{"id":67277,"date":"2022-08-19T12:01:00","date_gmt":"2022-08-19T12:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=67277"},"modified":"2022-08-19T18:00:40","modified_gmt":"2022-08-19T18:00:40","slug":"cartao-de-credito-vencido","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/cartao-de-credito-vencido\/","title":{"rendered":"Carte de cr\u00e9dit expir\u00e9e : qu&#039;est-ce que cela signifie et que faire ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-conheca-as-principais-acoes-a-tomar-quando-um-cartao-vence\">Conhe\u00e7a as principais a\u00e7\u00f5es a tomar quando um cart\u00e3o vence<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba o que fazer com seu cart\u00e3o vencido. Fonte: Pexels.\"  id=\"67280\" src=\"https:\/\/cdn.adtechpanda.com\/a52ecbdf-3071-4974-8224-1d2fa82fcc7d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba o que fazer com seu cart\u00e3o vencido. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Voc\u00ea j\u00e1 pensou no que fazer com o seu cart\u00e3o de cr\u00e9dito vencido? Muitas vezes as pessoas n\u00e3o sabem e nem pensam muito sobre o que fazer quando essa situa\u00e7\u00e3o chegar.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Na verdade, a data do vencimento do cart\u00e3o \u00e9 vista como mais um dado que o produto possui e que precisamos utilizar para fazer compras online.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z5LYWQ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/onde-fica-o-cvv-do-cartao-nubank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Onde fica o CVV do cart\u00e3o Nubank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/434f6365-0caf-482e-b705-6cfb2b4546b5\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/onde-fica-o-cvv-do-cartao-nubank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Onde fica o CVV do cart\u00e3o Nubank\">\n            Onde fica o CVV do cart\u00e3o Nubank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba aqui como encontrar esse c\u00f3digo e qual a sua fun\u00e7\u00e3o no dia a dia.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/onde-fica-o-cvv-do-cartao-nubank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Podemos seguir utilizando o cart\u00e3o? O banco envia um novo modelo? E o antigo, o que fazer com ele?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea tem esses questionamentos, fique com a gente mais um pouco que neste artigo vamos explicar mais sobre como funciona o processo de vencimento do cart\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-funciona-a-validade-do-cartao-de-credito\">Como funciona a validade do cart\u00e3o de cr\u00e9dito?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja como ela funciona e porqu\u00ea a validade existe. Fonte: Pexels.\"  id=\"67281\" src=\"https:\/\/cdn.adtechpanda.com\/ba907597-ecf2-4d6d-8443-14f0dcb8172d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Veja como ela funciona e porqu\u00ea a validade existe. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em resumo, a data de validade de um cart\u00e3o de cr\u00e9dito indica at\u00e9 que per\u00edodo a pessoa pode utiliz\u00e1-lo para realizar suas compras com a fun\u00e7\u00e3o de cr\u00e9dito ou d\u00e9bito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Essa informa\u00e7\u00e3o \u00e9 adicionada nos cart\u00f5es para que os usu\u00e1rios consigam sempre utilizar a vers\u00e3o mais nova de um cart\u00e3o de cr\u00e9dito. Afinal, todos os anos acontecem mudan\u00e7as no sistema de cr\u00e9dito que afetam as funcionalidades dos cart\u00f5es.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um exemplo muito claro disso \u00e9 a funcionalidade de pagamento por aproxima\u00e7\u00e3o. Hoje em dia, quem solicita um cart\u00e3o de cr\u00e9dito j\u00e1 consegue t\u00ea-lo com essa fun\u00e7\u00e3o. Mas, h\u00e1 apenas 5 anos atr\u00e1s, os bancos emitiam cart\u00f5es sem essa tecnologia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso faz com que a pessoa que emitiu o cart\u00e3o h\u00e1 alguns anos j\u00e1 n\u00e3o possa contar com essa funcionalidade e outras que surgiram ao passar do tempo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, ao adicionar a data de validade, \u00e9 poss\u00edvel que o consumidor tenha a chance de utilizar a vers\u00e3o mais atualizada de um cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1rWFNs\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-credito-com-facil-aprovacao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"7 options de carte de cr\u00e9dit avec approbation facile\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/332a4866-59c3-4547-b0b4-08e2beb98930\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-credito-com-facil-aprovacao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"7 options de carte de cr\u00e9dit avec approbation facile\">\n            7 options de carte de cr\u00e9dit avec approbation facile        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Conhe\u00e7a 7 cart\u00f5es que aprovam f\u00e1cil e escolha o seu preferido.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-credito-com-facil-aprovacao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-credito-com-facil-aprovacao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/332a4866-59c3-4547-b0b4-08e2beb98930\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                7 options de carte de cr\u00e9dit avec approbation facile              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-credito-com-facil-aprovacao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>O que acontece quando um cart\u00e3o de cr\u00e9dito vence?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora que voc\u00ea j\u00e1 entendeu o porqu\u00ea de existir a validade dos cart\u00f5es de cr\u00e9dito, chegou o momento de saber o que realmente acontece na pr\u00e1tica quando a data de vencimento chega.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A princ\u00edpio, antes mesmo da data de validade chegar, os bancos podem entrar em contato com voc\u00ea para avisar que a data est\u00e1 pr\u00f3xima e que voc\u00ea precisa realizar a solicita\u00e7\u00e3o de uma segunda via do seu cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para isso, voc\u00ea pode acessar os canais de atendimento do seu banco para realizar a solicita\u00e7\u00e3o da nova vers\u00e3o do seu cart\u00e3o de cr\u00e9dito. Assim como a anterior, esse novo cart\u00e3o tamb\u00e9m possuir\u00e1 uma outra data de validade.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quanto-tempo-posso-usar-o-cartao-depois-de-vencido\">Quanto tempo posso usar o cart\u00e3o depois de vencido?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba se voc\u00ea pode continuar fazendo compras com o cart\u00e3o vencido. Fonte: Unsplash.\"  id=\"67282\" src=\"https:\/\/cdn.adtechpanda.com\/9b5bf4e2-f9c8-488d-83a5-2121e4c07ac0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba se voc\u00ea pode continuar fazendo compras com o cart\u00e3o vencido. Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A saber, quando o seu cart\u00e3o atinge a data de validade, j\u00e1 n\u00e3o \u00e9 mais poss\u00edvel utiliz\u00e1-lo para realizar nenhuma compra. E isso vale tanto para as compras f\u00edsicas quanto para as compras online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, se seu cart\u00e3o passar da data de validade e voc\u00ea tentar us\u00e1-lo, a sua compra pode simplesmente ser cancelada e voc\u00ea precisar\u00e1 utilizar outro meio de pagamento para conseguir finaliz\u00e1-la.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, \u00e9 importante ficar atento \u00e0 data de validade do seu cart\u00e3o e at\u00e9 marcar na sua agenda para nunca esquecer. Geralmente, os cart\u00f5es vencem no \u00faltimo dia do m\u00eas.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, se seu cart\u00e3o tem validade para agosto de 2022, isso significa que voc\u00ea s\u00f3 poder\u00e1 utiliz\u00e1-lo at\u00e9 o dia 31 de agosto de 2022.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, de qualquer forma, \u00e9 bem prov\u00e1vel que seu banco entre em contato com voc\u00ea antes da data chegar para lembrar voc\u00ea de que o cart\u00e3o n\u00e3o poder\u00e1 mais ser utilizado.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Como renovar o cart\u00e3o de cr\u00e9dito vencido?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja como solicitar uma segunda via do cart\u00e3o. Fonte: Unsplash.\"  id=\"67283\" src=\"https:\/\/cdn.adtechpanda.com\/5347a44d-c341-4476-a5e4-52df301e19b0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Veja como solicitar uma segunda via do cart\u00e3o. Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, \u00e9 importante notar que alguns bancos al\u00e9m de te lembrarem da data de vencimento, j\u00e1 agilizam o processo e enviam uma nova via de cart\u00e3o para voc\u00ea utilizar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, para que esse processo funcione, \u00e9 preciso que o seu endere\u00e7o esteja atualizado junto ao banco ou institui\u00e7\u00e3o financeira, e que tenha algu\u00e9m maior de 18 anos para receber o cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No entanto, caso o banco n\u00e3o envie a segunda via do cart\u00e3o, voc\u00ea pode entrar em contato nos canais oficiais dele e realizar a solicita\u00e7\u00e3o de emiss\u00e3o da 2\u00aa via do seu cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aqui \u00e9 importante prestar aten\u00e7\u00e3o sobre essa opera\u00e7\u00e3o e verificar se haver\u00e1 cobran\u00e7a de taxa de envio, juros ou alguma multa antes de solicitar. Assim, voc\u00ea j\u00e1 consegue se organizar para pagar esse valor.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Como descartar o antigo cart\u00e3o de cr\u00e9dito?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ap\u00f3s realizar a solicita\u00e7\u00e3o e receber a segunda via, \u00e9 importante que voc\u00ea saiba como descartar o seu cart\u00e3o de cr\u00e9dito vencido. Para isso, \u00e9 importante ressaltar que a forma de descarte vai depender do tipo de cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, se o cart\u00e3o possuir chip, voc\u00ea deve cort\u00e1-lo em v\u00e1rias partes, incluindo a parte do chip para assim descart\u00e1-lo com seguran\u00e7a.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, se o seu cart\u00e3o possuir uma tarja magn\u00e9tica, que \u00e9 um modelo mais antigo de cart\u00e3o, \u00e9 preciso que voc\u00ea risque ele at\u00e9 a tarja sumir antes de descart\u00e1-lo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora que voc\u00ea j\u00e1 sabe como descartar seu cart\u00e3o, o que acha de conhecer mais op\u00e7\u00f5es de cart\u00f5es de cr\u00e9dito para adquirir?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c0s vezes, quando o seu cart\u00e3o atinge a validade, voc\u00ea pode querer adquirir outro com caracter\u00edsticas mais interessantes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pensando nisso, separamos no post a seguir algumas op\u00e7\u00f5es de cart\u00f5es de cr\u00e9dito de lojas que podem ter condi\u00e7\u00f5es mais atraentes para voc\u00ea, al\u00e9m de oferecer descontos nas compras!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZQkujb\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-loja\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"7 cartes de cr\u00e9dit de magasin pour lesquelles vous pouvez demander\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/15510d97-d2a1-41b7-8bf6-197986be37e9\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-loja\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"7 cartes de cr\u00e9dit de magasin pour lesquelles vous pouvez demander\">\n            7 cartes de cr\u00e9dit de magasin pour lesquelles vous pouvez demander        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Conhe\u00e7a aqui os principais cart\u00f5es de lojas do mercado e escolha o seu.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-loja\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-loja\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/15510d97-d2a1-41b7-8bf6-197986be37e9\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                7 cartes de cr\u00e9dit de magasin pour lesquelles vous pouvez demander              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-loja\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A data de validade do cart\u00e3o \u00e9 um dado muito importante porque nos mostra at\u00e9 quando podemos fazer compras com ele. Veja aqui o que fazer quando o cart\u00e3o de cr\u00e9dito est\u00e1 vencido e como descart\u00e1-lo com seguran\u00e7a.<\/p>","protected":false},"author":31,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25,29],"tags":[179,4373,4376,4374,4375,4377],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o de cr\u00e9dito vencido: o que significa e o que fazer? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Por que ser\u00e1 que o cart\u00e3o tem validade? E o que voc\u00ea faz com um cart\u00e3o de cr\u00e9dito vencido? Descubra isso e muito mais neste post.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-de-credito-vencido\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o de cr\u00e9dito vencido: o que significa e o que fazer?\" \/>\n<meta property=\"og:description\" content=\"Por que ser\u00e1 que o cart\u00e3o tem validade? E o que voc\u00ea faz com um cart\u00e3o de cr\u00e9dito vencido? 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