{"id":41227,"date":"2021-11-16T23:00:00","date_gmt":"2021-11-16T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=41227"},"modified":"2021-11-16T21:47:16","modified_gmt":"2021-11-16T21:47:16","slug":"afinz-ou-bmg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/afinz-ou-bmg\/","title":{"rendered":"Carte Afinz ou carte BMG : quelle est la meilleure ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-afinz-x-bmg-descubra-qual-escolher\">Afinz x BMG : d\u00e9couvrez lequel choisir<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou BMG? Fonte: Pexels.\"  id=\"41231\" src=\"https:\/\/cdn.adtechpanda.com\/0b8f0bd3-2eb4-4888-bd13-c8102b99df4d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mais apr\u00e8s tout, quelle est la meilleure carte entre Afinz et BMG ? Source\u00a0:\u00a0Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si vous avez un doute entre la carte Afinz ou la carte BMG, ne vous inqui\u00e9tez pas, car aujourd&#039;hui, nous allons vous montrer les principales caract\u00e9ristiques de ces deux cartes, ainsi que les avantages et les inconv\u00e9nients afin que vous puissiez choisir la meilleure carte. alternative.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, les deux ont un drapeau international accept\u00e9 dans le monde entier, \u00e9tant respectivement Visa et Mastercard. De plus, ils disposent d&#039;une application pour contr\u00f4ler les d\u00e9penses et les programmes d&#039;avantages propos\u00e9s par la marque et l&#039;institution \u00e9mettrice.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vous d\u00e9couvrirez ensuite tout sur ces deux cartes. V\u00e9rifier!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZplrT6\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Afinz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Afinz\">\n            Comment demander la carte Afinz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vous souhaitez savoir comment demander la carte Afinz et profiter des r\u00e9ductions du programme Voc\u00ea Bem ? Alors, lisez cet article pour conna\u00eetre le processus \u00e9tape par \u00e9tape de la demande.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Lisez cet article et d\u00e9couvrez comment demander le v\u00f4tre d\u00e8s maintenant\u00a0!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-bmg-para-negativados\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-bmg-para-negativados\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/25610e59-1069-418e-b245-6b7a0010a8f4\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte BMG              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-bmg-para-negativados\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Carte Afinz<\/strong><\/td><td><strong>Carte BMG<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>Pas inform\u00e9<\/td><td>Pas inform\u00e9<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>R$ 227,88<\/td><td>Exempter<\/td><\/tr><tr><td><strong>Drapeau<\/strong><\/td><td>Visa<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Toit<\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>D\u00e9lai pouvant aller jusqu\u2019\u00e0 40 jours pour payer ;<br>Cartes suppl\u00e9mentaires avec r\u00e9duction 50% sur la cotisation annuelle\u00a0;<br>Vous programmez bien.<\/td><td>Programme de remise en argent\u00a0;<br>Mastercard Surprise\u00a0;<br>Retraits gratuits et illimit\u00e9s.<\/td><\/tr><\/tbody><\/table><figcaption>Mais apr\u00e8s tout, quelles sont les caract\u00e9ristiques de ces cartes ?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-afinz\">Carte Afinz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Afinz? Fonte: Afinz.\"  id=\"41233\" src=\"https:\/\/cdn.adtechpanda.com\/6991c8fd-02ee-46c2-960b-ce1ff4071f87\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mais apr\u00e8s tout, comment fonctionne la carte Afinz ? Source : Afinz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Premi\u00e8rement, la carte Afinz est un produit lanc\u00e9 par la plateforme de services financiers Afinz en novembre 2020 en partenariat avec la marque Visa. Son objectif est de faciliter la vie des consommateurs qui recherchent une carte de cr\u00e9dit pour effectuer leurs achats.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, avec la marque internationale Visa, enregistrez simplement votre carte sur le site de la marque et acc\u00e9dez \u00e0 des avantages, comme le programme Vai de Visa, qui vous donne acc\u00e8s \u00e0 des r\u00e9ductions dans des restaurants et h\u00f4tels dans plus de 200 pays.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Il est ind\u00e9niable que les avantages de la marque Visa sont tr\u00e8s int\u00e9ressants, mais Afinz elle-m\u00eame apporte \u00e9galement plusieurs avantages, comme une application de contr\u00f4le des d\u00e9penses et le programme Voc\u00ea Bem, qui, \u00e0 son tour, propose des r\u00e9ductions dans les \u00e9tablissements partenaires dans les domaines de l&#039;\u00e9ducation. et la sant\u00e9.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Par cons\u00e9quent, la carte Afinz est une excellente option de carte de cr\u00e9dit, alors continuez \u00e0 lire pour voir toutes les autres fonctionnalit\u00e9s. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-bmg\">Carte BMG<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o BMG? Fonte: BMG.\"  id=\"43428\" src=\"https:\/\/cdn.adtechpanda.com\/795c7ddb-faad-406b-bfb7-78c99e549955\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mais apr\u00e8s tout, comment fonctionne la carte BMG ? Source\u00a0:\u00a0BMG.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, la carte BMG a \u00e9t\u00e9 cr\u00e9\u00e9e par la banque BMG en partenariat avec la marque Mastercard. C\u2019est donc un excellent produit financier alternatif pour ceux qui aiment visiter d\u2019autres pays. En effet, Mastercard est accept\u00e9e dans des millions d\u2019\u00e9tablissements \u00e0 travers le monde.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et, en plus, vous pouvez effectuer des achats dans les magasins physiques et en ligne, ainsi que profiter des diff\u00e9rents avantages offerts par la marque, comme le programme Mastercard Surpreenda qui vous aide \u00e0 accumuler des points et \u00e0 les \u00e9changer ensuite contre des produits et services.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, la carte BMG ne facture pas de frais annuels, c&#039;est-\u00e0-dire que vous payez uniquement les achats effectu\u00e9s avec votre carte et que vous pouvez contr\u00f4ler vos finances via le compte num\u00e9rique de la banque BMG. Alors continuez \u00e0 lire pour d\u00e9couvrir plus de fonctionnalit\u00e9s sur cette carte.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-afinz\">Quels sont les avantages de la carte Afinz ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Premi\u00e8rement, Afinz propose le programme Voc\u00ea Bem, qui propose aux clients Afinz des prix diff\u00e9renci\u00e9s sur les cours de formation, les consultations et les examens m\u00e9dicaux. Ainsi que des m\u00e9dicaments qui peuvent \u00eatre achet\u00e9s \u00e0 prix r\u00e9duit dans les pharmacies partenaires.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, la carte porte la marque Visa et a une couverture internationale, ce qui signifie que vous pouvez l&#039;utiliser dans plusieurs pays et effectuer vos achats en toute s\u00e9curit\u00e9. Et il vous suffit d&#039;enregistrer votre carte sur le site de la marque et de b\u00e9n\u00e9ficier d&#039;avantages, comme le programme Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, tous vos achats peuvent \u00eatre r\u00e9partis selon le nombre de versements que vous choisissez et avec chaque nouvelle carte suppl\u00e9mentaire, vous b\u00e9n\u00e9ficiez d&#039;une r\u00e9duction de 50% sur la cotisation annuelle. La carte Afinz est donc une excellente option de produit financier pour les achats quotidiens.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-bmg\">Quels sont les avantages de la carte BMG ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, la carte BMG porte la marque International Mastercard, c&#039;est-\u00e0-dire que vous pouvez utiliser la carte dans des millions d&#039;\u00e9tablissements \u00e0 travers le monde, car la marque Mastercard est la plus accept\u00e9e au monde. De plus, il est possible de profiter du programme Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, le processus de demande de carte BMG peut \u00eatre effectu\u00e9 enti\u00e8rement en ligne, vous n&#039;avez donc pas besoin de vous d\u00e9placer de votre domicile \u00e0 une agence bancaire pour demander la carte. Il est cependant n\u00e9cessaire d\u2019ouvrir un compte chez BMG.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre autres avantages, vous avez \u00e9galement acc\u00e8s \u00e0 deux programmes de cashback dans lesquels une partie de l&#039;argent d\u00e9pens\u00e9 est revers\u00e9e sur votre compte. Ainsi, avec le programme Volta pra Mim, vous recevez une partie du montant d\u00e9pens\u00e9 en achats en d\u00e9bit et en cr\u00e9dit. En d\u00e9bit vous recevez jusqu&#039;\u00e0 0,30% du montant d\u00e9pens\u00e9 et en cr\u00e9dit jusqu&#039;\u00e0 0,80%.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En revanche, dans le programme Poupa pra Mim, les d\u00e9penses de vos transactions sont arrondies et la diff\u00e9rence est d\u00e9pos\u00e9e dans une sorte de coffre-fort virtuel et d\u00e8s qu&#039;elle atteint R$50.00 l&#039;argent est investi dans une application s\u00e9curis\u00e9e afin que vous pourrez l&#039;\u00e9changer \u00e0 l&#039;avenir.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-afinz\">Quels sont les inconv\u00e9nients de la carte Afinz ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Malgr\u00e9 plusieurs avantages, la carte Afinz pr\u00e9sente \u00e9galement des inconv\u00e9nients, par exemple, les frais annuels factur\u00e9s de R$227.88 sont relativement \u00e9lev\u00e9s.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, l&#039;institution effectue une analyse de cr\u00e9dit pour d\u00e9bloquer la carte, de sorte que les personnes n\u00e9gatives ont moins de chances de l&#039;obtenir. Si tel est votre cas, nous vous conseillons d\u2019opter pour une autre carte bancaire accessible aux personnes n\u00e9gatives.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-bmg\">Quels sont les inconv\u00e9nients de la carte BMG ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Premi\u00e8rement, pour demander la carte BMG, vous devez ouvrir un compte num\u00e9rique chez BMG, c&#039;est-\u00e0-dire que si vous ne souhaitez pas ouvrir un nouveau compte, ce n&#039;est peut-\u00eatre pas une bonne alternative.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Et, en plus, vous n&#039;avez acc\u00e8s qu&#039;au forfait de base Volta pra Mim. En effet, pour avoir acc\u00e8s \u00e0 plus d&#039;avantages, vous devez souscrire \u00e0 un forfait mensuel. Alors, analysez chacune des fonctionnalit\u00e9s de la carte BMG pour voir si cela en vaut vraiment la peine.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-afinz-ou-cart%C3%A3o-bmg-qual-escolher\">Carte Afinz ou Carte BMG : laquelle choisir ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, maintenant que vous connaissez les caract\u00e9ristiques, les points positifs et n\u00e9gatifs de la carte Afinz ou de la carte BMG, vous pouvez analyser attentivement et choisir laquelle de ces deux r\u00e9pond le mieux \u00e0 vos besoins. De plus, les deux disposent d\u2019un drapeau international, d\u2019une application et d\u2019excellents programmes de r\u00e9compenses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En revanche, si vous n&#039;avez toujours pas r\u00e9ussi \u00e0 faire votre choix, ne vous inqui\u00e9tez pas, car le contenu recommand\u00e9 ci-dessous contient un autre comparatif entre cartes. V\u00e9rifier!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1RFbXz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-bmg-ou-cartao-pride\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carte BMG ou carte Pride : quelle est la meilleure ?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/98e53485-3121-4b9d-8220-d4f688ef9633\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-bmg-ou-cartao-pride\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carte BMG ou carte Pride : quelle est la meilleure ?\">\n            Carte BMG ou carte Pride : quelle est la meilleure ?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vous avez un doute entre la carte BMG ou la carte Pride ? Les deux sont d\u2019excellentes options de carte de cr\u00e9dit avec une couverture internationale. V\u00e9rifier!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-bmg-ou-cartao-pride\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Les deux sont d\u2019excellentes alternatives aux cartes de cr\u00e9dit avec une couverture internationale, des programmes de r\u00e9compense et des conditions diff\u00e9rentes. D\u00e9couvrez-les ici et choisissez le v\u00f4tre !<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[790,2174,267,791,1092],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o BMG: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Est\u00e1 em d\u00favida entre o cart\u00e3o Afinz ou cart\u00e3o BMG? Ambos t\u00eam cobertura internacional e \u00f3timos programas de recompensa. 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