{"id":49963,"date":"2022-02-06T12:00:00","date_gmt":"2022-02-06T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=49963"},"modified":"2022-02-06T12:01:04","modified_gmt":"2022-02-06T12:01:04","slug":"cartao-americanas-tem-anuidade","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/cartao-americanas-tem-anuidade\/","title":{"rendered":"Apakah kartu Americanas memiliki biaya tahunan?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Conhe\u00e7a os valores de anuidade e tarifas do cart\u00e3o Americanas<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, o cart\u00e3o Americanas cobra anuidade? Fonte: Lojas Americanas.\"  id=\"50114\" src=\"https:\/\/cdn.adtechpanda.com\/b4550a80-498e-4e21-b9ba-c4684c49c4a1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, o cart\u00e3o Americanas cobra anuidade? Fonte: Lojas Americanas.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Neste texto voc\u00ea ficar\u00e1 por dentro sobre as taxas cobradas para solicita\u00e7\u00e3o do cart\u00e3o de cr\u00e9dito Americanas. Sim! O cart\u00e3o Americanas tem anuidade e cobra algumas tarifas relacionadas a saques, taxas IOF ou cr\u00e9dito rotativo. Muitas pessoas n\u00e3o sabem disso e acreditam que por ser um cart\u00e3o de uma grande marca, n\u00e3o iria cobrar um valor de anuidade ou tarifas. No entanto, n\u00e3o \u00e9 assim que funciona.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar de o cart\u00e3o ter promo\u00e7\u00f5es exclusivas e benef\u00edcios muito bons em rela\u00e7\u00e3o a compras, existem algumas desvantagens. No caso, a cobran\u00e7a de anuidade seria uma delas, visto a grande oferta de cart\u00e3o com anuidade zero no mercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, para esclarecer isso de uma vez por todas, convidamos voc\u00ea a acompanhar o nosso conte\u00fado at\u00e9 o final e saber tudo sobre esse cart\u00e3o!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-rAlyP\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Americanas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e2df77f1-55fe-481e-bb46-522a7bce4b8c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-americanas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Americanas\">\n            Cara mengajukan kartu Americanas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Solicite o cart\u00e3o pelo site. Simples, r\u00e1pido e sem burocracia!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Entenda agora qual o valor da anuidade do cart\u00e3o Americanas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O valor da anuidade \u00e9 de 12 parcelas de R$15,70 ou R$188,40. Esse \u00e9 o valor anual que deve ser pago pelos usu\u00e1rios do cart\u00e3o das lojas Americanas, independente de ter utilizado o cart\u00e3o ou n\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, o cliente n\u00e3o fica isento da anuidade e tamb\u00e9m deve realizar o pagamento de outras tarifas ao longo do tempo de uso do cart\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Manfaat<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Realize suas compras com o cart\u00e3o Americanas e acumule at\u00e9 3 pontos por cada R$1,00 gasto, para voc\u00ea trocar por diversas ofertas na loja. Fonte: Pexels.\"  id=\"50010\" src=\"https:\/\/cdn.adtechpanda.com\/cfec9711-4972-4801-8e3e-ed5003c35764\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Realize suas compras com o cart\u00e3o Americanas e acumule at\u00e9 3 pontos por cada R$1,00 gasto, para voc\u00ea trocar por diversas ofertas na loja. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Diskon dan promosi<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, por conta do cart\u00e3o ser da Americanas, compras em estabelecimentos parceiros ou na pr\u00f3pria loja, geram descontos e promo\u00e7\u00f5es exclusivas com diversas vantagens para o comprador.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>kartu tambahan<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, temos acesso a solicita\u00e7\u00e3o de at\u00e9 3 cart\u00f5es adicionais para utilizarmos da maneira que quisermos e administrar os cart\u00f5es pelo site da Americanas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>program hadiah<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Lembrando que ao realizar compras com o cart\u00e3o da loja, voc\u00ea pode acessar o programa de recompensas que pode gerar um retorno muito grande em promo\u00e7\u00f5es, descontos e produtos exclusivos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Kekurangan<\/strong><\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Anuidade cobrada<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Voc\u00ea n\u00e3o fica isento de anuidade e deve realizar o pagamento de forma anual em 12x no valor de R$15,70, que d\u00e1 um total de R$188,40.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Muitas tarifas<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m da anuidade, existem diversas tarifas que devem ser pagas como em saques, IOF e outros tipos de cobran\u00e7a que s\u00e3o realizadas ao titular do cart\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Limite indefinido<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O limite que o cart\u00e3o disponibiliza n\u00e3o \u00e9 fixo, ou seja, vai mudar conforme a an\u00e1lise financeira do cliente.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Como funciona a anuidade do cart\u00e3o Americanas?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, qual anuidade e demais tarifas cobradas pelo cart\u00e3o Americanas. Fonte: Pexels.\"  id=\"50011\" src=\"https:\/\/cdn.adtechpanda.com\/324c94ab-8222-4b69-b550-eddf71aba311\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, qual anuidade e demais tarifas cobradas pelo cart\u00e3o Americanas. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Americanas tem anuidade e realiza cobran\u00e7a de s\u00e9rie de taxas em cima de alguns processos. Veja quais s\u00e3o:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Taxa de juros parcelados: 0,99% ao m\u00eas + IOF;<\/li><li>Cr\u00e9dito rotativo: 19,99% ao m\u00eas;<\/li><li>Websaque e Saque 24horas: R$13,90;<\/li><li>Juros por saque: 17,99% ao m\u00eas.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Essas s\u00e3o apenas algumas das taxas cobradas aos clientes que possuem um cart\u00e3o das lojas Americanas.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas e em rela\u00e7\u00e3o ao limite? Quanto de limite a Americanas oferece para os seus clientes? Acompanhe agora mesmo!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Quanto de limite vem no cart\u00e3o Americanas?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A principal d\u00favida que muitos interessados em solicitar o cart\u00e3o Americanas \u00e9 sobre o limite inicial que vem no cart\u00e3o. No entanto, a Americanas trabalha de forma diferente em rela\u00e7\u00e3o ao limite pr\u00e9-estabelecido para o cliente. Nesse sentido, n\u00e3o existe um valor determinado de limite para quem solicita o cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, est\u00e1 diretamente ligado \u00e0 renda do solicitante. Ent\u00e3o, depois de uma an\u00e1lise realizada pelas Americanas, o limite que ser\u00e1 disponibilizado para o cliente \u00e9 determinado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, isso quer dizer que vai depender do seu perfil de consumidor, renda mensal e outros crit\u00e9rios adotados pelas Americanas. Ent\u00e3o, um limite de valor personalizado \u00e9 disponibilizado para voc\u00ea utilizar com o seu cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfim, o cart\u00e3o Americanas tem anuidade, por\u00e9m pode te oferecer um limite de cr\u00e9dito inicial alto dependendo da sua renda. Acesse o conte\u00fado recomendado e saiba como solicitar o seu!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2805od\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Americanas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e2df77f1-55fe-481e-bb46-522a7bce4b8c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-americanas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Americanas\">\n            Cara mengajukan kartu Americanas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Solicite o cart\u00e3o pelo site. Simples, r\u00e1pido e sem burocracia!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Em nosso post voc\u00ea ficar\u00e1 conhecendo os valores de anuidade e tarifas do seu cart\u00e3o, mas tamb\u00e9m todas as vantagens que ele te oferece. Confira!<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25,29],"tags":[461,2712,2714,2717,2715,2716],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O cart\u00e3o Americanas tem anuidade? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Buscando saber se o cart\u00e3o Americanas tem anuidade? 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