{"id":52048,"date":"2022-03-30T23:00:00","date_gmt":"2022-03-30T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=52048"},"modified":"2022-03-30T23:08:21","modified_gmt":"2022-03-30T23:08:21","slug":"review-emprestimo-pessoal-creditas","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/review-emprestimo-pessoal-creditas\/","title":{"rendered":"Examen du pr\u00eat personnel Creditas 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Empr\u00e9stimo pessoal Creditas: uma das maiores empresas de cr\u00e9dito com as menores taxas do mercado<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a a Creditas, uma das maiores empresas de cr\u00e9dito do pa\u00eds. Fonte: Creditas.\"  id=\"27155\" src=\"https:\/\/cdn.adtechpanda.com\/22850d72-7cdc-499d-b0bf-f244254f19cc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a a Creditas, uma das maiores empresas de cr\u00e9dito do pa\u00eds. Fonte: Creditas.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esse \u00e9 um review sobre o empr\u00e9stimo pessoal Creditas, uma das principais plataformas digitais que atua como correspondente banc\u00e1ria e oferece servi\u00e7os de empr\u00e9stimos aos seus usu\u00e1rios. Ou seja, uma expoente no mercado financeiro com grande reconhecimento nacional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Atualmente, a Creditas conta com dois tipos diferentes de empr\u00e9stimos pessoais, s\u00e3o eles o empr\u00e9stimo com garantia de im\u00f3vel e com garantia de ve\u00edculo. Al\u00e9m disso, ambos possuem taxas baix\u00edssimas e excelente limite de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, vale a pena conferir todos os detalhes sobre o empr\u00e9stimo pessoal Creditas e verificar se vale a pena solicit\u00e1-lo!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Revenu minimum<\/strong><\/td><td>Pas inform\u00e9<\/td><\/tr><tr><td><strong>Taux d&#039;int\u00e9r\u00eat<\/strong><\/td><td>A partir de 0,89% a.m.<\/td><\/tr><tr><td><strong>Date limite pour payer<\/strong><\/td><td>Jusqu&#039;\u00e0 240 mois<\/td><\/tr><tr><td><strong>Date limite de publication<\/strong><\/td><td>Logo ap\u00f3s assinar o contrato<\/td><\/tr><tr><td><strong>Montant du pr\u00eat<\/strong><\/td><td>Valor m\u00e1ximo de R$3 milh\u00f5es<\/td><\/tr><tr><td><strong>Acceptez-vous les n\u00e9gatifs ?<\/strong><\/td><td>Oui<\/td><\/tr><\/tbody><\/table><figcaption>Caract\u00e9ristiques du pr\u00eat<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2vrPlM\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander un pr\u00eat Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8391c542-41aa-459e-8a0a-c6f040fab13c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander un pr\u00eat Creditas\">\n            Comment demander un pr\u00eat Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            A Creditas te oferece at\u00e9 R$3milh\u00f5es em cr\u00e9dito, com taxa de juros a partir de 0,89% a.m. e at\u00e9 240 meses para pagar.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/8391c542-41aa-459e-8a0a-c6f040fab13c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander un pr\u00eat Creditas              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Review empr\u00e9stimo Creditas: tudo o que voc\u00ea precisa saber<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A Creditas \u00e9 uma das principais plataformas financeiras que atuam desde 2020 como uma das principais plataformas digitais de cr\u00e9dito com garantia em todo o Brasil. Superando inclusive bancos tradicionais brasileiros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esse reconhecimento vem ocorrendo ao longo dos \u00faltimos anos, no qual a tecnologia vem avan\u00e7ando e a Creditas acompanhou e evoluiu muito, juntamente com as plataformas digitais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Atualmente, a Creditas oferece dois tipos diferentes de empr\u00e9stimos pessoais, s\u00e3o eles o empr\u00e9stimo com garantia de im\u00f3vel e com garantia de ve\u00edculo. Ambos os empr\u00e9stimos trabalham com um tipo de bem como garantia de pagamento das parcelas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso permite que a Creditas trabalhe com uma das menores taxas do mercado quando o assunto \u00e9 empr\u00e9stimo, al\u00e9m disso, os valores que o cliente pode ter acesso tanto de saldo como de parcela, s\u00e3o acima da m\u00e9dia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, vale a pena acompanhar todos os detalhes dos empr\u00e9stimos dentro deste review sobre o empr\u00e9stimo pessoal Creditas que preparamos. Ent\u00e3o, vamos come\u00e7ar falando das tarifas e taxas!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Frais et tarifs<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as taxas e tarifas cobradas? Fonte: Pexels.\"  id=\"52051\" src=\"https:\/\/cdn.adtechpanda.com\/2b0cb2a4-de0b-4b76-8eab-7ff7b1dc734b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, quais as taxas e tarifas cobradas? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em rela\u00e7\u00e3o \u00e0s taxas e tarifas dos empr\u00e9stimos, pode-se dizer que na Creditas elas s\u00e3o muito mais baratas. Al\u00e9m disso, \u00e9 cobrado taxas menores que de empr\u00e9stimos convencionais, onde nem autom\u00f3veis e nem im\u00f3veis s\u00e3o utilizados como garantia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, as taxas ficam muito menores porque existe uma garantia de que o pagamento do empr\u00e9stimo ser\u00e1 realizado nas datas corretas por conta dos bens colocados em jogo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, a Creditas tem duas modalidades de empr\u00e9stimos pessoais, garantia de im\u00f3vel e garantia de ve\u00edculo, e cada um deles possui seus valores. Ent\u00e3o, veja:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>As taxas do empr\u00e9stimo com garantia de im\u00f3vel variam a partir de 0,89% a.m. +IPCA;<\/li><li>As taxas do empr\u00e9stimo com garantia de ve\u00edculo variam a partir de 0,99% a.m. +IPCA.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como podemos acompanhar, mesmo sendo taxas de juros distintas, as duas continuam baixas inicialmente e podem ser consideradas uma das taxas mais baixas do mercado. Muito disso \u00e9 responsabilidade da Creditas, uma das principais empresas de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas em rela\u00e7\u00e3o aos juros, eles podem sofrer um aumento dependendo do valor do empr\u00e9stimo e dos prazos de pagamento.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Conditions de paiement et de versement<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse t\u00f3pico do review sobre o empr\u00e9stimo pessoal Creditas vamos descobrir alguns detalhes a respeito de como o prazo de pagamento do empr\u00e9stimo pode afetar os valores de juros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A princ\u00edpio, os prazos de pagamento de ambos os empr\u00e9stimos s\u00e3o diferentes um do outro. Ent\u00e3o, veja como ficam os prazos:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>O empr\u00e9stimo com garantia de im\u00f3vel tem at\u00e9 240 meses para pagar;<\/li><li>O empr\u00e9stimo com garantia de ve\u00edculo tem at\u00e9 60 meses para pagar.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De antem\u00e3o, podemos perceber que existe uma boa diferen\u00e7a nos meses dispon\u00edveis para os solicitantes do empr\u00e9stimo realizarem o pagamento do empr\u00e9stimo. Mas isso acontece por conta dos valores do empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, o empr\u00e9stimo que tem o im\u00f3vel como garantia trabalha com valores que se iniciam em R$30 mil e v\u00e3o at\u00e9 R$3 milh\u00f5es dispon\u00edveis para solicitar. J\u00e1 o empr\u00e9stimo com garantia de ve\u00edculo, vai de R$5 mil at\u00e9 R$150 mil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esses e outros demais pontos n\u00f3s iremos acompanhar no pr\u00f3ximo t\u00f3pico, que vai conter as vantagens e as desvantagens do empr\u00e9stimo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Vantagens do empr\u00e9stimo Creditas<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Uma das principais vantagens dos empr\u00e9stimos que mostramos aqui \u00e9 a quantidade de meses que os solicitantes t\u00eam para realizar o pagamento das parcelas do empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Lembrando que o empr\u00e9stimo com garantia de im\u00f3vel tem 240 meses por conta dos valores dos im\u00f3veis que s\u00e3o mais altos do que os ve\u00edculos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, os valores dispon\u00edveis para solicita\u00e7\u00e3o s\u00e3o muito altos, podendo chegar em R$3 milh\u00f5es no caso do empr\u00e9stimo com garantia de im\u00f3veis. J\u00e1 os ve\u00edculos, podem chegar at\u00e9 R$150 mil. Valores que comparados com outros empr\u00e9stimos no mercado, superam e muito a m\u00e9dia da maioria deles.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, pelo fato dos empr\u00e9stimos possu\u00edrem uma garantia, as taxas destinadas aos atrasos de pagamentos s\u00e3o bem menores. Pois, no caso de atrasos graves, a Creditas pode exercer o direito de recolher o bem que foi posto como garantia no momento da contrata\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra vantagem \u00e9 a facilidade de contrata\u00e7\u00e3o. Portanto, a contrata\u00e7\u00e3o do empr\u00e9stimo \u00e9 muito simples e intuitiva. Nesse sentido, quase todo o processo \u00e9 realizado dentro do site.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m de ser simples, o processo de simula\u00e7\u00e3o e solicita\u00e7\u00e3o s\u00e3o online. Ou seja, podem ser realizados pelo celular, tablet ou computador. Isso facilita muito o processo, pois n\u00e3o \u00e9 necess\u00e1rio a entrega de documentos ou comparecer em ag\u00eancias ou espa\u00e7os f\u00edsicos em geral.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZpGofT\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-emprestimo-pessoal-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"D\u00e9couvrez le pr\u00eat personnel Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/87ca1986-544d-498c-a700-a1405014fc0d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-emprestimo-pessoal-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"D\u00e9couvrez le pr\u00eat personnel Creditas\">\n            D\u00e9couvrez le pr\u00eat personnel Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Veja aqui como funciona o empr\u00e9stimo Creditas.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-emprestimo-pessoal-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-emprestimo-pessoal-creditas\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/87ca1986-544d-498c-a700-a1405014fc0d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                D\u00e9couvrez le pr\u00eat personnel Creditas              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-emprestimo-pessoal-creditas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Desvantagens do empr\u00e9stimo Creditas<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em rela\u00e7\u00e3o as desvantagens, as taxas vari\u00e1veis s\u00e3o um exemplo. Portanto, pelo fato do n\u00famero de parcelas serem altas e os valores dispon\u00edveis para solicita\u00e7\u00e3o tamb\u00e9m, as taxas de juros podem sofrer um leve aumento dependendo dos valores.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, no caso de atrasos graves no pagamento, a Creditas tem o direito de coletar o im\u00f3vel ou ve\u00edculo envolvido na negocia\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Processus de demande<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Solicite seu empr\u00e9stimo online. Fonte: Pexels.\"  id=\"52052\" src=\"https:\/\/cdn.adtechpanda.com\/b442120f-e30d-4c8a-b3fb-1fbaf38759dd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Solicite seu empr\u00e9stimo online. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A Creditas \u00e9 muito conceituada no mercado financeiro. Al\u00e9m disso, \u00e9 uma das expoentes quando falamos de tecnologia e facilidade nos procedimentos que s\u00e3o realizados pelos clientes de todo o Brasil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, isso reflete totalmente no procedimento de solicita\u00e7\u00e3o dos empr\u00e9stimos pessoais que a empresa disponibiliza dentro do seu site. Em suma, o processo de solicita\u00e7\u00e3o \u00e9 muito simples.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Siga o passo a passo abaixo para solicitar:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Acesse o site da Creditas;<\/li><li>Ent\u00e3o, selecione a modalidade de empr\u00e9stimo desejada;<\/li><li>Depois disso, preencha todo o formul\u00e1rio com informa\u00e7\u00f5es pessoais e dados do empr\u00e9stimo;<\/li><li>Ent\u00e3o, finalize a solicita\u00e7\u00e3o e envie para a Creditas.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, o processo de solicita\u00e7\u00e3o \u00e9 realizado. Ent\u00e3o, ap\u00f3s a aprova\u00e7\u00e3o, o cliente receber\u00e1 a resposta da Creditas sobre o empr\u00e9stimo e o contrato digital para assinar e receber os valores referentes ao empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfim, \u00e9 simples e 100% online toda a solicita\u00e7\u00e3o como podemos ver neste review sobre o empr\u00e9stimo pessoal Creditas. Mas, se ainda lhe restam d\u00favidas, acesse nosso conte\u00fado recomendado e saiba em detalhes como solicitar seu empr\u00e9stimo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2vqwGD\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander un pr\u00eat Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8391c542-41aa-459e-8a0a-c6f040fab13c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander un pr\u00eat Creditas\">\n            Comment demander un pr\u00eat Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            A Creditas te oferece at\u00e9 R$3milh\u00f5es em cr\u00e9dito com taxa de juros a partir de 0,89% a.m. e at\u00e9 240 meses para pagar.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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