{"id":28200,"date":"2021-08-13T12:00:00","date_gmt":"2021-08-13T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28200"},"modified":"2021-10-01T12:40:30","modified_gmt":"2021-10-01T12:40:30","slug":"cartao-mercado-pago-ou-cartao-ourocard-universitario","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/cartao-mercado-pago-ou-cartao-ourocard-universitario\/","title":{"rendered":"Carte Mercado Pago ou Carte Ourocard Universit\u00e1rio : laquelle choisir ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-mercado-pago-x-ourocard-universit%C3%A1rio-descubra-qual-escolher\">Mercado Pago x Ourocard Universit\u00e1rio : d\u00e9couvrez lequel choisir<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Mercado Pago ou Cart\u00e3o Ourocard Universit\u00e1rio? Fonte: Unsplash.\"  id=\"28204\" src=\"https:\/\/ucarecdn.com\/71c68f99-9dfa-4627-b9cb-eb5f5760dae4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carte Mercado Pago ou carte Ourocard Universit\u00e1rio ? Source : Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si vous avez un doute entre la carte Mercado Pago ou la carte Ourocard Universit\u00e1rio, ne vous inqui\u00e9tez pas ! Aujourd&#039;hui, vous en apprendrez davantage sur ces deux produits financiers afin de d\u00e9cider lequel est la meilleure option pour votre vie financi\u00e8re.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, consultez le tableau comparatif ci-dessous pour conna\u00eetre leurs principales caract\u00e9ristiques et poursuivez votre lecture pour d\u00e9couvrir les avantages et les inconv\u00e9nients de chaque carte. Allons-y?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Kr5xB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Mercado Pago\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/33f88e9a-438f-4907-b66e-6fda823c9911\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-mercado-pago-como-solicitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Mercado Pago\">\n            Comment demander la carte Mercado Pago        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            D\u00e9couvrez comment demander la carte Mercado Pago sans frais annuels, avec approbation imm\u00e9diate et paiement des achats en 18 versements maximum sans int\u00e9r\u00eat. V\u00e9rifier!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Il ne n\u00e9cessite pas de justificatif de revenus et propose des cotisations annuelles gratuites. Voici comment commander.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander une carte Ourocard Universit\u00e1rio              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>March\u00e9 Pago<\/strong><strong><\/strong><\/td><td><strong>Ourocard Universit\u00e1rio<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum&nbsp;<\/strong><strong><\/strong><\/td><td>Sur demande<\/td><td>Non requis<\/td><\/tr><tr><td><strong>Rente<\/strong><strong><\/strong><\/td><td>Aucun frais annuel<\/td><td>Aucun frais annuel<\/td><\/tr><tr><td><strong>Drapeau<\/strong><strong><\/strong><\/td><td>Visa<\/td><td>Visa<\/td><\/tr><tr><td><strong>Toit<\/strong><strong><\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Avantages&nbsp;<\/strong><strong><\/strong><\/td><td>Paiement sans contact, Go by Visa<\/td><td>Limite pr\u00e9-approuv\u00e9e de R$ 1 500,00&nbsp;<\/td><\/tr><\/tbody><\/table><figcaption>Mais apr\u00e8s tout, quelles sont ses principales caract\u00e9ristiques ?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-mercado-pago\">Carte March\u00e9 Pago<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tout d&#039;abord, nous pr\u00e9senterons la carte Mercado Pago, une option moderne pour ceux qui souhaitent effectuer des achats au niveau national et \u00e0 l&#039;\u00e9tranger de mani\u00e8re pratique et simple.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, la carte a une couverture internationale et la marque Visa, id\u00e9ale pour ceux qui souhaitent acheter dans des milliers d&#039;\u00e9tablissements accr\u00e9dit\u00e9s \u00e0 travers le monde. De plus, la marque vous permet de participer au programme d&#039;avantages Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous disposez toujours de deux cartes diff\u00e9rentes : la physique et la virtuelle. De cette fa\u00e7on, il devient beaucoup plus facile de faire vos achats dans vos magasins pr\u00e9f\u00e9r\u00e9s mais aussi sur les sites internet pour profiter de toutes les offres.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Une autre caract\u00e9ristique du produit financier est qu\u2019il est moderne et offre plusieurs facilit\u00e9s \u00e0 ses clients. Ainsi, vous pouvez utiliser la technologie de paiement sans contact pour finaliser vos achats et \u00e9galement effectuer des retraits sur les r\u00e9seaux Banco24Horas en utilisant uniquement votre t\u00e9l\u00e9phone portable. Incroyable, n&#039;est-ce pas ?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous pouvez effectuer des virements et des paiements via Pix sans rien payer, \u00e0 tout moment de la journ\u00e9e et vous pouvez \u00e9galement effectuer des virements via TED vers n&#039;importe quelle banque, illimit\u00e9s et gratuits.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-ourocard-universit%C3%A1rio\">Carte Universitaire Ourocard<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as suas caracter\u00edsticas? Fonte: Pexels.\"  id=\"28634\" src=\"https:\/\/ucarecdn.com\/07ea201d-b2a4-459c-9c9d-14a0114d82cd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mais apr\u00e8s tout, quelles sont ses caract\u00e9ristiques ? Source\u00a0:\u00a0Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Parlons maintenant un peu de la carte Ourocard Universit\u00e1rio afin que vous puissiez d\u00e9cider si c&#039;est un bon choix pour vos besoins.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, le produit financier a \u00e9t\u00e9 lanc\u00e9 par Banco do Brasil pour servir les \u00e9tudiants en qu\u00eate d&#039;autonomie financi\u00e8re. Ainsi, si vous avez entre 16 et 28 ans et que vous \u00e9tudiez dans l\u2019enseignement sup\u00e9rieur, la carte peut \u00eatre l\u2019option id\u00e9ale. Toutefois, il convient de noter que si vous avez moins de 18 ans, vous aurez besoin de l&#039;autorisation de votre tuteur l\u00e9gal pour faire la demande.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, la carte a une couverture internationale et la marque Visa, accept\u00e9e dans le monde entier dans des milliers d&#039;\u00e9tablissements et vous pouvez \u00e9galement participer au programme Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, nous savons que de nombreux \u00e9tudiants ne travaillent toujours pas et n&#039;ont aucun revenu, n&#039;est-ce pas ? Ainsi, pour ouvrir votre compte universitaire, vous n\u2019avez pas besoin de justifier de revenus, vous ne payez pas de cotisation annuelle et vous pouvez m\u00eame investir votre argent. C&#039;est une excellente opportunit\u00e9, vous ne trouvez pas ?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-mercado-pago\">Quels sont les avantages de la carte Mercado Pago ?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"28635\" src=\"https:\/\/ucarecdn.com\/de048340-5327-4109-803a-a63914ee83a5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mais apr\u00e8s tout, quels sont ses avantages ? Source\u00a0:\u00a0Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, l\u2019un des points positifs de la carte est qu\u2019elle ne facture pas de frais annuels et que le compte num\u00e9rique est gratuit. Vous n\u2019avez donc pas \u00e0 vous soucier de ces frais suppl\u00e9mentaires, factur\u00e9s par la plupart des cartes traditionnelles.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, il dispose de fonctions de d\u00e9bit et de cr\u00e9dit et vous pouvez payer en plusieurs fois vos achats effectu\u00e9s dans les magasins physiques et en ligne de mani\u00e8re simple et sans soucis.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Comme nous l&#039;avons d\u00e9j\u00e0 mentionn\u00e9, un autre avantage est la marque Visa, qui est l&#039;une des plus connues et utilis\u00e9es dans le monde. Ainsi, en plus d&#039;avoir des milliers d&#039;\u00e9tablissements accr\u00e9dit\u00e9s, vous pouvez \u00e9galement participer au programme Vai de Visa. Avec lui, vous pourrez profiter d&#039;offres exclusives et de r\u00e9ductions dans plusieurs magasins partenaires, comme Natura, Rappi, Vivara et bien plus encore !<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, la technologie de paiement sans contact constitue \u00e9galement un autre avantage incroyable. Alors, pour finaliser votre achat, il vous suffit de rapprocher votre carte, votre t\u00e9l\u00e9phone portable ou votre montre intelligente de la machine et le tour est jou\u00e9 ! De cette fa\u00e7on, vous effectuez des transactions de mani\u00e8re beaucoup plus s\u00e9curis\u00e9e, car vous n&#039;avez pas besoin d&#039;utiliser de mot de passe.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, l\u2019argent que vous d\u00e9posez sur votre compte num\u00e9rique a un rendement plus \u00e9lev\u00e9 que l\u2019\u00e9pargne. Ainsi, le processus est automatique et il vous suffit d\u2019avoir sur le compte un montant qui rapporte d\u00e9j\u00e0. Et l\u2019argent est toujours disponible pour que vous puissiez l\u2019utiliser ou le transf\u00e9rer \u00e0 tout moment, sans bureaucratie. Toute une opportunit\u00e9, non ?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Quels sont les avantages de la carte Ourocard Universit\u00e1rio ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Eh bien, l\u2019un des points positifs de la carte est que vous n\u2019avez pas besoin d\u2019\u00eatre titulaire d\u2019un compte Banco do Brasil pour demander votre carte. De cette fa\u00e7on, vous serez s\u00fbr d&#039;acheter un produit de qualit\u00e9, mais sans avoir \u00e0 vous soucier d&#039;ouvrir un autre compte, si vous avez d\u00e9j\u00e0 un compte dans une autre banque.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous pouvez effectuer vos achats de mani\u00e8re beaucoup plus s\u00e9curis\u00e9e gr\u00e2ce \u00e0 la technologie de paiement sans contact. Pour ce faire, vous pouvez utiliser \u00e0 la fois votre carte et le bracelet Ourocard pour des achats \u00e0 d\u00e9bit ou \u00e0 cr\u00e9dit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous pouvez profiter de promotions et de r\u00e9ductions exclusives lors de divers \u00e9v\u00e9nements culturels, sportifs et de divertissement sponsoris\u00e9s par Banco do Brasil. Incroyable, n&#039;est-ce pas ?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfin, la carte dispose d\u00e9j\u00e0 d&#039;une limite pr\u00e9-approuv\u00e9e de 1 500,00 R$ que vous pouvez utiliser selon vos besoins. De cette fa\u00e7on, vous pouvez d\u00e9sormais contr\u00f4ler vos finances et devenir le protagoniste de votre vie financi\u00e8re.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, maintenant que vous connaissez tous les avantages des cartes, que diriez-vous \u00e9galement de d\u00e9couvrir leurs points n\u00e9gatifs ? De cette fa\u00e7on, vous serez s\u00fbr de faire le bon choix.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-mercado-pago\">Quels sont les inconv\u00e9nients de la carte Mercado Pago ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Eh bien, l&#039;un des inconv\u00e9nients de la carte Mercado Pago est sa limite de cr\u00e9dit. En effet, la valeur est \u00e9tablie en fonction de l&#039;analyse de chaque client. Ainsi, l&#039;\u00e9valuation prend en compte le pointage de cr\u00e9dit et m\u00eame les op\u00e9rations effectu\u00e9es via l&#039;application.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, vous devez payer des frais pour effectuer des retraits aux distributeurs automatiques du r\u00e9seau Banco24Horas de R$ 5,90. Par cons\u00e9quent, m\u00eame si le montant n\u2019est pas \u00e9lev\u00e9, vous devez avoir une bonne planification financi\u00e8re pour \u00e9viter des d\u00e9penses inutiles avec ce type de frais.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Quels sont les inconv\u00e9nients de la carte Ourocard Universit\u00e1rio ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainsi, l&#039;un des inconv\u00e9nients de la carte est la tranche d&#039;\u00e2ge \u00e9tablie. Ainsi, comme il s\u2019agit d\u2019une carte universitaire, vous devez \u00eatre \u00e9tudiant dans l\u2019enseignement sup\u00e9rieur, en plus d\u2019avoir entre 16 et 28 ans. Par cons\u00e9quent, si vous ne remplissez plus ces conditions, Banco do Brasil peut modifier votre modalit\u00e9.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De plus, bien que le bracelet Ourocard soit tr\u00e8s int\u00e9ressant pour effectuer des achats de mani\u00e8re pratique et s\u00fbre, vous devez payer des frais de 40,00 R$ pour acheter le v\u00f4tre.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-mercado-pago-ou-cart%C3%A3o-ourocard-universit%C3%A1rio-qual-escolher\">Carte Mercado Pago ou Carte Ourocard Universit\u00e1rio : laquelle choisir ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alors, avez-vous d\u00e9j\u00e0 choisi entre la carte Mercado Pago ou la carte Ourocard Universit\u00e1rio ?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Les deux sont des options tr\u00e8s int\u00e9ressantes pour ceux qui souhaitent faire du shopping au Br\u00e9sil et \u00e0 l\u2019\u00e9tranger. De plus, vous pouvez contr\u00f4ler vos finances gr\u00e2ce \u00e0 vos applications et rendre votre vie quotidienne beaucoup plus facile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cependant, si vous ne savez toujours pas quel est le meilleur choix pour vous, continuez \u00e0 lire notre contenu recommand\u00e9 ci-dessous.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vous y d\u00e9couvrirez deux autres options de cartes incroyables disponibles sur le march\u00e9 afin que vous puissiez prendre la meilleure d\u00e9cision pour vos besoins financiers.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZhEk2e\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-pagseguro-ou-cartao-superdigital\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carte PagSeguro ou carte Superdigital ?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1acdf17c-c092-42cf-9288-f13a7993425d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-pagseguro-ou-cartao-superdigital\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carte PagSeguro ou carte Superdigital ?\">\n            Carte PagSeguro ou carte Superdigital ?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Les cartes PagSeguro et Superdigital sont des options pratiques pour ceux qui veulent \u00e0 la fois \u00eatre autonomes et contr\u00f4ler leurs d\u00e9penses, voyez laquelle choisir !        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-pagseguro-ou-cartao-superdigital\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-pagseguro-ou-cartao-superdigital\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Qu&#039;il s&#039;agisse de la carte Mercado Pago ou de la carte Ourocard Universit\u00e1rio, toutes deux ont une couverture internationale et portent la marque Visa. Comparez ici !<\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[431,297,1423,285],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Mercado Pago ou Cart\u00e3o Ourocard Universit\u00e1rio: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Seja o Cart\u00e3o Mercado Pago ou Cart\u00e3o Ourocard Universit\u00e1rio, ambos t\u00eam cobertura internacional e contam com a bandeira Visa. 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