{"id":42524,"date":"2021-11-15T23:00:00","date_gmt":"2021-11-15T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=42524"},"modified":"2021-11-15T22:15:45","modified_gmt":"2021-11-15T22:15:45","slug":"sicredi-gold-ou-santander-sx","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/sicredi-gold-ou-santander-sx\/","title":{"rendered":"Kartu Sicredi Gold atau Kartu Santander SX: mana yang lebih baik?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Sicredi Gold vs Santander SX: cari tahu mana yang harus dipilih<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, saiba qual o melhor para suas finan\u00e7as. Fonte: Unsplash.\"  id=\"42543\" src=\"https:\/\/cdn.adtechpanda.com\/b048eb73-4bdb-49da-ae53-3c89e12ebaa6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jadi, cari tahu mana yang terbaik untuk keuangan Anda. Sumber: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bagaimana jika memilih antara kartu Sicredi Gold atau kartu Santander SX dan nikmati banyak keuntungan dari pilihan ini?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertama, kedua kartu memiliki dua pilihan bendera, yaitu Visa atau Mastercard. Dengan begitu, Anda bisa memilih salah satu yang menawarkan manfaat terbaik.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Di sisi lain, terdapat perbedaan yang mencolok, terutama jika kita berbicara tentang manfaat yang ditawarkan oleh lembaga keuangan yang bertanggung jawab menerbitkannya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Yang paling penting adalah keduanya adalah kartu yang menarik bagi mereka yang perlu membeli di ribuan tempat atau bahkan membayar Netflix, Spotify, dan aplikasi lainnya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, tanpa basa-basi lagi, lihat perbandingan keduanya dan putuskan mana yang terbaik untuk Anda. Ayo pergi!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZsfStV\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Santander SX\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/f08640f0-2066-49da-bb1e-575292148b90\/\" alt=\"Cart\u00e3o de cr\u00e9dito Santander SX\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-santander-sx\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Santander SX\">\n            Cara mengajukan kartu Santander SX        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dapatkan kartu dengan biaya tahunan gratis jika Anda membelanjakan R$ 100,00 per bulan atau jika Anda mendaftarkan CPF dan nomor ponsel Anda sebagai kunci PIX. Jadi, cari tahu cara melamar di sini.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/f08640f0-2066-49da-bb1e-575292148b90\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cara mengajukan kartu Santander SX              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Kartu Emas Sicredi<\/strong><\/td><td><strong>Kartu Santander SX<\/strong><\/td><\/tr><tr><td><strong>Penghasilan Minimal<\/strong><\/td><td>tidak diberitahu<\/td><td>R$ 500,00 (untuk pemegang rekening)<br>R$ 1,045.00 (untuk non-pemegang rekening)<\/td><\/tr><tr><td><strong>Anuitas<\/strong><\/td><td>tidak diberitahu<\/td><td>12x dari R$ 33.25\u00a0<\/td><\/tr><tr><td><strong>Bendera<\/strong><\/td><td>Visa atau Mastercard<\/td><td>Visa atau Mastercard<\/td><\/tr><tr><td><strong>Atap<\/strong><\/td><td>Internasional<\/td><td>Internasional<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Program hadiah spanduk;<br>Program hadiah Sicredi;<br>Perkiraan pembayaran.<\/td><td>Kemungkinan pembebasan anuitas;<br>Santander Pass, yang memungkinkan pembayaran tanpa kartu;<br>Diskon dengan mitra Esfera.<\/td><\/tr><\/tbody><\/table><figcaption>Tapi pada akhirnya, mana yang terbaik?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Kartu Emas Sicredi<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu Sicred Gold dapat diterbitkan dengan Visa dan Mastercard, dan memiliki cakupan internasional. Oleh karena itu, Anda dapat menggunakannya untuk berbelanja di berbagai tempat di dalam dan luar negeri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, akses terhadap opsi ini adalah dengan membuka rekening di koperasi. Pastinya siapa pun yang membuktikan penghasilan yang dibutuhkan dan memiliki nama bersih bisa mendapatkan kartu ini. Kemudian, pelanggan akan memiliki produk keuangan dengan bendera kredit internasional, yang diterima di berbagai perusahaan di seluruh dunia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu Sicredi Gold memungkinkan pembelian dicicil selama jangka waktu tertentu, dengan tagihan pertama dibayarkan dalam waktu 40 hari. Di sisi lain, aplikasi Sicredi menghilangkan kebutuhan untuk menyelesaikan masalah di cabang. Namun, Anda hanya bisa mengajukan kartu di cabang Sicredi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, manfaatkan juga program flag point, tapi juga program koperasi itu sendiri. Dalam kasus program Sicredi, jika Anda membelanjakan satu dolar, Anda menerima satu poin. Artinya, penukaran produk, cashback dengan diskon pada invoice atau miles maskapai. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Terakhir, miliki kartu yang lengkap, dengan peluang penyelesaian masalah secara langsung, tidak seperti bank digital lainnya. Selain itu, ada opsi pembayaran contactless yang harus diaktifkan di aplikasi atau di cabang Sicredi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Kartu Santander SX<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tradisi Santander dalam menawarkan kartu kredit tentu terkenal. Maka diluncurkanlah kartu SX sebagai pilihan paling modern, yakni melambangkan masuknya institusi tersebut ke dalam demam bank digital. Oleh karena itu, dapat dipesan melalui internet dan memerlukan sedikit waktu dari pengguna untuk memesannya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Faktanya, semua transaksi dilakukan di dalam aplikasi, yaitu App Way tidak memungut biaya untuk transaksi tradisional dan Anda dapat memantau faktur, selain batas kredit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pelanggan Santander SX juga memanfaatkan Santander Pass, yaitu kesempatan membayar pembelian tanpa harus memegang kartu. Jadi pelanggan dapat memiliki tag jam tangan, stiker, atau membayar dengan aplikasi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, dimungkinkan untuk bebas biaya tahunan dengan membelanjakan setidaknya R$ 100,00 pada faktur, yang merupakan jumlah yang rendah. Anda juga dapat menghapuskan biaya dengan mendaftarkan CPF dan nomor ponsel Anda sebagai dua kunci PIX untuk akun Santander Anda, misalnya. Omong-omong, ada juga diskon di mitra Esfera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Singkatnya, ini adalah pilihan tanpa birokrasi dan dengan biaya rendah dari bank Santander yang melayani banyak profil keuangan, bahkan mereka yang berpenghasilan rendah tentunya. Sebenarnya, pelajari lebih lanjut kelebihan kedua kartu tersebut di bawah ini.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa kelebihan kartu Sicredi Gold?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais s\u00e3o as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"43359\" src=\"https:\/\/cdn.adtechpanda.com\/98e53485-3121-4b9d-8220-d4f688ef9633\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Lagi pula, apa kelebihan kartu tersebut? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu Sicredi Gold menawarkan pembelian dengan asuransi perlindungan harga. Artinya, keuntungan ini mengembalikan uang jika Anda kebetulan menemukan produk yang sama, namun lebih murah, di tempat lain. Selain itu, ada asuransi yang melindungi produk selama 30 hari, yakni menerima satu hari lagi jika terjadi kerusakan atau pencurian.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jika Anda memilih salah satu dari dua bendera tersebut, Anda akan mendapatkan keuntungan dari program poin yang luar biasa. Jika Anda memilih Mastercard, Anda dapat memanfaatkan program Mastercard Surprise. Dengan demikian, poin dapat dikumpulkan dan mendapatkan harga lebih rendah di restoran dan toko.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sebaliknya jika Anda memilih merek Visa, Anda dapat menggunakan program Vai de Visa. Dengan begitu, Anda akan mendapat diskon untuk kursus, ujian, bahkan untuk mendapatkan pekerjaan, misalnya. Artinya, jika lowongan ada di website Catho, bayar lebih murah di salah satu paket berlangganan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ada juga program kerjasama, dimana setiap dolar yang dikeluarkan ditukar dengan poin. Selain itu, tukarkan akumulasi skor dengan peralatan, pakaian, tiket pesawat, atau cashback yang memberikan diskon pada invoice.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa keuntungan dari kartu Santander SX?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain keunggulan yang ditawarkan oleh merek pilihan, nasabah Santander SX juga menikmati berbagai keuntungan, seperti keringanan anuitas. Artinya, belanjakan hanya R$ 100,00 setiap bulan dan jangan khawatir tentang anuitas bulanan R$ 33,25. Jika Anda menginginkan opsi lain, daftarkan kunci PIX dan jangan membayar biayanya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, bayar invoice hingga 24 kali angsuran dengan angsuran tetap tanpa menimbulkan bunga bulanan baru misalnya. Selain itu, Anda tidak perlu membawa kartu untuk menjamin pembayaran. Sebenarnya ada beberapa cara membayar dengan tag jam tangan, Kode QR dengan aplikasi Way, atau bahkan stiker yang disisipkan di mana pun Anda mau. Manfaatkan juga diskon Sphere.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tentu saja, ada keadaan darurat keuangan yang memerlukan solusi cepat. Jadi, pelanggan Santander SX mendapatkan uang tunai cepat dengan menarik batas kredit dan membayar hanya ketika invoice sudah sampai. Bahkan, Anda dapat memasang jumlahnya tanpa menimbangnya di saku Anda.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa kekurangan dari kartu Sicredi Gold?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as desvantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"43363\" src=\"https:\/\/cdn.adtechpanda.com\/d686c846-de83-4553-9640-5dd98f94f9db\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Lagi pula, apa kerugian dari kartu itu? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kerugian utama adalah harus mengajukan kartu kredit di agen. Artinya, pembukaan rekening hanya saat mendatangi unit Sicredi untuk meminta kartu dan menjamin transaksi yang diperlukan. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Di sisi lain, yang juga menghambat adalah persyaratan pendapatan minimum dan biaya anuitas. Namun untuk mengetahui nilai-nilai tersebut perlu menghubungi pihak koperasi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Apa kerugian dari kartu Santander SX?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Meskipun persyaratan pendapatan minimum bagi pemegang rekening tampaknya rendah, namun persyaratan tersebut hanya berlaku bagi mereka yang sudah menjadi pelanggan Santander. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, siapapun yang membuka rekening baru dan menginginkan kartu kredit harus membuktikan penghasilannya lebih tinggi, yaitu R$1,045.00. Selain itu, CPF Anda dikonsultasikan di biro kredit, sehingga sulit bagi pihak negatif untuk mendapatkan kartu ini.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Kartu Sicredi Gold atau Kartu Santander SX: mana yang harus dipilih?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, conseguiu decidir? Fonte: Unsplash.\"  id=\"42545\" src=\"https:\/\/cdn.adtechpanda.com\/72691e0a-de19-4fa6-a58c-4f5e022f593b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jadi, apakah kamu sudah memutuskan? Sumber: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Lantas sulitkah memilih antara kartu Sicredi Gold atau kartu Santander SX? Omong-omong, keduanya menarik bagi mereka yang mencari persetujuan segera dan bendera internasional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Namun, perhatikan persyaratan untuk memilih yang ideal. Selain itu, orang-orang yang negatif mungkin mengalami kesulitan untuk mendapatkannya. Jadi, pilihlah salah satu yang paling sesuai dengan prioritas keuangan Anda, baik itu perjalanan, kursus, atau belanja.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jika Anda belum memutuskan, lihat perbandingan lainnya di bawah ini. Tentu saja konten rekomendasi ini akan bermanfaat bagi siapa saja yang mencari kartu kredit tanpa birokrasi.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2clYnn\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/zencard-ou-santander-sx\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Kartu Zencard atau kartu Santander SX\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/11\/cartao-Sicredi-x-cartao-Santander-SX.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/zencard-ou-santander-sx\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Kartu Zencard atau kartu Santander SX\">\n            Kartu Zencard atau kartu Santander SX        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ada beberapa kesamaan antara kartu Zencard dan kartu Santander SX, seperti jangkauan internasional dan diskon dengan mitra. Baca pos dan pelajari lebih lanjut!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/zencard-ou-santander-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Kemudian, putuskan antara kartu Sicredi Gold atau kartu Santander SX.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,464,2220,488,2236],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Sicredi Gold ou Cart\u00e3o Santander SX: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Decida entre o cart\u00e3o Sicredi Gold ou cart\u00e3o Santander SX. 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