{"id":34654,"date":"2021-09-12T23:00:00","date_gmt":"2021-09-12T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=34654"},"modified":"2021-09-13T04:30:55","modified_gmt":"2021-09-13T04:30:55","slug":"conheca-o-cartao-de-credito-santander-universitario-sx","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/conheca-o-cartao-de-credito-santander-universitario-sx\/","title":{"rendered":"D\u00e9couvrez la carte de cr\u00e9dit Santander Universit\u00e1rio SX"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cart%C3%A3o-santander-universit%C3%A1rio-sx-desconto-na-mensalidade-e-benef%C3%ADcios-exclusivos-para-universit%C3%A1rios\">Cart\u00e3o Santander Universit\u00e1rio SX: desconto na mensalidade e benef\u00edcios exclusivos para universit\u00e1rios<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, conhe\u00e7a mais sobre o cart\u00e3o Universit\u00e1rio. Fonte: Santander.\"  id=\"34724\" src=\"https:\/\/ucarecdn.com\/745e6476-cc4f-4f4e-9d3b-eefe6a2f9a8e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, conhe\u00e7a mais sobre o cart\u00e3o Universit\u00e1rio. Fonte: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX traz oportunidades incr\u00edveis para o jovem estudante. Por exemplo, desconto na mensalidade das universidades parceiras, descontos em estabelecimentos conveniados e at\u00e9 programa de pontos. Ent\u00e3o, confira mais detalhes do cart\u00e3o abaixo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1is5yv\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Santander Universit\u00e1rio SX\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/72b37e61-338a-403c-8e71-c0b04121ea6e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-santander-universitario-sx\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Santander Universit\u00e1rio SX\">\n            Comment demander la carte Santander Universit\u00e1rio SX        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carte Santander Universit\u00e1rio SX offre une analyse de cr\u00e9dit simple et ne n\u00e9cessite aucune preuve de revenu. Voyez comment faire une demande\u00a0!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/72b37e61-338a-403c-8e71-c0b04121ea6e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte Santander Universit\u00e1rio SX              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-como-funciona-o-cart%C3%A3o-de-cr%C3%A9dito-santander-universit%C3%A1rio-sx\">Como funciona o cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Universit\u00e1rio do banco Santander oferece facilidades especiais para o jovem estudante. Embora exista a cobran\u00e7a de anuidade, existem oportunidades de ficar isento dessa taxa. Por exemplo, se voc\u00ea mantiver um gasto mensal de pelo menos R$100,00, a anuidade n\u00e3o ser\u00e1 cobrada.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, caso voc\u00ea seja correntista do Santander, voc\u00ea pode cadastrar o PIX e, assim, tamb\u00e9m ter\u00e1 a isen\u00e7\u00e3o da taxa de anuidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, por se tratar de um cart\u00e3o universit\u00e1rio, a an\u00e1lise de cr\u00e9dito \u00e9 simplificada. Dessa forma, o banco n\u00e3o solicita comprovante de renda e as chances de aprova\u00e7\u00e3o s\u00e3o bastante altas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o conta com a bandeira Visa ou Mastercard, e al\u00e9m dos benef\u00edcios oferecidos pelo Santander, voc\u00ea ainda conta com o programa de benef\u00edcios das respectivas bandeiras. Ent\u00e3o, acesse o site da Visa ou da Mastercard para saber mais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, voc\u00ea pode gerenciar seus gastos no cart\u00e3o pelo aplicativo App Way.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-qual-o-limite-do-cart%C3%A3o-de-cr%C3%A9dito-santander-universit%C3%A1rio-sx\">Qual o limite do cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, qual o limite do cart\u00e3o? Fonte: Pexels.\"  id=\"34729\" src=\"https:\/\/ucarecdn.com\/c1186864-836e-452a-8346-f62dd3b4995f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, qual o limite do cart\u00e3o? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, \u00e9 importante dizer que o limite do cart\u00e3o pode variar de acordo com a an\u00e1lise de cr\u00e9dito realizada. Portanto, caso voc\u00ea tenha um bom perfil de usu\u00e1rio, seu limite poder\u00e1 ser mais alto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De qualquer forma, o limite inicial do cart\u00e3o de cr\u00e9dito \u00e9 de R$250,00.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-cart%C3%A3o-de-cr%C3%A9dito-santander-universit%C3%A1rio-sx-vale-a-pena\">Cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX vale a pena?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, vale a pena? Fonte: Pexels.\"  id=\"34658\" src=\"https:\/\/ucarecdn.com\/7253ef45-e54b-4674-8d6a-0db5b070836d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Apr\u00e8s tout, est-ce que \u00e7a vaut le coup ? Source : Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que existam diversas op\u00e7\u00f5es de cart\u00e3o no mercado, o Santander oferece um cart\u00e3o especial para o jovem universit\u00e1rio. Ent\u00e3o, confira suas vantagens e desvantagens, a seguir, para saber se ele realmente \u00e9 ideal para o seu perfil.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-vantagens\">Avantages<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, a vantagem que mais chama a aten\u00e7\u00e3o no cart\u00e3o de cr\u00e9dito \u00e9 o desconto oferecido na mensalidade paga com o cart\u00e3o. Ent\u00e3o, fique atento ao site oficial e verifique as universidades conveniadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o oferece benef\u00edcios da bandeira Visa Internacional ou da Mastercard Internacional, como o programa Vai de Visa e o programa Mastercard Surpreenda, respectivamente. Ali\u00e1s, voc\u00ea tamb\u00e9m tem descontos nos estabelecimentos parceiros Esfera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea tamb\u00e9m pode fazer saques de dinheiro no cr\u00e9dito. Portanto, dirija-se a um caixa eletr\u00f4nico Santander ou a um terminal Banco24h e solicite. Mas fique atento as taxas de juros desse servi\u00e7o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, o cart\u00e3o tem parcerias educacionais que podem te ajudar a conseguir um est\u00e1gio. Confira mais informa\u00e7\u00f5es no site oficial do Santander.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-desvantagens\">D\u00e9savantages<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A principal desvantagem do cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX \u00e9 a cobran\u00e7a de anuidade. Ainda que voc\u00ea consiga se isentar da taxa, voc\u00ea precisa realizar o gasto de pelo menos R$100,00 mensais para que isso aconte\u00e7a.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o \u00e9 oferecido especificamente para os universit\u00e1rios. Ou seja, ser\u00e1 necess\u00e1rio comprovar o v\u00ednculo com a institui\u00e7\u00e3o educacional. Ent\u00e3o, caso voc\u00ea n\u00e3o seja universit\u00e1rio, ent\u00e3o este cart\u00e3o n\u00e3o \u00e9 para voc\u00ea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-como-fazer-um-cart%C3%A3o-de-cr%C3%A9dito-santander-universit%C3%A1rio-sx\">Como fazer um cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, por ser um cart\u00e3o voltado para o estudante universit\u00e1rio, o cart\u00e3o possui uma an\u00e1lise de cr\u00e9dito bastante facilitada. Ou seja, \u00e9 muito f\u00e1cil solicitar o seu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, acesse o site oficial Santander e clique na aba de \u201cProdutos e Servi\u00e7os\u201d. Em seguida, seleciona \u201cCart\u00f5es de Cr\u00e9dito\u201d. Logo, ao abrir a p\u00e1gina, selecione o cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX e clique em \u201cSolicitar Cart\u00e3o\u201d.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, voc\u00ea dever\u00e1 preencher com suas informa\u00e7\u00f5es pessoais, al\u00e9m de informa\u00e7\u00f5es sobre a institui\u00e7\u00e3o de ensino da qual faz parte. Ent\u00e3o, aguarde a aprova\u00e7\u00e3o do banco e voc\u00ea dever\u00e1 receber o cart\u00e3o no endere\u00e7o informado no cadastro. Viu como \u00e9 simples?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, quer saber mais detalhes de como solicitar o seu cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX? Pois acesse nosso conte\u00fado, a seguir.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-L4DH3\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Santander Universit\u00e1rio SX\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/72b37e61-338a-403c-8e71-c0b04121ea6e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-santander-universitario-sx\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Santander Universit\u00e1rio SX\">\n            Comment demander la carte Santander Universit\u00e1rio SX        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carte Santander Universit\u00e1rio SX offre une analyse de cr\u00e9dit simple et ne n\u00e9cessite aucune preuve de revenu. 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Por exemplo, voc\u00ea pode conseguir um desconto na mensalidade da sua universidade. Confira mais detalhes aqui!<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,1741,488,476],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a o cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O cart\u00e3o de cr\u00e9dito Santander Universit\u00e1rio SX traz benef\u00edcios exclusivos como desconto na mensalidade das institui\u00e7\u00f5es conveniadas. 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