{"id":21864,"date":"2021-05-05T16:45:23","date_gmt":"2021-05-05T16:45:23","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=21864"},"modified":"2021-05-05T16:45:26","modified_gmt":"2021-05-05T16:45:26","slug":"serasa-promove-acao-para-quitar-dividas-em-2021","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/fr\/serasa-promove-acao-para-quitar-dividas-em-2021\/","title":{"rendered":"Serasa promeut l&#039;action pour que les consommateurs remboursent leurs dettes en 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-quite-suas-d%C3%ADvidas-com-parcelas-a-partir-de-r990-reais\">Quite suas d\u00edvidas com parcelas a partir de R$9,90 reais<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Quitar D\u00edvidas em 2021\"  id=\"21871\" src=\"https:\/\/ucarecdn.com\/9484e4f9-dfb5-4ba5-a641-ac2679d2d69f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Quitar D\u00edvidas em 2021<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De acordo com uma pesquisa realizada pelo Serasa, de fevereiro a mar\u00e7o de 2021, o n\u00famero de inadimplentes passou de 61,56 milh\u00f5es para 62,56 milh\u00f5es. Isso demonstra a dificuldade dos brasileiros para quitar d\u00edvidas em 2021.   <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diante do crescente n\u00famero de endividados, o Serasa iniciou o novo feir\u00e3o de regulariza\u00e7\u00e3o de d\u00edvidas de consumidores que est\u00e3o com o nome sujo. Assim, durante essa a\u00e7\u00e3o, os inadimplentes podem ganhar at\u00e9 90% de desconto no valor devido.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa maneira, os brasileiros podem quitar d\u00edvidas em 2021 com parcelas m\u00ednimas. Elas podem ser de R$9,90, R$19,90 e at\u00e9 R$29,90. Ent\u00e3o, acompanhe o nosso artigo e descubra como essa nova a\u00e7\u00e3o da Serasa vai funcionar e dicas de como organizar as finan\u00e7as. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-como-funciona-a-nova-a%C3%A7%C3%A3o-do-serasa-para-quitar-d%C3%ADvidas-em-2021\">Como funciona a nova a\u00e7\u00e3o do Serasa para quitar d\u00edvidas em 2021?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A a\u00e7\u00e3o do Serasa para quitar d\u00edvidas em 2021 \u00e9 realizada por meio da parceria da institui\u00e7\u00e3o com mais de 50 empresas. Al\u00e9m do varejo, bancos, companhias telef\u00f4nicas, construtoras, universidades e financeiras se reuniram para diminuir as taxas de inadimpl\u00eancia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para tanto, os inadimplentes podem fazer a renegocia\u00e7\u00e3o de suas d\u00edvidas no site do feir\u00e3o, pelo aplicativo da institui\u00e7\u00e3o ou atrav\u00e9s do telefone 0800 591 1222 e WhatsApp 11-99575-209. Segundo o Serasa, o novo acordo pode ser feito em menos de tr\u00eas minutos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Serasa tamb\u00e9m recomenda que os consumidores fa\u00e7am as negocia\u00e7\u00f5es das d\u00edvidas utilizando meios digitais. No entanto, tamb\u00e9m \u00e9 poss\u00edvel fazer acordos atrav\u00e9s das ag\u00eancias dos Correios.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2bADVz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/como-negociar-dividas-online\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Comment n\u00e9gocier des dettes en ligne\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e54852b2-ec9e-4454-952e-0a474fc13ad2\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/como-negociar-dividas-online\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Comment n\u00e9gocier des dettes en ligne\">\n            Comment n\u00e9gocier des dettes en ligne        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Avez-vous d\u00e9j\u00e0 essay\u00e9 de n\u00e9gocier vos dettes, mais sans succ\u00e8s ? Vous souhaitez une aide suppl\u00e9mentaire et rapide\u00a0? Alors faites attention car nous allons vous apprendre \u00e0 n\u00e9gocier des dettes en ligne.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/como-negociar-dividas-online\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Afinal, essa \u00e9 a melhor maneira de evitar o ac\u00famulo de contas atrasadas e os altos juros. No entanto, para atingir esse objetivo anote as nossas dicas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-saiba-o-quanto-deve\">Saiba o quanto deve<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para quitar suas d\u00edvidas voc\u00ea precisa saber quanto deve. Portanto, fa\u00e7a um diagn\u00f3stico das suas contas e anote todas elas. Assim, com essa informa\u00e7\u00e3o ser\u00e1 poss\u00edvel calcular as taxas de juros e o valor aproximado a ser pago.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois, organize as contas com base nas taxas de juros para saber por onde voc\u00ea deve come\u00e7ar. O ideal \u00e9 come\u00e7ar por aqueles com maiores juros, pois o valor do d\u00e9bito pode aumentar mais r\u00e1pido em pouco tempo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-negocie-sua-d%C3%ADvida\">Negocie sua d\u00edvida<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ap\u00f3s fazer as contas e saber quanto deve pagar \u00e9 poss\u00edvel que voc\u00ea perceba que ser\u00e1 quase imposs\u00edvel quitar d\u00edvidas em 2021, principalmente se ganha pouco. Nesses casos, a melhor solu\u00e7\u00e3o \u00e9 negociar sua d\u00edvida.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso pode ser feito diretamente com o seu credor, mas essa op\u00e7\u00e3o pode demorar bastante. Por isso, recomendamos que voc\u00ea participe da a\u00e7\u00e3o do Serasa para negociar sua d\u00edvida online com as empresas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m dessas formas, voc\u00ea pode negociar d\u00edvidas online de outras maneiras. Voc\u00ea pode aprender mais sobre elas no nosso artigo e obter a melhor negocia\u00e7\u00e3o para os seus d\u00e9bitos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-H5qCF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/5-dicas-para-iniciar-seu-controle-financeiro\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"5 conseils pour d\u00e9marrer votre contr\u00f4le financier\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/5-dicas-para-iniciar-seu-controle-financeiro\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"5 conseils pour d\u00e9marrer votre contr\u00f4le financier\">\n            5 conseils pour d\u00e9marrer votre contr\u00f4le financier        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            H\u00e1 algumas formas de se iniciar o planejamento financeiro, inclusive, aplicativos que poder\u00e3o te ajudar nesse processo! Confira as dicas que separamos para voc\u00ea.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/5-dicas-para-iniciar-seu-controle-financeiro\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/5-dicas-para-iniciar-seu-controle-financeiro\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                5 conseils pour d\u00e9marrer votre contr\u00f4le financier              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/5-dicas-para-iniciar-seu-controle-financeiro\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-controle-seus-gastos-para-quitar-d%C3%ADvidas-em-2021\">Controle seus gastos para quitar d\u00edvidas em 2021<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Controle seus gastos para quitar d\u00edvidas em 2021\"  id=\"21884\" src=\"https:\/\/ucarecdn.com\/02969163-3bd6-43cd-b1a3-bf296c78da4a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Controle seus gastos para quitar d\u00edvidas em 2021<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O controle de gastos \u00e9 fundamental para quitar d\u00edvidas. Portanto, adquira o h\u00e1bito de anotar todo dinheiro que entra e sai durante o m\u00eas para se livrar das contas em atraso. Assim, para facilitar esse processo voc\u00ea pode utilizar:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Planilhas;<\/li><li>Cadernos de anota\u00e7\u00f5es;<\/li><li>Aplicativos de finan\u00e7as pessoais.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora sejam recursos simples, eles podem ajud\u00e1-lo a entender onde voc\u00ea est\u00e1 gastando mais. Al\u00e9m disso, tamb\u00e9m \u00e9 uma maneira de prevenir que uma nova conta surja e prejudique sua vida financeira.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-aprenda-mais-sobre-educa%C3%A7%C3%A3o-financeira\">Aprenda mais sobre educa\u00e7\u00e3o financeira<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Educa\u00e7\u00e3o financeira n\u00e3o \u00e9 ensinada aos brasileiros nas escolas. Por isso, para <strong>quitar d\u00edvidas em 2021<\/strong> \u00e9 preciso mergulhar nesse mundo e aprender a controlar seu dinheiro e se livrar das d\u00edvidas.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Estudar sobre educa\u00e7\u00e3o financeira tamb\u00e9m \u00e9 uma forma de descobrir como administrar melhor o seu dinheiro. Afinal, voc\u00ea aprende como:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Poupar;<\/li><li>Investir;<\/li><li>Ganhar mais dinheiro;<\/li><li>Usar cr\u00e9dito de maneira inteligente.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Felizmente, hoje \u00e9 mais f\u00e1cil aprender sobre finan\u00e7as. Existem blogs como o Senhor Panda, v\u00eddeos no YouTube, livros e at\u00e9 cursos que ensinam sobre educa\u00e7\u00e3o financeira.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-corte-gastos-desnecess%C3%A1rios\">R\u00e9duisez les d\u00e9penses inutiles<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A pr\u00e1tica de anotar seus gastos pode ajud\u00e1-lo a saber quanto est\u00e1 devendo e para onde est\u00e1 indo seu dinheiro. Dessa maneira, \u00e9 mais f\u00e1cil identificar despesas desnecess\u00e1rias e atingir a meta de economia necess\u00e1ria para equilibrar suas finan\u00e7as.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Geralmente, os grandes vil\u00f5es das finan\u00e7as pessoais n\u00e3o est\u00e3o em seus maiores gastos. Assim, aquele caf\u00e9, o lanche do <em>delivery<\/em> ou uma blusa nova s\u00e3o despesas pequenas que somadas podem pesar bastante no or\u00e7amento.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1NGi4I\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/saia-das-dividas-com-esse-passo-a-passo-completo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Sortez de vos dettes avec ce guide complet \u00e9tape par \u00e9tape\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/saia-das-dividas-com-esse-passo-a-passo-completo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Sortez de vos dettes avec ce guide complet \u00e9tape par \u00e9tape\">\n            Sortez de vos dettes avec ce guide complet \u00e9tape par \u00e9tape        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Conhe\u00e7a agora o artigo mais completo sobre como quitar as d\u00edvidas de forma definitiva e passo a passo, mesmo que com pouco dinheiro.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/fr\/saia-das-dividas-com-esse-passo-a-passo-completo\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continue de lire            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/fr\/saia-das-dividas-com-esse-passo-a-passo-completo\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Sortez de vos dettes avec ce guide complet \u00e9tape par \u00e9tape              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/fr\/saia-das-dividas-com-esse-passo-a-passo-completo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continue de lire                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"8-passo-a-passo-para-negociar-sua-d%C3%ADvida-com-nova-a%C3%A7%C3%A3o-do-serasa\">Passo a passo para negociar sua d\u00edvida com nova a\u00e7\u00e3o do Serasa<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De acordo com a pesquisa do Serasa, a d\u00edvida m\u00e9dia dos brasileiros que est\u00e3o em situa\u00e7\u00e3o de inadimpl\u00eancia \u00e9 de R$3.903,73. E, para voc\u00ea quitar d\u00edvidas em 2021 atrav\u00e9s da a\u00e7\u00e3o da empresa<strong> <\/strong>basta seguir cinco passos simples, veja abaixo quais s\u00e3o eles:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>1\u00ba Passo<\/strong>: acesse o site <em>Nom de Serasa Limpa<\/em> ou baixe o aplicativo;<\/li><li><strong>2\u00ba Passo<\/strong>: preencha seu cadastro inserindo CPF e outras informa\u00e7\u00f5es pessoais, apenas voc\u00ea ter\u00e1 acesso aos seus dados;<\/li><li><strong>3\u00ba Passo<\/strong>: as informa\u00e7\u00f5es financeiras aparecer\u00e3o na tela do computador ou do <em>smartphone<\/em>. Clique em uma das condi\u00e7\u00f5es oferecidas para o pagamento e veja as op\u00e7\u00f5es para renegocia\u00e7\u00e3o;<\/li><li><strong>4\u00ba Passo<\/strong>: ap\u00f3s escolher uma das op\u00e7\u00f5es de valor, clique na forma de pagamento. A conta pode ser paga \u00e0 vista ou em parcelas;<\/li><li><strong>5\u00ba Passo<\/strong>: a pr\u00f3pria plataforma gera um ou mais boletos para o pagamento, com a data de vencimento inclu\u00edda. Os boletos podem ser pagos <em>en ligne<\/em>, em casas lot\u00e9ricas ou na ag\u00eancia do banco.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Especialistas avaliam que a taxa de inadimpl\u00eancia tende a aumentar nos pr\u00f3ximos meses.  Isso devido \u00e0s medidas adotadas para o controle da pandemia do coronav\u00edrus. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, devido a esse cen\u00e1rio que o Serasa criou essa a\u00e7\u00e3o para quita\u00e7\u00e3o de d\u00e9bitos. Sem d\u00favida, \u00e9 uma forma de fazer com que voc\u00ea consiga alcan\u00e7ar uma vida financeira saud\u00e1vel durante um momento dif\u00edcil como esse.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1LgXPI\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/fr\/10-melhores-conselhos-de-educacao-financeira\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"10 meilleurs conseils d\u2019\u00e9ducation financi\u00e8re\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d465b5e6-381d-4a5e-8bf7-cb1dd90cf673\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/fr\/10-melhores-conselhos-de-educacao-financeira\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"10 meilleurs conseils d\u2019\u00e9ducation financi\u00e8re\">\n            10 meilleurs conseils d\u2019\u00e9ducation financi\u00e8re        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            L&#039;\u00e9ducation financi\u00e8re vous aide \u00e0 vous fixer de bons objectifs et \u00e0 g\u00e9rer vos finances, en maintenant des revenus toujours sup\u00e9rieurs \u00e0 vos d\u00e9penses. 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Os descontos podem chegar a 90%. Confira!<\/p>","protected":false},"author":16,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29,38,19],"tags":[136,65,79,50],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Serasa promove a\u00e7\u00e3o para consumidor quitar d\u00edvidas em 2021 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Para quitar d\u00edvidas em 2021 voc\u00ea pode contar com a a\u00e7\u00e3o do Serasa que oferece negocia\u00e7\u00f5es com parcelas a partir de R$9,90. 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