{"id":33263,"date":"2021-09-06T12:00:00","date_gmt":"2021-09-06T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33263"},"modified":"2021-09-05T21:20:30","modified_gmt":"2021-09-05T21:20:30","slug":"cartao-acesso-ou-cartao-cea","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/cartao-acesso-ou-cartao-cea\/","title":{"rendered":"Carte Acc\u00e8s ou Carte CEA : laquelle choisir ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-acesso-x-cea-descubra-qual-o-melhor\">Acesso x CEA: descubra qual o melhor!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Acesso ou cart\u00e3o CEA: qual ser\u00e1 o ideal? Fonte: Pxhere.\"  id=\"33265\" src=\"https:\/\/ucarecdn.com\/41015cc5-9b7c-453b-883a-e7d63afbc28d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Acesso ou cart\u00e3o CEA: qual ser\u00e1 o ideal? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Afinal, qual \u0301a melhor maneira de decidir entre o cart\u00e3o Acesso ou cart\u00e3o CEA?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, \u00e9 reunir o m\u00e1ximo de informa\u00e7\u00f5es sobre ambos! Pensando nisso, criamos um comparativo sobre cada um deles, a fim de que voc\u00ea escolha o que mais tem a ver com seu perfil financeiro, mas tamb\u00e9m oportunize as compras no cr\u00e9dito para quem n\u00e3o p\u00f4de mais!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enquanto o cart\u00e3o Acesso \u00e9 uma modalidade pr\u00e9-paga, sem necessidade de v\u00ednculo com ag\u00eancias banc\u00e1rias e poucas tarifas, oportunizando pessoas negativadas a assinar Netflix, Spotify e fazer compras na modalidade cr\u00e9dito no exterior, o que \u00e9 muito interessante!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o CEA \u00e9 ideal para clientes da loja que querem descontos, parcelamento em at\u00e9 5x sem juros, podendo at\u00e9 sacar do limite de cr\u00e9dito e parcelar em 24x, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, s\u00e3o cart\u00f5es direcionados a perfis diferentes, mas que atendem quem busca compras no cart\u00e3o de cr\u00e9dito, sejam elas nacionais ou internacionais, podendo assim, aproveitar benef\u00edcios das respectivas bandeiras de cr\u00e9dito. Ent\u00e3o, continue conosco!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-17HUN5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte d&#039;acc\u00e8s\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/64c142fd-e595-4bc2-86fd-57ab4805bfac\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-de-credito-acesso\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte d&#039;acc\u00e8s\">\n            Comment demander la carte d&#039;acc\u00e8s        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            N\u00e3o precisa ter nome limpo para conseguir este cart\u00e3o de cr\u00e9dito, que \u00e9 pr\u00e9-pago, possui poucas taxas e muitas vantagens.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/64c142fd-e595-4bc2-86fd-57ab4805bfac\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte d&#039;acc\u00e8s              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZkiLE\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-cea-bradescard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o CEA\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8b818562-b3a9-4233-a030-9dbe9ec42088\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-cea-bradescard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o CEA\">\n            Como solicitar o cart\u00e3o CEA        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Consiga um cart\u00e3o de loja pr\u00e1tico, que garante descontos exclusivos, bandeira de cr\u00e9dito e parcelamentos sem juros!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-cea-bradescard\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-cea-bradescard\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/8b818562-b3a9-4233-a030-9dbe9ec42088\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Como solicitar o cart\u00e3o CEA              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-cea-bradescard\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Carte d&#039;acc\u00e8s<\/strong><\/td><td><strong>Carte CEA<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>Non requis<\/td><td>Salaire minimum<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>12x de R$ 5,95 <\/td><td>Cada op\u00e7\u00e3o possui um valor anual, que pode chegar a R$ 245,88<\/td><\/tr><tr><td><strong>Drapeau<\/strong><\/td><td>MasterCard<\/td><td>Mastercard, Visa ou Elo<\/td><\/tr><tr><td><strong>Toit<\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>N\u00e3o precisa abrir conta em banco<br>N\u00e3o exige comprova\u00e7\u00e3o de renda ou nome limpo<br>Pague na modalidade cr\u00e9dito e fa\u00e7a compras internacionais<\/td><td>Ganhe descontos frequentes em compras na loja<br>50% de desconto no Cinemark<br>Resolva urg\u00eancias nas ag\u00eancias Bradesco<br>Saque nas lojas<\/td><\/tr><\/tbody><\/table><figcaption>Mais apr\u00e8s tout, quel est le meilleur ?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-acesso-\"><strong>Carte d&#039;acc\u00e8s<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, o cart\u00e3o Acesso \u00e9 pr\u00e9-pago e n\u00e3o exige qualquer an\u00e1lise de cr\u00e9dito ou renda m\u00ednima, sendo realmente \u00fatil para qualquer pessoa que possua mais de 18 anos, al\u00e9m disso, poder\u00e1 pagar contas e fazer transfer\u00eancias sem qualquer v\u00ednculo banc\u00e1rio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A fim de oportunizar negativados a comprar na modalidade cr\u00e9dito, este cart\u00e3o pode ser a sa\u00edda para assinaturas da Netflix, Spotify, Amazon Prime, entre outros. Principalmente porque possui bandeira Mastercard e \u00e9 aceito em milhares de estabelecimentos no exterior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Logo depois de fazer o pedido, o cliente pode ativar o cart\u00e3o com R$ 100,00 e come\u00e7ar a recarregar mensalmente para usar a modalidade cr\u00e9dito, mas, as compras n\u00e3o podem ser parceladas em cart\u00f5es de cr\u00e9dito pr\u00e9-pago.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o apenas um cart\u00e3o de cr\u00e9dito, como tamb\u00e9m um aliado na organiza\u00e7\u00e3o financeira, o cart\u00e3o Acesso \u00e9 f\u00e1cil, solicitado pela internet e funciona quando recarregado, liberando o cliente de qualquer d\u00edvida, o que para negativados \u00e9 interessante, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-cea-\"><strong>Carte CEA<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o s\u00f3 uma das maiores lojas de varejo do pa\u00eds, como tamb\u00e9m um dos cart\u00f5es de cr\u00e9dito com maiores vantagens s\u00e3o algumas defini\u00e7\u00f5es relacionadas a CEA, que possui tr\u00eas op\u00e7\u00f5es de cart\u00e3o de cr\u00e9dito associadas ao banco Bradesco, ou, Bradescard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, o cart\u00e3o CEA Gold tem bandeira Visa, permite compras internacionais, d\u00e1 desconto de 10% na primeira compra e parcelamentos sem juros de at\u00e9 5x, al\u00e9m do benef\u00edcio de sacar do limite de cr\u00e9dito e parcelar em at\u00e9 dois anos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em segundo lugar, o cart\u00e3o CEA Elo, que possui Wi-Fi gr\u00e1tis em todo mundo, os mesmos descontos citados acima, 50% de desconto no Cinemark, cart\u00f5es adicionais e promo\u00e7\u00f5es exclusivas Elo, bem como a terceira op\u00e7\u00e3o, o Elo Grafite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com tr\u00eas op\u00e7\u00f5es e muitas vantagens, o cart\u00e3o CEA \u00e9 especialmente \u00fatil para clientes da loja, que a longo prazo, economizam nas compras e, ainda, conseguem aumentar frequentemente os limites, que s\u00e3o divididos entre saque e cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-acesso-\"><strong>Quels sont les avantages de la carte Access ?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"33428\" src=\"https:\/\/ucarecdn.com\/28639f69-8b3c-48e5-9fe9-6e294add76de\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, quais s\u00e3o as vantagens do cart\u00e3o? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Uma vez que voc\u00ea faz o pedido do cart\u00e3o Acesso, poder\u00e1 comprar na modalidade cr\u00e9dito sem qualquer comprova\u00e7\u00e3o de dados ou an\u00e1lise de cr\u00e9dito, isso se compararmos com os cart\u00f5es de cr\u00e9dito mais tradicionais, claro. Ent\u00e3o, veja mais vantagens, a seguir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Pague servi\u00e7os de streaming e fa\u00e7a qualquer compra na modalidade cr\u00e9dito;<\/li><li>N\u00e3o sofra com an\u00e1lises dos bir\u00f4s de cr\u00e9dito, como SPC\/Serasa;<\/li><li>Use apenas quando fizer recarga, sem compromissos de faturas mensais;<\/li><li>Tendo mais de 16 anos e com CPF regular na Receita Federal, poder\u00e1 ter um cart\u00e3o Acesso;<\/li><li>Saque os valores inseridos quando quiser na Rede Banco24h.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-cea-\"><strong>Quels sont les avantages de la carte CEA ?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Visto que \u00e9 um cart\u00e3o de loja, o cart\u00e3o CEA tamb\u00e9m \u00e9 \u00fatil para quem precisa fazer compras nacionais e internacionais na modalidade cr\u00e9dito, afinal, ele possui bandeiras e tr\u00eas op\u00e7\u00f5es a sua escolha, portanto, confira mais detalhes, a seguir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Tenha dois limites, um para compras e outro para saques;<\/li><li>Parcele os saques em at\u00e9 24x;<\/li><li>Compre sem juros em at\u00e9 5x, com at\u00e9 100 dias para pagar;<\/li><li>Aproveite 10% na primeira compra e descontos semanais da C&amp;A;<\/li><li>Pague contas com seu cart\u00e3o C&amp;A e parcele em at\u00e9 3x sem juros.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-acesso-\"><strong>Quels sont les inconv\u00e9nients de la carte Access ?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as desvantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"33435\" src=\"https:\/\/ucarecdn.com\/2bba6cc5-4baa-412f-955c-1fd832d77c51\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, quais as desvantagens do cart\u00e3o? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que acessar cr\u00e9dito com nome sujo \u00e9 \u00fatil, n\u00e3o espere parcelar grandes compras com seu cart\u00e3o pr\u00e9-pago, afinal, esse tipo de cart\u00e3o s\u00f3 permite compras \u00e0 vista na modalidade independentemente do local, seja internet ou lojas f\u00edsicas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o Acesso possui in\u00fameras tarifas para uso, como a anuidade mensal quando h\u00e1 recarga, o pagamento de R$ 100,00 para ativa\u00e7\u00e3o e um pagamento de R$ 2,50 se a recarga ultrapassar R$500,00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, se a recarga for feita com dep\u00f3sito tamb\u00e9m existe uma taxa, o que para quem busca economizar, pode n\u00e3o ser interessante, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-cea-\"><strong>Quels sont les inconv\u00e9nients de la carte CEA ?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diferentemente de outros cart\u00f5es de cr\u00e9dito associados a lojas, este possui um parcelamento curto sem juros, ou seja, quando superar 5x, o cliente arca com taxas mensais de juros relacionadas \u00e0s suas compras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se acaso verificar as tarifas, perceber\u00e1 que as anuidades dos cart\u00f5es disponibilizados possuem valores altos: o cliente paga, no m\u00ednimo, R$173,88 por ano na vers\u00e3o mais b\u00e1sica do cart\u00e3o CEA, e sem cobertura internacional, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Visto que existe um limite para saque, saiba que as taxas podem chegar a R$ 12,00 por cada saque feito, e o parcelamento do pagamento desses saques em at\u00e9 24x ir\u00e1 gerar juros de 17,90% ao m\u00eas, portanto, fique atento a tabela de tarifas dispon\u00edvel no site da institui\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-acesso-ou-cart%C3%A3o-cea-qual-escolher-\"><strong>Carte Acc\u00e8s ou Carte CEA : laquelle choisir ?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual cart\u00e3o \u00e9 ideal para voc\u00ea? Fonte: Pxhere.\"  id=\"33266\" src=\"https:\/\/ucarecdn.com\/868abd89-ef24-4a6b-984b-77968cc6ed63\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Qual cart\u00e3o \u00e9 ideal para voc\u00ea? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Logo que voc\u00ea come\u00e7ou a leitura, tinha ideia que seria dif\u00edcil optar entre o cart\u00e3o Acesso ou cart\u00e3o CEA?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Da mesma forma, muitas pessoas ficam em d\u00favida, pois n\u00e3o sabem qual cart\u00e3o se encaixa nas necessidades e tamb\u00e9m no momento financeiro, portanto, em suma, trouxemos duas op\u00e7\u00f5es que atendem quem quer fazer compras no cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, o cart\u00e3o Acesso n\u00e3o exige an\u00e1lise de cr\u00e9dito e pode ser utilizado para pagamento de assinaturas ou at\u00e9 mesmo como aliado da organiza\u00e7\u00e3o financeira, enquanto o cart\u00e3o CEA \u00e9 direcionado a clientes da loja com nome limpo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como resultado, \u00e9 s\u00f3 acessar os sites e fazer a solicita\u00e7\u00e3o, mas, se isso ainda n\u00e3o foi poss\u00edvel, continue conosco! Por isso, abaixo, apresentamos mais um comparativo que pode te ajudar com esta decis\u00e3o dif\u00edcil e finalmente escolher o cart\u00e3o de cr\u00e9dito ideal! Ent\u00e3o, \u00e9 s\u00f3 clicar!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1MH2P2\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-dotz-ou-cartao-inter\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Dotz ou cart\u00e3o Inter?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Dotz-ou-cartao-Inter.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-dotz-ou-cartao-inter\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Dotz ou cart\u00e3o Inter?\">\n            Cart\u00e3o Dotz ou cart\u00e3o Inter?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Programa de pontos, compras internacionais e sem burocracia para conseguir cr\u00e9dito. 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