{"id":56572,"date":"2022-05-17T12:01:00","date_gmt":"2022-05-17T12:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=56572"},"modified":"2022-05-09T19:33:15","modified_gmt":"2022-05-09T19:33:15","slug":"conheca-consorcio-automovel-banco-do-brasil","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/conheca-consorcio-automovel-banco-do-brasil\/","title":{"rendered":"D\u00e9couvrez le consortium automobile Banco do Brasil"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cons\u00f3rcio Banco do Brasil: sua chance de adquirir um carro zero<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Aumente suas chances de andar de carro zero com o cons\u00f3rcio Banco do Brasil. Fonte: Banco do Brasil.\"  id=\"55375\" src=\"https:\/\/cdn.adtechpanda.com\/f1e82517-5745-494f-a19f-4870f34999b2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Aumente suas chances de andar de carro zero com o cons\u00f3rcio Banco do Brasil. Fonte: Banco do Brasil.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com a proposta de facilitar a compra de diversos bens e servi\u00e7os, o Banco do Brasil disponibiliza seus planos de cons\u00f3rcio para todos os brasileiros. Nesse artigo em espec\u00edfico, n\u00f3s pensamos em voc\u00ea que est\u00e1 contando os dias para dar um passo na dire\u00e7\u00e3o do sonho de um carro zero ou seminovo. Sendo assim, vamos detalhar tudo sobre o cons\u00f3rcio autom\u00f3vel Banco do Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea ainda est\u00e1 por fora, o cons\u00f3rcio ou compra compartilhada \u00e9 a modalidade de compra em que um grupo de pessoas se juntam para autofinanciar um bem. Sabendo disso, j\u00e1 podemos adiantar que o cons\u00f3rcio do Banco do Brasil n\u00e3o cobra juros, pois a \u00fanica taxa \u00e9 a de administra\u00e7\u00e3o, que nesse caso \u00e9 baix\u00edssima.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o saia da\u00ed e fique por dentro de todos os detalhes do cons\u00f3rcio autom\u00f3vel Banco do Brasil!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Revenu minimum<\/strong><\/td><td>Pas inform\u00e9<\/td><\/tr><tr><td><strong>Taux d&#039;int\u00e9r\u00eat<\/strong><\/td><td>Exempter<\/td><\/tr><tr><td><strong>Date limite pour payer<\/strong><\/td><td>Mal inform\u00e9<\/td><\/tr><tr><td><strong>Date limite de publication<\/strong><\/td><td>Mal inform\u00e9<\/td><\/tr><tr><td><strong>Valor do Cons\u00f3rcio<\/strong><\/td><td>Mal inform\u00e9<\/td><\/tr><tr><td><strong>Acceptez-vous les n\u00e9gatifs ?<\/strong><\/td><td>Mal inform\u00e9<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>Mantenha seu poder de compra, possibilidade de trocar de plano, altos valores para cr\u00e9dito<\/td><\/tr><\/tbody><\/table><figcaption>Caracter\u00edsticas do cons\u00f3rcio<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-niv1u\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-consorcio-automovel-banco-do-brasil\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar cons\u00f3rcio autom\u00f3vel BB\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/04db0d23-90d1-451b-bac2-5529a6a677b3\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-consorcio-automovel-banco-do-brasil\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar cons\u00f3rcio autom\u00f3vel BB\">\n            Como solicitar cons\u00f3rcio autom\u00f3vel BB        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cons\u00f3rcio autom\u00f3vel Banco do Brasil oferece altos valores para cr\u00e9dito, com parcelas flex\u00edveis e sem juros. Confira aqui como solicit\u00e1-lo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-consorcio-automovel-banco-do-brasil\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Fonte: Adobe Stock.\"  id=\"56660\" src=\"https:\/\/cdn.adtechpanda.com\/56438ce2-866e-4340-b285-98ccc1958300\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, como funciona o cons\u00f3rcio Banco do Brasil? Fonte: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea conhece os cons\u00f3rcios, sabe que esse modelo de compra \u00e9 indicado para todos que n\u00e3o pretendem gastar mais que o necess\u00e1rio para adquirir seu bem. Isso acontece gra\u00e7as ao seu modelo de autofinanciamento.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Atrav\u00e9s do autofinanciamento, um grupo de pessoas se juntam e formam um plano de cons\u00f3rcio. Nesse plano, os participantes pagam parcelas mensais e um deles \u00e9 sorteado com a carta de cr\u00e9dito a cada m\u00eas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, ao fim do cons\u00f3rcio todos os participantes do grupo recebem seus valores e compram o carro dos sonhos. Vale lembrar que a compra do bem pode ser \u00e0 vista, o que facilita na hora da negocia\u00e7\u00e3o e o consorciado pode at\u00e9 conseguir descontos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dispon\u00edvel tanto para pessoas f\u00edsicas como para as empresas, o cons\u00f3rcio de autom\u00f3veis BB disponibiliza altos valores de cr\u00e9dito sem nenhuma cobran\u00e7a de juros ou entrada.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A contempla\u00e7\u00e3o acontece daquelas duas principais formas: o sorteio e o lance. Como j\u00e1 falamos, o sorteio \u00e9 a contempla\u00e7\u00e3o aleat\u00f3ria por parte do banco mesmo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 na contempla\u00e7\u00e3o por lance, o consorciado vai pagar um valor maior que a parcela mensal para receber a carta de cr\u00e9dito antecipadamente.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Qual o limite do cons\u00f3rcio Banco do Brasil?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cons\u00f3rcio de autom\u00f3veis do BB \u00e9 muito conhecido por ser um dos servi\u00e7os que libera os valores mais altos do mercado.&nbsp; Assim, a sua diversidade de compra tende a crescer cada vez mais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A carta de cr\u00e9dito no Banco do Brasil oferece valores customizados para compra de todos os modelos e marcas de ve\u00edculos do mercado. Al\u00e9m disso, pessoas jur\u00eddicas podem usar desse valor para compra ou renova\u00e7\u00e3o da frota veicular.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Vantagens Banco do Brasil<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>At\u00e9 aqui voc\u00ea j\u00e1 percebeu que o Banco do Brasil disponibiliza diversas vantagens para os seus consorciados, n\u00e3o \u00e9? Ainda assim, algumas delas merecem destaque por ser o diferencial desse servi\u00e7o.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Essas s\u00e3o as principais vantagens do cons\u00f3rcio de autom\u00f3veis Banco do Brasil:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Redu\u00e7\u00e3o de taxas e juros: o cons\u00f3rcio BB conta com uma das menores taxas administrativas do pa\u00eds, al\u00e9m de n\u00e3o cobrar juros ou IOF dos seus consorciados;<\/li><li>Altera\u00e7\u00e3o de cr\u00e9dito: se voc\u00ea est\u00e1 em uma outra situa\u00e7\u00e3o financeira e deseja mudar o valor do cr\u00e9dito, com o BB \u00e9 poss\u00edvel;<\/li><li>Poder de compra permanece igual: mesmo com mudan\u00e7a de pre\u00e7o no bem de refer\u00eancia, voc\u00ea n\u00e3o perde o poder de compra pois o banco reajusta o cr\u00e9dito;<\/li><li>Pague como quiser: os valores e dura\u00e7\u00e3o das mensalidades s\u00e3o de total responsabilidade de quem adquiriu o cons\u00f3rcio. Voc\u00ea escolhe o melhor para seu bolso.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Caracter\u00edsticas principais do Banco do Brasil<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Cons\u00f3rcio BB&nbsp; \u00e9 bem flex\u00edvel quanto a utiliza\u00e7\u00e3o do cr\u00e9dito, pois \u00e9 poss\u00edvel us\u00e1-lo na compra de ve\u00edculos de passeio, utilit\u00e1rios, off-road, caminhonetes, caminh\u00f5es, motocicletas, embarca\u00e7\u00f5es e sistemas de energia solar. E, ainda, voc\u00ea pode utiliz\u00e1-lo para quitar financiamento de ve\u00edculos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Para quem o cons\u00f3rcio \u00e9 indicado<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cons\u00f3rcio \u00e9 ideal para todos que desejam comprar um carro novo, seja ele zero ou usado. No entanto, apenas os maiores de 18 podem comprar uma cota de cons\u00f3rcio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esse limite de idade \u00e9 a \u00fanica exig\u00eancia do Banco do Brasil. Vale lembrar que at\u00e9 os negativados podem participar do servi\u00e7o, mas para ter acesso \u00e0 contempla\u00e7\u00e3o \u00e9 necess\u00e1rio ter os pagamentos em dia.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Como fazer um cons\u00f3rcio autom\u00f3vel Banco do Brasil?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Adquira o cons\u00f3rcio Banco do Brasil em umas das ag\u00eancias mais pr\u00f3ximas de voc\u00ea. Fonte: Adobe Stock.\"  id=\"56661\" src=\"https:\/\/cdn.adtechpanda.com\/d3a0d3a4-05ea-42f3-850d-2d6516b984ce\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Adquira o cons\u00f3rcio Banco do Brasil em umas das ag\u00eancias mais pr\u00f3ximas de voc\u00ea. Fonte: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tanto quem j\u00e1 \u00e9 cliente quanto quem ainda n\u00e3o est\u00e1 no sistema do Banco do Brasil pode adquirir uma cota do cons\u00f3rcio da institui\u00e7\u00e3o. A simula\u00e7\u00e3o e contrata\u00e7\u00e3o pode acontecer tanto nas ag\u00eancias como no ambiente digital do banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para os correntistas existem duas op\u00e7\u00f5es de atendimento online: aplicativo do banco e site oficial. Para os n\u00e3o correntistas, em contrapartida, apenas o site est\u00e1 dispon\u00edvel para simula\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, se quiser conhecer mais detalhes sobre o processo de solicita\u00e7\u00e3o, veja o nosso conte\u00fado recomendado abaixo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1LAdWI\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-consorcio-automovel-banco-do-brasil\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar cons\u00f3rcio autom\u00f3vel BB\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/04db0d23-90d1-451b-bac2-5529a6a677b3\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-consorcio-automovel-banco-do-brasil\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar cons\u00f3rcio autom\u00f3vel BB\">\n            Como solicitar cons\u00f3rcio autom\u00f3vel BB        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cons\u00f3rcio autom\u00f3vel Banco do Brasil oferece altos valores para cr\u00e9dito, com parcelas flex\u00edveis e sem juros. Confira aqui como solicit\u00e1-lo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-consorcio-automovel-banco-do-brasil\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Tudo isto com parcelas que cabem no seu bolso e sem juros. Conhe\u00e7a aqui mais sobre o cons\u00f3rcio e saiba como contratar o seu!<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3578],"tags":[195,3476,3478,3473,3472,3474,3475],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Banco do Brasil - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Com o cons\u00f3rcio autom\u00f3vel Banco do Brasil, voc\u00ea adquire um carro novo ou seminovo sem pagar juros. 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