{"id":42260,"date":"2021-11-22T12:00:00","date_gmt":"2021-11-22T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=42260"},"modified":"2021-11-23T20:10:56","modified_gmt":"2021-11-23T20:10:56","slug":"sicoob-gold-ou-nubank-ultravioleta","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/sicoob-gold-ou-nubank-ultravioleta\/","title":{"rendered":"Carte Sicoob Gold ou Nubank Ultraviolet Card : quelle est la meilleure ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Sicoob Gold x Nubank Ultravioleta : d\u00e9couvrez laquelle choisir<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, qual o ideal para suas finan\u00e7as? Fonte: Unsplash.\"  id=\"42269\" src=\"https:\/\/cdn.adtechpanda.com\/3eccfcdd-67be-48b3-9e06-4144b00cfe94\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Alors, lequel est id\u00e9al pour vos finances ? Source : Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et si vous choisissiez entre la carte Sicoob Gold ou la carte Nubank Ultravioleta apr\u00e8s ce comparatif ? En bref, les deux proposent des applications de surveillance des comptes et des cartes de cr\u00e9dit, ainsi que des programmes de r\u00e9compenses. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ils pr\u00e9sentent cependant quelques diff\u00e9rences. C&#039;est pourquoi nous avons cr\u00e9\u00e9 ce comparatif pour vous aider \u00e0 choisir la meilleure option. Apr\u00e8s tout, qu\u2019est-ce qui est id\u00e9al ? Si vous voulez savoir, continuez \u00e0 lire et suivez les informations en d\u00e9tail.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1xEeUM\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander une carte Nubank Ultraviolet\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/7754941b-cada-4edf-aa9a-9442bc0c2da4\/\" alt=\"Cart\u00e3o Nubank\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-nubank-ultravioleta\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander une carte Nubank Ultraviolet\">\n            Comment demander une carte Nubank Ultraviolet        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carte Nubank Ultravioleta a une couverture internationale et propose un programme de cashback exclusif. D\u00e9couvrez comment demander le v\u00f4tre ici\u00a0!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/7754941b-cada-4edf-aa9a-9442bc0c2da4\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander une carte Nubank Ultraviolet              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Carte Or Sicoob<\/strong><\/td><td><strong>Carte ultraviolette Nubank<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>Pas inform\u00e9<\/td><td>Non requis<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>Pas inform\u00e9<\/td><td>Exempter<\/td><\/tr><tr><td><strong>Drapeau<\/strong><\/td><td>Mastercard, Visa ou Cabale<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Toit<\/strong><\/td><td>International ou National<\/td><td>International<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>Prix Sicoobcard\u00a0;<br>Avantages du drapeau.<\/td><td>Remise en argent\u00a0;<br>Avantages de la marque Mastercard Black.<\/td><\/tr><\/tbody><\/table><figcaption>Mais apr\u00e8s tout, quel est le meilleur ?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Carte Or Sicoob<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Actuellement, Sicoob compte plus de 5 millions de clients ou membres r\u00e9partis dans tout le Br\u00e9sil. Puis, avec l\u2019arriv\u00e9e des banques digitales et des applications de suivi de comptes, il s\u2019est adapt\u00e9 aux nouvelles technologies avec une application de contr\u00f4le de comptes et de cartes bancaires.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, Sicoob propose au moins six types de cartes de cr\u00e9dit, avec trois marques parmi lesquelles choisir, comme Visa, Mastercard et Cabal, par exemple. Le client est donc dirig\u00e9 vers la carte en fonction de son profil financier. Cependant, vous pouvez choisir votre favori.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, la carte Sicoob Gold propose deux options de marques internationales : Mastercard et Visa. Et une option pour un drapeau national, celui de la Cabale. Tout comme la d\u00e9marche de candidature s\u2019effectue \u00e0 la succursale coop\u00e9rative. En fait, cette carte est id\u00e9ale pour ceux qui voyagent beaucoup et qui ont besoin de s\u00e9curit\u00e9, car ce mod\u00e8le dispose d&#039;une assistance au voyage.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, gr\u00e2ce aux Sicoobcard Awards, chaque achat devient un point qui peut \u00eatre \u00e9chang\u00e9 contre des miles a\u00e9riens, des produits, entre autres. De plus, vous avez \u00e9galement la possibilit\u00e9 de participer aux programmes de r\u00e9compenses de la marque choisie. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Il convient \u00e9galement de souligner que cette option n\u00e9cessite un revenu minimum et comporte une cotisation annuelle, mais les valeurs ne sont renseign\u00e9es qu&#039;au moment de la demande.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Carte ultraviolette Nubank<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Eh bien, cette version avanc\u00e9e de la version violette a \u00e9t\u00e9 lanc\u00e9e en juillet de cette ann\u00e9e. En raison de la marque Mastercard Black, il y avait une hypoth\u00e8se selon laquelle un revenu minimum serait requis pour postuler, qui n&#039;a pas \u00e9t\u00e9 confirm\u00e9e. Par cons\u00e9quent, le client Nubank qui souhaite ce plus passe par l&#039;analyse commune r\u00e9alis\u00e9e par la banque.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Comme nous l&#039;avons mentionn\u00e9, l&#039;acc\u00e8s d\u00e9pend de l&#039;analyse de cr\u00e9dit habituelle, mais il existe une liste d&#039;int\u00e9r\u00eats. Lors du lancement de la carte, les clients Nubank ont \u00e9t\u00e9 prioritaires. Ainsi, si vous poss\u00e9dez d\u00e9j\u00e0 un compte num\u00e9rique et \u00eates un ancien client, les chances d\u2019obtenir ce mod\u00e8le sont plus grandes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contrairement aux autres cartes bancaires, cette carte physique est constitu\u00e9e de m\u00e9tal trois fois plus lourd et met l&#039;accent sur la s\u00e9curit\u00e9. Autrement dit, les num\u00e9ros et informations li\u00e9s \u00e0 la carte ne sont disponibles que dans l\u2019application. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Utilisez \u00e9galement cette carte internationale pour vous abonner \u00e0 des services, tels que Netflix, Spotify, Uber et d&#039;autres applications, par exemple. De plus, apr\u00e8s approbation, des frais mensuels de 49,00 R$ garantissent les avantages de Mastercard. Il s\u2019agit notamment d\u2019une assurance maladie et voyage.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfin, \u00e0 chaque achat vous b\u00e9n\u00e9ficiez d&#039;un cashback de 1%, avec un revenu annuel. En effet, ces revenus atteignent 200% du CDI, bien sup\u00e9rieurs \u00e0 l&#039;\u00e9pargne par exemple. Cette carte sera certainement utile \u00e0 ceux qui recherchent des tarifs bas et des avantages de voyage.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quels sont les avantages de la carte Sicoob Gold ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"43961\" src=\"https:\/\/cdn.adtechpanda.com\/8091fee0-10b9-4ca6-ab74-91bc7439e9ad\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Apr\u00e8s tout, quels sont les avantages de la carte ? Source\u00a0:\u00a0Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La carte Sicoob Gold offre 40 jours pour payer ses factures sans int\u00e9r\u00eats. De plus, il est utile en cas d&#039;urgence, c&#039;est-\u00e0-dire qu&#039;il permet des retraits en agence qui peuvent \u00eatre pay\u00e9s en 12 versements maximum. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, lors de la demande, vous pouvez choisir entre Visa, Mastercard ou Cabal. Autrement dit, vous pouvez \u00e9galement profiter des programmes Vai de Visa ou Mastercard Surpreenda. Rappelons que Cabal n&#039;a pas de programme de r\u00e9compenses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous pouvez \u00e9galement profiter d&#039;autres avantages de Visa et Mastercard, tels que la protection du prix, la protection des achats et l&#039;assurance extension de garantie. En revanche, vous pouvez participer au programme de r\u00e9compenses Sicoob.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En d\u2019autres termes, dans ce programme, vous accumulez des points pour chaque dollar d\u00e9pens\u00e9 et pouvez les \u00e9changer contre des miles a\u00e9riens, du cr\u00e9dit sur facture, des produits exclusifs ou des prix hebdomadaires. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quels sont les avantages de la carte Nubank Ultravioleta ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, sachez que le client Ultraviolet dispose d&#039;une carte exclusive, avec un poids plus important et un design en m\u00e9tal. En fait, il b\u00e9n\u00e9ficie d\u2019une s\u00e9curit\u00e9 puisqu\u2019il n\u2019y a aucune information de part et d\u2019autre du plastique.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Profitez \u00e9galement du cashback qui rapporte 200% du CDI annuel. Il est \u00e0 noter que ce montant s&#039;accumule sur le compte et n&#039;expire pas. De plus, vous b\u00e9n\u00e9ficiez des avantages de la marque noire Mastercard, c&#039;est-\u00e0-dire que vous b\u00e9n\u00e9ficiez d&#039;une assurance et d&#039;une assistance li\u00e9e au voyage.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En parlant de voyage, les clients d&#039;Ultravioleta acc\u00e8dent aux salons et aux salles VIP en attendant dans les a\u00e9roports. Tout comme il existe une carte de cr\u00e9dit internationale accept\u00e9e dans le monde entier et avec des versions virtuelles et physiques.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En effet, cette carte comporte peu de frais et donne acc\u00e8s \u00e0 la m\u00eame application que la carte Nubank de base, avec les avantages habituels. Parmi eux, la lib\u00e9ration imm\u00e9diate de la limite apr\u00e8s paiement et les chances mensuelles d\u2019augmentation de la limite.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quels sont les inconv\u00e9nients de la carte Sicoob Gold ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as desvantagens? Fonte: Pexels.\"  id=\"43974\" src=\"https:\/\/cdn.adtechpanda.com\/6b4303dc-ac31-4cf6-8d9e-8cea3a3f0c94\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Apr\u00e8s tout, quels sont les inconv\u00e9nients ? Source\u00a0:\u00a0Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dans un premier temps, la carte doit \u00eatre demand\u00e9e aupr\u00e8s d&#039;une des agences Sicoob. Ce processus peut \u00eatre un peu plus bureaucratique que celui des autres banques, car la plupart d&#039;entre elles disposent d&#039;une proc\u00e9dure en ligne. &nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Autre inconv\u00e9nient, la cotisation annuelle et le revenu minimum ne sont renseign\u00e9s qu\u2019au moment de la demande. De plus, les candidats n\u00e9gatifs n\u2019ont pas de grandes chances d\u2019\u00eatre approuv\u00e9s.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quels sont les inconv\u00e9nients de la carte Nubank Ultraviolet ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Le principal inconv\u00e9nient est les frais mensuels, qui ne sont exon\u00e9r\u00e9s qu&#039;en d\u00e9pensant 5 000 R$ sur la facture ou en investissant 150 000 R$ dans les fonds Nubank. D&#039;un autre c\u00f4t\u00e9, l&#039;acc\u00e8s aux Lounges attire \u00e9galement l&#039;attention, car m\u00eame avec la carte, vous paierez des frais de permanence.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, les clients Nubank plus \u00e2g\u00e9s et ayant de bons ant\u00e9c\u00e9dents financiers auront la priorit\u00e9 pour l&#039;approbation. En d\u2019autres termes, si vous cr\u00e9ez un nouveau compte, l\u2019approbation peut prendre du temps. Enfin, vous devez attendre sur une liste d&#039;int\u00e9r\u00eat pour acc\u00e9der \u00e0 la carte.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Carte Sicoob Gold ou Carte Nubank Ultraviolet : laquelle choisir ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, avez-vous pu choisir entre la carte Sicoob Gold ou la carte Nubank Ultravioleta ? En bref, les deux peuvent \u00eatre consid\u00e9r\u00e9es comme des versions avanc\u00e9es des cartes les plus basiques des institutions \u00e9mettrices respectives.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Toutefois, les diff\u00e9rences sont importantes. Alors que l&#039;option Nubank n\u00e9cessite de faire une demande sans quitter son domicile, Sicoob ne d\u00e9bloque du cr\u00e9dit que sur demande faite en agence. Bien entendu, nous soulignons \u00e9galement que l\u2019un n\u2019exige pas de revenu minimum, alors que l\u2019autre l\u2019exige.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La chose la plus importante au moment de prendre une d\u00e9cision est d\u2019\u00e9valuer votre situation financi\u00e8re. Par ailleurs, faites attention aux CPF, car aucun d\u2019entre eux n\u2019a la possibilit\u00e9 de proposer du cr\u00e9dit aux personnes n\u00e9gatives. Apr\u00e8s cela, choisissez le meilleur pour effectuer vos achats dans des milliers d&#039;\u00e9tablissements.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfin, si vous n&#039;avez pas encore d\u00e9cid\u00e9, profitez du contenu recommand\u00e9 ci-dessous. Vous trouverez certainement plus d&#039;options pour d\u00e9finir la carte de cr\u00e9dit qui r\u00e9pond le mieux \u00e0 vos priorit\u00e9s, qu&#039;il s&#039;agisse de gros achats, de voyages ou de cours par exemple. Cliquez!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2nLLno\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/atacadao-ou-vooz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carte Atacad\u00e3o ou carte Vooz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/11\/cartao-sicoob-gold-ou-cartao-nubank-ultravioleta.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/atacadao-ou-vooz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carte Atacad\u00e3o ou carte Vooz\">\n            Carte Atacad\u00e3o ou carte Vooz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quelle est la meilleure option entre la carte Atacad\u00e3o et la carte Vooz ? 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Que diriez-vous de choisir entre les cartes Sicoob Gold et Nubank Ultravioleta\u00a0? Ils sont diff\u00e9rents, mais ils pr\u00e9sentent de grands avantages. Apprenez-en davantage ici\u00a0!<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,305,1189,2221,2222,299,1916],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Sicoob Gold ou Cart\u00e3o Nubank Ultravioleta: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Decida entre o cart\u00e3o Sicoob Gold ou cart\u00e3o Nubank Ultravioleta. Eles s\u00e3o dois cart\u00f5es diferentes, mas que possuem benef\u00edcios incr\u00edveis. 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Eles s\u00e3o dois cart\u00f5es diferentes, mas que possuem benef\u00edcios incr\u00edveis. 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