{"id":55306,"date":"2022-04-30T23:00:00","date_gmt":"2022-04-30T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=55306"},"modified":"2022-04-27T16:05:59","modified_gmt":"2022-04-27T16:05:59","slug":"comprar-casa-financiada-pela-caixa-vale-a-pena","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/comprar-casa-financiada-pela-caixa-vale-a-pena\/","title":{"rendered":"Apakah membeli rumah yang dibiayai oleh Caixa sepadan?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Pelajari semua tentang pembiayaan dari Caixa Economica Federal <\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, comprar casa financiada pela Caixa vale a pena? Fonte: Exame.\"  id=\"55308\" src=\"https:\/\/cdn.adtechpanda.com\/bf951cc9-5d4f-4dc6-b9be-d23ab6d3bde1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tapi, bagaimanapun juga, apakah membeli rumah yang dibiayai oleh Caixa sepadan? Sumber: Ujian.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Memperoleh properti sendiri adalah impian ribuan orang Brasil yang mencari persyaratan pembayaran yang berbeda dengan suku bunga yang lebih menarik, selain karakteristik lain untuk pembelian properti. Jadi, mari kita bicara tentang perumahan yang dibiayai oleh Caixa dan apakah itu sepadan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dalam teks ini, Anda akan memahami keuntungan pembiayaan properti melalui Caixa, jumlah selain dokumen yang diperlukan, dan memahami apakah ini alternatif yang baik untuk Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, baca baik-baik dan ambil kesempatan untuk mempelajari lebih lanjut tentang pembiayaan ini. Periksa!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Penghasilan Minimal<\/td><td>tidak diberitahu<\/td><\/tr><tr><td>Suku bunga<\/td><td>Bervariasi sesuai dengan setiap pelanggan<\/td><\/tr><tr><td>Batas waktu untuk membayar<\/td><td>Hingga 420 bulan<\/td><\/tr><tr><td>periode rilis<\/td><td>Dari 20 hari hingga 2 bulan<\/td><\/tr><tr><td>jumlah kredit<\/td><td>Kurang informasi<\/td><\/tr><tr><td>Apakah Anda menerima yang negatif?<\/td><td>TIDAK<\/td><\/tr><tr><td>Manfaat<\/td><td>Anda dapat menggunakan FGTS<\/td><\/tr><\/tbody><\/table><figcaption>Tapi, bagaimanapun, apa karakteristik dari pembiayaan ini?<br><\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-2bsCv9\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/cdn.adtechpanda.com\/73d4f489-50ca-48a0-b6b3-59d21486696a\/\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Pembiayaan        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Kotak         <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              keamanan            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              bunga rendah            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Terapkan untuk kredit real estat Caixa Anda hingga 35 tahun untuk membayar.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Terapkan untuk Pembiayaan            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Terapkan untuk Pembiayaan            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Anda akan diarahkan ke situs web lain        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/73d4f489-50ca-48a0-b6b3-59d21486696a\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Terapkan untuk pinjaman real estat Caixa Anda hingga 35 tahun\u2026              <\/p>\n              <a href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Ajukan Pembiayaan\u2026                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan diarahkan ke situs web lain              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa keuntungan pembiayaan properti melalui Caixa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Di antara keuntungan pembiayaan properti melalui Caixa adalah fakta bahwa Anda dapat menggunakan FGTS Anda sebagai uang muka, sehingga Anda juga dapat mengamortisasi saldo debitur melalui FGTS Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Juga, Bank Sentral juga menawarkan hingga 80% untuk membayar jumlah cicilan atau melunasi saldo terutang.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Di sisi lain, Anda harus memiliki setidaknya 3 tahun pekerjaan formal selain properti yang dibeli berlokasi di kotamadya atau kotamadya tetangga tempat Anda tinggal atau bekerja.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, membeli properti yang dibiayai oleh Caixa juga memiliki birokrasi yang lebih sedikit dibandingkan lembaga keuangan lainnya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, cicilannya pas di kantong Anda, karena bekerja sesuai dengan penghasilan minimal Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, Caixa juga menawarkan fasilitas kredit perumahan yang dapat dibayar hingga 35 tahun tergantung pada kondisi properti dan pembayaran, jadi, tergantung pada jenis pembiayaan, Anda dapat memilih masa tenggang untuk mengamortisasi saldo terutang dan selama periode ini Anda hanya membayar premi asuransi MIP dan DFI.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Namun, Caixa juga menawarkan program yang mempromosikan hak atas perumahan, yang paling terkenal adalah Program Casa Verde e Amarela, yang menggantikan Program Minha Casa Minha Vida. Jadi, lakukan simulasi nilainya dan lakukan pembiayaan Anda sekarang!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Berapa jumlah yang dapat dibiayai Caixa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Untuk memiliki rumah yang dibiayai oleh Caixa, jumlah angsuran pembiayaan tidak boleh melebihi 30% dari pendapatan bulanan keluarga, dengan jumlah maksimum pembiayaan perumahan adalah R$1,5 juta.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Berapa jumlah minimum untuk membiayai properti melalui Caixa?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, comprar casa financiada pela Caixa vale a pena? Fonte: Pexels.\"  id=\"55312\" src=\"https:\/\/cdn.adtechpanda.com\/abfa3f2e-8a05-445d-a283-5b7716e2098a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tapi, bagaimanapun juga, apakah membeli rumah yang dibiayai oleh Caixa sepadan? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kemudian, Caixa Economica Federal membutuhkan entri minimal 10% dari nilai properti. Omong-omong, dalam kasus di mana Anda akan menggunakan FGTS, Anda harus memberikan FGTS sebagai uang muka pembiayaan untuk mengurangi jangka waktu atau jumlah tagihan, membayar hingga 80% dari nilai angsuran dan melunasi saldo terutang.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Tarif dan jangka waktu pembayaran untuk perumahan yang dibiayai oleh Caixa<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertama, tenggat waktu agar rumah yang dibiayai oleh Caixa akan bergantung pada setiap kasus dan analisis kredit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan demikian, waktu dapat memakan waktu dari 20 hari hingga 2 bulan dan, setelah penutupan kontrak, pemilik properti dapat membutuhkan waktu 60 hingga 90 hari untuk menerima nilai penjualan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, biaya administrasi akad ditujukan untuk pemeliharaan dan administrasi akad dan dibebankan setiap bulan secara angsuran dan wajib hanya untuk operasi dengan properti yang termasuk dalam sistem pembiayaan.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, jangka waktu pembiayaan maksimum bervariasi sesuai dengan indeks atau suku bunga tetap yang dipilih, mulai dari 120 hingga 420 bulan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan cara ini, suku bunga kontrak juga akan ditentukan menurut jangka waktu dan profil hubungan yang memberikan berbagai tingkat subsidi suku bunga. Dengan demikian, kita dapat melihat bahwa sebagian besar layanan yang diberikan oleh Caixa akan bergantung pada analisis kredit pelanggan.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Dokumentasi yang diperlukan<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agar rumah Anda dibiayai oleh Caixa, pada dasarnya Anda membutuhkan:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>dokumen identifikasi resmi;<\/li><li>Akta kelahiran dan status perkawinan;<\/li><li>Bukti alamat saat ini;<\/li><li>Bukti penghasilan yang diperbarui, dikeluarkan tidak lebih dari 2 bulan yang lalu;<\/li><li>Deklarasi Pajak Penghasilan terakhir dan tanda terima pengiriman ke Pendapatan jika Anda menggunakan FGTS dan Kartu Ketenagakerjaan dan Pernyataan FGTS.&nbsp;<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan cara ini, dokumen yang diperlukan juga merupakan dokumen sederhana untuk membuktikan kebenaran klaim Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, dengan dokumen tersebut Anda perlu membuktikan bahwa cicilan pembiayaan tidak melebihi 30% dari jumlah penghasilan Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Itu karena, begitulah cara Anda menunjukkan kepada Caixa bahwa Anda akan dapat menghormati komitmen Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dan selain itu, Caixa akan melakukan analisis kredit untuk menyetujui atau menolak permintaan pembiayaan Anda, sehingga diperlukan setidaknya tidak ada batasan pada CPF Anda agar permintaan disetujui. Selain itu, kami menganjurkan agar Anda membersihkan nama Anda sebelum mencoba melamar.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Jadi, apakah layak membiayai rumah melalui Caixa?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, comprar casa financiada pela Caixa vale a pena? Fonte: Pexels.\"  id=\"55311\" src=\"https:\/\/cdn.adtechpanda.com\/e23998ce-2bf9-4216-9644-381e9b7c647b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tapi, bagaimanapun juga, apakah membeli rumah yang dibiayai oleh Caixa sepadan? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ya, layak memiliki rumah yang dibiayai oleh Caixa Economica Federal. Tetapi sebelum memilih untuk membiayai properti melalui Caixa, analisis semua kelebihan dan kekurangannya dan hubungi juga broker Anda untuk mengetahui apakah ini alternatif terbaik untuk Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sekarang setelah Anda mengetahui segalanya tentang pembiayaan Caixa, klik konten yang disarankan di bawah ini untuk mengajukan kredit real estat.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1IC3LQ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-credito-imobiliario-caixa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan pinjaman perumahan\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/bf951cc9-5d4f-4dc6-b9be-d23ab6d3bde1\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-credito-imobiliario-caixa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan pinjaman perumahan\">\n            Cara mengajukan pinjaman perumahan        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Terapkan untuk pinjaman perumahan Anda dari Caixa. Dengannya, Anda memiliki waktu hingga 35 tahun untuk membayar dan Anda juga dapat menggunakan saldo FGTS. Lihat proses langkah demi langkah di sini.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-credito-imobiliario-caixa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Periksa!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2400],"tags":[1912,3374,3376,1281,2415],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Comprar casa financiada pela Caixa vale a pena? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Saiba se comprar casa financiada pela Caixa vale a pena e entende como voc\u00ea pode usar seu FGTS para amortizar o saldo devedor. 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