{"id":28559,"date":"2021-08-15T12:00:00","date_gmt":"2021-08-15T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28559"},"modified":"2021-10-01T12:38:58","modified_gmt":"2021-10-01T12:38:58","slug":"cartao-mercado-pago-ou-cartao-acesso","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/cartao-mercado-pago-ou-cartao-acesso\/","title":{"rendered":"Carte Mercado Pago ou Access Card : laquelle choisir ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-mercado-pago-x-acesso-descubra-qual-escolher\">Mercado Pago x Acesso: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Mercado Pago ou cart\u00e3o Acesso? Fonte: Pexels.\"  id=\"28560\" src=\"https:\/\/ucarecdn.com\/33b4bc61-c3e9-4234-9f6b-91257c0c9fa7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Mercado Pago ou cart\u00e3o Acesso? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Seja o cart\u00e3o Mercado Pago ou cart\u00e3o Acesso, ambos s\u00e3o op\u00e7\u00f5es bastante interessantes para quem quer ter mais autonomia financeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cart\u00e3o Mercado Pago conta com a bandeira Visa e oferece v\u00e1rias facilidades aos clientes, como pagamento por aproxima\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o Acesso \u00e9 \u00f3timo para organizar as finan\u00e7as, pois ele funciona na modalidade pr\u00e9-pago.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, continue a leitura para conhecer melhor cada um dos produtos financeiros. Assim, voc\u00ea pode tomar a melhor decis\u00e3o em rela\u00e7\u00e3o a eles.<br><\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1MQuPN\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Mercado Pago\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/33f88e9a-438f-4907-b66e-6fda823c9911\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-mercado-pago-como-solicitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Mercado Pago\">\n            Comment demander la carte Mercado Pago        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            D\u00e9couvrez comment demander la carte Mercado Pago sans frais annuels, avec approbation imm\u00e9diate et paiement des achats en 18 versements maximum sans int\u00e9r\u00eat. V\u00e9rifier!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Regarde comment \u00e7a marche!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/cba8a65a-5a39-460e-afed-944b46d05824\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte de cr\u00e9dit Access              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-de-credito-acesso\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>March\u00e9 Pago<\/strong><\/td><td><strong>Acc\u00e9der<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum&nbsp;<\/strong><strong><\/strong><\/td><td>Sur demande<\/td><td>Non requis<\/td><\/tr><tr><td><strong>Rente<\/strong><strong><\/strong><\/td><td>Aucun frais annuel<\/td><td>R$ 5,95 par mois<\/td><\/tr><tr><td><strong>Drapeau<\/strong><strong><\/strong><\/td><td>Visa<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Toit<\/strong><strong><\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Avantages&nbsp;<\/strong><strong><\/strong><\/td><td>Paiement sans contact, Go by Visa<\/td><td>Sans consulter SPC ou Serasa, exon\u00e9ration de frais annuels lorsqu&#039;il n&#039;y a pas de solde<\/td><\/tr><\/tbody><\/table><figcaption>Mais apr\u00e8s tout, quelles sont ses principales caract\u00e9ristiques ?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-mercado-pago\">Carte March\u00e9 Pago<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, vamos come\u00e7ar falando sobre o cart\u00e3o Mercado Pago e as suas principais caracter\u00edsticas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favida, o produto financeiro \u00e9 uma op\u00e7\u00e3o moderna e cheia de vantagens para quem quer fazer compras de forma pr\u00e1tica e aproveitar todas as ofertas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, a sua cobertura internacional permite que voc\u00ea fa\u00e7a compras no Brasil e no exterior, tanto online quanto em lojas presenciais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, ele conta com a bandeira Visa, uma das mais reconhecidas no mundo inteiro. Dessa forma, al\u00e9m de usar o cart\u00e3o em milhares de lojas, voc\u00ea ainda aproveita os seus benef\u00edcios, como o programa Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra caracter\u00edstica do cart\u00e3o \u00e9 que voc\u00ea pode usar a sua vers\u00e3o f\u00edsica e virtual. Assim, voc\u00ea faz compras em estabelecimentos f\u00edsicos e sites nacionais e internacionais. \u00c9 muito mais praticidade para o dia a dia, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o Mercado Pago est\u00e1 sempre buscando formas de facilitar a vida de seus clientes. Assim, voc\u00ea pode finalizar as suas compras utilizando a tecnologia de pagamento por aproxima\u00e7\u00e3o. Ent\u00e3o, basta aproximar o seu celular, rel\u00f3gio inteligente ou cart\u00e3o da maquininha e a compra est\u00e1 feita! Dessa forma, as transa\u00e7\u00f5es s\u00e3o mais seguras, pois voc\u00ea n\u00e3o precisa utilizar a senha.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-acesso\">Carte d&#039;acc\u00e8s<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 o cart\u00e3o Acesso \u00e9 outra op\u00e7\u00e3o interessante para quem quer autonomia financeira, mas ainda manter um controle sobre os gastos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, o cart\u00e3o funciona na modalidade pr\u00e9-pago, ou seja, voc\u00ea precisa carreg\u00e1-lo antes de usar. Dessa forma, voc\u00ea s\u00f3 pode gastar o saldo dispon\u00edvel na conta e nunca corre o risco de entrar no vermelho, pois n\u00e3o h\u00e1 fatura.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea ainda aproveita a cobertura internacional e as vers\u00f5es f\u00edsica e virtual do cart\u00e3o para fazer compras no Brasil e no mundo todo, tanto online quanto presencialmente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E voc\u00ea tamb\u00e9m pode usar o seu cart\u00e3o para fazer assinaturas e pagamentos de servi\u00e7os, como Uber, iFood, Netflix e at\u00e9 recarga de celular. Assim, o dia a dia fica muito mais f\u00e1cil, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, voc\u00ea pode solicitar o seu cart\u00e3o e aproveitar todos os seus benef\u00edcios mesmo que esteja negativado. Isso porque ele n\u00e3o faz consulta ao SPC e Serasa. Uma oportunidade incr\u00edvel, n\u00e3o acha?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-mercado-pago\">Quels sont les avantages de la carte Mercado Pago ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"28962\" src=\"https:\/\/ucarecdn.com\/48f08cfa-899c-4abb-880b-c7c6ae6e2e2c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mais apr\u00e8s tout, quels sont ses avantages ? Source\u00a0:\u00a0Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, um dos grandes pontos positivos do cart\u00e3o \u00e9 que a sua conta digital \u00e9 gratuita e ele n\u00e3o cobra anuidade. Assim, voc\u00ea economiza um dinheirinho no final do m\u00eas e n\u00e3o precisa se preocupar com essas taxas extras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea pode fazer transfer\u00eancias por TED ilimitadas e gratuitas para qualquer banco. Sem falar que tamb\u00e9m pode usar o Pix para fazer pagamentos e transfer\u00eancias a qualquer hora do dia, inclusive nos finais de semana, sem pagar nada.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra vantagem atraente do cart\u00e3o \u00e9 que o saldo da sua conta digital rende mais do que a poupan\u00e7a. E voc\u00ea n\u00e3o precisa fazer nada, pois o rendimento \u00e9 autom\u00e1tico. Ademais, o dinheiro est\u00e1 sempre dispon\u00edvel para voc\u00ea transferir ou usar de acordo com as suas necessidades. Incr\u00edvel, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Conforme j\u00e1 mencionamos, a bandeira Visa tamb\u00e9m \u00e9 mais um atrativo do cart\u00e3o. Ent\u00e3o, com o programa Vai de Visa, voc\u00ea aproveita descontos especiais em servi\u00e7os e produtos de lojas parceiras, como Casas Bahia, Unidas, Cacau Show e muito mais!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-acesso\">Quels sont les avantages de la carte Access ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"28964\" src=\"https:\/\/ucarecdn.com\/1ccf9831-4fad-4c02-8ec4-1d272ec70be4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mais apr\u00e8s tout, quels sont ses avantages ? Source\u00a0:\u00a0Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, pelo pr\u00f3prio nome voc\u00ea j\u00e1 pode ter uma ideia, n\u00e3o \u00e9? O cart\u00e3o Acesso \u00e9 bastante acess\u00edvel para qualquer pessoa. Assim, al\u00e9m de poder solicit\u00e1-lo pela internet de forma r\u00e1pida e sem burocracia, voc\u00ea tamb\u00e9m pode comprar o produto diretamente em mercados e lojas credenciados. Mas lembre-se de que \u00e9 preciso ativar o cart\u00e3o antes de come\u00e7ar a us\u00e1-lo, tudo bem?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra vantagem \u00e9 que voc\u00ea n\u00e3o precisa ser correntista em algum banco para utilizar o cart\u00e3o. Assim, voc\u00ea n\u00e3o tem que se preocupar em abrir conta banc\u00e1ria para utilizar o seu produto e aproveitar os seus benef\u00edcios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, embora o cart\u00e3o tenha uma pequena mensalidade, o valor s\u00f3 \u00e9 cobrado se voc\u00ea tiver saldo na conta. Assim, voc\u00ea nunca fica com a conta negativa e n\u00e3o vai ter problemas caso n\u00e3o tenha como pagar a taxa em determinado m\u00eas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o conta com a bandeira Mastercard, que \u00e9 aceita no mundo todo e voc\u00ea ainda pode participar do programa de recompensas Mastercard Surpreenda. Com ele, voc\u00ea acumula 1 ponto a cada compra feita com o cart\u00e3o e pode trocar por ofertas especiais em lojas parceiras, como Arezzo, Localiza, Pizza Hut e v\u00e1rios outros!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-mercado-pago\">Quels sont les inconv\u00e9nients de la carte Mercado Pago ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora, vamos comentar sobre os pontos negativos de cada cart\u00e3o para voc\u00ea n\u00e3o ter nenhuma surpresa na hora de pedir o seu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, ao solicitar o seu cart\u00e3o Mercado Pago, voc\u00ea ir\u00e1 passar por uma an\u00e1lise do seu perfil. Assim, o limite do cart\u00e3o ser\u00e1 baseado nessa avalia\u00e7\u00e3o, que leva em conta o score de cr\u00e9dito e tamb\u00e9m as movimenta\u00e7\u00f5es feitas por meio do aplicativo. Por isso, esse valor vai variar para cada cliente e ele pode n\u00e3o ser t\u00e3o alto quanto o desejado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea pode fazer saques nos caixas eletr\u00f4nicos da rede Banco24Horas, por\u00e9m h\u00e1 uma taxa de R$ 5,90 para efetuar a opera\u00e7\u00e3o. Portanto, planeje com anteced\u00eancia a necessidade de sacar dinheiro para evitar gastos desnecess\u00e1rios com esse tipo de servi\u00e7o<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-acesso\">Quels sont les inconv\u00e9nients de la carte Access ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, um ponto negativo do cart\u00e3o \u00e9 a taxa mensal de manuten\u00e7\u00e3o no valor de R$ 5,95. Por\u00e9m, conforme j\u00e1 mencionamos, a tarifa s\u00f3 \u00e9 cobrada caso voc\u00ea tenha saldo na conta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o n\u00e3o \u00e9 ideal para quem quer fazer compras parceladas, j\u00e1 que ele funciona na fun\u00e7\u00e3o pr\u00e9-paga e voc\u00ea s\u00f3 pode gastar o saldo dispon\u00edvel na conta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, dependendo do valor da sua recarga, voc\u00ea precisa pagar uma tarifa. Assim, com valores acima de R$ 500,00, a recarga sai de gra\u00e7a. Por\u00e9m, caso voc\u00ea carregue uma quantia inferior a essa, a taxa \u00e9 de R$ 2,50.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-mercado-pago-ou-cart%C3%A3o-acesso-qual-escolher\">Cart\u00e3o Mercado Pago ou cart\u00e3o Acesso: qual escolher?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, a escolha n\u00e3o \u00e9 f\u00e1cil entre o cart\u00e3o Mercado Pago ou cart\u00e3o Acesso. Por\u00e9m, agora que voc\u00ea j\u00e1 conhece melhor sobre cada um, fica menos complicado tomar uma decis\u00e3o, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, avalie cada op\u00e7\u00e3o com calma e compare os seus pr\u00f3s e contras para escolher o que mais se encaixa na sua vida financeira atual.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas se voc\u00ea ainda est\u00e1 em d\u00favida sobre a op\u00e7\u00e3o perfeita, que tal conhecer mais dois cart\u00f5es bastante interessantes dispon\u00edveis no mercado? Ent\u00e3o, confira o nosso conte\u00fado recomendado abaixo!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1aUGs4\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o PagBank ou cart\u00e3o Neon?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8c784f40-eb16-40b4-a3d9-e12562832006\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o PagBank ou cart\u00e3o Neon?\">\n            Cart\u00e3o PagBank ou cart\u00e3o Neon?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Seja o cart\u00e3o Pagbank ou cart\u00e3o Neon, ambos buscam oferecer qualidade nos servi\u00e7os e contam com a bandeira Mastercard. Confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Est\u00e1 em d\u00favida entre o cart\u00e3o Mercado Pago ou cart\u00e3o Acesso? Com ambos, voc\u00ea faz compras internacionais e aproveita vantagens exclusivas. Confira! <\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[385,297,425,285],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Mercado Pago ou Cart\u00e3o Acesso: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Em d\u00favida entre o cart\u00e3o Mercado Pago ou cart\u00e3o Acesso? Com ambos, voc\u00ea faz compras internacionais e aproveita vantagens especiais. 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