{"id":39855,"date":"2022-05-27T12:01:00","date_gmt":"2022-05-27T12:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=39855"},"modified":"2022-05-17T01:39:52","modified_gmt":"2022-05-17T01:39:52","slug":"conheca-cartao-de-credito-btg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/conheca-cartao-de-credito-btg\/","title":{"rendered":"D\u00e9couvrez la carte de cr\u00e9dit BTG+"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cart%C3%A3o-btg-garanta-investimentos-com-pouco-dinheiro-al%C3%A9m-de-cashback-em-cada-compra\">Cart\u00e3o BTG+: garanta investimentos com pouco dinheiro, al\u00e9m de cashback em cada compra!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre este cart\u00e3o de cr\u00e9dito com mensalidade gr\u00e1tis. Fonte: BTG+.\"  id=\"59988\" src=\"https:\/\/cdn.adtechpanda.com\/be513796-5e4e-4234-95c2-eef2153c5bd9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba mais sobre este cart\u00e3o de cr\u00e9dito com mensalidade gr\u00e1tis. Fonte: BTG+.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o de cr\u00e9dito BTG+ \u00e9 ideal para in\u00fameros perfis financeiros. Visto que possui tr\u00eas categorias de cart\u00f5es, \u00e9 focado em investimentos!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, mesmo sem inten\u00e7\u00e3o, voc\u00ea est\u00e1 investimento em fundos do banco ao comprar com seu cart\u00e3o. Al\u00e9m disso, tem a vers\u00e3o virtual ativada no momento da abertura da conta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, possui cobertura internacional, solicita\u00e7\u00e3o via aplicativo. Por outro lado, oferece benef\u00edcios exclusivos da bandeira Black. Portanto, siga conosco e descubra vantagens, desvantagens e muito mais.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-xj20d\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o de cr\u00e9dito BTG+\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a4f03f4f-6c21-49b0-a1ef-02196f9fa819\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o de cr\u00e9dito BTG+\">\n            Como solicitar o cart\u00e3o de cr\u00e9dito BTG+        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Este cart\u00e3o de cr\u00e9dito tem aprova\u00e7\u00e3o imediata e pouco tempo para a chegada do limite. Al\u00e9m disso, aproveite cashback e programa de pontos sujeitos a pagamento adicional.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Fonte: BTG+\"  id=\"15650\" src=\"https:\/\/cdn.adtechpanda.com\/50ba35f0-69a7-4f6e-84f8-d286a3081937\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >N\u00e3o pague por transa\u00e7\u00f5es banc\u00e1rias com este cart\u00e3o. Fonte: BTG+<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Visto que \u00e9 um banco digital, quer queira, quer n\u00e3o, o pedido \u00e9 feito pela internet. Ent\u00e3o, acesse o site BTG+ e fa\u00e7a um primeiro cadastro. Em segundo lugar, suas principais informa\u00e7\u00f5es ser\u00e3o armazenadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois disso, baixe o aplicativo para seguir com o procedimento ap\u00f3s o pr\u00e9-cadastro. Em outras palavras, o aplicativo ir\u00e1 solicitar o restante das informa\u00e7\u00f5es pessoais. Se acaso haver pedido de cart\u00e3o de cr\u00e9dito, tenha comprovante de renda em m\u00e3os.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, ainda que o cart\u00e3o f\u00edsico demore a chegar, ative o digital. Ou seja, fa\u00e7a transa\u00e7\u00f5es online no mesmo minuto que abrir a conta. Por outro lado, solicite no aplicativo a vers\u00e3o cr\u00e9dito e aguarde pela aprova\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-qual-o-limite-do-cart%C3%A3o-de-cr%C3%A9dito-btg\">Qual o limite do cart\u00e3o de cr\u00e9dito BTG+?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por enquanto o cart\u00e3o de cr\u00e9dito BTG+ n\u00e3o informa se h\u00e1 um limite pr\u00e9-aprovado. Isso significa que somente ap\u00f3s o pedido, an\u00e1lise e comprova\u00e7\u00e3o voc\u00ea saber\u00e1 o valor. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-cart%C3%A3o-de-cr%C3%A9dito-btg-vale-a-pena-\">Cart\u00e3o de cr\u00e9dito BTG+ vale a pena?&nbsp;<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiro, \u00e9 preciso saber o que pode ser aproveitado ou n\u00e3o neste caso. Ent\u00e3o, acompanhe as vantagens e as desvantagens do cart\u00e3o de cr\u00e9dito BTG+.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-vantagens\">Avantages<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Mensalidade gr\u00e1tis por tr\u00eas meses na vers\u00e3o avan\u00e7ada e Black;<\/li><li>Mensalidade gr\u00e1tis para sempre na vers\u00e3o b\u00e1sica;<\/li><li>Couverture internationale\u00a0;<\/li><li>Tr\u00eas categorias de cart\u00e3o baseados em seu perfil;<\/li><li>Possibilidade de participar do programa de cashback (sujeito a valor adicional na mensalidade);<\/li><li>Possibilidade de participar do programa de pontos (sujeito a valor adicional na mensalidade);<\/li><li>Invista em fundos sem burocracia.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-desvantagens\">D\u00e9savantages<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que possua benef\u00edcios, saber sobre os problemas \u00e9 importante, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Depois dos tr\u00eas meses de uso deve-se gastar um valor m\u00ednimo para manter a isen\u00e7\u00e3o da mensalidade;<\/li><li>O cashback de 1% \u00e9 direcionado, apenas, a vers\u00e3o Black;<\/li><li>Precisa desembolsar um valor adicional para ter os programas de recompensas;<\/li><li>N\u00e3o \u00e9 um dos mais baratos do mercado.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-como-fazer-um-cart%C3%A3o-de-cr%C3%A9dito-btg\">Como fazer um cart\u00e3o de cr\u00e9dito BTG+?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"A vers\u00e3o Black \u00e9 para renda mais altas. Fonte: BTG+.\"  id=\"15649\" src=\"https:\/\/cdn.adtechpanda.com\/fd600d60-bd6f-4c21-8b77-29b0a681b995\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >A vers\u00e3o Black \u00e9 para renda mais altas. Fonte: BTG+.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>H\u00e1 duas op\u00e7\u00f5es para realizar o pedido. Certamente, \u00e9 feito pela internet. Portanto, comece com um pr\u00e9-cadastro no site BTG+.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, insira nome completo, CPF, e-mail e celular. Al\u00e9m disso, autorize a consulta no Sistema Nacional de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Logo ap\u00f3s o cadastro, baixe o aplicativo e d\u00ea seguimento ao pedido de abertura de conta. Com abertura em minutos, separe os documentos para solicitar o limite de cr\u00e9dito.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, a m\u00e9dia de espera \u00e9 de 15 dias. Ademais, receba em casa, mas, utilize-o para compras online atrav\u00e9s do aplicativo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este post te ajudou? Ent\u00e3o, aproveite para solicitar o cart\u00e3o de cr\u00e9dito BTG+ no link abaixo!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1L2IyK\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o de cr\u00e9dito BTG+\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a4f03f4f-6c21-49b0-a1ef-02196f9fa819\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o de cr\u00e9dito BTG+\">\n            Como solicitar o cart\u00e3o de cr\u00e9dito BTG+        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Este cart\u00e3o de cr\u00e9dito tem aprova\u00e7\u00e3o imediata e pouco tempo para a chegada do limite. Al\u00e9m disso, aproveite cashback e programa de pontos sujeitos a pagamento adicional.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 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