{"id":29472,"date":"2021-09-05T12:00:00","date_gmt":"2021-09-05T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=29472"},"modified":"2021-10-01T12:34:32","modified_gmt":"2021-10-01T12:34:32","slug":"emprestimo-bom-pra-credito-ou-emprestimo-caixa","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/emprestimo-bom-pra-credito-ou-emprestimo-caixa\/","title":{"rendered":"Bon Pr\u00eat \u00e0 Cr\u00e9dit ou Pr\u00eat Caixa : quel est le meilleur ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-bom-pra-cr%C3%A9dito-x-caixa-descubra-qual-escolher-\"><strong>Bom pra Cr\u00e9dito x Caixa: descubra qual escolher<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, qual escolher? Fonte: Pexels.\"  id=\"29473\" src=\"https:\/\/ucarecdn.com\/6d390f78-e584-42a3-9391-80005c6ef320\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, qual escolher? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de tudo, o empr\u00e9stimo pessoal \u00e9 um cr\u00e9dito bastante flex\u00edvel. Ou seja, com ele voc\u00ea pode usar o dinheiro da forma que desejar. Nesse sentido, o empr\u00e9stimo Bom pra Cr\u00e9dito ou empr\u00e9stimo Caixa podem te atender da melhor forma para te ajudar a sair do sufoco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, confira abaixo mais detalhes de como solicitar esses cr\u00e9ditos. E, ainda, veja as vantagens, as desvantagens e as caracter\u00edsticas que podem te ajudar a tomar a sua decis\u00e3o. Vamos l\u00e1!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1BuzC8\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-pessoal-bom-para-credito\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander un pr\u00eat Bom para Cr\u00e9dito\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/7aad65a6-cf8a-479a-a368-d5016b653ad1\/\" alt=\"bom-pra-credito\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-pessoal-bom-para-credito\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander un pr\u00eat Bom para Cr\u00e9dito\">\n            Comment demander un pr\u00eat Bom para Cr\u00e9dito        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Est\u00e1 em d\u00favida sobre como solicitar o empr\u00e9stimo pessoal Bom pra Cr\u00e9dito? Veja aqui como pedir o seu cr\u00e9dito de uma maneira simples e pr\u00e1tica.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-pessoal-bom-para-credito\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Ce processus est rapide et peut \u00eatre effectu\u00e9 dans n\u2019importe quelle agence Caixa. De cette fa\u00e7on, vous aurez l\u2019argent sur votre compte plus rapidement.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-caixa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-caixa\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/da9b7b79-f319-4495-ab9b-82e383d01b29\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander un pr\u00eat Caixa              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-emprestimo-caixa\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>&nbsp;<\/strong><\/td><td><strong>Empr\u00e9stimo Bom pra Cr\u00e9dito<\/strong><\/td><td><strong>Pr\u00eat d&#039;argent<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>Mal inform\u00e9<\/td><td>Mal inform\u00e9<\/td><\/tr><tr><td><strong>Taux d&#039;int\u00e9r\u00eat<\/strong><\/td><td>A partir de 0,75% par mois<\/td><td>A partir de 1 62% par mois<\/td><\/tr><tr><td><strong>Date limite pour payer<\/strong><\/td><td>At\u00e9 120 meses<\/td><td>Jusqu&#039;\u00e0 48 mois<\/td><\/tr><tr><td><strong>Date limite de publication<\/strong><\/td><td>At\u00e9 48h ap\u00f3s an\u00e1lise<\/td><td>5 \u00e0 10 jours ouvr\u00e9s<\/td><\/tr><tr><td><strong>Montant du pr\u00eat<\/strong><\/td><td>Jusqu&#039;\u00e0 R$ 50 mille <\/td><td>Jusqu&#039;\u00e0 R$ 50 mille <\/td><\/tr><tr><td><strong>Acceptez-vous les n\u00e9gatifs ?<\/strong><\/td><td>Depende de an\u00e1lise<\/td><td>Non<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>Parcelamento via boleto, diversas op\u00e7\u00f5es de financeira<br>com apenas um cadastro<\/td><td>Diverses options de cr\u00e9dit<\/td><\/tr><\/tbody><\/table><figcaption>Afinal, quais as caracter\u00edsticas dos empr\u00e9stimos?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-empr%C3%A9stimo-bom-pra-cr%C3%A9dito-\"><strong>Empr\u00e9stimo Bom pra Cr\u00e9dito<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo Bom pra Cr\u00e9dito. Fonte: Bom pra Cr\u00e9dito.\"  id=\"29477\" src=\"https:\/\/ucarecdn.com\/33a807a7-c4b7-47f0-9bdb-00cf1be686ba\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Empr\u00e9stimo Bom pra Cr\u00e9dito. Fonte: Bom pra Cr\u00e9dito.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o Bom pra Cr\u00e9dito funciona como uma plataforma de busca. Ou seja, voc\u00ea faz um cadastro no site informando seus dados pessoais e suas necessidades financeiras. Em seguida, o Bom pra Cr\u00e9dito vai te mostrar as institui\u00e7\u00f5es financeiras conveniadas que melhor se encaixam com seu perfil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, o Bom pra Cr\u00e9dito funciona como um correspondente banc\u00e1ria. Isso significa que a plataforma atende os clientes em nome dos bancos, conectando pessoas que precisam de cr\u00e9dito com as institui\u00e7\u00f5es que o oferecem. Ademais, \u00e9 importante mencionar que o Bom pra Cr\u00e9dito tem mais de 30 institui\u00e7\u00f5es financeiras cadastradas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas n\u00e3o se preocupe, essa fintech \u00e9 autorizada pelo Banco Central e, portanto, totalmente segura. Al\u00e9m disso, o Bom pra Cr\u00e9dito oferece todo esse servi\u00e7o de forma online. Dessa forma, voc\u00ea pode buscar e contratar cr\u00e9dito sem sair de casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda, a plataforma oferece um bom prazo para pagamento da d\u00edvida, que \u00e9 de at\u00e9 120 meses e taxa de juros reduzida. Por isso, a financeira \u00e9 uma boa op\u00e7\u00e3o para quem quer economizar tempo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-empr%C3%A9stimo-caixa-\"><strong>Pr\u00eat d&#039;argent<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo Caixa. Fonte: Caixa.\"  id=\"29478\" src=\"https:\/\/ucarecdn.com\/59f39f45-94ed-4c25-84d7-2d61b626b631\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pr\u00eat Caixa. Source : Bo\u00eete.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, a Caixa \u00e9 uma das principais institui\u00e7\u00f5es da nossa pol\u00edtica econ\u00f4mica. Al\u00e9m de ser um banco consolidado, a Caixa Econ\u00f4mica Federal \u00e9 totalmente segura. Portanto, \u00e9 uma \u00f3tima op\u00e7\u00e3o na hora de pedir um empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, esta institui\u00e7\u00e3o financeira oferece diversos tipos de cr\u00e9dito pessoal. Esta modalidade de empr\u00e9stimo \u00e9 uma das mais solicitadas pelos brasileiros. A princ\u00edpio isso acontece porque o cr\u00e9dito pessoal \u00e9 um tipo de empr\u00e9stimo que n\u00e3o tem restri\u00e7\u00e3o de uso. Ou seja, voc\u00ea pode solicitar e utilizar o dinheiro como voc\u00ea quiser.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, na Caixa voc\u00ea pode escolher entre o Cr\u00e9dito Pessoal Mensal Pr\u00e9-fixado, o Cr\u00e9dito Pessoal Mensal P\u00f3s-fixado, o Cr\u00e9dito Sal\u00e1rio Caixa Mensal Pr\u00e9-Fixado e o Cr\u00e9dito Sal\u00e1rio Caixa Mensal P\u00f3s-Fixado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o Cr\u00e9dito Pessoal Mensal Pr\u00e9-fixado tem juros pr\u00e9-fixados e um prazo para pagamento de at\u00e9 48 meses. Ainda, o Cr\u00e9dito Pessoal Mensal P\u00f3s-fixado tem juros p\u00f3s-fixados e o prazo para pagamento \u00e9 de 36 meses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em seguida, o Cr\u00e9dito Sal\u00e1rio Caixa Mensal Pr\u00e9-Fixado tem juros pr\u00e9-fixados e prazo de at\u00e9 48 meses para pagar. Al\u00e9m disso, ele est\u00e1 dispon\u00edvel somente para correntistas que recebem seu sal\u00e1rio na Caixa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, o Cr\u00e9dito Sal\u00e1rio Caixa Mensal P\u00f3s-Fixado tem os juros p\u00f3s-fixado e prazo de at\u00e9 36 meses para pagamento. Este tipo de cr\u00e9dito tamb\u00e9m \u00e9 para clientes Caixa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora a Caixa ofere\u00e7a tantos tipos diferentes de cr\u00e9dito pessoal, ela n\u00e3o libera o empr\u00e9stimo para pessoas negativadas. Mas caso voc\u00ea se interesse por alguma das op\u00e7\u00f5es mencionadas, dirija-se a uma ag\u00eancia da Caixa e fa\u00e7a uma an\u00e1lise de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-empr%C3%A9stimo-bom-pra-cr%C3%A9dito-\"><strong>Quais as vantagens do empr\u00e9stimo Bom pra Cr\u00e9dito?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com toda a certeza, o Bom pra Cr\u00e9dito \u00e9 uma \u00f3tima op\u00e7\u00e3o para quem ainda n\u00e3o sabe por onde come\u00e7ar a fazer suas simula\u00e7\u00f5es de cr\u00e9dito. Por ser uma plataforma 100% online e com mais de 30 institui\u00e7\u00f5es financeiras cadastradas, voc\u00ea consegue diversos or\u00e7amentos com apenas um cadastro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o Bom pra Cr\u00e9dito oferece um \u00f3timo prazo para pagamento da d\u00edvida, at\u00e9 120 meses. Ainda, a taxa de juros \u00e9 bastante reduzida e come\u00e7a a partir de 0,75% ao m\u00eas. Portanto, se voc\u00ea est\u00e1 procurando por uma financeira r\u00e1pida e pr\u00e1tica, o Bom pra Cr\u00e9dito vai conseguir te atender muito bem.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-empr%C3%A9stimo-caixa-\"><strong>Quels sont les avantages d\u2019un pr\u00eat Caixa ?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, com o empr\u00e9stimo da Caixa voc\u00ea pode optar por pagar todo o valor do empr\u00e9stimo de uma s\u00f3 vez. Mas se esse n\u00e3o for o seu caso, a institui\u00e7\u00e3o tamb\u00e9m oferece um bom prazo para pagamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o fato de a financeira oferecer tantos tipos de cr\u00e9dito pessoal tamb\u00e9m chama a aten\u00e7\u00e3o. \u00c9 uma ampla variedade de cr\u00e9dito pessoal para voc\u00ea escolher qual se encaixa melhor com o seu perfil.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-empr%C3%A9stimo-bom-pra-cr%C3%A9dito-\"><strong>Quais as desvantagens do empr\u00e9stimo Bom pra Cr\u00e9dito?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar de possuir vantagens bastante atrativas, o Bom pra Cr\u00e9dito tamb\u00e9m tem alguns pontos negativos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, por ser um correspondente banc\u00e1ria, a plataforma funciona a base de comiss\u00e3o das institui\u00e7\u00f5es financeiras conveniadas. Isso pode significar um maior custo efetivo total na hora de contratar o seu empr\u00e9stimo. Talvez provavelmente voc\u00ea consiga um melhor neg\u00f3cio se tratar direto com o banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o Bom pra Cr\u00e9dito faz somente o interm\u00e9dio entre voc\u00ea e a institui\u00e7\u00e3o financeira que fornece o empr\u00e9stimo. Portanto, ela n\u00e3o pode garantir aprova\u00e7\u00e3o de cr\u00e9dito para pessoas negativadas. Ent\u00e3o, se voc\u00ea est\u00e1 com o nome sujo, pode ser que o Bom pra Cr\u00e9dito n\u00e3o consiga te ajudar.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-empr%C3%A9stimo-caixa-\"><strong>Quels sont les inconv\u00e9nients du pr\u00eat Caixa ?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de mais nada \u00e9 importante mencionar que voc\u00ea ter\u00e1 de ir at\u00e9 uma ag\u00eancia da Caixa para solicitar o empr\u00e9stimo, j\u00e1 que o banco n\u00e3o oferece este tipo de atendimento online. Al\u00e9m disso, saiba que o prazo para aprova\u00e7\u00e3o do cr\u00e9dito pessoal \u00e9 de at\u00e9 10 dias \u00fateis.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como a taxa de juros da Caixa Econ\u00f4mica Federal tamb\u00e9m n\u00e3o \u00e9 a mais atrativa do mercado. Ou seja, pode ser que voc\u00ea encontre outras op\u00e7\u00f5es melhores e que atendam suas necessidades financeiras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, lembre-se tamb\u00e9m que a caixa n\u00e3o aceita negativados. Ent\u00e3o, se voc\u00ea est\u00e1 com o score baixo, voc\u00ea corre o risco de ter o seu empr\u00e9stimo negado.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-empr%C3%A9stimo-bom-pra-cr%C3%A9dito-ou-empr%C3%A9stimo-caixa-qual-escolher-\"><strong>Empr\u00e9stimo Bom pra Cr\u00e9dito ou empr\u00e9stimo Caixa: qual escolher?<\/strong><strong><\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, empr\u00e9stimo Bom pra Cr\u00e9dito ou empr\u00e9stimo Caixa? O Bom pra Cr\u00e9dito funciona muito bem para quem ainda est\u00e1 precisando de um norte na hora de pedir um empr\u00e9stimo. Nesse sentido, a correspondente banc\u00e1ria pode te ajudar e encontrar diversas op\u00e7\u00f5es de empr\u00e9stimo pessoal de acordo com o seu perfil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, o atendimento do Bom pra Cr\u00e9dito \u00e9 r\u00e1pido e totalmente online. Isso quer dizer que voc\u00ea pode pesquisar simula\u00e7\u00f5es de empr\u00e9stimo direto da sua casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, caso voc\u00ea j\u00e1 tenha uma ideia de qual banco pretende contratar o empr\u00e9stimo, pode ser que a Caixa seja uma boa op\u00e7\u00e3o. Ali\u00e1s, caso voc\u00ea seja correntista da financeira, eles oferecem boas oportunidades de cr\u00e9dito pessoal para clientes. Portanto, entre em contato com uma ag\u00eancia Caixa para saber mais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, \u00e9 importante que voc\u00ea pesquise bem antes de fazer uma contrata\u00e7\u00e3o de cr\u00e9dito pessoal. Ainda que seja uma op\u00e7\u00e3o de empr\u00e9stimo bastante atrativa uma vez que n\u00e3o existe restri\u00e7\u00e3o contratual para usar o dinheiro, o valor da d\u00edvida pode ser alto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, tenha a certeza de que voc\u00ea realmente precisa desse dinheiro, e de que as parcelas cabem no seu bolso. Assim voc\u00ea evita atrasos no pagamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, quer saber mais sobre empr\u00e9stimo pessoal para ter certeza de que est\u00e1 escolhendo a op\u00e7\u00e3o certa? Ent\u00e3o, veja o conte\u00fado recomendado que separamos para voc\u00ea, a seguir.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z3uG1W\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/emprestimo-caixa-ou-emprestimo-itau-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Empr\u00e9stimo Caixa ou empr\u00e9stimo Ita\u00fa: qual escolher\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3042bfd3-ddcf-4b26-a3aa-8a2115647b3b\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/emprestimo-caixa-ou-emprestimo-itau-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Empr\u00e9stimo Caixa ou empr\u00e9stimo Ita\u00fa: qual escolher\">\n            Empr\u00e9stimo Caixa ou empr\u00e9stimo Ita\u00fa: qual escolher        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Empr\u00e9stimo Caixa ou empr\u00e9stimo Ita\u00fa: voc\u00ea sabe qual deles \u00e9 a melhor op\u00e7\u00e3o para negativados? Lembre-se de que os dois s\u00e3o ideais para quem est\u00e1 negativado. 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Ent\u00e3o, confira as caracter\u00edsticas de cada um, bem como as vantagens e as desvantagens para te ajudar a tomar a decis\u00e3o certa para voc\u00ea.<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[1462,1180,598],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo Bom pra Cr\u00e9dito ou empr\u00e9stimo Caixa: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Est\u00e1 em d\u00favida se o empr\u00e9stimo Bom para Cr\u00e9dito ou empr\u00e9stimo Caixa \u00e9 ideal para voc\u00ea? 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