{"id":29629,"date":"2021-08-27T23:01:00","date_gmt":"2021-08-27T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=29629"},"modified":"2021-08-27T17:58:50","modified_gmt":"2021-08-27T17:58:50","slug":"emprestimo-bom-pra-credito-ou-emprestimo-sim","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/emprestimo-bom-pra-credito-ou-emprestimo-sim\/","title":{"rendered":"Pinjaman Baik untuk Kredit atau pinjaman SIM: mana yang lebih baik?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-bom-pra-cr%C3%A9dito-x-sim-descubra-qual-escolher-\"><strong>Baik untuk Kredit x SIM: cari tahu mana yang harus dipilih<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual empr\u00e9stimo escolher? Fonte: Unsplash.\"  id=\"29630\" src=\"https:\/\/ucarecdn.com\/8d8886c3-b2d5-4953-9d41-47f71b038423\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pinjaman mana yang harus dipilih? Sumber: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertama, pinjaman Bom pra Cr\u00e9dito atau pinjaman SIM adalah dua pilihan bagus bagi mereka yang mencari jalur kredit dan ingin keluar dari birokrasi. Dengan cara ini, keduanya memiliki proposal menarik bagi mereka yang membutuhkan uang cepat, baik untuk melunasi hutang atau bahkan melakukan investasi.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nah, kami telah menyiapkan konten khusus untuk Anda dengan ciri-ciri, serta kelebihan dan kekurangan dari kedua pinjaman ini. Dengan demikian, Anda dapat menilai opsi mana yang paling sesuai dengan kebutuhan keuangan Anda. Ingin tahu lebih banyak? Lihat di bawah!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Ztp2CL\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-pessoal-bom-para-credito\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan Pinjaman Kredit Bagus\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6c65bf41-aa40-4956-9aba-4a7b5e899226\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-pessoal-bom-para-credito\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan Pinjaman Kredit Bagus\">\n            Cara mengajukan Pinjaman Kredit Bagus        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Pinjaman pribadi dengan bunga rendah dan jangka waktu pembayaran yang bagus! Ingin tahu cara melamar? Lihat disini!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-pessoal-bom-para-credito\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-pessoal-bom-para-credito\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6c65bf41-aa40-4956-9aba-4a7b5e899226\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cara mengajukan Pinjaman Kredit Bagus              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-pessoal-bom-para-credito\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z5qA9g\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan pinjaman SIM\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/618998da-d481-4f4a-9508-db11693bbb86\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-sim\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan pinjaman SIM\">\n            Cara mengajukan pinjaman SIM        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Pinjaman SIM memiliki suku bunga terbaik di pasar dan sepenuhnya birokratis! Lihat cara memesan milik Anda!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/618998da-d481-4f4a-9508-db11693bbb86\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cara mengajukan pinjaman SIM              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Pinjaman Bagus untuk Kredit<\/strong><\/td><td><strong>pinjaman SIM<\/strong><\/td><\/tr><tr><td><strong>pendapatan minimal<\/strong><\/td><td>Kurang informasi<\/td><td>tidak dibutuhkan<\/td><\/tr><tr><td><strong>Suku bunga<\/strong><\/td><td>Dari 0,75% per bulan<\/td><td>Dari 0,79% per bulan<\/td><\/tr><tr><td><strong>Batas waktu untuk membayar<\/strong><\/td><td>Hingga 120 bulan<\/td><td>Hingga 60 bulan dengan pinjaman yang dijamin<\/td><\/tr><tr><td><strong>periode rilis<\/strong><\/td><td>Hingga 48 jam setelah analisis<\/td><td>Hingga 3 hari kerja<\/td><\/tr><tr><td><strong>jumlah pinjaman<\/strong><\/td><td>Hingga R$ 50 ribu<\/td><td>Hingga R$ 150k dengan pinjaman terjamin<\/td><\/tr><tr><td><strong>Apakah Anda menerima yang negatif?<\/strong><\/td><td>bergantung pada analisis<\/td><td>bergantung pada analisis<\/td><\/tr><tr><td><strong>Manfaat<\/strong><\/td><td>Cicilan via boleto, fleksibilitas pembayaran.<\/td><td>Angsuran pertama hingga 45 hari, bunga rendah.<\/td><\/tr><\/tbody><\/table><figcaption>Tapi, bagaimanapun juga, apa ciri-ciri pinjaman?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-empr%C3%A9stimo-bom-pra-cr%C3%A9dito-\"><strong>Pinjaman Bagus untuk Kredit<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afina, o que \u00e9 o empr\u00e9stimo Bom pra Cr\u00e9dito? Fonte: Bom pra Cr\u00e9dito.\"  id=\"29631\" src=\"https:\/\/ucarecdn.com\/5d0c5c1b-52f6-44c1-877a-1a69c5a6fd38\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Lagi pula, apa itu pinjaman Good for Credit? Sumber: Bagus untuk Kredit.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pada awalnya, Bom pra Cr\u00e9dito adalah platform digital yang berfungsi sebagai koresponden bank untuk lebih dari 30 lembaga keuangan. Artinya, dengan satu pendaftaran di situs web fintech, Anda memiliki akses ke beberapa proposal kredit yang didasarkan pada profil keuangan Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dalam pengertian ini, semuanya dilakukan secara online dan tanpa birokrasi melalui website resmi perusahaan. Anda mendaftar, serta simulasi jumlah dan jumlah cicilan yang Anda inginkan dan dalam beberapa menit Bom pra Cr\u00e9dito menunjukkan kepada Anda lembaga keuangan mana yang tersedia untuk meminjamkan uang kepada Anda, serta cicilan dan suku bunga.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, fintech menjanjikan pengurangan bunga dan memberikan waktu hingga 120 bulan untuk pencairan pinjaman Bom pra Cr\u00e9dito, dengan batas maksimal R$ 50 ribu. Namun, penting untuk dicatat bahwa itu hanya bertindak sebagai perantara antara Anda dan lembaga yang menawarkan kredit kepada Anda, sehingga jumlah dan suku bunga, serta pembayaran cicilan, bukan merupakan tanggung jawab perusahaan.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-empr%C3%A9stimo-sim-\"><strong>pinjaman SIM<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas ent\u00e3o, como funciona o empr\u00e9stimo SIM? Fonte: SIM.\"  id=\"29632\" src=\"https:\/\/ucarecdn.com\/44097525-5bb2-4733-bd6e-e08e1fdd0925\/-\/crop\/719x308\/0,183\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tapi kemudian, bagaimana cara kerja pinjaman SIM? Sumber: YA.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pertama-tama, SIM adalah platform digital yang dibuat pada tahun 2019 oleh grup Santander dengan misi menawarkan jalur kredit yang lebih mudah diakses bagi mereka yang membutuhkan uang cepat dan tanpa birokrasi. Jadi, fintech memiliki dua jenis pinjaman: pribadi tanpa jaminan dan pribadi dengan jaminan kendaraan.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nah, dalam pinjaman SIM tanpa jaminan, fintech menawarkan maksimal R$ 30 ribu yang bisa dilunasi hingga 36 bulan. Pada pinjaman SIM dengan jaminan kendaraan, jumlahnya bisa mencapai R$ 150 ribu dan cicilannya bisa dilakukan hingga 60 bulan. Selanjutnya, dalam kedua modalitas tersebut, suku bunga mulai dari 0,79% per bulan.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan begitu, seluruh proses dilakukan secara online melalui website SIM atau melalui aplikasi yang bisa Anda temukan di App Store atau Google Play. Jadi, cukup masukkan CPF Anda dan lakukan pendaftaran cepat. SIM kemudian menganalisis profil keuangan Anda dan menawarkan produk yang tersedia untuk Anda. Jadi tinggal request dan tunggu analisa kredit yang memakan waktu hingga 3 hari kerja.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-empr%C3%A9stimo-bom-pra-cr%C3%A9dito-\"><strong>Apa keuntungan dari pinjaman Good for Credit?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, salah satu aspek positif yang paling menarik perhatian dalam pinjaman Bom para Cr\u00e9dito adalah beberapa perusahaan pembiayaan menerima untuk memberikan jalur kredit bagi mereka yang negatif atau tidak dapat membuktikan penghasilan. Dengan cara ini, jika Anda membutuhkan uang, tetapi memiliki batasan atas nama, pinjaman ini mungkin ideal untuk Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, seluruh proses dilakukan secara online melalui situs web fintech dan dengan satu pendaftaran Anda memiliki akses ke lebih dari 30 lembaga keuangan. Semua ini tanpa birokrasi dan dalam kenyamanan rumah Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, pinjaman Bom pra Cr\u00e9dito menawarkan pembayaran hingga 120 kali cicilan melalui slip bank dan suku bunga mulai dari 0,75% per bulan, tergantung pada analisis kredit Anda.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-empr%C3%A9stimo-sim-\"><strong>Apa keuntungan dari pinjaman SIM?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pada awalnya, poin positif utama dari pinjaman SIM adalah penawaran dua jenis jalur kredit yang dapat memenuhi kebutuhan finansial Anda dengan sangat baik. Dalam hal ini, pinjaman tanpa agunan memiliki batas maksimum R$ 30 ribu dan dapat dicicil hingga 36 kali. Jumlah pinjaman dengan jaminan kendaraan bisa mencapai R$ 150 ribu dan cicilannya lebih lama, hingga 60 bulan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, suku bunga kedua pinjaman mulai dari 0,79% per bulan dan dimungkinkan untuk membayar cicilan pertama 45 hari setelah kontrak. Perlu dicatat bahwa dengan pinjaman yang dijamin, Anda memiliki peluang dua kali lebih banyak untuk disetujui dan jumlah yang tersedia dapat mencapai hingga 90% dari nilai kendaraan Anda.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, proses kontrak 100% dilakukan melalui platform digital dan Anda dapat melakukan pembayaran melalui slip bank atau melalui debit otomatis jika Anda adalah pemegang rekening bank Santander.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-empr%C3%A9stimo-bom-pra-cr%C3%A9dito-\"><strong>Apa kerugian dari pinjaman Good for Credit?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p id=\"6-agora-que-j%C3%A1-conhecemos-alguns-de-seus-pontos-positivos-vamos-falar-dos-aspectos-negativos-do-empr%C3%A9stimo-bom-para-cr%C3%A9dito-desta-forma-voc%C3%AA-fica-sabendo-de-todas-as-vantagens-e-desvantagens-antes-de-tomar-uma-decis%C3%A3o\">Nah, sebagai fasilitator kredit, Bom pra Cr\u00e9dito tidak memiliki kendali atas jumlah yang disediakan untuk Anda, serta suku bunga dan jumlah cicilan. Dengan cara ini, bergantung pada analisis kredit Anda, biaya bunga efektif total mungkin lebih tinggi di lembaga keuangan yang menawarkan pinjaman kepada Anda daripada di bank konvensional.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, fintech tidak menjamin jalur kredit bagi mereka yang negatif dan tidak mungkin mensimulasikan pinjaman jika Anda tidak memiliki pendaftaran di situs tersebut.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-empr%C3%A9stimo-sim-\"><strong>Apa kerugian dari pinjaman SIM?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, meski menawarkan beberapa keuntungan bagi mereka yang mencari jalur kredit tanpa birokrasi, pinjaman SIM memiliki beberapa poin negatif. Dalam pengertian ini, fintech tidak mencegah mereka yang memiliki batasan atas namanya untuk mengajukan permintaan, tetapi analisis kreditnya ketat dan mempertimbangkan skor Anda dengan Serasa, serta catatan di badan perlindungan kredit lainnya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, pinjaman yang dijamin juga dilakukan dengan hati-hati dan membutuhkan beberapa prasyarat, seperti lunas mobil dan diatur. Selain itu, usia kendaraan tidak boleh lebih dari 15 tahun dan baik jumlah maupun jumlah cicilan yang tersedia untuk Anda akan sangat bergantung pada faktor ini.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-empr%C3%A9stimo-bom-pra-cr%C3%A9dito-ou-empr%C3%A9stimo-sim-qual-escolher-\"><strong>Pinjaman baik untuk Kredit atau pinjaman SIM: mana yang harus dipilih?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, empr\u00e9stimo Bom pra Cr\u00e9dito ou empr\u00e9stimo SIM? Qual escolher? Fonte: Unsplash.\"  id=\"29633\" src=\"https:\/\/ucarecdn.com\/69f17a77-31b4-464a-bd3d-b5cf8bc917b6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jadi, Pinjaman yang bagus untuk Kredit atau pinjaman SIM? Pilih yang mana? Sumber: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tidak diragukan lagi, pinjaman Bom para Cr\u00e9dito dan pinjaman SIM menawarkan keuntungan yang baik bagi mereka yang mencari jalur kredit tanpa birokrasi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dalam hal ini, SIM diperuntukkan bagi Anda yang lebih memilih berhubungan langsung dengan lembaga keuangan pilihan Anda. Sebaliknya, Bom para Cr\u00e9dito bekerja sangat baik jika Anda masih ragu dengan pinjaman mana yang harus dipilih dan ingin mengetahui opsi lain yang tersedia di pasar.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Namun, apa pun pilihan Anda, selalu penting untuk diingat bahwa sebelum mengajukan batas kredit, Anda perlu menilai apakah Anda dapat membayar cicilan tanpa mengurangi penghasilan Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Namun, jika Anda sudah sampai sejauh ini dan masih belum yakin dengan pinjaman Bom para Cr\u00e9dito atau pinjaman SIM, bagaimana jika Anda mengetahui opsi lain yang tersedia di pasar? Kemudian periksa konten yang kami rekomendasikan di bawah ini!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-CIqad\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/emprestimo-just-ou-emprestimo-livre\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Pinjaman saja atau Pinjaman gratis: mana yang lebih baik\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/905ef0cf-c39f-4760-b82a-d29299b0472c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/emprestimo-just-ou-emprestimo-livre\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Pinjaman saja atau Pinjaman gratis: mana yang lebih baik\">\n            Pinjaman saja atau Pinjaman gratis: mana yang lebih baik        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Jadi, apakah Anda sudah mengetahui Pinjaman Aja atau Pinjaman Gratis? Yang satu menerima negatif, yang lain memiliki suku bunga rendah dan analisis kredit yang dipersonalisasi. Periksa!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/emprestimo-just-ou-emprestimo-livre\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Cari tahu lebih lanjut di sini!<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[1462,598,1235],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo Bom pra Cr\u00e9dito ou empr\u00e9stimo SIM: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O empr\u00e9stimo Bom pra Cr\u00e9dito ou empr\u00e9stimo SIM t\u00eam as menores taxas de juros do mercado e podem te ajudar a realizar seus sonhos. 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