{"id":42817,"date":"2021-11-23T23:00:00","date_gmt":"2021-11-23T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=42817"},"modified":"2021-11-23T21:00:56","modified_gmt":"2021-11-23T21:00:56","slug":"sicoob-classico-ou-neon","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/sicoob-classico-ou-neon\/","title":{"rendered":"Kartu Sicoob Klasik atau Kartu Neon: mana yang lebih baik?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Sicoob Cl\u00e1ssico x Neon: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, qual o cart\u00e3o ideal para seu caso? Fonte: Unsplash.\"  id=\"42826\" src=\"https:\/\/cdn.adtechpanda.com\/d5ae7fdd-4298-4a41-ba5b-5843f836e875\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, qual o cart\u00e3o ideal para seu caso? Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, decidir entre o cart\u00e3o Sicoob Cl\u00e1ssico ou cart\u00e3o Neon ir\u00e1 te ajudar a encontrar uma op\u00e7\u00e3o com aprova\u00e7\u00e3o imediata e aplicativo para controle de gastos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para esclarecer, o cart\u00e3o Neon \u00e9 internacional com bandeira Visa. Isso possibilita compras em diversos estabelecimentos credenciados no Brasil e no exterior. Ademais, ele pode ser solicitado online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o do banco Sicoob \u00e9 solicitado na ag\u00eancia. Al\u00e9m disso, ele \u00e9 a vers\u00e3o cl\u00e1ssica dos cart\u00f5es da cooperativa e pode ser emitido nas bandeiras Visa, Mastercard e Cabal. Sendo que essa \u00faltima op\u00e7\u00e3o apresenta menos vantagens em compara\u00e7\u00e3o com as outras duas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, sem mais delongas, acompanhe este comparativo. Certamente, no final da leitura voc\u00ea ter\u00e1 escolhido o seu. Ent\u00e3o, confira vantagens, desvantagens e informa\u00e7\u00f5es. Vamos l\u00e1!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-mVg8z\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-neon\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Neon\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/641cf09a-0925-4cc5-ae9e-8ef14ab44634\/\" alt=\"Cart\u00e3o Neon\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-neon\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Neon\">\n            Cara mengajukan kartu Neon        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cari tahu di artikel ini cara mengajukan kartu neon dengan cara yang sederhana dan tidak rumit, karena prosesnya 100% online.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-neon\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-neon\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/641cf09a-0925-4cc5-ae9e-8ef14ab44634\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cara mengajukan kartu Neon              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-cartao-neon\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cart\u00e3o Sicoob Cl\u00e1ssico<\/strong><\/td><td><strong>kartu neon<\/strong><\/td><\/tr><tr><td><strong>Penghasilan Minimal<\/strong><\/td><td>tidak diberitahu<\/td><td>tidak diberitahu<\/td><\/tr><tr><td><strong>Anuitas<\/strong><\/td><td>tidak diberitahu<\/td><td>Membebaskan<\/td><\/tr><tr><td><strong>Bendera<\/strong><\/td><td>Visa, Mastercard ou Cabal<\/td><td>Visa<\/td><\/tr><tr><td><strong>Atap<\/strong><\/td><td>Internasional atau Nasional<\/td><td>Internasional<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Tr\u00eas bandeiras de cart\u00e3o a escolha;<br>At\u00e9 40 dias para pagar faturas;<br>Programa de pr\u00eamios Sicoob.<\/td><td>Programa Neon+ com saques gr\u00e1tis;<br>Pembebasan dari anuitas;<br>Kontrol 100% digital dengan aplikasi.<\/td><\/tr><\/tbody><\/table><figcaption>Tapi pada akhirnya, mana yang terbaik?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Sicoob Cl\u00e1ssico<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ali\u00e1s, essa \u00e9 a vers\u00e3o mais b\u00e1sica do Sicoob. Fonte: Sicoob.\"  id=\"42564\" src=\"https:\/\/cdn.adtechpanda.com\/3dacfaef-0433-4621-83f0-3e9163198596\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ali\u00e1s, essa \u00e9 a vers\u00e3o mais b\u00e1sica do Sicoob. Fonte: Sicoob.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A cooperativa Sicoob possui 5 milh\u00f5es de cooperados, que tem a op\u00e7\u00e3o de escolher entre diversos tipos de cart\u00f5es de cr\u00e9dito. Entre eles, temos pl\u00e1sticos com as bandeiras Visa, Mastercard e Cabal. Ademais, h\u00e1 seis categorias de cart\u00e3o a sua escolha.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, para pedir o cart\u00e3o de cr\u00e9dito \u00e9 preciso ter conta banc\u00e1ria. Portanto, o pedido \u00e9 feito nas ag\u00eancias Sicoob, sem possibilidade de solicita\u00e7\u00e3o pela internet, por exemplo. Por outro lado, o pedido presencial facilita a escolha do cart\u00e3o ideal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, mesmo com a solicita\u00e7\u00e3o na ag\u00eancia, a cooperativa tem processos online. Ou seja, o cliente tem um aplicativo para acompanhar fatura e gastos, bem como fazer transfer\u00eancias ou pagamentos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o Sicoob Cl\u00e1ssico \u00e9 a vers\u00e3o mais b\u00e1sica das op\u00e7\u00f5es com bandeira Visa internacional, Mastercard internacional ou Cabal nacional da cooperativa. Vale destacar que ele tem renda m\u00ednima e anuidade, mas os valores n\u00e3o s\u00e3o informados no site da institui\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tamb\u00e9m n\u00e3o encontramos informa\u00e7\u00f5es sobre o limite. Por\u00e9m, quanto maior a movimenta\u00e7\u00e3o, maior ser\u00e1 a chance de aumento gradativo do limite disponibilizado. Por fim, aproveite o programa de pr\u00eamios Sicoob, ou seja, ganhe pontos em cada compra. Esse benef\u00edcio n\u00e3o se aplica ao cart\u00e3o com bandeira Cabal.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>kartu neon<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, o cart\u00e3o Neon \u00e9 o que menos possui taxas. Fonte: Neon.\"  id=\"39166\" src=\"https:\/\/cdn.adtechpanda.com\/641cf09a-0925-4cc5-ae9e-8ef14ab44634\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, o cart\u00e3o Neon \u00e9 o que menos possui taxas. Fonte: Neon.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Neon \u00e9 muito conhecido por ter poucas taxas. Al\u00e9m disso, a solicita\u00e7\u00e3o deste produto financeiro depende da abertura da conta e todo o processo pode ser feito online pelo site ou pelo aplicativo. Ali\u00e1s, a maioria das transa\u00e7\u00f5es e resolu\u00e7\u00e3o de problemas s\u00e3o feitas tamb\u00e9m pelo app.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vale destacar que o cart\u00e3o n\u00e3o tem anuidade e cobra poucas taxas em rela\u00e7\u00e3o as transa\u00e7\u00f5es mais comuns. Ademais, voc\u00ea pode usar o \u201climite el\u00e1stico\u201d, onde o cliente mesmo sem limite consegue fazer compras no cr\u00e9dito. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, este \u00e9 um cart\u00e3o de bandeira internacional, que possui vers\u00e3o virtual e f\u00edsica. Portanto, \u00e9 poss\u00edvel utiliz\u00e1-lo para pagamentos em lojas internacionais, bem como Netflix, Spotify e outros aplicativos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, este cart\u00e3o tem pouca burocracia, j\u00e1 que voc\u00ea recebe o cart\u00e3o virtual antes do f\u00edsico e pode utiliz\u00e1-lo. Por fim, aproveite para n\u00e3o gastar com tarifas e, ainda, garantir saques gratuitos seguindo regras que explicaremos, a seguir.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as vantagens do cart\u00e3o Sicoob Cl\u00e1ssico?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o mais b\u00e1sico da cooperativa tem muitas vantagens para ofertar aos seus clientes. Ademais, a fatura pode ser paga em at\u00e9 40 dias sem juros. Al\u00e9m disso, o limite de cr\u00e9dito pode ser utilizado para saques, com parcelas descontadas na fatura.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, \u00e9 poss\u00edvel escolher entre tr\u00eas bandeiras de cr\u00e9dito: Mastercard, Visa ou Cabal. Sendo que nas duas primeiras voc\u00ea pode participar dos programas Mastercard Surpreenda e Vai de Visa, respectivamente. Lembrando que a bandeira Cabal n\u00e3o apresenta esse benef\u00edcio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tamb\u00e9m temos o programa de pr\u00eamios Sicoob que transforma cada d\u00f3lar gasto em um ponto. Logo ap\u00f3s acumular uma certa pontua\u00e7\u00e3o, \u00e9 s\u00f3 trocar por milhas, produtos, etc. Vale destacar que esse benef\u00edcio n\u00e3o se aplica ao cart\u00e3o Sicoob Cl\u00e1ssico Cabal.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa keuntungan dari kartu Neon?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O n\u00e3o pagamento das principais tarifas exigidas pelos outros cart\u00f5es \u00e9 uma vantagem e tanto. Por outro lado, para conseguir saques gr\u00e1tis em caixas da rede Banco24Horas, por exemplo, \u00e9 necess\u00e1rio aderir ao Neon+. Para isso, voc\u00ea precisa fazer, no m\u00ednimo, dez compras por m\u00eas com o cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, diferentemente de outros bancos digitais, este n\u00e3o cobra taxas por transa\u00e7\u00f5es simples, como transfer\u00eancias, pagamentos ou dep\u00f3sitos, por exemplo. Voc\u00ea tamb\u00e9m pode aproveitar o desafio +Limite, onde cumprindo cada desafio proposto, \u00e9 poss\u00edvel aumentar o limite de cr\u00e9dito com frequ\u00eancia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, a cada conclus\u00e3o de desafio voc\u00ea consegue mais limite. Ainda falando desse assunto, com o limite el\u00e1stico, tenha a vantagem de passar por uma aprova\u00e7\u00e3o de cr\u00e9dito r\u00e1pida e fazer compras mesmo com o limite normal esgotado! Por fim, este cart\u00e3o emite a vers\u00e3o f\u00edsica e virtual sem cobrar taxa de emiss\u00e3o e nem anuidade.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as desvantagens do cart\u00e3o Sicoob Cl\u00e1ssico?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, n\u00e3o \u00e9 benef\u00edcio ter que se deslocar at\u00e9 a ag\u00eancia para pedir o cart\u00e3o de cr\u00e9dito. Ou seja, voc\u00ea pode utilizar o aplicativo apenas para desbloqueio do cart\u00e3o e para monitoramento da conta. Destacamos tamb\u00e9m que negativados podem n\u00e3o conseguir aprova\u00e7\u00e3o. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tamb\u00e9m \u00e9 importante mencionar que a renda m\u00ednima e a anuidade do cart\u00e3o n\u00e3o s\u00e3o informados no site, isso dificulta o acesso ao produto financeiro. Ademais, n\u00e3o encontramos grandes problemas nesta op\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa kekurangan dari kartu Neon?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>As desvantagens do cart\u00e3o Neon s\u00e3o relacionadas ao cumprimento de regras para garantir os benef\u00edcios. No caso do saque gr\u00e1tis, voc\u00ea precisa fazer compras com o cart\u00e3o pelo menos dez vezes no m\u00eas. Ou seja, sem cumprir este crit\u00e9rio a tarifa \u00e9 R$ 5,90 por saque.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, pessoas com restri\u00e7\u00f5es tem dificuldades na aprova\u00e7\u00e3o deste cart\u00e3o. Ent\u00e3o, saiba que seu CPF ser\u00e1 consultado nos bir\u00f4s de cr\u00e9dito durante o processo de an\u00e1lise de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Sicoob Cl\u00e1ssico ou Cart\u00e3o Neon: qual escolher?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Certamente, \u00e9 dif\u00edcil escolher pelo preferido. Fonte: Unsplash.\"  id=\"42830\" src=\"https:\/\/cdn.adtechpanda.com\/fc66af4b-f5c9-4a8c-bf95-6cce01589dbf\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Certamente, \u00e9 dif\u00edcil escolher pelo preferido. Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, foi f\u00e1cil decidir entre\u00a0cart\u00e3o Sicoob Cl\u00e1ssico ou cart\u00e3o Neon? Em resumo, ambos s\u00e3o cart\u00f5es ideais para quem busca pouca burocracia e aprova\u00e7\u00e3o imediata.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, possuem algumas diferen\u00e7as, por exemplo. Enquanto um pode ser solicitado pela internet, o outro \u00e9 na ag\u00eancia. Al\u00e9m disso, a op\u00e7\u00e3o do Sicoob oferece tr\u00eas bandeiras, enquanto do Neon tem apenas a vers\u00e3o Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, preste aten\u00e7\u00e3o nas suas prioridades financeiras para decidir. Ou seja, avalie se precisa fazer uma grande compra, pagar por compras mais baixas ou apenas ter a seguran\u00e7a de um cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, avalie a situa\u00e7\u00e3o do CPF antes de iniciar a solicita\u00e7\u00e3o. Ent\u00e3o, escolha aquele que considerar com menos burocracias, mais vantagens e maior chance de aprova\u00e7\u00e3o para seu perfil financeiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, n\u00e3o se preocupe se acaso tenha ficado em d\u00favida. Abaixo, temos um conte\u00fado recomendado com novo comparativo que te ajudar\u00e1 nesta decis\u00e3o importante. Portanto, continue conosco!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Bej5q\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/americanas-ou-vooz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Americanas ou cart\u00e3o Vooz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/11\/Cartao-Sicoob-Classico-ou-Cartao-Neon.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/americanas-ou-vooz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Americanas ou cart\u00e3o Vooz\">\n            Cart\u00e3o Americanas ou cart\u00e3o Vooz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Apakah Anda ragu antara kartu Americanas atau kartu Vooz? Jadi, ayo bantu Anda! Temukan semua fitur kartu di sini dan pilih milik Anda!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/americanas-ou-vooz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Ambos s\u00e3o op\u00e7\u00f5es com baixas tarifas, aprova\u00e7\u00e3o imediata e benef\u00edcios exclusivos. Ent\u00e3o, continue a leitura e confira mais informa\u00e7\u00f5es sobre eles no nosso comparativo.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,468,2230,2227,567,1916],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Sicoob Cl\u00e1ssico ou Cart\u00e3o Neon: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Precisa escolher entre o cart\u00e3o Sicoob Cl\u00e1ssico ou cart\u00e3o Neon? 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