{"id":45270,"date":"2021-12-10T23:01:00","date_gmt":"2021-12-10T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=45270"},"modified":"2021-12-10T18:05:01","modified_gmt":"2021-12-10T18:05:01","slug":"cartao-pagbank-como-funciona","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/cartao-pagbank-como-funciona\/","title":{"rendered":"Kartu PagBank: cara kerjanya"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Kartu PagBank: temukan kelebihan kartu kredit ini<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja os benef\u00edcios dos cart\u00f5es PagBank, como a aus\u00eancia de anuidade e promo\u00e7\u00f5es exclusivas. Fonte: PagBank.\"  id=\"45266\" src=\"https:\/\/cdn.adtechpanda.com\/da12e11c-69d9-4e1c-ba22-cd5f21f2ec47\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Lihat manfaat kartu PagBank, seperti tidak adanya biaya tahunan dan promosi eksklusif. Sumber: Bank Bank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu PagBank adalah produk PagSeguro. Kartu menawarkan beberapa manfaat dan dapat menjadi pilihan yang baik bagi mereka yang memulai kehidupan finansialnya. Salah satu keunggulan utama adalah tidak adanya anuitas, selain promosi eksklusif untuk pelanggan.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pada artikel ini, kami akan menunjukkan kepada Anda tiga jenis kartu PagBank. Namun, penting untuk mengatakan bahwa hanya satu dari mereka yang sebenarnya adalah kartu kredit. Dua opsi lainnya menggunakan fungsi kredit tetapi bergantung pada saldo akun. Oleh karena itu, fokus kami akan menjadi kartu kredit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ingin tahu lebih banyak tentang kartu ini dan memahami apakah ini cocok untuk Anda? Baca terus!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Anuitas<\/strong><\/td><td>Membebaskan<\/td><\/tr><tr><td><strong>pendapatan minimal<\/strong><\/td><td>tidak diberitahu<\/td><\/tr><tr><td><strong>Bendera<\/strong><\/td><td>Visa<\/td><\/tr><tr><td><strong>Atap<\/strong><\/td><td>Internasional<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Program Vai de Visa;<br>Manfaat bendera;<br>Batas kredit tinggi.<\/td><\/tr><\/tbody><\/table><figcaption>Lagi pula, apa karakteristik kartu itu?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZIVE44\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/cartao-pagbank-como-solicitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu PagBank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a983d288-d521-4e83-9d3d-4156367b2640\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/cartao-pagbank-como-solicitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu PagBank\">\n            Cara mengajukan kartu PagBank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Apakah Anda memimpikan kemandirian finansial dan tidak tahu kartu mana yang harus dipilih? Bagaimana kalau meminta kartu PagBank tanpa anuitas? Baca postingan ini dan cari tahu caranya.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/cartao-pagbank-como-solicitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/cartao-pagbank-como-solicitar\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/a983d288-d521-4e83-9d3d-4156367b2640\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cara mengajukan kartu PagBank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/cartao-pagbank-como-solicitar\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Keuntungan Bank Bank<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Salah satu keunggulan utama kartu PagBank adalah kemampuannya untuk melakukan pembelian internasional. Kartu akun dan kartu prabayar memiliki manfaat yang serupa. Di keduanya, dimungkinkan untuk berbelanja online dan menggunakan fungsi kredit. Dimungkinkan juga untuk melakukan penarikan, namun dalam hal ini ada biaya R$7.50 untuk setiap penarikan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu kredit, di sisi lain, memiliki beberapa kelebihan tambahan, seperti tidak memiliki anuitas. Omong-omong, kartu tersebut juga memiliki versi virtual untuk pembelian online. Jadi, jika Anda sedang mencari kartu untuk berlangganan aplikasi streaming, produk ini sangat cocok untuk itu.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bagi mereka yang memulai kehidupan finansial, biasanya memiliki skor rendah. Tapi, ini tidak perlu menjadi masalah, masih memungkinkan untuk mendapatkan kartu. Ini karena PagBank memiliki opsi untuk melakukan portabilitas gaji untuk mengeluarkan kredit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Keuntungan lain dari kartu kredit adalah program hadiah Vai Visa. Keuntungannya banyak, mulai dari diskon produk hingga platform pendidikan dan kesehatan.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Fitur utama PagBank<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O Cart\u00e3o PagBank \u00e9 uma boa op\u00e7\u00e3o para quem est\u00e1 iniciando a vida financeira. Fonte: PagBank.\"  id=\"45273\" src=\"https:\/\/cdn.adtechpanda.com\/c6072ed4-edcd-4d5a-8103-93abecd4948c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Kartu PagBank adalah pilihan yang baik bagi mereka yang memulai kehidupan finansial mereka. Sumber: Bank Bank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>PagBank menawarkan tiga jenis kartu, lihat di bawah:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Kartu Akun: opsi untuk menggunakan fungsi kredit dengan saldo akun PagBank. Ini adalah kartu yang mirip dengan prabayar, tetapi tanpa biaya penerbitan. Pada kartu ini juga dimungkinkan untuk mengontrol pengeluaran melalui aplikasi PagBank;<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Kartu Kredit: tidak ada iuran tahunan, tetapi bergantung pada portabilitas gaji atau investasi di bank untuk pencairan kredit. Ada kemungkinan pembayaran hingga 18 kali cicilan dan batas kredit 100% dari jumlah gaji;<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Kartu Prabayar: mengeluarkan kartu untuk biaya bulanan 12.90 + 19.90 jika tidak aktif. Ini adalah pilihan yang bagus untuk siapa saja yang membutuhkan kartu untuk anak-anak atau karyawan mereka, misalnya. Pengisian ulang dan kontrol saldo dapat dilakukan melalui aplikasi PagBank.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, kartu PagBank memiliki batas tambahan bagi pengguna yang membutuhkannya. Lihat saja kondisi batas:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Portabilitas gaji: batasnya bisa mencapai 100% dari jumlah gaji. Saat meminta portabilitas, bank melakukan analisis kredit. Hingga 17 hari, Anda dapat memiliki kredit 60% sebagai jumlah awal;<\/li><li>Investasi dalam CDB: dalam modalitas ini, batas kredit dapat mencapai hingga 100 ribu reais. Namun perlu diperhatikan syaratnya, investasi perlu dengan tenggang waktu 180 hari. Selain itu, kedua opsi tersebut selalu dianalisis oleh bank.\u00a0<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Untuk siapa kartu itu<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jika Anda ingin memiliki otonomi keuangan, kartu Pagbank bisa menjadi pilihan yang baik. Karena ini adalah kartu tanpa anuitas (dalam bentuk kredit), ini sangat ideal untuk memulai kehidupan finansial. Namun penting untuk diingat bahwa pengajuan kredit bergantung pada dua faktor:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Portabilitas gaji ke rekening Pagbank;<\/li><li>Investasikan uang Anda di CBD.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Setelah memilih salah satu yang paling cocok untuk Anda, bank membutuhkan waktu hingga 17 hari kerja untuk melakukan analisis kredit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, kartu PagBank merupakan alternatif legal bagi mereka yang mencari kemandirian finansial. Namun, selalu penting untuk memperhatikan kondisi setiap kartu. Jadi, Anda dapat menyesuaikan apa yang terbaik untuk Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apakah Anda menyukai kontennya? Nah, simak postingan lain tentang kartu kredit PagBank ini!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZWAQvj\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/conheca-cartao-de-credito-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Temukan kartu kredit PagBank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/12\/cartao-credito-bg.png\" alt=\"cart\u00e3o pagbank\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/conheca-cartao-de-credito-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Temukan kartu kredit PagBank\">\n            Temukan kartu kredit PagBank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ingin mencari kartu terbaik untuk memulai kehidupan finansial Anda? Temukan di posting ini kartu kredit PagBank dan manfaatnya!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/conheca-cartao-de-credito-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Temukan kartu kredit PagBank internasional tanpa biaya tahunan dan pilih opsi terbaik untuk kehidupan finansial Anda.<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,283,282],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o PagBank: como funciona - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Est\u00e1 em busca do melhor cart\u00e3o para voc\u00ea? 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