{"id":21856,"date":"2021-05-04T18:33:34","date_gmt":"2021-05-04T18:33:34","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=21856"},"modified":"2021-10-01T12:44:04","modified_gmt":"2021-10-01T12:44:04","slug":"cartao-pagbank-ou-cartao-mercado-pago","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/cartao-pagbank-ou-cartao-mercado-pago\/","title":{"rendered":"Kartu PagBank atau Kartu Mercado Pago: mana pilihan terbaik?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-descubra-qual-a-melhor-op%C3%A7%C3%A3o-para-voc%C3%AA\">Temukan pilihan terbaik untuk Anda<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Descubra qual a melhor op\u00e7\u00e3o para voc\u00ea\"  id=\"21862\" src=\"https:\/\/ucarecdn.com\/1d479cca-3496-458e-a99a-f9a6b62f9d1b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Temukan pilihan terbaik untuk Anda<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu PagBank atau Kartu Mercado Pago? Ini adalah keputusan yang sulit, karena kedua opsi kartu kredit menawarkan keamanan dan kemudahan untuk melakukan pembayaran kepada pelanggan Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oleh karena itu di bawah ini kami akan menyajikan informasi mengenai kedua jenis kartu tersebut agar Anda dapat memilih antara PagBank dan Mercado Pago. Ini termasuk keuntungan dan kerugian dari layanan ini. Lanjutkan membaca untuk membuat keputusan terbaik.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-jRqaz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Pagbank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d078736d-ac3a-4dec-bc01-fcff8a87fa75\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Pagbank\">\n            Cara mengajukan kartu Pagbank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Jika Anda menyukai opsi dan keuntungan dari kartu prabayar Pagbank, cari tahu sekarang cara mendaftar tanpa birokrasi.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/d078736d-ac3a-4dec-bc01-fcff8a87fa75\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cara mengajukan kartu Pagbank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z11Qgrs\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Mercado Pago\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/33f88e9a-438f-4907-b66e-6fda823c9911\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/cartao-mercado-pago-como-solicitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu Mercado Pago\">\n            Cara mengajukan kartu Mercado Pago        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cari tahu cara mengajukan kartu Mercado Pago tanpa biaya tahunan, dengan persetujuan langsung dan cicilan bebas bunga hingga 18 pembelian. Periksa!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/id\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/33f88e9a-438f-4907-b66e-6fda823c9911\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cara mengajukan kartu Mercado Pago              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-pagbank\">kartu Bank Bank<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o PagBank\"  id=\"21860\" src=\"https:\/\/ucarecdn.com\/f00615d8-9cc0-4e64-b500-36692ba5ba04\/-\/crop\/644x486\/0,1\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >kartu Bank Bank<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>tingkat anuitas<\/td><td>bebas<\/td><\/tr><tr><td>Bendera<\/td><td>Visa<\/td><\/tr><tr><td>Atap<\/td><td>Nasional dan internasional<\/td><\/tr><tr><td>pendapatan minimal<\/td><td>Tidak memerlukan bukti penghasilan<\/td><\/tr><tr><td>Manfaat<\/td><td>Program Vai de Visa, antara lain penarikan dan pembelian di luar negeri<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karena kartu PagBank merupakan alternatif yang baik untuk melakukan pembelian di Brazil maupun di luar negeri dengan kepraktisan. Ini memiliki fungsi yang sama dengan kartu lain dalam kategori ini, yaitu dengan batas dan kemungkinan melakukan pembayaran saat tagihan tiba.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Namun, hebatnya kartu kredit ini adalah Anda tidak perlu khawatir membebankan biaya tambahan. Ini terjadi karena tidak ada biaya tahunan dan penerbitan kartu gratis. Selain itu, pelanggan memiliki akses ke Program Vai de Visa, dengan penawaran, diskon, dan keuntungan lainnya pada saat pembelian.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dengan demikian, kartu kredit PagBank harus diminta oleh pemegang rekening melalui aplikasi perusahaan. Persetujuannya bergantung pada penilaian kredit PagBank internal. Jika diterima, pelanggan akan menerima notifikasi di aplikasi dan fisik kartu akan dikirimkan dalam beberapa hari ke alamat yang diberikan. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, perhatikan bahwa untuk meminta kartu PagBank, tidak perlu menggunakan mesin perusahaan atau produk merek lain. Tetapi jika Anda ingin mempercepat persetujuan kartu, Anda dapat mentransfer gaji Anda ke akun PagBank Anda atau menerapkannya ke salah satu CDB PagBank. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karena kedua alternatif ini memiliki opsi untuk mendapatkan kartu kredit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Biaya tahunan gratis<\/li><li>Bendera visa<\/li><li>Cakupan nasional dan internasional<\/li><li>Penghasilan minimum Tidak diperlukan bukti penghasilan<\/li><li>Manfaat Program Vai de Visa, penarikan dan pembelian di luar negeri, antara lain<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-mercado-pago\">Kartu Mercado Pago<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Mercado Pago\"  id=\"21859\" src=\"https:\/\/ucarecdn.com\/164096bb-bdcf-4b42-b0b0-679f3e8310f4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Kartu Mercado Pago<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>tingkat anuitas<\/td><td>Bebas iuran tahunan dari tagihan di atas R$ 50<\/td><\/tr><tr><td>Bendera<\/td><td>Visa<\/td><\/tr><tr><td>Atap<\/td><td>Nasional dan internasional<\/td><\/tr><tr><td>pendapatan minimal<\/td><td>Kurang informasi<\/td><\/tr><tr><td>Manfaat<\/td><td>Manfaat program Visa Gold, pembayaran pembelian hingga 18 kali cicilan tanpa bunga, poin ganda di Mercado Pago, antara lain<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu Mercado Pago dibuat untuk mempermudah kehidupan sehari-hari pelanggan Mercado Pago. Ini memiliki beberapa keunggulan eksklusif yang membedakannya dari kartu prabayar dan kartu kredit lain yang ditawarkan oleh bank konvensional di Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Saat membeli kartu, Anda dapat melakukan pembelian dan membayar hingga 18 cicilan tanpa bunga atas pembelian yang dilakukan di platform. Oleh karena itu, ini adalah pilihan yang bagus untuk konsumen Mercado Pago. Selain itu, kartu kredit menawarkan akses ke program poin yang ditawarkan oleh brand Visa, serta keuntungan yang dimilikinya.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jika Anda menggunakan kartu ini secara bertanggung jawab, Anda dapat melakukan pembayaran dengan nyaman dan aman. Ini juga merupakan cara mempertahankan kendali keuangan dengan memantau pengeluaran yang dilakukan di banyak toko yang menerima kartu Visa di Brasil atau di luar negeri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Untuk meminta kartu, pelanggan perlu mengakses akun Mercado Pago melalui aplikasi. Kemudian bergabunglah dengan daftar tunggu dan aktifkan fungsi kredit di aplikasi itu sendiri. Selain itu, nasabah dapat menggunakan kartu tersebut baik dalam fungsi debit maupun kredit. Ini, tanpa diragukan lagi, praktis selama pembelian dan memungkinkan kontrol pengeluaran yang lebih besar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Biaya tahunan Gratis biaya tahunan dari tagihan di atas R$ 50<\/li><li>Bendera visa<\/li><li>Cakupan nasional dan internasional<\/li><li>Penghasilan minimum Tidak diinformasikan<\/li><li>Manfaat Manfaat program Visa Gold, pembayaran pembelian hingga 18 kali cicilan tanpa bunga, poin ganda di Mercado Pago, antara lain<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-pagbank\">Apa keuntungan dari kartu PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain fleksibilitas pembayaran, kartu PagBank menawarkan beberapa keuntungan bagi pelanggannya, lihat di bawah ini yang utama:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Kartu kredit internasional diterima di perusahaan nasional dan internasional;<\/li><li>Penarikan di ATM di Brasil dan luar negeri;<\/li><li>Kartu kredit dengan pembayaran perkiraan (NFC);<\/li><li>Akses ke promosi eksklusif dari program Vai de Visa;<\/li><li>Kartu kredit dengan limit hingga R$ 100 ribu;<\/li><li>Batas yang ditetapkan sampai dengan 100% dari jumlah gaji;<\/li><li>Tidak ada biaya bulanan atau biaya tahunan.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu kredit PagBank penuh dengan keuntungan, tetapi untuk mengajukannya Anda harus melalui analisis kredit. Oleh karena itu, jika Anda memiliki nama yang kotor, kemungkinan besar permintaan Anda tidak akan disetujui oleh perusahaan.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-mercado-pago\">Apa keuntungan dari kartu Mercado Pago?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu Mercado Pago adalah salah satu cara terbaik untuk melakukan pembelian, karena menawarkan beberapa keuntungan bagi pelanggannya. Lihat manfaat utama dari produk ini di bawah ini:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>1. Diterima di toko fisik atau virtual di berbagai instansi;<\/li><li>2. Melakukan penarikan di ATM;<\/li><li>3. Cicilan pembelian di Mercado Pago hingga 18 kali cicilan tanpa bunga<\/li><li>4. Akses ke manfaat merek Visa Gold;<\/li><li>5. Penggunaan fungsi debit dan kredit pada kartu yang sama;<\/li><li>6. Pengendalian keuangan melalui aplikasi Mercado Pago;<\/li><li>7. Poin ganda untuk pembelian yang dilakukan di Mercado Pago dengan kartu kredit;<\/li><li>8. Tidak ada biaya tahunan untuk pelanggan dengan tagihan sama dengan atau lebih besar dari R$ 50.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Setiap pemegang akun Mercado Pago dapat meminta kartu kredit. Permintaan adalah proses yang sangat sederhana dan praktis, karena pengguna hanya perlu mengakses aplikasi perusahaan dan meminta kartu secara gratis. Dalam beberapa hari, Mercado Pago menganalisis permintaan tersebut dan memutuskan apakah akan melepaskan kartu tersebut atau tidak.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-pagbank\">Apa kerugian dari kartu PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Biaya yang dikenakan adalah kerugian terbesar dari kartu PagBank. Ini karena bunga untuk pembayaran cicilan adalah 10.99%, dan juga dikenakan biaya lainnya. Untuk setiap penarikan yang Anda lakukan, misalnya, Anda harus membayar R$ 29.99.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Meninjau persetujuan kartu kredit adalah kelemahan lainnya. Nah, PagBank bisa memakan waktu hingga 2 hari kerja, setelah mengirim data pribadi melalui aplikasi, untuk melakukan analisis kredit dan riwayat pembelian. Jika permintaan ditolak, pelanggan harus menunggu beberapa saat untuk meminta lagi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, tenggat waktu ini dapat diperpanjang jika informasinya tidak benar. Dengan demikian, permintaan juga dapat ditolak jika Anda memiliki tunggakan keuangan. Jika demikian, Anda harus menunggu hingga 3 bulan untuk mengajukan permintaan lagi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-mercado-pago\">Apa kerugian dari kartu Mercado Pago?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Batas kredit bisa menjadi kerugian besar bagi pengguna kartu Mercado Pago. Nah, nilai tersebut dihitung berdasarkan beberapa faktor seperti credit score dan history transaksi yang dilakukan oleh aplikasi perusahaan tersebut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pelanggan dapat melakukan pembelian hingga R$500 per bulan dengan kartu kredit mereka tanpa dikenakan biaya tambahan. Namun, bila melebihi jumlah ini, Mercado Pago membebankan biaya sebesar 2.99% untuk kelebihan jumlah tersebut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Terakhir, jika Anda tidak membelanjakan setidaknya R$ 50 per bulan, Anda akan dikenakan biaya tahunan sebesar R$ 180. Namun, jumlah ini dibayarkan dalam 12 kali cicilan sebesar R$ 15 dan sudah termasuk dalam tagihan Anda.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-e-ent%C3%A3o-cart%C3%A3o-pagbank-ou-cart%C3%A3o-mercado-pago-qual-escolher\">Jadi, kartu PagBank atau kartu Mercado Pago: mana yang harus dipilih?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"qual escolher?\"  id=\"21861\" src=\"https:\/\/ucarecdn.com\/249410c7-4444-4d3a-bb06-a23e939f9064\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >pilih yang mana?<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu PagBank atau kartu Mercado Pago, manakah pilihan terbaik? Untuk menjawab pertanyaan ini, perlu untuk mengevaluasi kelebihan dan kekurangan dari setiap opsi. Kedua kartu tersebut aman dan menawarkan keuntungan menarik, termasuk kemampuan untuk berbelanja di luar negeri dan program akses poin.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selanjutnya, selain mengevaluasi informasi pada setiap kartu, pertimbangkan juga kebutuhan Anda. Karena kartu kredit yang ideal adalah yang menawarkan semua fitur yang Anda butuhkan untuk berbelanja dan mengelola keuangan tanpa ribet atau mepet di akhir bulan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Namun jika Anda masih ragu, simak perbandingan kartu kredit unggulan lainnya di bawah ini untuk Anda putuskan!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1nW8Ju\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/cartao-acesso-ou-cartao-proteste-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Kartu Akses atau Kartu Protes: pilih yang mana?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/7e2c042e-33fe-4769-8596-ec6d0ae318bf\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/cartao-acesso-ou-cartao-proteste-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Kartu Akses atau Kartu Protes: pilih yang mana?\">\n            Kartu Akses atau Kartu Protes: pilih yang mana?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Untuk memutuskan antara kartu akses atau kartu protes, ketahuilah bahwa keduanya memiliki bendera internasional dan menerima negatif. Simak selengkapnya di artikel kami!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/cartao-acesso-ou-cartao-proteste-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/id\/cartao-acesso-ou-cartao-proteste-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruslah Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan tetap berada di situs web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Memilih antara Kartu PagBank atau Kartu Mercado Pago bisa menjadi tugas yang sulit. Bagaimanapun, keduanya menawarkan layanan dan manfaat internasional kepada pelanggan mereka. Pelajari lebih lanjut di bawah ini!<\/p>","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,295,282],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o PagBank ou Cart\u00e3o Mercado Pago? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Seja o Cart\u00e3o PagBank ou Cart\u00e3o Mercado Pago ambos oferecem servi\u00e7os com bandeiras internacionais e benef\u00edcios para seus clientes. 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