{"id":31236,"date":"2021-08-26T12:00:00","date_gmt":"2021-08-26T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=31236"},"modified":"2021-08-26T04:32:06","modified_gmt":"2021-08-26T04:32:06","slug":"cartao-magalu-ou-cartao-marisa","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/cartao-magalu-ou-cartao-marisa\/","title":{"rendered":"Carte Magalu ou Carte Marisa : quelle est la meilleure ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-magalu-x-marisa-descubra-qual-escolher\">Magalu x Marisa: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Magalu ou cart\u00e3o Marisa: qual escolher? Fonte: Pxhere.\"  id=\"31249\" src=\"https:\/\/ucarecdn.com\/b43b3534-17d1-439d-ab24-1bbb2d34e58d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Magalu ou cart\u00e3o Marisa: qual escolher? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Afinal, cart\u00e3o Magalu ou cart\u00e3o Marisa, qual atenderia melhor \u00e0s necessidades de compras pela internet?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pensando nisso, criamos esse comparativo para te ajudar a tomar a melhor decis\u00e3o. Enquanto o cart\u00e3o Magalu \u00e9 ideal para quem busca compras de eletrodom\u00e9sticos, produtos de mercado e eletr\u00f4nicos, o cart\u00e3o Marisa \u00e9 para outro p\u00fablico.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, \u00e9 uma \u00f3tima op\u00e7\u00e3o para quem precisa sempre aumentar o guarda roupa com baixo or\u00e7amento, ou seja, \u00e9 um cart\u00e3o de cr\u00e9dito acess\u00edvel, com bons limites sem necessidade de renda m\u00ednima e com quase nenhuma burocracia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora o cart\u00e3o Marisa com op\u00e7\u00e3o de bandeira de cr\u00e9dito esteja indispon\u00edvel no momento, este \u00e9 \u00f3timo para dar uma inovada nas roupas. Por outro lado, o cart\u00e3o Magalu j\u00e1 oferece compras em outros locais e bandeira de cr\u00e9dito internacional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, sem mais delongas, tenha mais detalhes dessas duas op\u00e7\u00f5es de cart\u00f5es de cr\u00e9dito vindos de lojas e decida qual melhor se enquadra em suas necessidades, levando em considera\u00e7\u00e3o seu momento financeiro. Vamos l\u00e1!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-iFlMs\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Magalu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/20770ea3-0e9b-40c7-b43e-9213c0d0eb3e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Magalu\">\n            Comment demander la carte Magalu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tenha um cart\u00e3o sem anuidade, com bandeira de cr\u00e9dito e com participa\u00e7\u00e3o em programas de desconto no site e lojas Magalu.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/20770ea3-0e9b-40c7-b43e-9213c0d0eb3e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte Magalu              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-eMffk\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Marisa\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8f0bbbc1-9d5f-4b6c-85ff-d359bcc166fc\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-marisa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Marisa\">\n            Como solicitar o cart\u00e3o Marisa        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Marisa oferece parcelamentos sem juros, possibilidade de empr\u00e9stimos e promo\u00e7\u00f5es di\u00e1rias no site. Conhe\u00e7a e pe\u00e7a o seu!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/8f0bbbc1-9d5f-4b6c-85ff-d359bcc166fc\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Como solicitar o cart\u00e3o Marisa              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Carte Magalu<\/strong><\/td><td><strong>Cart\u00e3o Marisa<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>R$ 800,00<\/td><td>Non requis<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>Exempter<\/td><td>12 x R$ 4,90<\/td><\/tr><tr><td><strong>Drapeau<\/strong><\/td><td>Visa<\/td><td>N\u00e3o possui<\/td><\/tr><tr><td><strong>Toit<\/strong><\/td><td>Nationale et internationale<\/td><td>National<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>Compre e tenha descontos em outros locais<br>Fa\u00e7a compras no exterior&nbsp;<br>Acesso a programas de descontos da loja e da bandeira<\/td><td>Parcelamentos sem juros&nbsp; e descontos exclusivos<br>Compre bons produtos por pre\u00e7os baixos<br>Participe de planos dent\u00e1rios<br>Tenha um limite para compra de celulares<\/td><\/tr><\/tbody><\/table><figcaption>Afinal, qual escolher?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-magalu-\"><strong>Carte Magalu<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora muitas lojas decidiram ficar longe de bandeiras de cr\u00e9dito e nem se associar a bancos, o Magalu fez diferente e criou um cart\u00e3o de cr\u00e9dito muito pr\u00f3ximo dos cart\u00f5es de bancos tradicionais, j\u00e1 que possui bandeira de cr\u00e9dito internacional e aplicativo para movimenta\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, para clientes ass\u00edduos da Magalu, o cart\u00e3o aumenta as vantagens, como um parcelamento em at\u00e9 24x sem juros e nenhum pagamento de anuidade, podendo tamb\u00e9m participar do programa Cliente Ouro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u00f3 para exemplificar, este programa oferece sempre um produto a mais de gra\u00e7a em meio a kits, descontos exclusivos, tira o pagamento de frete e voc\u00ea ainda consegue ficar sabendo das promo\u00e7\u00f5es antes dos outros consumidores.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, o cart\u00e3o Magalu possui cashback em cada compra, ou seja, sempre que usar o cart\u00e3o tenha 2% do valor de volta, sem falar que voc\u00ea tamb\u00e9m pode comprar em outras lojas, como Zattini, \u00c9poca Cosm\u00e9ticos e Netshoes, ou seja, para quem precisa de uma bandeira de cr\u00e9dito, essa uma boa op\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-marisa-\"><strong>Cart\u00e3o Marisa<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que o cart\u00e3o Marisa n\u00e3o tenha bandeira de cr\u00e9dito na op\u00e7\u00e3o mais b\u00e1sica, ele \u00e9 fonte de economia para o cliente, j\u00e1 que cobra uma anuidade baix\u00edssima (n\u00e3o chega a cinco reais) e, ainda, oferece parcelamentos de at\u00e9 12x sem juros, com parcela m\u00ednima de R $14,99.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, oferece um bom limite para quem n\u00e3o possui renda m\u00ednima ou fixa, \u00e9 s\u00f3 ter o nome limpo, por exemplo. Ademais, o cart\u00e3o Marisa pode ser utilizado na vers\u00e3o virtual para compras pelo site da loja, sem taxas ou cobran\u00e7as diferentes das que existem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Principalmente para quem vai pedir o cart\u00e3o pela primeira vez, ele possui a chance do primeiro pagamento de parcelas acontecer em at\u00e9 100 dias sem qualquer juros, isso se existir um parcelamento superior a sete vezes, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, tenha acesso a maior loja feminina do Brasil sem fugir do or\u00e7amento, com chances de comprar roupas \u00edntimas, casuais, para trabalho por um pre\u00e7o muito abaixo do encontrado em outros locais, mantendo a qualidade necess\u00e1ria.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-magalu-\"><strong>Quais as vantagens do cart\u00e3o Magalu?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, al\u00e9m de ser o cart\u00e3o de cr\u00e9dito de uma das maiores lojas de varejo do mundo, oferece bandeira de cr\u00e9dito para compras em outras lojas e tamb\u00e9m no exterior, como se fosse um cart\u00e3o de cr\u00e9dito tradicional. Ademais, veja outras vantagens!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Chance de parcelar compras de at\u00e9 24x sem juros;<\/li><li>Consiga empr\u00e9stimos com aprova\u00e7\u00e3o r\u00e1pida;<\/li><li>Participe do Cliente ouro, que oferece compra de mais produtos por menos;<\/li><li>Isen\u00e7\u00e3o da anuidade;<\/li><li>Pe\u00e7a pela internet, sem burocracia e receba a resposta rapidamente.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-marisa-\"><strong>Quais as vantagens do cart\u00e3o Marisa?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as vantagens do cart\u00e3o Marisa? Fonte: Marisa.\"  id=\"31257\" src=\"https:\/\/ucarecdn.com\/91a3865b-a99a-49ef-bddd-032811916f7b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, quais as vantagens do cart\u00e3o Marisa? Fonte: Marisa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Principalmente para compradores ass\u00edduos da loja, o cart\u00e3o Marisa \u00e9 acess\u00edvel, n\u00e3o possui muitos crit\u00e9rios para sua aprova\u00e7\u00e3o e n\u00e3o pesa no bolso dos clientes, j\u00e1 que possui uma baixa anuidade. Veja mais algumas vantagens abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Parcelamento sem quaisquer juros em at\u00e9 12x;<\/li><li>Participe do plano odontol\u00f3gico Marisa;<\/li><li>Consiga empr\u00e9stimos e tenha um limite para compra de celulares;<\/li><li>Fa\u00e7a compras pela internet utilizando o cart\u00e3o virtual Marisa;<\/li><li>Sem compras, sem cobran\u00e7a de taxas\u00a0.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-magalu-\"><strong>Quais as desvantagens do cart\u00e3o Magalu?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, conhe\u00e7a as desvantagens do cart\u00e3o Magalu. Fonte: Magalu.\"  id=\"27769\" src=\"https:\/\/ucarecdn.com\/20770ea3-0e9b-40c7-b43e-9213c0d0eb3e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, conhe\u00e7a as desvantagens do cart\u00e3o Magalu. Fonte: Magalu.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que apare\u00e7a como uma boa op\u00e7\u00e3o, o cart\u00e3o Magalu tem algumas desvantagens, entre elas, a demora para receber os valores do cashback, que pode chegar a 20 dias de espera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, ele \u00e9 um cart\u00e3o que possui bandeira de cr\u00e9dito, mas diferentemente dos cart\u00f5es de cr\u00e9dito tradicionais, n\u00e3o acumula pontos para serem trocados por milhas ou produtos, ou seja, oferece vantagens para serem utilizadas apenas na loja, o que \u00e9 complicado, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, \u00e9 um dinheiro que volta, mas que pode ser gasto apenas em produtos Magalu ou de clubes parceiros.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-marisa-\"><strong>Quais as desvantagens do cart\u00e3o Marisa?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enquanto muitos cart\u00f5es de lojas oferecem bandeira, possibilidade de compras internacionais, a vers\u00e3o Itaucard do cart\u00e3o Marisa est\u00e1 indispon\u00edvel h\u00e1 alguns meses, ou seja, apenas o cart\u00e3o mais b\u00e1sico para uso na loja pode ser solicitado no momento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora possua uma anuidade baixa, ele n\u00e3o acumula nenhum ponto durante o uso. Outro ponto desagrad\u00e1vel \u00e9 que muitos clientes reclamam do atendimento Marisa, falando que muitos atendimentos por telefone, como cancelamentos ou tira d\u00favidas s\u00e3o falhos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, mesmo com a n\u00e3o exig\u00eancia de renda m\u00ednima, a loja pede uma comprova\u00e7\u00e3o de renda e faz an\u00e1lise de cr\u00e9dito como qualquer outro cart\u00e3o de cr\u00e9dito vindo de lojas, o que reduz as possibilidades para clientes mais jovens, por exemplo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-magalu-ou-cart%C3%A3o-marisa-qual-escolher-\"><strong>Cart\u00e3o Magalu ou Cart\u00e3o Marisa: qual escolher?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, decida entre o cart\u00e3o Magalu ou cart\u00e3o Marisa. Fonte: Pxhere.\"  id=\"31258\" src=\"https:\/\/ucarecdn.com\/1e94d805-194b-40b9-af27-5bcc7500c780\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, decida entre o cart\u00e3o Magalu ou cart\u00e3o Marisa. Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Afinal, ap\u00f3s ser abastecido pelos detalhes, qual cart\u00e3o de cr\u00e9dito ser\u00e1 mais \u00fatil para sua situa\u00e7\u00e3o financeira?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u00f3 para exemplificar, o cart\u00e3o Magalu pode ser utilizado para qualquer compra na modalidade cr\u00e9dito, sendo \u00fatil para assinaturas de streamings, como Netflix e Globo Play e tamb\u00e9m para compras internacionais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o Marisa \u00e9 um dos mais f\u00e1ceis de conseguir no mercado, n\u00e3o exige renda m\u00ednima e, ainda, d\u00e1 acesso a uma loja barata, com limite razo\u00e1vel e parcelamento alto sem juros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, se mesmo com nossas explica\u00e7\u00f5es voc\u00ea ficou com d\u00favida entre o cart\u00e3o Magalu ou cart\u00e3o Marisa, n\u00e3o se preocupe! 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Savoir plus!<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,835,458,922],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Magalu ou Cart\u00e3o Marisa: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Entre o cart\u00e3o Magalu ou cart\u00e3o Marisa, conhe\u00e7a as op\u00e7\u00f5es que possuem vantagens, como descontos exclusivos nas lojas da marca e nos parceiros. 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