{"id":33974,"date":"2021-10-02T23:00:00","date_gmt":"2021-10-02T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33974"},"modified":"2021-10-02T21:14:29","modified_gmt":"2021-10-02T21:14:29","slug":"review-cartao-btg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/review-cartao-btg\/","title":{"rendered":"Ulasan Kartu BTG+ 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-transforme-gastos-em-investimento-com-o-cart%C3%A3o-btg\">Ubah pengeluaran menjadi investasi dengan kartu BTG+<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Review cart\u00e3o BTG+ 2021. Fonte: BTG.\"  id=\"35593\" src=\"https:\/\/ucarecdn.com\/953a4828-ffd3-4c14-86fd-d15b605152e4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Kartu review BTG+ 2021. Sumber: BTG.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Banco BTG Pactual meluncurkan bank digital BTG+ yang ditujukan untuk perorangan dan melaluinya, kartu kredit BTG+ dengan program cashback, jangkauan internasional dan merek Mastercard. Oleh karena itu, ulasan kartu BTG+ akan memberi tahu Anda segalanya tentang kartu ini, yang termasuk yang terbaik di pasar.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Anuitas<\/strong><\/td><td>Pengecualian - Opsi Dasar<br>12x dari R$ 45,00 \u2013 Opsi Lanjutan<br>12x dari R$ 90,00 \u2013 Mastercard Hitam<\/td><\/tr><tr><td><strong>pendapatan minimal<\/strong><\/td><td>tidak diberitahu<\/td><\/tr><tr><td><strong>Bendera<\/strong><\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Atap<\/strong><\/td><td>Internasional<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Investasikan+ program (opsional)<br>Penarikan di jaringan Banco24Horas<br>Program Kejutan Mastercard<\/td><\/tr><\/tbody><\/table><figcaption>Tapi, bagaimanapun juga, apa saja fitur dari kartu tersebut?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-vXOyz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara mengajukan kartu kredit BTG+?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/848b939a-3eef-42c3-b2df-94e543b61bb8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-os-cartoes-de-credito-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara mengajukan kartu kredit BTG+?\">\n            Bagaimana cara mengajukan kartu kredit BTG+?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Apakah Anda ingin tahu cara mengajukan kartu kredit BTG+ dan mendapatkan salah satu program cashback terbaik di pasaran? Jadi, ketahuilah bahwa Anda berada di tempat yang tepat!         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/848b939a-3eef-42c3-b2df-94e543b61bb8\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Bagaimana cara mengajukan kartu kredit BTG+?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-review-cart%C3%A3o-btg-tudo-o-que-voc%C3%AA-precisa-saber\">Ulasan kartu BTG+: semua yang perlu Anda ketahui<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Tudo o que voc\u00ea precisa saber sobre o cart\u00e3o BTG+. Fonte: Pexels.\"  id=\"33982\" src=\"https:\/\/ucarecdn.com\/5b743cf8-77ed-4f48-b300-0b84b3414649\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Semua yang perlu Anda ketahui tentang kartu BTG+. Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sekarang, Anda akan melihat segala sesuatu tentang ulasan kartu BTG+ di bawah ini.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-anuidade-e-cobertura\">anuitas dan pertanggungan<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertama, mengenai biaya tahunan, terdapat perbedaan antara ketiga model kartu bank digital BTG+. Pasalnya, kartu BTG+ Basic Option tidak memungut biaya tahunan. Sebaliknya, jika Anda ingin berpartisipasi dalam program Invest+, Anda perlu membayar biaya tahunan 12x sebesar R$ 30,00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Terlepas dari biaya ini, Anda dapat membebaskannya jika Anda membelanjakan setidaknya R$ 3,500,00 per bulan pada faktur Anda atau jika Anda berinvestasi mulai R$ 30 ribu. Dalam kasus kartu Opsi Lanjutan BTG+, anuitasnya adalah 12x R$ 15,00 tanpa program Invest+ dan 12x R$ 45,00 dengan manfaat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Namun ada juga kemungkinan pengecualian dalam kedua kasus tersebut, yang pertama Anda harus memiliki pengeluaran sebesar R$ 2,000.00 di invoice Anda atau berinvestasi mulai R$ 20 ribu. Dalam kasus kedua, Anda perlu mengeluarkan lebih dari R$ 5.000,00 untuk tagihan bulanan atau berinvestasi di atas R$ 50 ribu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Terakhir, kartu BTG+ Black mengenakan anuitas 12x R$90.00. Dalam hal ini, Anda mendapatkan pengecualian jika Anda membelanjakan lebih dari R$ 12 ribu per bulan pada faktur atau jika Anda berinvestasi lebih dari R$ 100 ribu di bank.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dari segi jangkauan, ketiga kartu tersebut memiliki jangkauan internasional, sehingga Anda dapat berbelanja di mana saja di dunia, serta melakukan pembayaran dan transfer keuangan melalui rekening digital.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-taxas-a-tarifas\">tarif ke tarif<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Masih melanjutkan review kartu BTG+, mari kita bahas biaya dan tarif. Kalau bunga kredit bergulir di semua kartu berkisar 10% per bulan. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dari segi bunga cicilan tagihan dikenakan hingga 6,5% per bulan. Namun jika Anda menunda pembayaran, Anda harus membayar biaya keterlambatan sebesar 2% dan bunga gagal bayar sebesar 1%.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-bandeira-e-benef%C3%ADcios\">bendera dan manfaat<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bendera yang digunakan oleh bank BTG+ adalah Mastercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu, ketiga kartu tersebut menawarkan program seperti Mastercard Surpreenda, di mana ketika Anda mendaftarkan kartu BTG+ Anda mendapatkan 1 poin setiap kali Anda menggunakannya, berapa pun jumlah pembeliannya dan mulai 5 poin dan seterusnya, Anda dapat menukarnya dengan hadiah yang luar biasa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, Anda juga memiliki akses ke bantuan 24 jam Mastercard, asuransi mobil, perlindungan harga, perpanjangan garansi asli, Piagam Schengen, asuransi darurat medis, dan beberapa keuntungan lain yang hanya diberikan oleh merek tersebut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, untuk mendapatkan akses, cukup daftarkan kartu Anda pada program yang disebutkan di atas dan mulailah menikmati semua manfaat Mastercard ini.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-vantagens-do-cart%C3%A3o-btg\">Keunggulan kartu BTG+<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Vantagens do cart\u00e3o BTG+. Fonte: Pexels.\"  id=\"33983\" src=\"https:\/\/ucarecdn.com\/a693a6be-c0a9-4172-8fa8-abfa6b4a2eaf\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Keunggulan kartu BTG+. Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mengenai kartu BTG+ Basic dan Advanced Option, kelebihannya pada dasarnya sama, karena semuanya juga merupakan bagian dari versi Hitam. Dengan cara ini, Anda dapat mengandalkan perkiraan pembayaran yang memberikan keamanan lebih saat melakukan pembelian.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dan, selain itu, melalui aplikasi bank BTG+, Anda dapat mengubah batas kartu Anda, memeriksa faktur Anda, membuka kunci kartu Anda, mengontrol semua pengeluaran Anda dan memiliki akses ke segala sesuatu yang terjadi dengan kartu Anda tepat pada saat pembelian.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, Anda dapat mulai menggunakan versi virtual bahkan sebelum menerima versi fisik, serta kartu berfungsi sebagai debit dan kredit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dan Anda juga memiliki akses ke program Invest+ di mana Anda dapat melakukan investasi melalui aplikasi bank BTG itu sendiri. Dalam hal ini, jika Anda memilih program ini, sebagian pengeluaran Anda akan diubah menjadi investasi. Misalnya pada versi Hitam dimungkinkan untuk mendapatkan cashback 1%. Dengan demikian, uang yang dikembalikan ini diinvestasikan secara otomatis.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, pada dasarnya keuntungan ketiga kartu tersebut sama, namun di versi Hitam, Anda juga mendapatkan asuransi, bantuan perjalanan, dan akses ke ruang tunggu Mastercard di Bandara Guarulhos, selain dua akses tahunan gratis ke ruang tunggu VIP yang terkait dengan kartu tersebut. program LoungeKey.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dan, di sisi lain, versi Dasar tidak membebankan biaya anuitas, juga tidak memerlukan bukti pendapatan minimum, menjadi alternatif yang baik jika Anda tidak memiliki sumber daya untuk dua opsi lainnya.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1j0nDc\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/tudo-sobre-o-cartao-de-credito-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Semua tentang kartu kredit BTG+\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/848b939a-3eef-42c3-b2df-94e543b61bb8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/tudo-sobre-o-cartao-de-credito-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Semua tentang kartu kredit BTG+\">\n            Semua tentang kartu kredit BTG+        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Pelajari semua tentang kartu BTG+ dengan program cashback, cakupan internasional, merek Mastercard dan beberapa keunggulan lainnya.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/tudo-sobre-o-cartao-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Pertama, kelemahan pertama dari kartu BTG+ adalah biaya tahunan yang dikenakan untuk versi Lanjutan dan Hitam, serta untuk versi Dasar jika Anda memilih program Invest+.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hal ini karena tagihan ini menghilangkan beberapa orang yang ingin memiliki akses ke kartu tersebut, namun karena persyaratan ini mereka tidak dapat memintanya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, nilai anuitas juga diperuntukkan bagi masyarakat yang dianggap berpenghasilan tinggi, yang di negara seperti Brazil bahkan lebih rumit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-aplicativo-do-cart%C3%A3o\">aplikasi kartu<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, bank BTG Pactual membuat akun digital BTG+ dengan semua yang Anda butuhkan di bank digital, sehingga melalui aplikasi ini Anda dapat mengontrol semua yang terjadi di akun digital Anda, serta transaksi kartu kredit dan debit Anda.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"8-processo-de-solicita%C3%A7%C3%A3o\">proses aplikasi<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cara mengajukan kartu BTG+ sangat sederhana. Cukup instal aplikasi bank BTG+, tersedia di App Store atau Play Store, dan buka rekening Anda. Kemudian, Anda harus memberikan data pribadi Anda, mengirim foto dan selfie sambil memegang dokumen tersebut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi tunggu saja analisa kreditnya. Jika disetujui, Anda dapat melanjutkan dan memilih kartu pilihan Anda. Untuk petunjuk langkah demi langkah, klik konten yang direkomendasikan di bawah.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-25hIjT\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara mengajukan kartu kredit BTG+?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/848b939a-3eef-42c3-b2df-94e543b61bb8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-os-cartoes-de-credito-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Bagaimana cara mengajukan kartu kredit BTG+?\">\n            Bagaimana cara mengajukan kartu kredit BTG+?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ajukan sekarang untuk kartu BTG+ internasional Anda, dengan merek Mastercard dan program cashback.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Jika Anda menginginkan kartu dengan akses ke program cashback yang mengubah pengeluaran Anda menjadi investasi, lihat ulasan kartu BTG+. Ada tiga pilihan kartu dengan kemungkinan pengabaian anuitas, merek Mastercard dan cakupan internasional. Periksa!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1254,1784,1783,1785,1782],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Review cart\u00e3o BTG+ 2021 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Se voc\u00ea quer um cart\u00e3o com acesso a um programa de cashback que transforma seus gastos em investimentos, veja o review cart\u00e3o BTG+. 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