{"id":28111,"date":"2021-08-16T12:00:00","date_gmt":"2021-08-16T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28111"},"modified":"2021-08-16T17:00:58","modified_gmt":"2021-08-16T17:00:58","slug":"cartao-magalu-ou-cartao-blubank-qual-o-melhor","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/cartao-magalu-ou-cartao-blubank-qual-o-melhor\/","title":{"rendered":"Carte Magalu ou Carte Blubank : quelle est la meilleure ?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-magalu-x-blubank-descubra-qual-escolher\">Magalu x Blubank: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, ficou na d\u00favida entre cart\u00e3o Magalu ou cart\u00e3o Blubank? Isso acabar\u00e1 hoje! Fonte: Pxhere.\"  id=\"28113\" src=\"https:\/\/ucarecdn.com\/0a2716be-a22a-4137-a4e8-6f12a917ba67\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, ficou na d\u00favida entre cart\u00e3o Magalu ou cart\u00e3o Blubank? Isso acabar\u00e1 hoje! Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoje, vamos falar sobre o cart\u00e3o Magalu ou cart\u00e3o Blubank. Eles s\u00e3o duas \u00f3timas op\u00e7\u00f5es de cart\u00e3o para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, ao mesmo tempo que a Magalu se tornou uma das maiores lojas do mundo no varejo, de fato, a empresa n\u00e3o para de inovar para atingir diversos p\u00fablicos. Pensando nisso, criou um cart\u00e3o de cr\u00e9dito amplo que oferece descontos e al\u00e9m disso, permite a compra em qualquer lugar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, n\u00e3o \u00e9 acess\u00edvel a todos, principalmente para quem possui score baixo e s\u00f3 precisa de um bom limite de cr\u00e9dito. Dessa forma, os cart\u00f5es pr\u00e9-pagos, como o cart\u00e3o Blubank, tamb\u00e9m cumprem a fun\u00e7\u00e3o e, ainda, chega a pessoas endividadas, que tem mais dificuldade para obter um cart\u00e3o de cr\u00e9dito tradicional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, trazemos o comparativo entre as duas op\u00e7\u00f5es, que em suma, atendem muito bem quem precisa usar a fun\u00e7\u00e3o cr\u00e9dito e ter liberdade nas compras, ou seja, gastar este limite onde realmente precisa. Ademais, conhe\u00e7a os detalhes do cart\u00e3o Magalu ou cart\u00e3o Blubank, a seguir.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2vCgNQ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-cartao-de-credito-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Magalu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/7b2d4326-cadf-4555-b978-19f8714e36f8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-cartao-de-credito-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Magalu\">\n            Comment demander la carte Magalu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Se associe a uma das maiores empresas de varejo do mundo atrav\u00e9s de um cart\u00e3o de cr\u00e9dito com bandeira internacional, parcelamento em at\u00e9 24x e descontos exclusivos!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-cartao-de-credito-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-cartao-de-credito-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/7b2d4326-cadf-4555-b978-19f8714e36f8\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Comment demander la carte Magalu              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/conheca-o-cartao-de-credito-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z26o7BH\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-blubank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Blubank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a937d048-9ec0-4ec6-a7cf-6079d27b8fbe\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-blubank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Blubank\">\n            Como solicitar o cart\u00e3o Blubank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ideal para negativados, este cart\u00e3o tamb\u00e9m possibilita o empr\u00e9stimo pessoal, ademais, tenha uma op\u00e7\u00e3o de poucas taxas para pagar na modalidade cr\u00e9dito!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-blubank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-blubank\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/a937d048-9ec0-4ec6-a7cf-6079d27b8fbe\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Como solicitar o cart\u00e3o Blubank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-blubank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Carte Magalu<\/strong><\/td><td><strong>Carte Blubank<\/strong><\/td><\/tr><tr><td><strong>Revenu minimum<\/strong><\/td><td>R$ 800,00<\/td><td>Non requis<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>Exempter<\/td><td>Exempter<\/td><\/tr><tr><td><strong>Drapeau<\/strong><\/td><td>Visa<\/td><td>Visa ou Mastercard<\/td><\/tr><tr><td><strong>Toit<\/strong><\/td><td>Nationale et internationale&nbsp;<\/td><td>Nationale et internationale<\/td><\/tr><tr><td><strong>Avantages<\/strong><\/td><td>10% no \u00c9poca Cosm\u00e9ticos<br>Programme Vai de Visa<br>15% no site da Netshoes<br>Ofertas de 15% off em produtos Zattini<br>Compras no exterior<\/td><td>Solicita\u00e7\u00e3o r\u00e1pida<br>N\u00e3o faz an\u00e1lise de cr\u00e9dito<br>Utiliza\u00e7\u00e3o da fun\u00e7\u00e3o cr\u00e9dito<br>Pr\u00eat personnel<br>Cancelamento sem burocracia<br>Saques na rede Banco 24H<\/td><\/tr><\/tbody><\/table><figcaption>Mas, afinal, qual escolher?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-magalu-\"><strong>Carte Magalu<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, sem d\u00favida o cart\u00e3o Magalu chegou como uma forte concorrente at\u00e9 para os cart\u00f5es de cr\u00e9dito tradicionais, aqueles associados aos grandes bancos. Isso porque possui uma aprova\u00e7\u00e3o r\u00e1pida para quem est\u00e1 adimplente, oferece um parcelamento de at\u00e9 24x em compras na loja e, ainda, por cima tem op\u00e7\u00e3o sem pagamento de taxas, como anuidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Uma vez que \u00e9 feito o pedido, voc\u00ea acompanha tudo pelo aplicativo e pode participar por exemplo, do programa exclusivo Cliente Ouro, ou seja, ganhe descontos especiais sempre que acessar o site, nesse sentido, ocorrem aquelas promo\u00e7\u00f5es de pagar por um e levar v\u00e1rios produtos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o de cr\u00e9dito Magalu tamb\u00e9m oferece cashback de at\u00e9 2% em cada compra na loja ou nas empresas parceiras, como Zattini, Netshoes e \u00c9poca cosm\u00e9ticos, desse modo, essas caracter\u00edsticas te ajudam na escolha entre o cart\u00e3o Magalu ou cart\u00e3o Blubank, com certeza!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-blubank-\"><strong>Carte Blubank<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Visto que a primeira restri\u00e7\u00e3o imposta aos negativados \u00e9 a impossibilidade de pedir cart\u00f5es de cr\u00e9dito. Os cart\u00f5es pr\u00e9-pagos, como o Blubank, abrem novamente os horizontes para esse p\u00fablico que muitas vezes perdem oportunidades boas de compra.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, a decis\u00e3o entre o cart\u00e3o Magalu ou cart\u00e3o Blubank surge quando se olha para o score de cr\u00e9dito, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, sair da inadimpl\u00eancia \u00e9 muito complicado, por isso, os cart\u00f5es pr\u00e9-pagos s\u00e3o t\u00e3o interessantes e acess\u00edveis. Dessa forma, o cart\u00e3o Blubank seja com bandeira Visa ou Mastercard, possibilita compras internacionais no cr\u00e9dito e devolve a sensa\u00e7\u00e3o de acessar produtos vendidos na modalidade cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, s\u00f3 para exemplificar, imagine que voc\u00ea precisa pagar a Netflix, que s\u00f3 aceita cart\u00f5es de cr\u00e9dito, ou aquele curso que permite apenas assinatura de planos neste tipo de modalidade. Ent\u00e3o, seja como for, voc\u00ea recarrega o cart\u00e3o e pode pagar com tranquilidade, sem acr\u00e9scimo ou taxas!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-magalu-\"><strong>Quais as vantagens do cart\u00e3o Magalu?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, o cart\u00e3o Magalu oferece cashback e grandes parcelamentos. Fonte: Magalu.\"  id=\"28114\" src=\"https:\/\/ucarecdn.com\/cbd5c96a-b9ff-416b-9bf5-daa6e93174d5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, o cart\u00e3o Magalu oferece cashback e grandes parcelamentos. Fonte: Magalu.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por mais que pare\u00e7a algo que limite as suas compras, o cart\u00e3o Magalu ir\u00e1 te fornecer um \u00f3timo limite pr\u00e9-aprovado e de quebra, possibilidade de usar o cart\u00e3o em diversos locais, j\u00e1 que ele possui bandeira e \u00e9 associado ao Banco Ita\u00fa. Ademais, confira outras vantagens, a seguir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Cr\u00e9dito pessoal fornecido e aprovado em at\u00e9 2 dias;<\/li><li>Parcelamento sem juros em compras na loja em at\u00e9 24x;<\/li><li>Possibilidade de participar do programa Cliente Ouro, que gera muita economia;<\/li><li>Isen\u00e7\u00e3o da anuidade;<\/li><li>Benef\u00edcios Visa Platinum;<\/li><li>Pedido pela internet com aprova\u00e7\u00e3o r\u00e1pida.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-blubank-\"><strong>Quais as vantagens do cart\u00e3o Blubank?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, volte a comprar na modalidade cr\u00e9dito com essa op\u00e7\u00e3o. Fonte: Blubank.\"  id=\"15965\" src=\"https:\/\/ucarecdn.com\/829c9de8-08f5-4c09-8938-9c6a2c5edc97\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, volte a comprar na modalidade cr\u00e9dito com essa op\u00e7\u00e3o. Fonte: Blubank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o pr\u00e9-pago por si s\u00f3 \u00e9 a \u00fanica sa\u00edda r\u00e1pida para negativados que buscam retomar as compras que tinham antes do nome ficar sujo. Al\u00e9m disso, a outros benef\u00edcios do cart\u00e3o Blubank, veja algumas delas abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>N\u00e3o precisa de conta banc\u00e1ria;<\/li><li>Pode ser comprado por pessoas com nome sujo;<\/li><li>N\u00e3o possui anuidade;<\/li><li>Voc\u00ea volta a fazer compras internacionais e saques;<\/li><li>Permite transfer\u00eancias;<\/li><li>Acesso r\u00e1pido e sem burocracia, com solicita\u00e7\u00e3o feita na internet.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-magalu-\"><strong>Quais as desvantagens do cart\u00e3o Magalu?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado e tamb\u00e9m pelo crescimento da modalidade, existem v\u00e1rias desvantagens, como taxas altas apareceram no caminho dos clientes do cart\u00e3o Magalu. Em primeiro lugar, se precisar de um saque com urg\u00eancia, pagar\u00e1 uma taxa de R$12,00. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, h\u00e1 tamb\u00e9m a obriga\u00e7\u00e3o de abrir uma conta digital no Magalu Pay para receber o cashback do cart\u00e3o. Assim como a maioria dos benef\u00edcios est\u00e3o associados a marca e aos seus parceiros, como o parcelamento em 24 vezes. Diante disso, \u00e9 essencial analisar muito bem todas as caracter\u00edsticas do produto financeiro antes de decidir se ele \u00e9 a melhor op\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-blubank-\"><strong>Quais as desvantagens do cart\u00e3o Blubank?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por consequ\u00eancia das propagandas deste cart\u00e3o pr\u00e9-pago, que prometem um limite de at\u00e9 25 mil reais, muitas pessoas acabam fazendo o pedido do cart\u00e3o esperando limite pr\u00e9-aprovado, o que n\u00e3o acontece.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De fato, \u00e9 poss\u00edvel ter um limite deste tamanho, a quest\u00e3o \u00e9 que voc\u00ea que ter\u00e1 que depositar o valor ou fazer o empr\u00e9stimo pessoal disponibilizado pela Simplic, que possui altas taxas de juros. Ademais, para exemplificar, as taxas s\u00e3o de 2,97% a 17,90% ao m\u00eas. Ent\u00e3o, \u00e9 necess\u00e1rio analisar com muito cuidado essa situa\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea paga uma taxa de R$49,90 para ter acesso ao cart\u00e3o. E, ainda, caso emita o boleto de recarga e n\u00e3o fa\u00e7a o pagamento, pode ter o seu nome negativado.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-magalu-ou-cart%C3%A3o-blubank-qual-escolher-\"><strong>Cart\u00e3o Magalu ou Cart\u00e3o Blubank: qual escolher?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual sua escolha entre o cart\u00e3o Magalu ou cart\u00e3o Blubank? Fonte: Pxhere.\"  id=\"28120\" src=\"https:\/\/ucarecdn.com\/fc22f5d3-3148-42a7-b3c2-46e23b2fb2b0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Qual sua escolha entre o cart\u00e3o Magalu ou cart\u00e3o Blubank? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, mostramos que o cart\u00e3o Magalu \u00e9 acessado apenas para pessoas adimplentes, enquanto o cart\u00e3o Blubank oportuniza acesso a modalidade cr\u00e9dito a quem est\u00e1 h\u00e1 tempos sem essa chance. Pensando nisso, avalie: voc\u00ea pode arcar com taxas de um cart\u00e3o de cr\u00e9dito tradicional ou precisa apenas de uma solu\u00e7\u00e3o para pagar algumas compras espec\u00edficas?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, sua resposta aparecer\u00e1 atrav\u00e9s dessas e de outras indaga\u00e7\u00f5es. Por outro lado, a d\u00favida pode continuar, mas n\u00e3o se preocupe! Seja como for, abaixo, voc\u00ea encontra outro comparativo que pode ter op\u00e7\u00f5es com mais vantagens que essas. Ent\u00e3o, clique no conte\u00fado recomendado abaixo e obtenha mais informa\u00e7\u00f5es.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-M54BH\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-impact-bank-ou-cartao-superdigital\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carte bancaire Impact ou carte Superdigital ?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b95561ed-cf6f-4f10-beb9-0dbc6418aa3a\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-impact-bank-ou-cartao-superdigital\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carte bancaire Impact ou carte Superdigital ?\">\n            Carte bancaire Impact ou carte Superdigital ?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Conhe\u00e7a duas op\u00e7\u00f5es com cobertura internacional e bandeira Mastercard que s\u00e3o \u00f3timas escolhas para quem est\u00e1 com nome sujo. Saiba mais sobre esses cart\u00f5es pr\u00e9-pagos aqui!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/cartao-impact-bank-ou-cartao-superdigital\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/cartao-impact-bank-ou-cartao-superdigital\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Tenha em m\u00e3os cart\u00f5es de f\u00e1cil aprova\u00e7\u00e3o e que permitam compras na fun\u00e7\u00e3o cr\u00e9dito em diversos estabelecimentos, ou seja, entre o cart\u00e3o Magalu ou cart\u00e3o Bluebank, voc\u00ea entender\u00e1 qual ser\u00e1 ideal para seu momento financeiro. Confira o comparativo!<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1419,198,835,458,296,287],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Magalu ou Cart\u00e3o Blubank: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Tenha cart\u00f5es de f\u00e1cil aprova\u00e7\u00e3o e que permitem compras na fun\u00e7\u00e3o cr\u00e9dito, ou seja, escolha entre o cart\u00e3o Magalu ou cart\u00e3o Blubank. 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