{"id":36602,"date":"2021-09-26T23:01:00","date_gmt":"2021-09-26T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=36602"},"modified":"2021-09-26T19:23:30","modified_gmt":"2021-09-26T19:23:30","slug":"cartao-atacadao-ou-cartao-passai","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/cartao-atacadao-ou-cartao-passai\/","title":{"rendered":"Carte Atacad\u00e3o ou Carte Passa\u00ed : quelle est la meilleure ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-atacad%C3%A3o-x-passa%C3%AD-descubra-qual-escolher\">Atacad\u00e3o x Passa\u00ed : d\u00e9couvrez lequel choisir !<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Atacad\u00e3o ou cart\u00e3o Passa\u00ed: qual o ideal? Fonte: Unsplash.\"  id=\"36605\" src=\"https:\/\/ucarecdn.com\/19bd3824-b8e0-417e-88ce-ed48e0f87ffc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carte Atacad\u00e3o ou carte Passa\u00ed : laquelle est id\u00e9ale ? Source : Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aujourd&#039;hui, nous allons parler de quelques raisons pour lesquelles vous choisirez entre la carte Atacad\u00e3o ou la carte Passa\u00ed !<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bien qu\u2019il existe de nombreuses cartes de cr\u00e9dit sur le march\u00e9, vous en avez besoin d\u2019une qui soit utile pour vos achats d\u2019\u00e9picerie mensuels.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dans ce cas, les deux offrent une approbation rapide, une limite \u00e9lev\u00e9e, plus de jours pour payer les factures et des possibilit\u00e9s de n\u00e9gociation en cas de retard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pour ne donner qu&#039;un exemple, la carte Atacad\u00e3o r\u00e9duit la valeur des produits en rayon, aidant le client \u00e0 acheter plus et \u00e0 payer moins, avec des versements sans int\u00e9r\u00eat sur divers produits au Br\u00e9sil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D&#039;autre part, la carte Passa\u00ed, d&#039;Assa\u00ed, signifie que le client paie un prix de gros m\u00eame lorsqu&#039;il ach\u00e8te au d\u00e9tail, c&#039;est-\u00e0-dire qu&#039;il ach\u00e8te un seul article et paie comme s&#039;il y en avait plusieurs.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e9couvrez donc les avantages, les inconv\u00e9nients et le fonctionnement des deux options, combin\u00e9es pour remplir votre garde-manger et payer en plusieurs fois. Suivez la comparaison ci-dessous.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZuPEIS\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Atacad\u00e3o\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Atacad\u00e3o\">\n            Comment demander la carte Atacad\u00e3o        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Disposez d&#039;une carte de cr\u00e9dit compl\u00e8te, qui permet des achats \u00e0 prix r\u00e9duits tous les jours et la possibilit\u00e9 de payer en plusieurs versements sans int\u00e9r\u00eat. Apprenez-en davantage ici\u00a0!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte Atacad\u00e3o              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zt5Afr\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-passai\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Passa\u00ed\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/14ea0e89-7905-4f95-b8c3-cf604aad58e1\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-passai\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Passa\u00ed\">\n            Comment demander la carte Passa\u00ed        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Une carte de cr\u00e9dit qui vous donne 40 jours pour payer vos factures, vos versements sans int\u00e9r\u00eat et vos prix de gros lors de l&#039;achat d&#039;un seul article. D\u00e9couvrez comment obtenir le v\u00f4tre ici\u00a0!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-passai\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-passai\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/14ea0e89-7905-4f95-b8c3-cf604aad58e1\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte Passa\u00ed              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-passai\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Carte Atacad\u00e3o<\/strong><\/td><td><strong>Carte Passa\u00ef<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>Pas inform\u00e9<\/td><td>R$ 800,00<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>12x de R$ 11,99<\/td><td>12x de R$ 12,90<\/td><\/tr><tr><td><strong>Drapeau<\/strong><\/td><td>Mastercard ou Visa<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Toit<\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>Les clients grossistes paient leurs m\u00e9dicaments avec des versements sans int\u00e9r\u00eat<br>Partagez des produits sp\u00e9cifiques du march\u00e9 sans payer d&#039;int\u00e9r\u00eat sur les offres hebdomadaires<br>Prenez plus, payez moins avec votre carte<\/td><td>40 jours pour r\u00e9gler vos achats chaque mois<br>Accumulez des points avec Mastercard Surpreenda<br>Payez moins pour des produits moins chers en gros<\/td><\/tr><\/tbody><\/table><figcaption>Mais apr\u00e8s tout, quel est le meilleur ?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-atacad%C3%A3o\">Carte Atacad\u00e3o<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Premi\u00e8rement, Atacad\u00e3o a \u00e9t\u00e9 la premi\u00e8re cha\u00eene au Br\u00e9sil dans cette modalit\u00e9, elle compte aujourd&#039;hui 230 magasins r\u00e9partis dans tout le pays et plus de 50 ans d&#039;histoire.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deuxi\u00e8mement, il y a plus de dix mille produits dans ces magasins, qui sont ax\u00e9s sur des prix plus bas pour ceux qui ach\u00e8tent en plus grandes quantit\u00e9s, en d&#039;autres termes, pourquoi ne pas acheter plusieurs dentifrices et payer moins cher ?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dans cette optique, mais aussi pour les achats de grande valeur, la carte Atacad\u00e3o n\u00e9cessite une analyse de cr\u00e9dit et offre une limite \u00e9lev\u00e9e avec justificatif de revenus.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Il est donc possible d&#039;en faire la demande en ligne et de b\u00e9n\u00e9ficier de certains avantages, comme l&#039;utilisation de la carte en mode cr\u00e9dit dans n&#039;importe quel \u00e9tablissement, m\u00eame pour des achats internationaux, ou tout achat \u00e9chelonn\u00e9.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, le client b\u00e9n\u00e9ficie de r\u00e9ductions aupr\u00e8s de nombreux partenaires et peut payer ses achats en plusieurs versements sans int\u00e9r\u00eat. De plus, chaque jour, vous pouvez payer moins pour vos articles, simplement en ayant la carte, ce qui est tr\u00e8s \u00e9conomique.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-passa%C3%AD\">Carte Passa\u00ef<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sachez qu&#039;Assa\u00ed est un grossiste pr\u00e9sent dans 22 \u00c9tats et dans le District f\u00e9d\u00e9ral, c&#039;est donc une cha\u00eene de supermarch\u00e9s stable avec une large carte de cr\u00e9dit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cela signifie qu&#039;avec la carte de cr\u00e9dit Passa\u00ed, le client dispose \u00e9galement d&#039;une Itaucard, avec des avantages Mastercard, comme l&#039;accumulation de points.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, apr\u00e8s avoir pass\u00e9 l&#039;analyse de cr\u00e9dit, vous recevez la carte et payez le prix de gros de certains produits, c&#039;est-\u00e0-dire que vous les achetez au d\u00e9tail, mais la d\u00e9pense est moindre.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>M\u00eame s&#039;il s&#039;agit d&#039;une carte de cr\u00e9dit de supermarch\u00e9, elle est moderne et propose une application pour v\u00e9rifier votre facture, ainsi que les promotions quotidiennes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Par cons\u00e9quent, disposez d&#039;une carte de cr\u00e9dit compl\u00e8te, avec cr\u00e9dit personnel, versements \u00e9chelonn\u00e9s sur factures, paiements r\u00e9duits sur les achats, ainsi que d&#039;autres avantages que vous pouvez voir ci-dessous.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-atacad%C3%A3o\">Quels sont les avantages de la carte Atacad\u00e3o ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre o cart\u00e3o de cr\u00e9dito Atacad\u00e3o. Fonte: Atacad\u00e3o.\"  id=\"35894\" src=\"https:\/\/ucarecdn.com\/936b4014-51f0-49ce-a418-70a55fc369b1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Apprenez-en davantage sur la carte de cr\u00e9dit Atacad\u00e3o. Source : Atacad\u00e3o.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sans aucun doute, la carte Atacad\u00e3o est id\u00e9ale pour ceux qui sont commer\u00e7ants ou qui ont des familles nombreuses, car elle permet de gros achats \u00e0 bas prix.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tout d\u2019abord, vous avez l\u2019option \u00ab prendre plus, payer moins \u00bb, o\u00f9 vous achetez plus de produits et payez moins en valeur unitaire, car vous avez une carte de cr\u00e9dit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous avez la possibilit\u00e9 de payer moins cher m\u00eame sur les produits de d\u00e9tail, sans oublier qu&#039;il est possible de payer les produits en 4 versements maximum sans int\u00e9r\u00eat, selon la disponibilit\u00e9, toujours annonc\u00e9s sur le site.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, le client dispose d&#039;une carte de cr\u00e9dit internationale avec des transactions bas\u00e9es sur des applications et des promotions quotidiennes pour chaque \u00c9tat du Br\u00e9sil, il dispose donc d&#039;une carte de march\u00e9 qui fonctionne comme un cr\u00e9dit traditionnel.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-passa%C3%AD\">Quels sont les avantages de la carte Passa\u00ed ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais os benef\u00edcios deste cart\u00e3o? Fonte: Assa\u00ed.\"  id=\"24398\" src=\"https:\/\/ucarecdn.com\/b1d34e2d-daa4-4212-b36e-bff6cd7f78fc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mais apr\u00e8s tout, quels sont les avantages de cette carte ? Source : Assai.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bien qu&#039;il s&#039;agisse d&#039;une carte de supermarch\u00e9, la carte Passa\u00ed est une Itaucard et conserve tous les avantages pour les clients de Banco Ita\u00fa et de la marque de cr\u00e9dit Mastercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Parmi eux, Mastercard Surpreenda, o\u00f9 le client gagne des points pour chaque achat, c&#039;est-\u00e0-dire qu&#039;il suffit d&#039;enregistrer et de surveiller l&#039;accumulation dans l&#039;application Mastercard, puis de les \u00e9changer contre des miles ou des produits.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, le client Passa\u00ed peut \u00e9conomiser chaque jour sur ses achats, car l&#039;achat d&#039;une seule unit\u00e9 d&#039;un produit paie le prix de gros, qui est toujours inf\u00e9rieur.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Le client dispose \u00e9galement de 40 jours pour payer ses factures, des versements de pneus jusqu&#039;\u00e0 10 versements sans int\u00e9r\u00eat, jusqu&#039;\u00e0 50% de r\u00e9ductions dans les cin\u00e9mas et th\u00e9\u00e2tres et une carte suppl\u00e9mentaire dont une avec une cotisation annuelle gratuite.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-atacad%C3%A3o\">Quels sont les inconv\u00e9nients de la carte Atacad\u00e3o ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>M\u00eame s&#039;il existe des versements sans int\u00e9r\u00eat, il existe peu d&#039;options pour payer moins cher, car les versements ne sont pas \u00e9lev\u00e9s, car dans la plupart des cas, ils ne d\u00e9passent pas 5 versements et sur des produits sp\u00e9cifiques valables pour une p\u00e9riode donn\u00e9e.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bien qu&#039;elle dispose d&#039;une marque de cr\u00e9dit, la carte Atacad\u00e3o ne propose pas de cumul de points et n&#039;est pas associ\u00e9e aux banques. Cela peut \u00eatre pr\u00e9judiciable lorsqu\u2019on parle d\u2019avantages \u00e0 long terme.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfin, les versements sup\u00e9rieurs \u00e0 8 versements porteront toujours int\u00e9r\u00eats, sauf s&#039;il s&#039;agit d&#039;achats de m\u00e9dicaments chez Drogarias Atacad\u00e3o ou Carrefour.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-passa%C3%AD\">Quels sont les inconv\u00e9nients de la carte Passa\u00ed ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Parmi les principaux inconv\u00e9nients de la carte Passa\u00ed figurent l&#039;exigence de revenu minimum et la cotisation annuelle fixe, qui n&#039;est supprim\u00e9e que pendant un certain temps lors d&#039;une demande de carte suppl\u00e9mentaire, par exemple.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En ce qui concerne le revenu minimum, tout le monde n&#039;a pas cette possibilit\u00e9, surtout s&#039;il n&#039;y a aucun moyen de le prouver, ce qui peut rendre difficile l&#039;approbation de la carte de cr\u00e9dit Passa\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, malgr\u00e9 l\u2019accumulation de points Mastercard, le client ne dispose pas de son propre programme, comme un programme de fid\u00e9lit\u00e9 par exemple. Cela signifie que m\u00eame si vous achetez beaucoup, vous n\u2019accumulerez pas d\u2019autres avantages.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-atacad%C3%A3o-ou-cart%C3%A3o-passa%C3%AD-qual-escolher\">Carte Atacad\u00e3o ou Carte Passa\u00ed : laquelle choisir ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como escolher entre ambos? Fonte: Unsplash.\"  id=\"36615\" src=\"https:\/\/ucarecdn.com\/d5692779-5629-4d95-a43e-488316b3fbb9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Comment choisir entre les deux ? Source : Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mais apr\u00e8s tout, avez-vous pu choisir entre la carte Atacad\u00e3o ou la carte Passa\u00ed ?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>En plus des cartes id\u00e9ales pour les versements et les r\u00e9ductions dans les supermarch\u00e9s, les deux peuvent \u00eatre utilis\u00e9es dans n&#039;importe quel \u00e9tablissement, m\u00eame international.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De m\u00eame, ils sont con\u00e7us pour payer moins cher leurs achats dans leurs magasins, avec la possibilit\u00e9 de b\u00e9n\u00e9ficier de versements sans int\u00e9r\u00eat et d&#039;avantages Mastercard, comme dans le cas de Passa\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Les deux peuvent \u00eatre demand\u00e9s en ligne et prennent en moyenne 15 jours entre la demande, l&#039;analyse et l&#039;approbation. Ils sont recommand\u00e9s \u00e0 ceux qui ont un nom clair et un score \u00e9lev\u00e9.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors que la carte Passa\u00ed offre 40 jours de paiement, le paiement des produits au prix de gros et des r\u00e9ductions dans les cin\u00e9mas, la carte Atacad\u00e3o est plus limit\u00e9e aux avantages au sein des 250 magasins.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Malgr\u00e9 cela, le client obtient plus de produits pour moins d&#039;argent et paie chaque jour moins cher pour des articles sp\u00e9cifiques, d\u00e9finis syst\u00e9matiquement par Atacad\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Par cons\u00e9quent, avant de choisir le meilleur, \u00e9valuez vos priorit\u00e9s, votre situation financi\u00e8re et celui qui conviendrait le mieux \u00e0 votre cas, notamment en termes de rapport co\u00fbt-b\u00e9n\u00e9fice.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfin, si vous n\u2019avez pas pris de d\u00e9cision, ne vous inqui\u00e9tez pas. Ci-dessous, notre \u00e9quipe vous a pr\u00e9par\u00e9 un autre comparatif pour que vous ne manquiez de rien de l&#039;actualit\u00e9 des cartes de cr\u00e9dit, alors cliquez simplement.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2c5akV\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-nubank-ultravioleta-ou-cartao-vooz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carte Nubank Ultraviolet ou carte Vooz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Atacadao-ou-Cartao-Passai-2.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-nubank-ultravioleta-ou-cartao-vooz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carte Nubank Ultraviolet ou carte Vooz\">\n            Carte Nubank Ultraviolet ou carte Vooz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            D\u00e9couvrez les d\u00e9tails pour choisir entre la carte Nubank Ultravioleta ou la carte Vooz. Tous deux disposent d\u2019un compte num\u00e9rique et d\u2019avantages associ\u00e9s \u00e0 la marque. V\u00e9rifier!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-nubank-ultravioleta-ou-cartao-vooz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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