{"id":22330,"date":"2021-05-12T10:49:00","date_gmt":"2021-05-12T10:49:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=22330"},"modified":"2021-05-11T23:17:12","modified_gmt":"2021-05-11T23:17:12","slug":"conheca-o-cartao-de-credito-livraria-cultura","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/conheca-o-cartao-de-credito-livraria-cultura\/","title":{"rendered":"D\u00e9couvrez la carte de cr\u00e9dit Livraria Cultura"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cart%C3%A3o-de-cr%C3%A9dito-livraria-cultura\">Cart\u00e3o de cr\u00e9dito Livraria Cultura<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o de cr\u00e9dito Livraria Cultura. Imagem: Livraria Cultura\"  id=\"22331\" src=\"https:\/\/ucarecdn.com\/fe7c4af4-6553-4a81-ba61-61df20f1d314\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o de cr\u00e9dito Livraria Cultura. Imagem: Livraria Cultura<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Perfeito para os amantes de livros, o cart\u00e3o de cr\u00e9dito Livraria Cultura possui um programa de pontos especial. Por meio dele, cada real gasto na livraria vale 10 pontos e as compras em outros estabelecimentos somam 1 ponto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o de cr\u00e9dito oferece diversos benef\u00edcios extras por ser emitido pelo banco Ita\u00fa. E, voc\u00ea ainda pode escolher as bandeiras Visa ou Mastercard, dependendo do seu perfil de consumidor e suas necessidades.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, para saber mais sobre esse cart\u00e3o de cr\u00e9dito, assim como suas vantagens e desvantagens, continue a leitura. Dessa forma, ser\u00e1 mais f\u00e1cil avaliar se ele \u00e9 ou n\u00e3o uma boa op\u00e7\u00e3o para voc\u00ea.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1MS5as\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-livraria-cultura\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Livraria Cultura\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a94afac9-a6fc-4a9c-b75e-ceb559f4a2df\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-livraria-cultura\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment demander la carte Livraria Cultura\">\n            Comment demander la carte Livraria Cultura        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Aprenda como solicitar o cart\u00e3o Livraria Cultura pelos diferentes canais e formas de atendimento, e aproveite os benef\u00edcios nas compras e bandeira mastercard!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-solicitar-o-cartao-livraria-cultura\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Contudo, ele apresenta outras fun\u00e7\u00f5es al\u00e9m de facilitar a compra em milhares de estabelecimentos f\u00edsicos e online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, ao usar o seu cart\u00e3o da livraria Cultura, voc\u00ea pode acumular pontos. Ali\u00e1s, cada real gasto nas livrarias equivalem a 10 pontos no seu cart\u00e3o. Por outro lado, a mesma quantia gasta em outros estabelecimentos somam apenas 1 ponto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esses pontos podem ser trocados por v\u00e1rios benef\u00edcios exclusivos, como descontos em produtos da loja. Assim, os amantes de livros podem conseguir novos t\u00edtulos com pre\u00e7o especial.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-quais-as-vantagens-do-cart%C3%A3o-de-cr%C3%A9dito-livraria-cultura\">Quais as vantagens do cart\u00e3o de cr\u00e9dito Livraria Cultura?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o de cr\u00e9dito Livraria Cultura pode ser solicitado por qualquer pessoa, desde que tenha idade m\u00ednima de 18 anos e que n\u00e3o tenha restri\u00e7\u00e3o no CPF. Al\u00e9m disso, \u00e9 necess\u00e1rio comprovar uma renda mensal de pelo menos R$800.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, ao ter acesso a esse cart\u00e3o, voc\u00ea poder\u00e1 aproveitar algumas vantagens. Portanto, confira abaixo quais s\u00e3o elas:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>40 jours pour payer la facture ;<\/li><li>Reposi\u00e7\u00e3o do cart\u00e3o de cr\u00e9dito no exterior;<\/li><li>Parcelamento da fatura e das compras em at\u00e9 24 vezes;<\/li><li>Participa\u00e7\u00e3o no programa de pontos da Livraria Cultura;<\/li><li>Participa\u00e7\u00e3o no programa de benef\u00edcios Mastercard Surpreenda;<\/li><li>50% de desconto no ingresso de espet\u00e1culos, <em>shows<\/em>, cinemas e teatro;<\/li><li>Seguro viagem no valor de 75 mil d\u00f3lares em caso de morte ou invalidez.<\/li><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-desvantagens\">Quels sont les inconv\u00e9nients ?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, apesar das vantagens que o cart\u00e3o de cr\u00e9dito Livraria Cultura oferece, ele tamb\u00e9m apresenta alguns pontos negativos. A falta de parceiros para a troca de pontos por milhas e n\u00e3o estar dispon\u00edvel para pessoas com o nome negativado, s\u00e3o alguns exemplos disso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, a cobran\u00e7a de anuidade \u00e9 outra desvantagem desse cart\u00e3o. Afinal, para us\u00e1-lo \u00e9 preciso desembolsar uma quantia mensal de R$292,00 que pode ser dividido em 12 parcelas de R$24,33 que s\u00e3o inclu\u00eddas na fatura.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como existem cart\u00f5es de cr\u00e9dito no mercado que oferecem vantagens parecidas e n\u00e3o cobram anuidade, estes pontos podem ser verdadeiros impedimentos, sobretudo, para quem planejar pedir o cart\u00e3o da Livraria Cultura.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-cart%C3%A3o-de-cr%C3%A9dito-livraria-cultura-vale-a-pena-\">Cart\u00e3o de cr\u00e9dito Livraria Cultura vale a pena?&nbsp;<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o de cr\u00e9dito Livraria Cultura vale a pena para quem est\u00e1 a procura de um cart\u00e3o b\u00e1sico. Afinal, ele permite que voc\u00ea realize compras em lojas f\u00edsicas ou virtuais no Brasil e no exterior, al\u00e9m de obter as vantagens listadas acima.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, se voc\u00ea deseja obter um cart\u00e3o de cr\u00e9dito com excelente programa de pontos ou possibilidade de acessar salas VIP em aeroportos, ent\u00e3o essa pode n\u00e3o ser uma op\u00e7\u00e3o interessante para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse caso, seria melhor optar pela linha Gold ou Platinum de uma das bandeiras, por exemplo. Por isso, \u00e9 importante considerar todos os pr\u00f3s e contras do cart\u00e3o antes de passar por todo o processo de solicita\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-como-fazer-o-cart%C3%A3o-livraria-cultura\">Como fazer o Cart\u00e3o Livraria Cultura?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como fazer o cart\u00e3o de cr\u00e9dito Livraria Cultura.\"  id=\"22333\" src=\"https:\/\/ucarecdn.com\/5c8b7f07-6733-4f61-8192-357f690d4971\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Como fazer o cart\u00e3o de cr\u00e9dito Livraria Cultura.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, os clientes podem fazer a solicita\u00e7\u00e3o do cart\u00e3o de cr\u00e9dito Livraria Cultura de diversas formas: atrav\u00e9s das lojas credenciadas, pelo aplicativo do Itaucard ou por meio do pr\u00f3prio site do Banco Ita\u00fa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para tanto, voc\u00ea precisa estar munido dos seus documentos pessoais, assim como do comprovante de resid\u00eancia e de renda atualizados. Em seguida, \u00e9 s\u00f3 aguardar o resultado da an\u00e1lise de cr\u00e9dito e a aprova\u00e7\u00e3o do cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Saiba mais detalhes sobre como fazer esse cart\u00e3o de cr\u00e9dito clicando no bot\u00e3o abaixo. 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