{"id":44,"date":"2020-08-04T10:56:30","date_gmt":"2020-08-04T10:56:30","guid":{"rendered":"http:\/\/142.93.248.120\/?p=44"},"modified":"2020-10-14T08:18:50","modified_gmt":"2020-10-14T08:18:50","slug":"11-opcoes-de-investimento-para-2019","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/11-opcoes-de-investimento-para-2019\/","title":{"rendered":"11 options d'investissement pour 2019"},"content":{"rendered":"
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Le sc\u00e9nario \u00e9conomique mondial est marqu\u00e9 par l\u2019incertitude. La guerre commerciale entre les \u00c9tats-Unis et la Chine et le ralentissement des \u00e9conomies d\u00e9velopp\u00e9es ont eu un impact sur le sc\u00e9nario national. Par ailleurs, la r\u00e9forme du syst\u00e8me de retraite est probablement la question qui aura le plus grand impact sur notre pays dans un avenir proche.<\/p>\n<\/div>

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M\u00eame avec toute cette incertitude, les options d\u2019investissement \u00e0 potentiel ne manquent pas. Il n'y a aucune raison de laisser votre argent sur le matelas. Avancez pour d\u00e9couvrir les meilleures options d\u2019investissement pour 2019.<\/p>\n<\/div>

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Bourse<\/h2>\n<\/div>
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L\u2019ann\u00e9e 2018 a \u00e9t\u00e9 tr\u00e8s positive. Ibovespa a progress\u00e9 \u00e0 15% et les perspectives pour 2019 restent positives suite aux r\u00e9sultats des \u00e9lections. L'am\u00e9lioration de l'environnement des affaires devrait impacter le march\u00e9 boursier et favoriser des performances saines jusqu'\u00e0 la fin de l'ann\u00e9e.<\/p>\n<\/div>

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Mais ne tombez pas dans le pi\u00e8ge de la s\u00e9lection de titres. Il n\u2019existe pas de compagnie parfaite et vous vous en sortirez bien mieux \u00e0 long terme en mettant plus d\u2019un \u0153uf dans le panier.<\/p>\n<\/div>

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Crypto-monnaies<\/h2>\n<\/div>
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L\u2019ann\u00e9e derni\u00e8re n\u2019a pas \u00e9t\u00e9 une bonne ann\u00e9e pour les crypto-monnaies et leur r\u00e9putation en a souffert. Mais pour certains experts, il ne s\u2019agit l\u00e0 que d\u2019un signe de maturit\u00e9 du march\u00e9.<\/p>\n<\/div>

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Ne vous attendez pas \u00e0 ce que les r\u00e9sultats de 2017 se reproduisent, mais ne soyez pas surpris si 2019 est l'ann\u00e9e de la reprise pour les crypto-monnaies.<\/p>\n<\/div>

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fonds d'investissement<\/h2>\n<\/div>
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De mani\u00e8re simplifi\u00e9e, les fonds sont des v\u00e9hicules qui facilitent l'acc\u00e8s des petits investisseurs \u00e0 des portefeuilles diversifi\u00e9s, g\u00e9r\u00e9s par des professionnels form\u00e9s.<\/p>\n<\/div>

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Les fonds d'investissement constituent toujours une bonne option d'investissement \u00e0 long terme. Continuez \u00e0 lire l'article et d\u00e9couvrez quelques exemples de fonds sp\u00e9cifiques dont la valeur devrait augmenter en 2019.<\/p>\n<\/div>

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Fonds multimarch\u00e9s<\/h2>\n<\/div>
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Il s\u2019agit de la principale cat\u00e9gorie de fonds, car ils \u00ab m\u00e9langent \u00bb diff\u00e9rents types d\u2019investissement, comme les actions et les titres \u00e0 revenu fixe.<\/p>\n<\/div>

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La situation \u00e9conomique du pays laisse pr\u00e9sager une appr\u00e9ciation des actions br\u00e9siliennes. Comme les Fonds Multimarch\u00e9s sont g\u00e9n\u00e9ralement bas\u00e9s sur des actions, ils peuvent constituer une bonne option pour 2019.<\/p>\n<\/div>

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Fonds immobiliers<\/h2>\n<\/div>
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Le march\u00e9 immobilier montre d\u00e9j\u00e0 des signes de renforcement et les fonds immobiliers constituent le moyen le plus simple d'investir dans des propri\u00e9t\u00e9s commerciales et de diversifier davantage vos investissements.<\/p>\n<\/div>

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Outre la diversification, des r\u00e9sultats tr\u00e8s positifs sont attendus avec ce type de fonds, \u00e9tant donn\u00e9 que la croissance \u00e9conomique impacte directement ce type d'investissement.<\/p>\n<\/div>

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Fonds de cr\u00e9dit<\/h2>\n<\/div>
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Les fonds de cr\u00e9dit permettent d'investir simultan\u00e9ment dans diff\u00e9rents types de dettes, tels que le cr\u00e9dit d'entreprise et les d\u00e9bentures. Comme d\u2019autres types de fonds, il s\u2019agit d\u2019un moyen simple de vous exposer \u00e0 un autre instrument unique.<\/p>\n<\/div>

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En g\u00e9n\u00e9ral, on s\u2019attend \u00e0 ce que plus la p\u00e9riode d\u2019investissement est longue, plus les int\u00e9r\u00eats disponibles \u00e0 la fin de l\u2019investissement sont \u00e9lev\u00e9s.<\/p>\n<\/div>

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CBD<\/h2>\n<\/div>
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Les certificats de d\u00e9p\u00f4t bancaire ne se d\u00e9moderont jamais. Ce sont des types d\u2019investissements qui attirent les investisseurs conservateurs et audacieux.<\/p>\n<\/div>

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Ce \u00e0 quoi vous devez pr\u00eater attention, c'est le type de revenu fixe. En 2019, cette d\u00e9cision d\u00e9pendra en grande partie de votre optimisme quant \u00e0 la tr\u00e8s controvers\u00e9e r\u00e9forme des retraites.<\/p>\n<\/div>

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LCI et LCA<\/h2>\n<\/div>
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Les lettres de cr\u00e9dit sont des investissements attractifs car elles sont garanties par la FGC jusqu'\u00e0 250 000 R$. Ils sont similaires aux CDB, \u00e0 la diff\u00e9rence qu\u2019ils sont exon\u00e9r\u00e9s d\u2019imp\u00f4t sur le revenu.<\/p>\n<\/div>

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Cela dit, ils ne surpassent pas les CDB en termes de rendement, ce qui en fait des options attractives pour les investissements \u00e0 court terme.<\/p>\n<\/div>

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Tr\u00e9sor Direct<\/h2>\n<\/div>
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Le Treasury Direct est un titre public \u00e0 revenu fixe \u00e9mis par le Tr\u00e9sor national. Il s\u2019agit d\u2019un moyen simple de \u00ab pr\u00eater \u00bb de l\u2019argent au gouvernement en \u00e9change d\u2019int\u00e9r\u00eats.<\/p>\n<\/div>

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Tesouro Direto sera toujours une alternative d'investissement solide et s\u00fbre, et une meilleure option que de laisser votre argent dans vos \u00e9conomies.<\/p>\n<\/div>

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D\u00e9bentures<\/h2>\n<\/div>
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Les d\u00e9bentures sont des CDB \u00e9mis par des soci\u00e9t\u00e9s non financi\u00e8res.<\/p>\n<\/div>

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Dans une large mesure, ils sont index\u00e9s par rapport \u00e0 l\u2019inflation \u2013 mesur\u00e9e par l\u2019indicateur IPCA \u2013 et constituent donc des alternatives int\u00e9ressantes \u00e0 ajouter \u00e0 votre portefeuille.<\/p>\n<\/div>

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Pension<\/h2>\n<\/div>
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N'oubliez pas de pr\u00e9parer votre retraite.<\/p>\n<\/div>

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Quelle que soit l\u2019ann\u00e9e et la situation \u00e9conomique du pays, investir constamment dans une forme de pension garantira votre avenir et votre sant\u00e9 financi\u00e8re \u00e0 la retraite.<\/p>\n<\/div>

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Apr\u00e8s tout, quelle option choisir ?<\/h2>\n<\/div>
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Diff\u00e9rentes options d\u2019investissement ont des profils de risque et de rendement compl\u00e8tement diff\u00e9rents. Les actions, par exemple, ont un rendement sup\u00e9rieur \u00e0 celui des obligations d\u2019\u00c9tat \u00e0 long terme. Cependant, son prix fluctue beaucoup.<\/p>\n<\/div>

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C'est pourquoi les portefeuilles qui m\u00e9langent diff\u00e9rents instruments \u2013 comme certains de ceux mentionn\u00e9s dans cet article \u2013 ont tendance \u00e0 pr\u00e9senter des rendements positifs avec des profils de risque sains \u2013 vous offrant suffisamment de tranquillit\u00e9 d'esprit pour dormir la nuit sans soucis.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

O cen\u00e1rio econ\u00f4mico mundial \u00e9 de incerteza. A guerra comercial entre EUA e China e a desacelera\u00e7\u00e3o de economias desenvolvidas impactaram o cen\u00e1rio nacional. Al\u00e9m disso, a reforma do sistema previdenci\u00e1rio \u00e9 provavelmente a pauta que ter\u00e1 maior impacto sobre o nosso pa\u00eds em um futuro pr\u00f3ximo. Mesmo com toda essa incerteza, o que n\u00e3o… continuer la lecture 11 options d'investissement pour 2019<\/span><\/a><\/p>","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[13],"yoast_head":"\n11 op\u00e7\u00f5es de investimento para 2019 - Senhor Panda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/fr\/11-opcoes-de-investimento-para-2019\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"11 op\u00e7\u00f5es de investimento para 2019\" \/>\n<meta property=\"og:description\" content=\"O cen\u00e1rio econ\u00f4mico mundial \u00e9 de incerteza. A guerra comercial entre EUA e China e a desacelera\u00e7\u00e3o de economias desenvolvidas impactaram o cen\u00e1rio nacional. Al\u00e9m disso, a reforma do sistema previdenci\u00e1rio \u00e9 provavelmente a pauta que ter\u00e1 maior impacto sobre o nosso pa\u00eds em um futuro pr\u00f3ximo. 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