{"id":75365,"date":"2022-12-19T12:00:00","date_gmt":"2022-12-19T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=75365"},"modified":"2022-12-12T03:08:43","modified_gmt":"2022-12-12T03:08:43","slug":"conheca-cartao-de-credito-top","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/conheca-cartao-de-credito-top\/","title":{"rendered":"D\u00e9couvrez le Top carte de cr\u00e9dit"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-cartao-3-em-1-debito-credito-e-de-transporte\">Cart\u00e3o 3 em 1: d\u00e9bito, cr\u00e9dito e de transporte<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba como este cart\u00e3o ajuda a sua vida financeira a ser mais f\u00e1cil! Fonte: Top.\"  id=\"75374\" src=\"https:\/\/cdn.adtechpanda.com\/f37c84c3-446b-41eb-a63f-2b9ae7c1d377\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba como este cart\u00e3o ajuda a sua vida financeira a ser mais f\u00e1cil! Fonte: Top.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 pensou em poder ter um cart\u00e3o que permite que voc\u00ea fa\u00e7a compras no d\u00e9bito, cr\u00e9dito e ainda passe no transporte p\u00fablico?&nbsp; Com cart\u00e3o de cr\u00e9dito Top voc\u00ea consegue acessar tudo isso e muito mais!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A saber, este cart\u00e3o de cr\u00e9dito \u00e9 um dos poucos do mercado que oferece a fun\u00e7\u00e3o transporte junto com o cr\u00e9dito. Dessa maneira, voc\u00ea consegue utiliz\u00e1-lo em mais momentos e tornar sua vida financeira mais pr\u00e1tica.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Rente<\/strong><\/td><td>12x de R$ 16,90<\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>Pas inform\u00e9<\/td><\/tr><tr><td><strong>Drapeau<\/strong><\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Toit<\/strong><\/td><td>International<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>Programme surprise Mastercard<br>Cart\u00e3o transporte embutido<\/td><\/tr><\/tbody><\/table><figcaption>Acesse um cart\u00e3o 3 em 1<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2eOAaD\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-top\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Top\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e74be801-f1bf-489b-a40e-3ecbf9448a90\/\" alt=\"Logotipo com fundo branco escrito &quot;Top SP&quot; no centro em preto\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-top\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Top\">\n            Comment demander la carte Top        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            A solicita\u00e7\u00e3o pode ser online ou presencial! 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Fonte: Pexels.\"  id=\"75375\" src=\"https:\/\/cdn.adtechpanda.com\/8bb6a4d5-e6bb-4c43-b23c-983a0071c0b5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a os principais recursos que voc\u00ea pode acessar com esse cart\u00e3o! Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em resumo, o cart\u00e3o de cr\u00e9dito Top \u00e9 uma op\u00e7\u00e3o de cart\u00e3o que oferece muitas possibilidades para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa maneira,&nbsp; com apenas um cart\u00e3o voc\u00ea consegue utiliz\u00e1-lo na fun\u00e7\u00e3o d\u00e9bito, cr\u00e9dito e transporte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A saber, o cart\u00e3o de cr\u00e9dito tamb\u00e9m permite que voc\u00ea utilize o sistema de metr\u00f4 da CPTM. Al\u00e9m disso, tamb\u00e9m \u00e9 poss\u00edvel acessar as linhas de \u00f4nibus intermunicipais da EMTU da regi\u00e3o metropolitana de S\u00e3o Paulo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m da fun\u00e7\u00e3o transporte, voc\u00ea pode usar o seu cart\u00e3o de cr\u00e9dito em diversos estabelecimentos diferentes, j\u00e1 que a maioria deles aceita cart\u00f5es com a bandeira Mastercard!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00c0 qui convient la carte ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o de cr\u00e9dito Top pode ser acessado por qualquer pessoa que tenha interesse nessa op\u00e7\u00e3o e consiga passar pela an\u00e1lise de cr\u00e9dito feita.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, para quem mora na regi\u00e3o metropolitana de S\u00e3o Paulo ou utiliza o sistema de metr\u00f4, pode encontrar no cart\u00e3o de cr\u00e9dito Top a forma mais pr\u00e1tica de lidar com os gastos do dia a dia, j\u00e1 que \u00e9 poss\u00edvel deix\u00e1-los em um s\u00f3 lugar.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o de cr\u00e9dito Top vale a pena?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mesmo conhecendo as principais caracter\u00edsticas sobre o cart\u00e3o de cr\u00e9dito Top \u00e9 comum ficar com algumas d\u00favidas em rela\u00e7\u00e3o a esta op\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, a fim de sanar todas as suas d\u00favidas e permitir que voc\u00ea tenha certeza de que esse cart\u00e3o \u00e9 ou n\u00e3o para voc\u00ea, separamos abaixo as principais vantagens e desvantagens dele.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Avantages<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como vantagens do cart\u00e3o de cr\u00e9dito, podemos destacar o fato de que ele \u00e9 um cart\u00e3o 3 em 1. Sendo assim, com ele voc\u00ea consegue realizar compras no cr\u00e9dito e d\u00e9bito em diversas lojas e ainda utilizar no transporte p\u00fablico.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, al\u00e9m disso, com cart\u00e3o de cr\u00e9dito Top voc\u00ea tamb\u00e9m consegue acessar uma conta digital super f\u00e1cil de usar e que permite que voc\u00ea gerencie tudo relacionado ao seu cart\u00e3o .<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, a partir da sua conta digital, voc\u00ea consegue acessar uma boa plataforma de investimentos e assim fazer seu dinheiro multiplicar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, n\u00e3o podemos esquecer que a partir do cart\u00e3o de cr\u00e9dito Top voc\u00ea consegue acessar o programa Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A partir dele, cada compra feita no seu cart\u00e3o pode dar um ponto para voc\u00ea guardar e usar no futuro. Al\u00e9m disso, o programa tamb\u00e9m cont\u00e9m diversas promo\u00e7\u00f5es e descontos especiais em lojas parceiras<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>D\u00e9savantages<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por mais que o cart\u00e3o de cr\u00e9dito Top tenha \u00f3timos pontos positivos, n\u00e3o podemos esquecer de que ele tamb\u00e9m conta com algumas desvantagens.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, em primeiro lugar, o cart\u00e3o de cr\u00e9dito Top possui a cobran\u00e7a da anuidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoje em dia, \u00e9 f\u00e1cil encontrar no mercado cart\u00f5es de cr\u00e9dito que n\u00e3o aplicam a cobran\u00e7a dessa tarifa ou ent\u00e3o oferecem formas do usu\u00e1rio ganhar desconto nessa taxa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, tamb\u00e9m tem o fato de que para solicitar o cart\u00e3o de cr\u00e9dito Top e receb\u00ea-lo na sua casa, ser\u00e1 necess\u00e1rio pagar uma taxa de entrega.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, antes de solicitar o cart\u00e3o de cr\u00e9dito Top, \u00e9 interessante considerar todos os pontos listados acima para saber se esse cart\u00e3o vale a pena para voc\u00ea.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Como fazer um cart\u00e3o de cr\u00e9dito Top?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Descubra como ter o seu cart\u00e3o Top! Fonte: Pexels.\"  id=\"75377\" src=\"https:\/\/cdn.adtechpanda.com\/8a3e2b04-769e-49a1-9378-daff66371cdf\/-\/crop\/1280x777\/0,622\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descubra como ter o seu cart\u00e3o Top! Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em resumo, voc\u00ea consegue solicitar o seu cart\u00e3o de cr\u00e9dito Top tanto de forma online quanto de forma presencial.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, com a Top voc\u00ea consegue solicitar o seu cart\u00e3o nos canais que voc\u00ea mais gosta ou se sente confort\u00e1vel!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, para aprender a como fazer a solicita\u00e7\u00e3o, confira no post a seguir o passo a passo completo de como voc\u00ea consegue fazer um cart\u00e3o de cr\u00e9dito Top!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZIOaB4\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-top\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Top\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e74be801-f1bf-489b-a40e-3ecbf9448a90\/\" alt=\"Logotipo com fundo branco escrito &quot;Top SP&quot; no centro em preto\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-top\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Top\">\n            Comment demander la carte Top        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Conhe\u00e7a aqui os principais canais onde \u00e9 poss\u00edvel pedir esse cart\u00e3o.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-top\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Saiba mais aqui.<\/p>","protected":false},"author":31,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,426,4883,4884],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a o cart\u00e3o de cr\u00e9dito Top - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a as caracter\u00edsticas do cart\u00e3o de cr\u00e9dito Top e veja como ele ajuda a facilitar a sua vida ao oferecer 3 recursos essenciais!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/fr\/conheca-cartao-de-credito-top\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conhe\u00e7a o cart\u00e3o de cr\u00e9dito Top\" \/>\n<meta property=\"og:description\" content=\"Conhe\u00e7a as caracter\u00edsticas do cart\u00e3o de cr\u00e9dito Top e veja como ele ajuda a facilitar a sua vida ao oferecer 3 recursos essenciais!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/fr\/conheca-cartao-de-credito-top\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-19T12:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-12T03:08:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/f37c84c3-446b-41eb-a63f-2b9ae7c1d377\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leticia Jord\u00e3o\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/senhorpanda.com\/conheca-cartao-de-credito-top\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/f37c84c3-446b-41eb-a63f-2b9ae7c1d377\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/f37c84c3-446b-41eb-a63f-2b9ae7c1d377\/\",\"width\":1380,\"height\":995,\"caption\":\"Dois cart\u00f5es de cr\u00e9dito em tom cinza escuro e com detalhes em verde escrito \u201ctop\u201d\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/conheca-cartao-de-credito-top\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/conheca-cartao-de-credito-top\/\",\"name\":\"Conhe\u00e7a o cart\u00e3o de cr\u00e9dito Top - 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