{"id":41126,"date":"2021-11-16T12:00:00","date_gmt":"2021-11-16T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=41126"},"modified":"2021-11-16T11:32:29","modified_gmt":"2021-11-16T11:32:29","slug":"afinz-ou-marisa","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/afinz-ou-marisa\/","title":{"rendered":"Carte Afinz ou Carte Marisa : quelle est la meilleure ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-afinz-x-marisa-descubra-qual-escolher\">Afinz x Marisa: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou Marisa? Fonte: Pexels.\"  id=\"41127\" src=\"https:\/\/cdn.adtechpanda.com\/a52cc5f3-6a20-4f7f-ae14-829a873323ae\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou Marisa? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 ineg\u00e1vel que existem cart\u00f5es de cr\u00e9dito com propostas bem atrativas para perfis diferenciados no mercado. Mas, se voc\u00ea estiver a procura de um cart\u00e3o com condi\u00e7\u00f5es diferenciadas de parcelamento, bandeira internacional e aplicativo para controle de gastos, ent\u00e3o, o cart\u00e3o Afinz ou cart\u00e3o Marisa, pode ser para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, voc\u00ea tamb\u00e9m consegue outras vantagens em empresas parceiras da Afinz e do Banco Ita\u00fa (que \u00e9 o emissor do cart\u00e3o Marisa). Ent\u00e3o, para saber mais sobre as caracter\u00edsticas destes cart\u00f5es e escolher a melhor alternativa, continue a leitura.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1eudkK\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Afinz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Afinz\">\n            Comment demander la carte Afinz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quer aprender a solicitar o cart\u00e3o Afinz e aproveitar as vantagens do programa Voc\u00ea Bem? Ent\u00e3o, clique aqui para conferir o passo a passo.\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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       <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dans cet article, vous comprendrez les instructions exactes \u00e9tape par \u00e9tape pour commander la carte Marisa traditionnelle et la Marisa Itaucard, toutes 100% en ligne.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/e18b76ea-88ee-4128-974f-0d9659c6fc1d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte de cr\u00e9dit Marisa ?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Carte Afinz<\/strong><\/td><td><strong>Cart\u00e3o Marisa<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>Pas inform\u00e9<\/td><td>R$ 800,00<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>R$ 227,88<\/td><td>R$ 130,80<\/td><\/tr><tr><td><strong>Drapeau<\/strong><\/td><td>Visa<\/td><td>MasterCard <\/td><\/tr><tr><td><strong>Toit<\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>D\u00e9lai pouvant aller jusqu\u2019\u00e0 40 jours pour payer ;<br>Cartes suppl\u00e9mentaires avec r\u00e9duction 50% sur la cotisation annuelle\u00a0;<br>Parcelamentos diferenciados;<br>Vous programmez bien.<\/td><td>Primeiro pagamento em at\u00e9 100 dias;<br>Possibilit\u00e9 d&#039;exon\u00e9ration des cotisations annuelles ;<br>Parcelamento em at\u00e9 12x sem juros na Marisa;<br>10% de desconto na primeira compra.<\/td><\/tr><\/tbody><\/table><figcaption>Mais apr\u00e8s tout, quelles sont les caract\u00e9ristiques de ces cartes ?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-afinz\">Carte Afinz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Afinz? Fonte: Afinz.\"  id=\"41131\" src=\"https:\/\/cdn.adtechpanda.com\/e904efc8-e56e-435b-a9d9-1b4d77b5658c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mais apr\u00e8s tout, comment fonctionne la carte Afinz ? Source : Afinz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A Afinz \u00e9 uma institui\u00e7\u00e3o financeira que oferece servi\u00e7os como empr\u00e9stimo pessoal, financiamentos e tamb\u00e9m cart\u00e3o de cr\u00e9dito que \u00e9 o produto de destaque neste comparativo. Assim, em novembro de 2020, a Afinz lan\u00e7ou o cart\u00e3o em parceria com a bandeira Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque, os antigos cart\u00f5es disponibilizados pela Afinz vinham com a bandeira regional Sorocred, que tinha v\u00e1rios pontos negativos, por exemplo, n\u00e3o poder fazer compras em outras localidades.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, com o novo cart\u00e3o de cr\u00e9dito voc\u00ea tamb\u00e9m pode participar do Programa Voc\u00ea Bem, que proporciona descontos e vantagens em segmentos diversos como farm\u00e1cia, sa\u00fade e educa\u00e7\u00e3o, sem precisar pagar nada a mais por isso, desde que voc\u00ea seja cliente Afinz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por exemplo, o Programa Voc\u00ea Bem Farm\u00e1cia, criado em parceria com o grupo DPSP, rede varejista de farm\u00e1cias l\u00edder no Brasil, proporciona descontos na aquisi\u00e7\u00e3o de medicamentos. Assim como o Programa Voc\u00ea Bem Sa\u00fade criado em parceria com a Tem, empresa particular de servi\u00e7os de sa\u00fade, que d\u00e1 acesso a consultas, exames e servi\u00e7os odontol\u00f3gicos com pre\u00e7os diferenciados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para os varejistas, a Afinz traz tamb\u00e9m um tratamento diferenciado, disponibilizando solu\u00e7\u00f5es customizadas para cada neg\u00f3cio baseado na atividade desenvolvida pela empresa. Assim, a Afinz traz uma experi\u00eancia independente do perfil do cliente.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-marisa\">Cart\u00e3o Marisa<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Marisa? Fonte: Marisa.\"  id=\"43389\" src=\"https:\/\/cdn.adtechpanda.com\/27cb51c3-12c4-4521-954f-74a6325b08e9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, como funciona o cart\u00e3o Marisa? Fonte: Marisa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 ineg\u00e1vel que as lojas Marisa est\u00e3o entre as redes mais tradicionais do Brasil com produtos de segmentos diversos e de qualidade, assim, oferece aos clientes dois cart\u00f5es de cr\u00e9dito, sendo um sem associa\u00e7\u00e3o a bancos e outro associado ao banco Ita\u00fa. Atualmente, quem administra os cart\u00f5es \u00e9 o Mbank, banco digital da Marisa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, para clientes usu\u00e1rios do cart\u00e3o Marisa, agora, poder\u00e3o acompanhar fatura, saber o melhor dia para compra e ter acesso a promo\u00e7\u00f5es e descontos atrav\u00e9s do Mbank, assim como tamb\u00e9m poder\u00e1 parcelar suas compras e aproveitar as ofertas da Marisa em primeira m\u00e3o por meio do aplicativo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-afinz\">Quels sont les avantages de la carte Afinz ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, com a tecnologia por aproxima\u00e7\u00e3o, voc\u00ea n\u00e3o precisa inserir o cart\u00e3o na maquininha para fazer suas compras, basta aproxim\u00e1-lo e com toda seguran\u00e7a e facilidade, poder\u00e1 comprar sem problemas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Do mesmo modo, agora com a bandeira Visa, usu\u00e1rios do cart\u00e3o Afinz podem fazer compras em milh\u00f5es de estabelecimentos em mais de 200 pa\u00edses e, ainda, pode participar de promo\u00e7\u00f5es e benef\u00edcios exclusivos da bandeira Visa, como o programa de recompensas Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, voc\u00ea pode saber tudo que acontece com o seu cart\u00e3o atrav\u00e9s do aplicativo. Isso porque por meio dele \u00e9 poss\u00edvel consultar fatura e o limite do cart\u00e3o, identificar o melhor dia de compra, fazer pagamentos de contas, como luz, internet e \u00e1gua e v\u00e1rias outras fun\u00e7\u00f5es.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, como mencionamos anteriormente, tamb\u00e9m participa do programa Voc\u00ea Bem, que te d\u00e1 direito, por exemplo, ao Voc\u00ea Bem Educa\u00e7\u00e3o, que d\u00e1 acesso a cursos livres e at\u00e9 80% de desconto no Instituto iNove que \u00e9 uma plataforma online de cursos de educa\u00e7\u00e3o a dist\u00e2ncia (EAD).<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-marisa\">Quais as vantagens do cart\u00e3o Marisa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as vantagens do cart\u00e3o Marisa est\u00e3o os descontos e as promo\u00e7\u00f5es exclusivas que acontecem todos os dias nas lojas da rede Marisa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, voc\u00ea pode pagar a primeira compra com 10% de desconto e, ainda, tem at\u00e9 100 dias para quitar a fatura. Ademais, tamb\u00e9m \u00e9 poss\u00edvel parcelar suas compras em at\u00e9 12 vezes sem juros e conseguir frete gr\u00e1tis se gastar mais de R$ 200,00 no app. Mas vale destacar que todos esses benef\u00edcios est\u00e3o vinculados as compras nas lojas Marisa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, n\u00e3o podemos esquecer que \u00e9 poss\u00edvel isentar a anuidade se voc\u00ea gastar, no m\u00ednimo, R$ 1.500,00 por m\u00eas na fatura, bem como voc\u00ea pode usufruir de todos os benef\u00edcios da bandeira, como o programa de pontos Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre outras vantagens, tamb\u00e9m pode controlar tudo pelo aplicativo da Mbank e nem precisa de cart\u00e3o f\u00edsico para fazer compras online, pois pode fazer tudo atrav\u00e9s do app.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-afinz\">Quels sont les inconv\u00e9nients de la carte Afinz ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea est\u00e1 em busca de um cart\u00e3o isento de anuidade e sem an\u00e1lise de cr\u00e9dito, o cart\u00e3o Afinz n\u00e3o \u00e9 para voc\u00ea. Isso porque, a Afinz faz an\u00e1lise para consultar se h\u00e1 restri\u00e7\u00f5es no CPF do cliente, assim como cobra anuidade para manter os servi\u00e7os do cart\u00e3o ativos. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra desvantagem \u00e9 que voc\u00ea precisa procurar um estabelecimento credenciado para fazer o pedido do cart\u00e3o, ou seja, n\u00e3o existe a possibilidade de solicita\u00e7\u00e3o online. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-marisa\">Quais as desvantagens do cart\u00e3o Marisa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Infelizmente, o cart\u00e3o Marisa tamb\u00e9m possui pontos negativos, como a an\u00e1lise de cr\u00e9dito e a exig\u00eancia de comprova\u00e7\u00e3o de renda que, por sua vez, podem dificultar o acesso ao cart\u00e3o. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, existe a cobran\u00e7a da anuidade, mas apesar de ser um valor baixo \u00e9 poss\u00edvel isent\u00e1-lo se gastar, no m\u00ednimo, R$ 1.500,00 por m\u00eas na fatura. Por isso, \u00e9 importante analisar muito bem todas os pr\u00f3s e os contras de cada cart\u00e3o antes de escolher o ideal para voc\u00ea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-afinz-ou-cart%C3%A3o-marisa-qual-escolher\">Cart\u00e3o Afinz ou Cart\u00e3o Marisa: qual escolher?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora que voc\u00ea j\u00e1 conheceu as duas alternativas, qual delas seria a melhor para voc\u00ea: cart\u00e3o Afinz ou cart\u00e3o Marisa?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inicialmente, ambos s\u00e3o cart\u00f5es com propostas atrativas para compras na modalidade cr\u00e9dito, por exemplo, podem ser utilizados em estabelecimentos nacionais e internacionais. Dessa forma, basta voc\u00ea conferir as caracter\u00edsticas de cada um para fazer a melhor escolha.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, se voc\u00ea ainda ficou na d\u00favida, abaixo temos outro comparativo entre cart\u00f5es de cr\u00e9dito. Assim, clique no conte\u00fado recomendado e continue a leitura!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Nu9OB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-atacadao-ou-cartao-marisa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Atacad\u00e3o ou cart\u00e3o Marisa: qual o melhor?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/98e53485-3121-4b9d-8220-d4f688ef9633\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-atacadao-ou-cartao-marisa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Atacad\u00e3o ou cart\u00e3o Marisa: qual o melhor?\">\n            Cart\u00e3o Atacad\u00e3o ou cart\u00e3o Marisa: qual o melhor?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Que tal decidir entre cart\u00f5es de cr\u00e9dito com bandeira internacional, descontos e baixa anuidade? Ent\u00e3o, saiba mais sobre o cart\u00e3o Atacad\u00e3o ou cart\u00e3o Marisa.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-atacadao-ou-cartao-marisa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-atacadao-ou-cartao-marisa\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Que tal decidir entre cart\u00f5es de cr\u00e9dito com bandeira internacional, aplicativo para controle de gastos e baixa anuidade? Ent\u00e3o, saiba mais sobre o cart\u00e3o Afinz ou cart\u00e3o Marisa aqui e escolha o seu!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[790,2168,922,791,1928],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o Marisa: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Que tal decidir entre cart\u00e3o Afinz ou cart\u00e3o Marisa? Ambos t\u00eam bandeira internacional, condi\u00e7\u00f5es especiais e aplicativo para controle de gastos. 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