{"id":42498,"date":"2021-11-11T12:00:00","date_gmt":"2021-11-11T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=42498"},"modified":"2021-11-11T11:43:11","modified_gmt":"2021-11-11T11:43:11","slug":"afinz-ou-avista","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/afinz-ou-avista\/","title":{"rendered":"Carte Afinz ou Carte Avista : quelle est la meilleure ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Afinz x Avista: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, que tal decidir entre op\u00e7\u00f5es sem burocracia? Fonte: Unsplash.\"  id=\"42516\" src=\"https:\/\/cdn.adtechpanda.com\/07fe3af2-f3ef-4f44-ad07-26cbb8b0495d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, que tal decidir entre op\u00e7\u00f5es sem burocracia? Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, afinal, por que decidir entre cart\u00e3o Afinz ou cart\u00e3o Avista?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Afinz oferece 40 dias para pagar faturas, pagamento por aproxima\u00e7\u00e3o e programa Voc\u00ea Bem.&nbsp; Ou seja, oferece benef\u00edcios interessantes para in\u00fameros perfis financeiros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o Avista aparece j\u00e1 com limite pr\u00e9-aprovado garantido. Ent\u00e3o, ap\u00f3s an\u00e1lise, o cliente garante, no m\u00e1ximo, R$ 700,00. Mas, o valor pode variar dependendo da comprova\u00e7\u00e3o de renda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, que tal saber mais sobre as op\u00e7\u00f5es no comparativo, a seguir? Portanto, acompanhe detalhes a avalie qual melhor ir\u00e1 atender suas necessidades!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1T2jWR\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Afinz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Afinz\">\n            Comment demander la carte Afinz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Solicite seu cart\u00e3o Afinz e garanta aprova\u00e7\u00e3o imediata, bandeira internacional e baixa anuidade.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte Afinz              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zz7EKX\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-avista\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander une carte Avista\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/66a1545c-e712-4408-b904-5dcdb75bd3e7\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-avista\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander une carte Avista\">\n            Comment demander une carte Avista        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Pe\u00e7a seu cart\u00e3o Avista e aproveite a anuidade diferenciada e o programa Mastercard Surpreenda.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-avista\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-avista\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/66a1545c-e712-4408-b904-5dcdb75bd3e7\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander une carte Avista              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-avista\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Carte Afinz<\/strong><\/td><td><strong>Cart\u00e3o Avista<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>Pas inform\u00e9<\/td><td>Pas inform\u00e9<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>R$ 227,88<\/td><td>12x de R$ 16,99<\/td><\/tr><tr><td><strong>Drapeau<\/strong><\/td><td>Visa<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Toit<\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>40 dias para pagar compras;<br>Pagamentos por aproxima\u00e7\u00e3o;<br>Vous programmez bien.<\/td><td>Anuidade diferenciada;<br>Limite m\u00e1ximo de R$ 700,00;<br>Programa Mastercard Surpreenda.<\/td><\/tr><\/tbody><\/table><figcaption>Mais apr\u00e8s tout, quel est l\u2019id\u00e9al ?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Carte Afinz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Descubra caracter\u00edsticas do cart\u00e3o Afinz. Fonte: Afinz.\"  id=\"42517\" src=\"https:\/\/cdn.adtechpanda.com\/053e8dd3-c772-4db6-9592-576414080b39\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descubra caracter\u00edsticas do cart\u00e3o Afinz. Fonte: Afinz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A plataforma de servi\u00e7os financeiros Afinz iniciou oferecendo cr\u00e9dito para pessoas f\u00edsicas e jur\u00eddicas. Ent\u00e3o, este ano, se tornou banco, depois disso lan\u00e7ou seu cart\u00e3o de cr\u00e9dito. Portanto, o produto foi lan\u00e7ado com bandeira Visa e na vers\u00e3o Gold. Ou seja, o cliente aproveita programas do banco e da bandeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Certamente, o programa Voc\u00ea bem \u00e9 interessante, afinal, oferece in\u00fameros descontos. Por exemplo, sa\u00fade, educa\u00e7\u00e3o e at\u00e9 farm\u00e1cias tem parcerias com o cart\u00e3o. Al\u00e9m disso, aproveite tamb\u00e9m pre\u00e7os mais baixos em consultas, cursos e at\u00e9 exames.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, ele tem bandeira internacional e, sendo aceito em qualquer m\u00e1quina de cart\u00e3o e em servi\u00e7os de streaming, como Netflix. Ent\u00e3o, fa\u00e7a compras online e em milhares de estabelecimentos no mundo. Al\u00e9m disso, tenha cart\u00e3o adicional, aplicativo e pagamento por aproxima\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No aplicativo, voc\u00ea desbloqueia o cart\u00e3o, consulta limite e melhor dia para compra, recebe avisos de descontos, paga contas e consulta a fatura. Entretanto, o pedido do cart\u00e3o de cr\u00e9dito \u00e9 feito pessoalmente em um estabelecimento parceiro da Afinz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, esta op\u00e7\u00e3o possui an\u00e1lise de cr\u00e9dito para aprova\u00e7\u00e3o. Por enquanto, n\u00e3o \u00e9 poss\u00edvel mensurar um valor de limite de cr\u00e9dito inicial, por exemplo. Entretanto, esta \u00e9 uma \u00f3tima op\u00e7\u00e3o para quem busca aprova\u00e7\u00e3o imediata e economia.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Avista<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Este cart\u00e3o tem limite m\u00e1ximo de R$ 700,00. Fonte: Avista.\"  id=\"42518\" src=\"https:\/\/cdn.adtechpanda.com\/1ae8597e-b1c3-4759-bc50-c090c7a15155\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Este cart\u00e3o tem limite m\u00e1ximo de R$ 700,00. Fonte: Avista.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Avista \u00e9 \u00f3timo para quem busca aprova\u00e7\u00e3o imediata, j\u00e1 que possui uma an\u00e1lise menos rigorosa. Al\u00e9m disso, pessoas que buscam uma ideia de valor do limite de cr\u00e9dito j\u00e1 possuem esta informa\u00e7\u00e3o. Ou seja, o cart\u00e3o divulgou que o limite m\u00e1ximo \u00e9 de R$ 700,00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, \u00e9 s\u00f3 preencher um formul\u00e1rio no site para seguir com o pedido. O mais importante \u00e9 que este cart\u00e3o \u00e9 uma \u00f3tima op\u00e7\u00e3o para trabalhadores aut\u00f4nomos ou informais. Ou seja, n\u00e3o exige tantos documentos durante a an\u00e1lise.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, saiba que este cart\u00e3o serve para pagamento em milhares de estabelecimentos, al\u00e9m de lojas na internet. Isso porque tem bandeira Mastercard, certamente, com participa\u00e7\u00e3o no programa Mastercard Surpreenda, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, este cart\u00e3o tem baixa anuidade mensal e movimenta\u00e7\u00e3o por aplicativo. O mais importante \u00e9 que ajuda na organiza\u00e7\u00e3o financeira. Ou seja, tem um prazo maior do que os outros para pagar faturas, sem cobrar juros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, pessoas com score ou renda baixos podem aproveitar este cart\u00e3o. Ainda que ofere\u00e7a um limite inicial baixo, pode ser aumentado mediante uso e pagamento em dia! Portanto, aproveite para ver mais vantagens desta op\u00e7\u00e3o!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quels sont les avantages de la carte Afinz ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quem solicita o cart\u00e3o Afinz tem in\u00fameras vantagens, como o Programa Voc\u00ea Bem, por exemplo. Ou seja, tenha descontos em medicamentos, cl\u00ednicas, laborat\u00f3rios e em cursos profissionalizantes, al\u00e9m de EJA e muitos de qualifica\u00e7\u00e3o profissional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um exemplo desta vantagem, \u00e9 que nas drogarias Pacheco e S\u00e3o Paulo voc\u00ea ganha desconto de 35% em gen\u00e9ricos tarjados. Al\u00e9m disso, h\u00e1 economia de 80% em cursos profissionalizantes com certificando, somente pagando com o cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, a bandeira Visa Internacional d\u00e1 acesso a compras em qualquer lugar do mundo, al\u00e9m de descontos em parceiros. Por outro lado, tenha prote\u00e7\u00e3o de pre\u00e7o, compra, seguro viagem e garantia estendida.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em conclus\u00e3o, pague compras parceladas e, ainda, tenha cart\u00e3o adicional. O mais importante \u00e9 que neste caso voc\u00ea tem 50% de desconto na anuidade, o que \u00e9 econ\u00f4mico. Por fim, resolva todos os problemas sem sair de casa atrav\u00e9s do aplicativo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as vantagens do cart\u00e3o Avista?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O mais importante, \u00e9 que este cart\u00e3o pode ser uma das poucas chances de pessoas de renda baixa conseguir limite de cr\u00e9dito. Isso porque ele tem uma limite m\u00e1ximo de R$ 700,00, ou seja, voc\u00ea inicia com um limite menor e vai aumentando conforme o uso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois disso, tenha 45 dias para pagar faturas sem juros. Ademais, este cart\u00e3o possui bandeira Mastercard, com participa\u00e7\u00e3o no programa de pontos da bandeira. Ou seja, acumule pontos e ganhe descontos em parceiros em todo mundo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, este cart\u00e3o possui poucas tarifas, com baixa anuidade. Portanto, o custo para utiliz\u00e1-lo n\u00e3o pesa no bolso. Al\u00e9m disso, a anuidade \u00e9 diferenciada, ou seja, voc\u00ea paga somente quando tiver fatura. Com ele, voc\u00ea tamb\u00e9m pode pagar Netflix, Spotify e outros aplicativos, al\u00e9m de acompanhar os gastos pelo aplicativo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, verifique a disponibilidade do cart\u00e3o, que tem a facilidade de solicita\u00e7\u00e3o pela internet. Al\u00e9m disso, sempre que pagar a fatura em dia voc\u00ea aumenta as chances de conseguir mais limite de cr\u00e9dito!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quels sont les inconv\u00e9nients de la carte Afinz ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que seja um cart\u00e3o de cr\u00e9dito interessante, \u00e9 preciso pagar anuidade que chega a R$227,88 por ano. Certamente, algumas pessoas ter\u00e3o dificuldades em arca com este valor por m\u00eas. Se somente este valor n\u00e3o ser pago, voc\u00ea pode ser o cart\u00e3o bloqueado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra desvantagem \u00e9 que possui an\u00e1lise de cr\u00e9dito. Portanto, pessoas com muitas restri\u00e7\u00f5es correm risco de n\u00e3o ter aprova\u00e7\u00e3o. Ademais, a solicita\u00e7\u00e3o \u00e9 feita apenas pessoalmente nos estabelecimentos parceiros, isso pode dificultar o acesso ao cart\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as desvantagens do cart\u00e3o Avista?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, o site do cart\u00e3o Avista possui poucas informa\u00e7\u00f5es, o que deixa o cliente sem informa\u00e7\u00f5es quanto a renda m\u00ednima ou quais documentos exigidos, por exemplo. Al\u00e9m disso, por mais que aprova\u00e7\u00e3o seja facilitada, seu CPF ser\u00e1 consultado nos bir\u00f4s mais conhecidos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, saiba que a anuidade deve ser paga mensalmente. Por\u00e9m, como ela \u00e9 diferenciada, voc\u00ea paga apenas quando houver fatura, ou seja, se n\u00e3o comprar a tarifa n\u00e3o \u00e9 cobrada. Isso facilita muito a vida financeira dos clientes.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Afinz ou Cart\u00e3o Avista: qual escolher?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual o melhor para voc\u00ea entre o Afinz ou o Avista? Fonte: Unsplash.\"  id=\"42521\" src=\"https:\/\/cdn.adtechpanda.com\/8739de7d-cd90-48c1-985f-25c3d355f72f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Qual o melhor para voc\u00ea entre o Afinz ou o Avista? Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, afinal, conseguiu definir entre o cart\u00e3o Afinz ou cart\u00e3o Avista?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para esclarecer, ambos s\u00e3o cart\u00f5es de cr\u00e9dito com bandeira internacional, aprova\u00e7\u00e3o imediata e anuidades baixas. Entretanto, somente um \u00e9 para pessoas com score baixo, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o Afinz tem caracter\u00edsticas tecnol\u00f3gicas mais atrativas, como o aplicativo, por exemplo. Al\u00e9m disso, o programa Voc\u00ea Bem te ajuda a economizar. Em contrapartida, o cart\u00e3o Avista \u00e9 direcionado a pessoas de baixa renda que podem ter um bom limite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, a dica \u00e9 escolher qual se encaixa melhor no seu or\u00e7amento. Al\u00e9m disso, observe qual atenderia suas necessidades. Por fim, veja qual \u00e9 ideal para o seu perfil financeiro e n\u00e3o esque\u00e7a de observar a situa\u00e7\u00e3o do CPF.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, se acaso n\u00e3o tenha chegado a uma decis\u00e3o, fique tranquilo. Nosso conte\u00fado recomendado traz mais op\u00e7\u00f5es que se enquadram em quem quer economizar, comprar pela internet e n\u00e3o ter dor de cabe\u00e7a com tarifas!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-16QxN2\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/atacadao-ou-vooz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carte Atacad\u00e3o ou carte Vooz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/23d43bb2-b541-4a02-8d77-5ce80bbcc03a\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/atacadao-ou-vooz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carte Atacad\u00e3o ou carte Vooz\">\n            Carte Atacad\u00e3o ou carte Vooz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Decida entre cart\u00f5es de baixa anuidade, que oportunizam compras em milhares de estabelecimentos, programas de pontos e descontos!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/atacadao-ou-vooz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Ambos t\u00eam muitos benef\u00edcios, mas quais ser\u00e3o as diferen\u00e7as? Leia este post comparativo e saiba tudo sobre eles.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[790,1356,179,436,439],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o Avista: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Optando entre o cart\u00e3o Afinz ou cart\u00e3o Avista voc\u00ea ter\u00e1 bandeira internacional, movimenta\u00e7\u00e3o por aplicativo e baixa anuidade. 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