{"id":18526,"date":"2021-03-15T02:03:30","date_gmt":"2021-03-15T02:03:30","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=18526"},"modified":"2021-09-23T10:57:39","modified_gmt":"2021-09-23T10:57:39","slug":"conheca-o-cartao-pre-pago-pagbank","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/id\/conheca-o-cartao-pre-pago-pagbank\/","title":{"rendered":"Temukan kartu prabayar PagBank"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-como-funciona-o-cart%C3%A3o-pagbank\">Bagaimana cara kerja Kartu PagBank?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como funciona o Cart\u00e3o PagBank. Fonte: Pagbank.\"  id=\"30975\" src=\"https:\/\/ucarecdn.com\/f4a73d71-6246-45d0-8082-c53df8c671f0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cara kerja Kartu PagBank. Sumber: Pagbank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu prabayar PagBank telah menaklukkan banyak orang. Ini adalah pilihan praktis untuk disewa, yang membantu konsumen sehingga dia tidak perlu membawa uang kemana-mana. Ini berfungsi sesuai keinginan Anda. Tanpa menanggung risiko harus membayar bunga jika tagihan terlambat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu prabayar adalah alternatif yang cepat dan aman, cocok untuk Anda yang berwirausaha dan ingin menerima nilai penjualan Anda. Prabayar PagBank dapat diisi ulang dengan setoran ke rekening, debit online, dan setoran ke rekening.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jumlah yang Anda setorkan ini menjadi saldo pada kartu yang dapat digunakan untuk pembelian nasional dan internasional di tempat-tempat yang menerima bendera Mastercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Anda dapat menarik saldo kartu Anda di ATM Banco24Horas, tanpa harus memiliki rekening bank.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu harus digunakan dalam fungsi kredit dan untuk mentransfer saldo akun PagSeguro ke kartu prabayar PagBank, akun harus diverifikasi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Di sini kami akan memberi tahu Anda semua fitur kartu ini. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kami memisahkan kelebihan dan kekurangan untuk menghilangkan gambaran bahwa kartu prabayar tidak banyak gunanya. Lanjutkan bersama kami dan lihat semua fitur, kelebihan, kekurangan, dan terakhir cara mengontrak kartu prabayar PagBank.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-BgKdj\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu prabayar PagBank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/818ff183-d5f1-4e2b-bfc8-e60a4b2055ab\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cara mengajukan kartu prabayar PagBank\">\n            Cara mengajukan kartu prabayar PagBank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Jika Anda menyukai opsi dan keuntungan dari kartu prabayar Pagbank, cari tahu sekarang cara mendaftar tanpa birokrasi.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/id\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruslah Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Fonte: Pexels.\"  id=\"30979\" src=\"https:\/\/ucarecdn.com\/a9013aea-b594-48e5-a3e4-f1d4b1a4861f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Apa kelebihan kartu kredit PagBank? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu prabayar PagBank sangat ideal bagi mereka yang ingin mengontrol pengeluaran mereka sepenuhnya. Anda berjalan dengan nilai yang Anda inginkan dengan cara yang praktis tanpa harus membawa uang kemana-mana.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dimungkinkan juga untuk memantau semuanya melalui Aplikasi dan menjamin keamanan dan pemantauan yang lebih baik pada saldo Anda. Pastikan keamanan lebih dalam belanja online atau toko fisik sehari-hari Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Periksa di sini semua keuntungan memperoleh kartu prabayar PagBank:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Diskon Kejutan Mastercard:<\/strong> karena kartu tersebut memiliki bendera Mastercard, Anda memiliki akses ke banyak keuntungan dari program manfaat ini yang memberi Anda 1 poin untuk setiap pembelian dengan kartu Anda, berapa pun jumlahnya. Poin dapat ditukarkan dengan penawaran khusus.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Pembelian dan penarikan di Brasil dan luar negeri:<\/strong> Apakah Anda memiliki akses ke kartu internasional<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Bayar tunjangan anak Anda:<\/strong> Ini adalah cara yang aman dan nyaman untuk membayar dan memantau tunjangan anak Anda. Beri mereka kartu prabayar, Anda akan memiliki akses ke semua pengeluaran langsung melalui Aplikasi. Anda dapat menyewa lebih dari satu kartu dengan fungsi yang sama jika Anda memiliki lebih dari satu anak.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Gunakan saat bepergian:<\/strong> Dengan kartu prabayar Anda memiliki keamanan dan kepraktisan lebih dalam pembelian Anda di Brasil dan luar negeri.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Jangan membawa uang tunai:<\/strong> semakin banyak orang memilih untuk tidak membawa uang tunai setiap harinya. Kartu prabayar adalah pilihan bagus bagi mereka yang menyukai kepraktisan.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Beli secara online dengan aman:<\/strong> Anda dapat menggunakan Uber, Netflix, Spotify, atau berbelanja online melalui kartu prabayar. Cukup muat dan gunakan!<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Tidak membebankan biaya anuitas:<\/strong> PagBank tidak membebankan biaya anuitas kepada Anda, jadi biaya yang harus dibayar lebih sedikit.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-como-carregar-o-cart%C3%A3o-pagbank\">Bagaimana cara memuat kartu PagBank?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como carregar o cart\u00e3o PagBank. Fonte: PagSeguro.\"  id=\"18529\" src=\"https:\/\/ucarecdn.com\/cc12a7a4-7c52-4107-8725-87c46dc0aaac\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cara memuat kartu PagBank. Sumber: PagSeguro.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mengisi ulang kartu Anda sangatlah mudah. Hal ini dapat dilakukan dengan tiga cara:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Transfer saldo:<\/strong> Anda dapat mentransfer jumlah berapa pun yang tersedia di rekening PagBank Anda ke kartu prabayar. Melakukan transfer Anda memiliki uang tepat waktu tanpa membayar biaya tambahan apa pun.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Slip bank:<\/strong> Anda juga dapat membuat slip dengan jumlah yang diinginkan dan menambahkan uang ke prabayar. Bayar di bank pilihan Anda atau melalui internet banking. Pengisian ulang memerlukan waktu hingga 2 hari.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Debit daring:<\/strong> Dalam hal ini, Anda memilih bank pilihan Anda, memilih jumlah dan mengkonfirmasi debit untuk melakukan pengisian ulang.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Faktanya, ada banyak pilihan untuk membuat kehidupan Anda sehari-hari lebih mudah, tidak mempersulit dunia keuangan dan menghadirkan kepraktisan dalam pembelian Anda.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-desvantagens\">Apa kerugiannya?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Quais as desvantagens? Fonte: Pexels.\"  id=\"30982\" src=\"https:\/\/ucarecdn.com\/946d7c5d-70d7-475b-a14d-fd0bb08a08fc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Apa kerugiannya? Sumber: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ada pro dan kontra untuk segala hal, begitu pula dalam dunia keuangan. Karena tidak semuanya berbunga-bunga, beberapa kelemahan mungkin mengganggu Anda saat menyewa kartu tersebut. Jadi, lihat kelemahan utamanya di sini.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-taxas-extras\">biaya tambahan<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tidak ada konsumen yang suka membayar biaya tambahan untuk kartunya. Fakta bahwa PagBank membebankan sejumlah biaya tambahan sedikit mengecewakan, tetapi hal ini normal pada sebagian besar kartu prabayar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, hanya kartu prabayar yang dikenakan biaya R$ 12,90 per kartu. Selain biaya R$ 7,50 per penarikan di jaringan Banco24Horas. Ada juga batasan jumlah transfer yang, jika terlampaui, Anda juga membayar biaya, misalnya 5 TED per bulan.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-n%C3%A3o-permite-parcelamento\">Tidak memperbolehkan cicilan<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karena pembelian kartu prabayar semuanya didebit secara tunai dari saldo yang sudah diisi, maka tidak bisa dicicil.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-s%C3%B3-funciona-se-tiver-saldo-em-conta\">Ini hanya berfungsi jika Anda memiliki saldo akun<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Berbeda dengan kartu kredit yang penggunanya membeli terlebih dahulu baru kemudian membayar. Pada kartu prabayar, pembayaran dipotong sekaligus, jadi kartu hanya dapat digunakan jika Anda memiliki saldo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-de-cr%C3%A9dito-pagbank-vale-a-pena\">Apakah kartu kredit PagBank sepadan?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu PagBank adalah pilihan tepat bagi siapa saja yang ingin memanfaatkan kartu prabayar dan memudahkan mereka mengontrol keuangan sehari-hari.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, ini juga merupakan peluang besar bagi mereka yang berpikiran negatif dan ingin mengendalikan pengeluarannya. PagBank tidak berkonsultasi dengan Badan Perlindungan Kredit (SPC\/Serasa), sehingga Anda dapat meminta kartu tersebut dengan jaminan persetujuan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Berfungsi untuk mengontrol konsumsi Anda dengan menyetorkan hanya apa yang tersedia untuk dibelanjakan atau menggunakannya sebagai dana darurat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Secara umum, itu semua tergantung kebutuhan Anda. Ada banyak cara untuk menggunakan kartu prabayar PagBank dan terserah Anda untuk memutuskan apa yang ingin Anda lakukan dengannya. Bahkan dengan pro dan kontranya, ini adalah peluang besar untuk memiliki lebih banyak kendali keuangan di rumah, jadi evaluasi keputusan Anda dengan hati-hati dan analisis kelebihan dan kekurangannya untuk membuat keputusan terbaik.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"8-como-fazer-o-cart%C3%A3o-pagbank\">Bagaimana cara membuat Kartu PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jadi, setelah kita membicarakan semua keuntungan dan memperingatkan Anda tentang risikonya, Anda dapat mengetahui cara mengajukan permohonan kartu PagBank Anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ada banyak keunggulan yang menghadirkan modernitas dan kepraktisan dalam kehidupan sehari-hari Anda. Tidak menggunakan uang, selain memberikan keamanan lebih, merupakan pilihan modern yang sudah populer di seluruh dunia. Jangan ketinggalan, berinvestasilah dalam pembayaran online dan kartu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Selain itu, kami menjamin perekrutan dapat dilakukan dengan cepat dan tidak merepotkan. 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