{"id":45145,"date":"2021-12-26T23:00:00","date_gmt":"2021-12-26T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=45145"},"modified":"2021-12-26T15:26:24","modified_gmt":"2021-12-26T15:26:24","slug":"bancos-digitais-para-abrir-conta","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/bancos-digitais-para-abrir-conta\/","title":{"rendered":"5 bank digital untuk membuka rekening pada tahun 2022"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Temukan bank digital yang ideal untuk membuka rekening Anda&nbsp;<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Confira os bancos digitais para abrir conta. Fonte: Adobe Stock.\"  id=\"46726\" src=\"https:\/\/cdn.adtechpanda.com\/6830ece5-6eee-4b90-9910-da104e086a48\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Lihat bank digital untuk membuka rekening. Sumber: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Membuka rekening bank menjadi proses yang sedikit tidak terlalu birokratis sejak bank digital muncul. Kemungkinan membuat akun dengan beberapa klik telah merampingkan kehidupan finansial banyak orang. Saat ini, dengan begitu banyak pilihan, bahkan sulit untuk memutuskan bank digital mana yang terbaik untuk membuka rekening. Faktor-faktor seperti pendapatan minimum, pencairan kredit, antara lain, mempengaruhi pilihan lembaga keuangan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Itu sebabnya, dalam artikel hari ini, kami akan menunjukkan kepada Anda bank digital mana yang terbaik untuk Anda buka rekening di tahun 2022. Teruslah membaca dan lihat kelebihan dan kekurangan masing-masing!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa bank digital terbaik untuk membuka rekening?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kami telah mengumpulkan 5 bank digital terbaik untuk membuka rekening di tahun 2022. Di sini Anda akan melihat kelebihan, kekurangan, dan detail layanan masing-masing. Selain itu untuk memahami apa perbedaan dari akun digital. Ayo pergi!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>1.Agibank<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agibank adalah bank digital dengan lebih dari 600 titik layanan fisik di seluruh Brasil. Jadi, jika kontak tatap muka di cabang masih penting bagi Anda, ada baiknya mempertimbangkan bank ini. Jika tidak, masih mungkin untuk menyelesaikan semuanya dengan ponsel di tangan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Giro Agibank memiliki layanan dasar, seperti:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Kartu debit dan kredit;\u00a0<\/li><li>Cerukan;<\/li><li>4 penarikan per bulan;\u00a0<\/li><li>4 boleto;<\/li><li>Kartu kredit gratis tahun pertama.<\/li><\/ul>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>tarif terbuka<\/strong><\/td><td>Bebas<\/td><\/tr><tr><td><strong>pendapatan minimal<\/strong><\/td><td>tidak diberitahu<\/td><\/tr><tr><td><strong>tarif<\/strong><\/td><td>Hanya jika Anda melebihi jumlah layanan<\/td><\/tr><tr><td><strong>kartu kredit<\/strong><\/td><td>Ya<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Akses ke berbagai produk dan layanan keuangan<\/td><\/tr><\/tbody><\/table><figcaption>fitur akun digital<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>2.BMG<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Logo BMG. Fonte: BMG.\"  id=\"45150\" src=\"https:\/\/cdn.adtechpanda.com\/b88729f6-9ba2-49ff-ba56-bc04545619db\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >berlogo BMG. Sumber: BMG.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Banco BMG memenangkan 3 kategori Modern Consumer Award 2021. Dan tampil sebagai bank digital yang bagus untuk membuka rekening. Akun digital BMG memiliki:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Transfer gratis ke bank mana pun;<\/li><li>Kartu kredit tanpa iuran tahunan dan cashback;<\/li><li>Penarikan gratis tanpa batas.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, pemegang akun BMG dapat menggunakan program \u201cPoupa para mim\u201d yang membantu Anda menghemat uang. Ini dilakukan dengan membulatkan sen yang dihabiskan oleh setiap orang. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Misalnya, jika Anda pergi ke apotek dan melakukan pembelian sebesar R$20.80, bank akan mendebit R$21.00 dari rekening Anda. Dan sisa R$0.20 langsung masuk ke rekening tabungan Anda. Fitur keren untuk mereka yang ingin menabung sedikit demi sedikit dan tidak tahu caranya.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>tarif terbuka<\/strong><\/td><td>Bebas<\/td><\/tr><tr><td><strong>pendapatan minimal<\/strong><\/td><td>tidak diberitahu<\/td><\/tr><tr><td><strong>tarif<\/strong><\/td><td>TIDAK<\/td><\/tr><tr><td><strong>kartu kredit<\/strong><\/td><td>Ya<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Memiliki cashback pada kartu kredit Anda<\/td><\/tr><\/tbody><\/table><figcaption>fitur akun digital<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1NF81S\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/conta-conjunta-digital-como-abrir-a-sua\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Akun digital bersama: bagaimana cara membuka akun Anda?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8f8334eb-f28d-4633-a427-4cc2bcf37e9e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/conta-conjunta-digital-como-abrir-a-sua\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Akun digital bersama: bagaimana cara membuka akun Anda?\">\n            Akun digital bersama: bagaimana cara membuka akun Anda?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cari tahu mengapa menguntungkan memiliki akun digital bersama dan nikmati penghematan biaya, serta cari tahu bank mana yang menawarkan modalitas ini.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/conta-conjunta-digital-como-abrir-a-sua\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/conta-conjunta-digital-como-abrir-a-sua\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/8f8334eb-f28d-4633-a427-4cc2bcf37e9e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Akun digital bersama: bagaimana cara membuka akun Anda?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/conta-conjunta-digital-como-abrir-a-sua\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>3. Superdigital<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bank digital ini memungkinkan Anda membuka rekening hanya dalam 7 menit melalui aplikasi! Akun ini mengikuti modalitas yang sedikit berbeda, karena kartu kredit adalah prabayar. Artinya, perlu memiliki saldo di akun untuk dibelanjakan. Namun, akun tersebut tidak memiliki biaya. Jika saldo Anda nol selama beberapa bulan, tidak ada yang dibebankan. Lihat lebih banyak layanan dari akun Superdigital:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Kartu kredit Mastercard prabayar;<\/li><li>Pix dan unduhan tak terbatas;<\/li><li>10 kartu virtual;<\/li><li>Kemungkinan meminjam melalui aplikasi;<\/li><li>Penarikan dengan dan tanpa kartu.<\/li><\/ul>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>tarif terbuka<\/strong><\/td><td>Bebas<\/td><\/tr><tr><td><strong>pendapatan minimal<\/strong><\/td><td>tidak diberitahu<\/td><\/tr><tr><td><strong>tarif<\/strong><\/td><td>Hanya jika Anda melebihi jumlah layanan<\/td><\/tr><tr><td><strong>kartu kredit<\/strong><\/td><td>Ya<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Manajemen keuangan yang mudah dan tanpa biaya<\/td><\/tr><\/tbody><\/table><figcaption>fitur akun digital<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>4. Nubank<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Logo Nubank. Fonte: Nubank.\"  id=\"45152\" src=\"https:\/\/cdn.adtechpanda.com\/998c61df-f716-43d6-8bf0-acd5c09d81e4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Logo Nubank. Sumber: Nubank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Salah satu bank digital pertama yang sukses di Brasil, &quot;roxinho&quot; masih menjadi favorit banyak orang Brasil. Saat ini, salah satu keuntungan terbesar adalah pendapatan akun. Cukup dengan meninggalkan uang di sana, itu sudah menghasilkan. Dan sekarang ada opsi untuk menebus uang setelah jangka waktu tertentu. Dalam hal ini, nilai yang dihasilkan lebih dari 100% dari CDI. Akun digital memiliki beberapa keunggulan, simak:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>portabilitas gaji;<\/li><li>Pembayaran dan pembuatan slip;<\/li><li>Pembelian online dengan debit;<\/li><li>Transfer gratis ke semua bank;<\/li><li>Celengan untuk menyimpan uang dan membiarkannya menghasilkan.<\/li><\/ul>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>tarif terbuka<\/strong><\/td><td>TIDAK<\/td><\/tr><tr><td><strong>pendapatan minimal<\/strong><\/td><td>tidak diberitahu<\/td><\/tr><tr><td><strong>tarif<\/strong><\/td><td>R$6.50 untuk setiap penarikan<\/td><\/tr><tr><td><strong>kartu kredit<\/strong><\/td><td>Ya<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Biaya penarikan saja dan kemungkinan investasi sederhana<\/td><\/tr><\/tbody><\/table><figcaption>fitur akun digital<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>5. Bank Bank<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Rekening PagBank milik bank PagSeguro. Dimungkinkan untuk membuka rekening secara online dan menghasilkan uang 10% lebih dari tabungan. Selain itu, pelanggan yang melakukan portabilitas gaji atau berinvestasi di CDB berhak mendapatkan dua penarikan gratis per bulan. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan cara ini, akun tersebut praktis 100% gratis. Penarikan adalah satu-satunya biaya. Omong-omong, CDB PagBank tidak memiliki batas aplikasi atau masa tenggang. Keunggulan lain dari PagBank adalah bagi mereka yang berwirausaha. Dalam modalitas akun PJ, ia memiliki manfaat seperti mesin bebas sewa dan nol biaya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>&nbsp;Berikut adalah beberapa manfaat lain dari akun ini:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Kartu internasional tanpa anuitas;<\/li><li>Isi ulang ponsel dengan cashback;<\/li><li>TED dan PIX tanpa batas;<\/li><li>Pinjaman online;<\/li><li>Penarikan di Banco24Horas.<\/li><\/ul>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>tarif terbuka<\/strong><\/td><td>Bebas<\/td><\/tr><tr><td><strong>pendapatan minimal<\/strong><\/td><td>tidak diberitahu<\/td><\/tr><tr><td><strong>tarif<\/strong><\/td><td>R$7.50 per penarikan untuk pelanggan yang tidak memiliki portabilitas atau investasi di CDB<\/td><\/tr><tr><td><strong>kartu kredit<\/strong><\/td><td>Ya<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Hampir tidak ada biaya dan mudah dibuka secara online<\/td><\/tr><\/tbody><\/table><figcaption>fitur akun digital<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Dokumen apa yang diperlukan untuk membuka rekening di bank digital terbaik?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Setelah melihat detail masing-masing lembaga keuangan, saatnya membuka rekening Anda. Dan untuk itu, Anda memerlukan dokumen-dokumen berikut, seperti:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>RG atau CNH;<\/li><li>CPF;<\/li><li>Bukti alamat;<\/li><li>Bukti pendapatan.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Data dapat bervariasi dari satu bank ke bank lain, tetapi ini sangat mendasar. Siapkan mereka saat membuka. Memiliki akun digital dapat memberikan banyak keuntungan, yang utama adalah tidak adanya biaya. Selain pengelolaan yang mudah, di telapak tangan Anda. Semua bank yang kami sajikan di postingan hari ini memiliki aplikasi. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Rekening dibuka melalui internet, serta semua transaksi dan transaksi bank. Sekarang tinggal memilih opsi terbaik untuk profil Anda dan membuka akun Anda. Selanjutnya, jika Anda ingin tahu apakah membuka akun digital layak dilakukan, baca konten yang direkomendasikan di bawah ini.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1D9ogX\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/conta-digital-vale-a-pena\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Apakah akun digital sepadan?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b3642d32-d5fb-45f1-a4b5-fbfb54c3d73b\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/conta-digital-vale-a-pena\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Apakah akun digital sepadan?\">\n            Apakah akun digital sepadan?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Mereka yang memiliki akun digital memiliki semua kepraktisan dan ketangkasan, mengelola layanan perbankan dan transfer melalui aplikasi dan banyak lagi. Cari tahu di sini!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/conta-digital-vale-a-pena\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/conta-digital-vale-a-pena\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/b3642d32-d5fb-45f1-a4b5-fbfb54c3d73b\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Apakah akun digital sepadan?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/conta-digital-vale-a-pena\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Apakah Anda memerlukan akun digital untuk mengatur keuangan Anda? Jadi, cari tahu di pos ini mana bank digital terbaik untuk Anda buka rekening. Periksa!<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1412,17],"tags":[504,2395,132],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 bancos digitais para abrir conta em 2022 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Neste post, voc\u00ea vai descobrir quais s\u00e3o os melhores bancos digitais para abrir conta em 2022. Clique aqui e confira todas as op\u00e7\u00f5es.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/id\/bancos-digitais-para-abrir-conta\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 bancos digitais para abrir conta em 2022\" \/>\n<meta property=\"og:description\" content=\"Neste post, voc\u00ea vai descobrir quais s\u00e3o os melhores bancos digitais para abrir conta em 2022. Clique aqui e confira todas as op\u00e7\u00f5es.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/id\/bancos-digitais-para-abrir-conta\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-26T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-26T15:26:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/6830ece5-6eee-4b90-9910-da104e086a48\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leticia Maia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"id-ID\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"id-ID\",\"@id\":\"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/6830ece5-6eee-4b90-9910-da104e086a48\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/6830ece5-6eee-4b90-9910-da104e086a48\/\",\"width\":6475,\"height\":4317},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/\",\"name\":\"5 bancos digitais para abrir conta em 2022 - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#primaryimage\"},\"datePublished\":\"2021-12-26T23:00:00+00:00\",\"dateModified\":\"2021-12-26T15:26:24+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/fd4de6771852e301f6f33b1fb8f0c4f1\"},\"description\":\"Neste post, voc\u00ea vai descobrir quais s\u00e3o os melhores bancos digitais para abrir conta em 2022. Clique aqui e confira todas as op\u00e7\u00f5es.\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#breadcrumb\"},\"inLanguage\":\"id-ID\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 bancos digitais para abrir conta em 2022\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/fd4de6771852e301f6f33b1fb8f0c4f1\",\"name\":\"Leticia Maia\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id-ID\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7c5f9c36f6a589b4abd6dbce8bc742ee?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7c5f9c36f6a589b4abd6dbce8bc742ee?s=96&d=mm&r=g\",\"caption\":\"Leticia Maia\"},\"description\":\"Estudante de jornalismo na UFSC, sempre foi apaixonada pela escrita. No meio da faculdade conheceu o marketing digital e se encantou. \u00c9 produtora de conte\u00fado para blogs e redes sociais.\",\"url\":\"https:\/\/senhorpanda.com\/id\/author\/leticia-maia\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"5 bancos digitais para abrir conta em 2022 - Senhor Panda","description":"Neste post, voc\u00ea vai descobrir quais s\u00e3o os melhores bancos digitais para abrir conta em 2022. Clique aqui e confira todas as op\u00e7\u00f5es.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senhorpanda.com\/id\/bancos-digitais-para-abrir-conta\/","og_locale":"id_ID","og_type":"article","og_title":"5 bancos digitais para abrir conta em 2022","og_description":"Neste post, voc\u00ea vai descobrir quais s\u00e3o os melhores bancos digitais para abrir conta em 2022. Clique aqui e confira todas as op\u00e7\u00f5es.","og_url":"https:\/\/senhorpanda.com\/id\/bancos-digitais-para-abrir-conta\/","og_site_name":"Senhor Panda","article_published_time":"2021-12-26T23:00:00+00:00","article_modified_time":"2021-12-26T15:26:24+00:00","og_image":[{"url":"https:\/\/cdn.adtechpanda.com\/6830ece5-6eee-4b90-9910-da104e086a48\/"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Leticia Maia","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/senhorpanda.com\/#website","url":"https:\/\/senhorpanda.com\/","name":"Senhor Panda","description":"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/senhorpanda.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"id-ID"},{"@type":"ImageObject","inLanguage":"id-ID","@id":"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#primaryimage","url":"https:\/\/cdn.adtechpanda.com\/6830ece5-6eee-4b90-9910-da104e086a48\/","contentUrl":"https:\/\/cdn.adtechpanda.com\/6830ece5-6eee-4b90-9910-da104e086a48\/","width":6475,"height":4317},{"@type":"WebPage","@id":"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#webpage","url":"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/","name":"5 bancos digitais para abrir conta em 2022 - Senhor Panda","isPartOf":{"@id":"https:\/\/senhorpanda.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#primaryimage"},"datePublished":"2021-12-26T23:00:00+00:00","dateModified":"2021-12-26T15:26:24+00:00","author":{"@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/fd4de6771852e301f6f33b1fb8f0c4f1"},"description":"Neste post, voc\u00ea vai descobrir quais s\u00e3o os melhores bancos digitais para abrir conta em 2022. Clique aqui e confira todas as op\u00e7\u00f5es.","breadcrumb":{"@id":"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#breadcrumb"},"inLanguage":"id-ID","potentialAction":[{"@type":"ReadAction","target":["https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/senhorpanda.com\/bancos-digitais-para-abrir-conta\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/senhorpanda.com\/id\/"},{"@type":"ListItem","position":2,"name":"5 bancos digitais para abrir conta em 2022"}]},{"@type":"Person","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/fd4de6771852e301f6f33b1fb8f0c4f1","name":"Leticia Maia","image":{"@type":"ImageObject","inLanguage":"id-ID","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7c5f9c36f6a589b4abd6dbce8bc742ee?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7c5f9c36f6a589b4abd6dbce8bc742ee?s=96&d=mm&r=g","caption":"Leticia Maia"},"description":"Estudante de jornalismo na UFSC, sempre foi apaixonada pela escrita. No meio da faculdade conheceu o marketing digital e se encantou. \u00c9 produtora de conte\u00fado para blogs e redes sociais.","url":"https:\/\/senhorpanda.com\/id\/author\/leticia-maia\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/id\/wp-json\/wp\/v2\/posts\/45145"}],"collection":[{"href":"https:\/\/senhorpanda.com\/id\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/id\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/id\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/id\/wp-json\/wp\/v2\/comments?post=45145"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/id\/wp-json\/wp\/v2\/posts\/45145\/revisions"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/id\/wp-json\/wp\/v2\/media?parent=45145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/id\/wp-json\/wp\/v2\/categories?post=45145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/id\/wp-json\/wp\/v2\/tags?post=45145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}