{"id":44698,"date":"2021-12-01T23:00:00","date_gmt":"2021-12-01T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=44698"},"modified":"2021-12-01T20:13:24","modified_gmt":"2021-12-01T20:13:24","slug":"cheque-devolvido-motivo","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/cheque-devolvido-motivo\/","title":{"rendered":"Centang Alasan yang dikembalikan 31: cara menyelesaikan"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cari tahu apa yang harus dilakukan jika cek dikembalikan<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cheque devolvido motivo 31. O que fazer? Fonte: Pexels.\"  id=\"44699\" src=\"https:\/\/cdn.adtechpanda.com\/be641677-9026-4db9-87fb-bac96c5bb9ab\/-\/crop\/1880x1112\/0,143\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Periksa alasan pengembalian 31. Apa yang harus dilakukan? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pembayaran dengan cek semakin tidak digunakan lagi, namun masih sebagian besar masyarakat yang lebih memilih menggunakan cek saat melakukan pembelian atau melunasi hutang kepada krediturnya. Namun, apa jadinya jika cek tersebut dikembalikan oleh pihak lembaga dan mengapa hal tersebut bisa terjadi? Hari ini kita akan membahas tentang aturan yang ditetapkan oleh Bank Sentral mengenai pengembalian cek, termasuk alasan pengembalian cek 31.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apakah Anda ingin tahu cara mengatasi situasi ini? Jadi, jangan buang waktu dan lanjutkan membaca di bawah ini!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Alasan pengembalian cek<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ada beberapa alasan mengapa bank mungkin tidak menerima setoran cek dan memberi sinyal pengembaliannya. Saldo tidak mencukupi, kesalahan pengisian dan perbedaan tanda tangan adalah hal yang paling umum terjadi dan lembaga keuangan berkewajiban untuk memberi tahu pelanggan tentang alasan pengembalian.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, alasan pengembalian cek ditentukan oleh Bank Sentral Brasil melalui daftar kode yang ditetapkan untuk kejadian yang harus diidentifikasi di bagian belakang lembaran oleh lembaga keuangan yang menerima cek tersebut. Dengan cara ini, pelanggan dengan cepat mengidentifikasi apa yang terjadi dan dapat memperbaiki situasi.&nbsp;<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1Hp1XA\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/cheque-especial-x-cartao-de-credito-qual-a-melhor-opcao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cek khusus vs. kartu kredit: mana yang harus dipilih\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d8016f85-ef53-4e73-8877-135437b8ec97\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/cheque-especial-x-cartao-de-credito-qual-a-melhor-opcao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cek khusus vs. kartu kredit: mana yang harus dipilih\">\n            Cek khusus vs. kartu kredit: mana yang harus dipilih        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Apakah Anda mengenal baik kartu kredit dan cek khusus? Tahukah Anda opsi mana yang terbaik untuk Anda? Jadi, bandingkan sekarang dan ketahui cara memilihnya.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/cheque-especial-x-cartao-de-credito-qual-a-melhor-opcao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/cheque-especial-x-cartao-de-credito-qual-a-melhor-opcao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/d8016f85-ef53-4e73-8877-135437b8ec97\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cek khusus vs. kartu kredit: mana yang harus dipilih              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/cheque-especial-x-cartao-de-credito-qual-a-melhor-opcao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Apa yang terjadi jika cek Anda terpental?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, o que acontece quando seu cheque \u00e9 devolvido? Fonte: Pexels.\"  id=\"44700\" src=\"https:\/\/cdn.adtechpanda.com\/e472fbed-b026-4b00-a3f3-d427e2622128\/-\/crop\/1880x1137\/0,70\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tapi apa yang terjadi jika cek Anda terpental? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertama, penting untuk mengidentifikasi alasannya. Hal ini karena dari titik inilah Anda dapat mengambil langkah-langkah untuk mengatur situasi. Jadi, hubungi lembaga keuangan yang bertanggung jawab atas rekening giro Anda dan tanyakan mengapa cek tersebut dibatalkan. Kemudian mintalah petunjuk tentang apa yang harus dilakukan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dalam pengertian ini, penting untuk digarisbawahi bahwa cek adalah suatu bentuk pembayaran. Oleh karena itu, Anda memiliki hutang yang harus dilunasi. Perhatikan saldo rekening Anda jika alasan pengembalian saldo tidak mencukupi, karena ada batas waktu yang ditentukan oleh bank untuk pengiriman ulang lembar tersebut. Dan apabila terjadi pengembalian baru, nama Anda dapat dicantumkan dalam Daftar Penerbit Cek Buruk.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, apakah Anda tertarik dan ingin tahu lebih banyak tentang subjek tersebut? Cari tahu di bawah ini alasan paling umum mengapa cek tidak terkirim dan apa yang harus Anda lakukan jika hal ini terjadi.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Periksa alasan pengembalian 31<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nah, bila cek dikembalikan karena alasan 31, berarti ada kesalahan formal saat pengisiannya. Dengan kata lain, Anda mungkin lupa mencantumkan tanggal penerbitan atau mengisinya secara numerik alih-alih menulis bulan secara lengkap.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dua kesalahan lain yang menjadi ciri alasan 31 adalah tidak adanya tanda tangan atau hanya mengisi nilai secara numerik, tidak mencatatnya secara lengkap pada kolom yang diperlukan.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Periksa alasan pengembalian 22<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, pengembalian cek karena alasan 22 terjadi bila Anda tidak menandatangani dokumen secara lengkap atau jika tanda tangan Anda berbeda dengan yang tercatat di bank. Ini adalah alasan umum pengembalian, jadi berhati-hatilah saat menandatangani cek untuk memastikan tidak ada perbedaan dalam pendaftaran Anda di lembaga keuangan.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Periksa alasan pengembalian 11<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mungkin alasan paling umum untuk pengembalian cek, alasan 11 mencirikan presentasi pertama dari cek yang dibatalkan. Hal ini terjadi karena cek tidak diuangkan pada saat pembayaran dan saldo di rekening tidak menutupi jumlah yang dibayarkan pada saat penyerahan ke bank. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Biasanya, bank menghubungi nasabah untuk menginformasikan pengembalian dan menetapkan batas waktu untuk mengambil tindakan yang diperlukan. Kemudian, saldo yang diperlukan perlu dikreditkan ke rekening giro agar pengembalian dana berikutnya tidak terjadi pada penyerahan cek yang kedua.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Periksa alasan pengembalian 44<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, batas waktu penyerahan cek ke bank adalah 30 dan 60 hari setelah tanggal pengeluarannya. Jika hal ini tidak terjadi, maka proses peresepan dimulai, yang berlangsung selama 6 bulan. Oleh karena itu, jika penerima menyerahkan cek setelah jangka waktu tersebut, bank akan mengembalikannya.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kode penyebab ini adalah alasan 44 yang artinya cek yang ditentukan. Dalam hal ini, bank tidak dapat mendiskontokan jumlah tersebut meskipun saldo bank penerbitnya positif.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3><strong>Periksa alasan pengembalian 48<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Terakhir, alasan ke 48 adalah ketika cek yang sudah diisi nilainya lebih besar dari R$100.00, namun identitas penerima tidak dicantumkan. Saat mengisi cek, sangat penting bahwa semua informasi yang dimasukkan sesuai dengan peraturan Bank Sentral. Dengan cara ini, Anda tidak mengambil risiko pengembalian cek Anda.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Bagaimana cara mengatur ketika cek terpental?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, como regularizar quando um cheque \u00e9 devolvido? Fonte: Pexels.\"  id=\"44701\" src=\"https:\/\/cdn.adtechpanda.com\/15e79dab-7447-49fc-9aee-289af01100ef\/-\/crop\/1880x1093\/0,0\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jadi, bagaimana Anda mengatur ketika cek terpental? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertama-tama, Anda perlu membuktikan pembayaran jumlah hutangnya kepada bank. Kemudian, hubungi kreditur dan negosiasikan utangnya. Dengan melakukan pembayaran, Anda dapat menukarkan cek di lembaga keuangan tanpa banyak kesulitan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agar hal ini terjadi, Anda perlu pergi ke bank yang menerbitkan buku cek Anda dengan cek yang dikembalikan dan bukti pembayaran. Dengan cara ini, Anda mengatur situasi dan mencegah nama Anda dimasukkan dalam database lembaga perlindungan kredit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sekarang setelah Anda tahu apa yang harus dilakukan untuk mengatasi masalah ini, bagaimana kalau mencari tahu cara kerja pinjaman cek? Jadi, baca konten yang kami rekomendasikan dan lihatlah!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Rb6AN\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/emprestimo-com-cheque-como-funciona\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Pinjaman dengan cek: bagaimana cara kerjanya?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/72bb43fc-671a-408e-9d08-d09f049074e3\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/emprestimo-com-cheque-como-funciona\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Pinjaman dengan cek: bagaimana cara kerjanya?\">\n            Pinjaman dengan cek: bagaimana cara kerjanya?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Apakah Anda ingin meminjam uang, tetapi tidak tahu cara melakukannya? Ketahuilah bahwa mengambil pinjaman dengan cek adalah mungkin. Lihat cara kerjanya dan kelebihannya.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/emprestimo-com-cheque-como-funciona\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/emprestimo-com-cheque-como-funciona\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ada beberapa alasan mengapa cek bisa terpental. Tahukah Anda apa itu? Periksa di sini alasan utama pengembalian cek dan apa yang harus dilakukan untuk memperbaiki situasi ini.<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29],"tags":[128,2281,2285,2282],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cheque Devolvido motivo 31: como regularizar - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Entenda o que significa o cheque devolvido motivo 31, al\u00e9m de outros motivos da lista do Banco Central e aprenda o que fazer para regularizar sua situa\u00e7\u00e3o!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/id\/cheque-devolvido-motivo\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cheque Devolvido motivo 31: como regularizar\" \/>\n<meta property=\"og:description\" content=\"Entenda o que significa o cheque devolvido motivo 31, al\u00e9m de outros motivos da lista do Banco Central e aprenda o que fazer para regularizar sua situa\u00e7\u00e3o!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/id\/cheque-devolvido-motivo\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-01T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-01T20:13:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/be641677-9026-4db9-87fb-bac96c5bb9ab\/-\/crop\/1880x1112\/0,143\/-\/preview\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aline Barbosa\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"id-ID\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"id-ID\",\"@id\":\"https:\/\/senhorpanda.com\/cheque-devolvido-motivo\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/be641677-9026-4db9-87fb-bac96c5bb9ab\/-\/crop\/1880x1112\/0,143\/-\/preview\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/be641677-9026-4db9-87fb-bac96c5bb9ab\/-\/crop\/1880x1112\/0,143\/-\/preview\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/cheque-devolvido-motivo\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/cheque-devolvido-motivo\/\",\"name\":\"Cheque Devolvido motivo 31: como regularizar - 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