar adalah bahwa Anda bisa menjadi salah satu konsumen yang membuat beberapa kesalahan dan akhirnya gagal dalam analisis kredit. Salah satu yang utama adalah tidak mengetahui bagaimana proses ini bekerja. Bagaimana cara lulus ujian tanpa mengetahui apa yang akan dievaluasi? Memikirkan Anda yang mengalami masalah, kami akan menjelaskan segala sesuatu tentang proses analisis secara rinci.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jangan pergi dari sana dan ikut kami untuk memahami cara kerja analisis kredit bank!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1rGym3\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/tudo-sobre-o-cadastro-positivo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Semua tentang Registrasi Positif\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/ca639bd8-bcbd-405c-89ad-2fd1ca1fa5fb\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/tudo-sobre-o-cadastro-positivo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Semua tentang Registrasi Positif\">\n            Semua tentang Registrasi Positif        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ingin meningkatkan skor Anda untuk waktu analisis kredit bank? Kenali Register Positif Serasa.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/tudo-sobre-o-cadastro-positivo\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Selain itu, analisis mengamati bagaimana nama Anda di alun-alun, apakah kotor atau bersih, apakah ada hutang yang harus dibayar, dalam negosiasi, antara lain.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini agar bank dan lembaga keuangan lainnya dapat memiliki gagasan bahwa mereka dapat mempercayai orang pelanggan mereka, semakin mereka mendapatkan kepercayaan pada orang tersebut. pembayaran Anda. Dari poin-poin tersebut, perusahaan mengetahui berapa besar kredit yang bisa dicairkan, persentase bunga dan jumlah cicilan yang tersedia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Singkatnya, analisis kredit adalah proses di mana bank menganalisis profil keuangan Anda untuk memastikan bahwa Anda akan menerima jumlah yang diberikan secara kredit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Secara umum, jika Anda membayar tagihan tepat waktu dan tidak menumpuk hutang, analisis kredit bank tidak akan menjadi masalah bagi Anda. Lihat bagaimana seluruh proses bekerja!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Bagaimana cara kerja analisis kredit?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como funciona a an\u00e1lise de cr\u00e9dito? Fonte: Adobe Stock.\"  id=\"57806\" src=\"https:\/\/cdn.adtechpanda.com\/f4f9c0d5-93eb-496f-965e-5c6043e07784\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Lagi pula, bagaimana cara kerja analisis kredit? Sumber: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Secara umum, kita baru saja melihat bahwa tujuan utama dari analisis kredit adalah untuk memastikan bahwa kontraktor memiliki sarana untuk benar-benar membayar jumlah yang diminta. Untuk ini, lembaga mempertimbangkan beberapa aspek tertentu.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, mereka adalah orang-orang yang perlu Anda ketahui untuk melakukannya dengan baik dalam analisis kredit, lihatlah:<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>data pribadi&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertama, perusahaan perlu mengenal Anda lebih baik, sehingga meminta informasi dasar seperti nama, alamat, CPF, nomor telepon kontak, status perkawinan, pendidikan, dan lain-lain.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Penting untuk digarisbawahi bahwa informasi seperti ini dapat banyak membantu untuk menjalin hubungan dengan perusahaan. Secara umum, semakin banyak perusahaan mengetahui tentang kehidupan pribadi pelanggan mereka, semakin mereka memperoleh kepercayaan pada orang tersebut.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dalam pengertian ini, memberikan informasi sebanyak mungkin tentang kehidupan pribadi, keuangan, dan profesional Anda akan membawa manfaat besar bagi analisis kredit bank.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>masalah utang<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Lembaga berkonsultasi dengan batasan individu atau badan hukum sesuai dengan operator kredit. Tujuan utama dari bagian analisis ini adalah untuk mengidentifikasi apakah ada pembayaran yang tertunda atau bahkan utang atas nama Anda.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bagian evaluasi ini berlangsung tanpa komplikasi, karena perusahaan melakukan seluruh prosedur melalui CPF (untuk individu) atau CNPJ (untuk badan hukum).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dalam proses analisis pembatasan kadaster, hasilnya biasanya<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>CPF\/CNPJ tanpa batasan, yaitu nama bersih;<\/li><li>Konsumen dengan riwayat siaga: dalam hal ini ada pencairan kredit, tetapi evaluasinya lebih detail.<\/li><li>Konsumen dengan batasan pendaftaran: ada hutang, penundaan, negosiasi ulang atau masalah pembayaran lainnya<\/li><li>CPF\/CNPJ dengan hambatan: dalam hal ini terdapat tindakan pemblokiran aset, sistem keuangan atau tindakan perpajakan lainnya yang menghalangi dilakukannya operasi perkreditan.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Sejarah Konsumen&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pada tahap proses ini, perusahaan yang menyediakan pemeriksaan kredit apakah Anda membayar tagihan tepat waktu atau menunda pembayaran Anda, dalam kasus terakhir, waktu tunda diperhitungkan.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, perusahaan juga mengkonsultasikan waktu hubungannya dengan institusi lain dan dalam proses inilah muncul Score.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Skor adalah skor dari 0 hingga 1000 yang menunjukkan seberapa baik Anda sebagai pembayar. Bergantung pada skor ini, perusahaan dapat memberikan penawaran yang lebih baik untuk Anda atau mengurangi beberapa keuntungan.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Bukti gaji&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Makalah demonstratif tanda terima akan menunjukkan apa realitas keuangan Anda. Sebagai aturan, mereka yang tertarik dengan kredit harus memberikan bukti-bukti seperti Pajak Penghasilan, Slip Gaji dan Pro-labore sehingga perusahaan memahami berapa banyak kredit yang dapat dikeluarkan untuk kasus mereka.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Berapa lama waktu yang diperlukan untuk analisis kredit?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cukup rumit untuk menentukan waktu yang tepat untuk analisis kredit karena setiap lembaga memiliki prosesnya sendiri-sendiri. Meski begitu, perlu disebutkan bahwa analisis online biasanya jauh lebih cepat, berlangsung maksimal lima hari kerja.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Namun, masih ada beberapa kasus di mana analisis kredit dapat memakan waktu hingga lima belas hari kerja, meskipun dilakukan secara online. Selain itu, proses yang dilakukan perusahaan secara fisik cenderung sedikit lebih lama.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cara ideal untuk menjernihkan keraguan Anda tentang hal ini adalah dengan mencari orang-orang yang merupakan pelanggan dari perusahaan yang sama untuk melihat berapa lama waktu yang dibutuhkan analisis kredit bank. Namun, ingatlah bahwa kali ini mungkin bersifat pribadi.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apalagi karena masing-masing CPF\/CNPJ memiliki karakteristik dan kekhususannya masing-masing, yaitu beberapa kasus lebih mudah dianalisis dibandingkan kasus lainnya. Kebalikannya juga benar.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Bagaimana analisis kredit bank dilakukan?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empresas como o Serasa fazem parte da etapa conclusiva da an\u00e1lise de cr\u00e9dito. Fonte: Serasa.\"  id=\"56008\" src=\"https:\/\/cdn.adtechpanda.com\/4d728cd8-6085-49c8-97f2-f95e8fea9ae5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Perusahaan seperti Serasa adalah bagian dari tahap akhir analisis kredit. Sumber: Serasa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Secara umum, analisis kredit bank terdiri dari dua tahap utama, di mana bank memahami pelanggan seperti apa yang mereka hadapi dalam kontrak tersebut.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apakah itu ragu? Jadi pahami apa fase-fase ini dan apa yang terjadi di masing-masing fase:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Analisis primer<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini adalah saat ketika perusahaan meminta semua informasi yang diperlukan untuk memverifikasi batasan dalam riwayat pembeli. Oleh karena itu, analisis profil konsumsi dan informasi pelengkap lainnya ikut berperan pada saat pertama ini.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Perusahaan juga meminta dokumen yang membuktikan data yang diberikan pelanggan pada saat pendaftaran, seperti RG, CPF, alamat, dan lain-lain. Selain itu, bukti penghasilan terkadang diperlukan. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Setelah penilaian awal ini, perusahaan akan melanjutkan untuk menganalisis profil dan riwayat pembayaran. Dalam hal ini, jika hasilnya positif, klien sudah disetujui pada tahap pertama analisis kredit bank.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>fase penyelesaian<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini biasanya fase yang paling ditakuti oleh pelanggan, karena di sini perusahaan melakukan kontak dengan kontraktor untuk mengonfirmasi beberapa informasi atau menjernihkan keraguan tentang situasi keuangan mereka.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pada tahap akhir, perusahaan seperti Serasa Experian, SPC, Bacen dan lainnya turun tangan untuk memberikan opini yang lebih baik tentang sejarah mereka. Selain itu, beberapa operator kredit bahkan dapat menghubungi orang yang mereka kenal yang dapat memberikan informasi yang lebih baik tentang sifat mereka sebagai konsumen.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2hOmTN\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-se-cadastrar-no-serasa-consumidor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara mendaftar Serasa Konsumen?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/87c94b27-af95-4b24-b3f7-5a6f1a10d56b\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-se-cadastrar-no-serasa-consumidor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara mendaftar Serasa Konsumen?\">\n            Bagaimana cara mendaftar Serasa Konsumen?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Pantau CPF dan skor kredit Anda 24 jam sehari. Kenali layanan Konsumen Serasa.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-se-cadastrar-no-serasa-consumidor\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Mister Panda membantu Anda dengan itu. Pelajari lebih lanjut di sini!<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[38],"tags":[3604,3608,3606,3605,3607],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como \u00e9 feita a an\u00e1lise de cr\u00e9dito dos bancos? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"A an\u00e1lise de cr\u00e9dito \u00e9 feita para avaliar seu perfil de consumidor, ou seja, se voc\u00ea costuma andar com seus pagamentos em dia. 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